[Group Wearing Song Dynasty] The Glory of the Sky
Chapter 108 Finance
As early as when they were in contact with Song Guo, Jiang Yin's people discovered a problem.
Song State is simply a wasteland of knowledge to Lin State.
The Finance Bureau was originally short-staffed. At first, it was only responsible for various economic affairs of a small town. Now it was suddenly promoted to participate in the finance of a country. Everyone was afraid of messing things up.
Even if you smash it, you won't be able to hit it anywhere.
The good news is that their opponent doesn't know what 'dumping' is or 'credit', and the management of foreign trade is completely in its infancy.
The bad news is that in fact, the Bureau of Finance was suddenly upgraded to the Institute of Finance, and they don't have much experience.
This is no less than suddenly pulling a small clerk at the bank counter to become the president of the four major banks. Even if the theoretical knowledge is good, he may not be qualified for this position.
Jiangyin has upgraded from a town to a city, and forcibly established a national system, which is not easy in itself.
In the past two years, the Senate has focused its energy on national defense and internal system construction, and has no spare energy to take care of other things. It can even be said that from the beginning, there was no diplomatic preparation.
They are also very passive on some levels.
Both the Ministry of National Defense and the army were pulled out by Qian Fan, ranging from the official rank and merit evaluation system, down to the army's food level and miscellaneous expenses regulations. It was formulated by a small official who had never seen the world.
As for the Finance Bureau, Luo Te did not have his courage and experience.
Qian Fan was able to stand alone because he was born and died in the special forces unit, and he knew the whole system very well.
But Luo Te has never even been in Shidu's central bank. He can only say that he reads books and holds meetings every day, constantly thinking about what to do with the entire monetary system.
This time, I really crossed the river by feeling the stones.
After the sudden change, Luo Tuo was the first to ask Liu Xi to resign, saying that he wanted to live for two more years, and he didn't want to take the blame or pay the debt.
Once the currency system and foreign trade are messed up, Luo Te will be a sinner through the ages, and the money wasted can be used to fill the entire Yangzhou River.
Liu Xi stared at his freshly burnt dreadlocks and asked meaningfully.
"How many people in this town do you think have studied finance and economics?"
A town in Jiangyin started off with tourism projects and private enterprises, and it was able to make money because the mayor, Liu Da, took his father as an endorsement and tried to find ways to get orders abroad and at home.
In a town of 6 to [-] people, there are only so many people who have received undergraduate education, and they may not necessarily stay in the town - they have all gone to university, and they are not rushing to first-, second-, and third-tier cities.
At that time, after the census was completed, the Finance Institute used all its efforts to recruit a group of undergraduates, but not many of them had actually practiced these things.
The first thing is to confirm the method of printing money and the anti-counterfeiting design.
——Thanks to Longmu Qingyu and Mayor Long, otherwise everyone would have a color printer, and the currency flow would be heavenly.
The second thing is to expand the gold and silver reserves, check the inventory of precious metals in the treasury, and maintain and adjust the security system of the treasury, so as not to lock all the money underground.
The matter of the treasury was confirmed from the beginning, but those precious metals were originally managed by the country for the time, and did not belong to them-now it can be regarded as an inheritance of a huge sum of money.
And because Liu Xi and Qian Fan thought of ways to do business with the nobles of Yangzhou, the officials of the Song Dynasty and even the emperor, not only a large amount of silver, gold, and gold ingots entered the treasury, but even the new coins they printed began to go to the treasury. Circulation abroad.
The banknotes of Linguo are designed with reference to the old coins, with beluga whales and butterfly corals printed on the front, and oceans and cliffs printed on the reverse. The design is also quite beautiful.
At that time, Luo Te went to look for Liu Xun with the banknotes that were still warm from the oven. He was wearing a long-sleeved pullover sweater in summer, not at all like the leader of the Finance House, but some bastard in the back street who forgot to drink a cigarette.
Liu Xi took a look at his ruffian appearance, smiled and chatted with him about the future system construction.
For the time being, Linguo does not participate in the market exchanges, and only the government acts as an intermediary to negotiate foreign trade exchanges with other countries.
This is not only because the government needs to take a commission to determine the tax rate, but also because it is related to the circulation of civilization and technology.
For things like arms, it is natural that the official manufacturer decides which batch to sell, but the approval process for other goods also takes at least two months.
Until the time and space changes, that is, in 2030, there is no complete conclusion in the academic circle about the optimal currency and monetary system.
Once they established the Bretton Woods system, thinking that it was seamless, but within a few decades it fell apart and the order fell into chaos.
Then various countries began to compete for the top spot in the world currency, and almost started a war for this.
In this world, before the Lin Kingdom appeared, the leader of the entire continent was naturally the Song State.
Regardless of whether it is east, west, north or south, even in Mobei, where the snow and ice are interspersed, people still use silver ingots and Song coins in addition to bartering.
Even if the Kingdom of Jin and Mongolia had the ability to mint exclusive copper coins, they couldn't handle the dumping trade of the Kingdom of Song, and they couldn't even hold the right to control their own country's independent currency.
However, the appearance of Linguo not only disrupted this pattern, but also refreshed the cognition of these ancients.
They established a bank, set up a flow plan for the exchange rate, and recently opened a new bank in Lin'an, so that Lin'an merchants can exchange banknotes for silver ingots or the usual copper coins more quickly. Although the process is very serious, there is always a feeling The feeling of children playing house.
——It’s already 2030, who still spends a lot of money to go shopping.
Along with the establishment, there is also the right to speak and make rules in international trade.
This thing is really a bit of a bully.
Back then, when the three giants of the Kingdom of Jin, the Kingdom of Song, and the Kingdom of Ling were meeting to start friendly discussions on various transactions, Luo Te tapped on Erlang's legs and listened to their fierce disputes for four or five rounds. When the price was almost negotiated, he asked a question: " Who decides the sales contract and service contract?"
Li Shi and Zhao Gou froze for a moment, showing blank expressions.
Luo Te realized something, sat up straighter, and asked again: "Freight forwarder...is there still a discussion?"
There was an awkward silence.
"Then... cost plus shipping..."
Liu Zi glanced at him, indicating that you can shut up first.
Four-fifths of the entire venue are people from the Jin and Song Dynasties. The problem is... they obviously don't have this knowledge.
Some things can be ignored, but there is a price to pay for neglect.
Responsibility boundaries are not clearly defined, emergency plans are not set up in advance, and if there are mistakes in the handover method and verification links, etc., it will cause piles of troubles.
Luo Tuo originally thought that he was helping to do business for Linguo, just like he used to do business with Jiang Yin with Liu Xi.
But how do you feel now... I came here to teach them?
So the officials of the three countries had friendly exchanges for many days on various terms and conditions.
The communication was mainly explained by people from Linguo, and people from Jin and Song Dynasties listened.
——This matter is actually not pleasing to the three parties, but in order for the business to continue smoothly, the terms of the contract must be clearly negotiated, otherwise no one will be able to bear the burden.
On the side of the people of Linguo, they felt a terrible pain in the head.
People in these two countries don't understand the meaning of many words at all, and the more they talk, the more confused they become. Sometimes they start class again while talking about business.
The people of the Jin and Song Dynasties were not grateful or gratified at all for this opportunity to learn new knowledge.
Because they care more about face.
He Jin Guo beat Song Guo like his grandson back then, and even the emperor of Song Guo regarded himself as a minister.
In the Song Dynasty, he was unrivaled in terms of trade, and a series of goods were opened at the port to be exported overseas, so he was the overlord no matter what.
But there are various clauses in this contract, not to mention the emperor, even those important ministers who are well-informed and memorized, few of them can understand it?
Naturally, no one is willing to let Linguo decide. If Linguo decides on these rules and regulations, he may secretly seek many benefits for himself.
... But these financial terms are really confusing.
After Zhao Gou left the conference hall, he directly asked his subordinates with a dark face if it was okay not to sign the contract.
If you don't sign a contract, you won't be able to do business.
This incident started in March last year, and left the impression of "Linguo people really worry about things and talk too much" to the other two countries.
And this stereotype, as the two countries began to discuss the joint construction of factories this year, is still deepening.
Investment promotion requires bidding, land planning, professional management system construction, cost budget reference, and environmental pollution assessment.
The people of Song Dynasty were quite stunned at the meeting: "What is this all about?"
The pseudo-big bosses in the business world who were planning to open up a new Red Sea market also looked stunned: "Don't you understand anything?"
Now this situation is chatting across servers...
People at level 99 want to form a team to play a dungeon, and novices are still familiar with the operation interface. How can they play together...
Song Guo wants to save face, so naturally he won't let the people of Linguo take full control over everything. If he doesn't understand, he either pretends to understand with a swollen face, or takes the minions to learn, and then come back to talk when he learns.
——How can you learn this in three or four years?
Unexpectedly, Yun Qi, who was mainly in charge of coming up with ideas, had already returned to China. Not only did he return to China, but he was also busy with various things by Wan Yanyong. He had no time to guide Emperor Zhao who suddenly began to doubt his national IQ.
Here's where things froze.
When Xin Qiji returned to Lin'an again, Lu You was in a panic. He had been pacing back and forth since the morning, waiting for You'an to come back by car.
He has been concerned about this matter since a long time ago, and even specially notified the emperor, but there is no way to solve it.
——Why, money is worthless? ?
This matter is simply incomprehensible.
You must know that the transactions between Song State and the other two countries are always coming and going, earning and gaining.
Although the weather has gotten colder in the past two years, the weather in the Huguang area has been smooth and there have never been any major problems. This year's harvest is also quite good, but food and meat are getting more and more expensive.
Is this unreasonable?
Food is not so expensive when there is a flood, so why can't you afford meat after two years of harvest?
Lu You was the first to discover the price changes. When he mentioned it, other ministers who were concerned about the country and the people naturally became vigilant, and then offered advice and suggestions, asking His Majesty to "govern with benevolence" and "reduce taxes".
The basic guiding ideology of all political opinions are ancient books such as "Book of Rites" and "Analects of Confucius".
The Four Books and Five Classics can't let them understand which link is wrong, and can't guide them how to solve the problem.
The problem is, even if Linguo bombarded two mountains with cannons one after another and was able to control the fire and water dragons, these people still hold on to Confucianism and refuse to accept these cutting-edge knowledge.
So after thinking about it this way, it must be Lin Guo acting as a demon.
If Linguo is not a monster, how could their prices rise so fast that money is worthless?
Zhao Gou watched his two sons grow up day by day, became more responsible and diligent, and asked the person in charge of minting to mint more coins, and loosened the management of Jiaozi, thinking of ways to alleviate the predicament.
But the more he gave these remedial orders, the worse it seemed.
——Absolutely, it is definitely the people of Linguo who are launching the sorcery! ! !
They flattened the mountains, which moved the wealth of the Song Kingdom! !
No, they flooded the mountains and filled the water just to build a grand avenue and curse them for the early death of the Song Dynasty! ! !
It's all Linguo's fault!The people of Linguo are all monsters!
When Xin Qiji got out of the carriage, he was pulled into another carriage by Lu You, and he didn't even have time to pack his luggage.
The carriage seemed to be unable to step on the brakes, and it ran directly into the palace city, where a hall of bachelors had long been filled, and each of them had a look of asking questions.
Nowadays, not only the price of grain and rice is rising, but even other daily necessities can no longer be afforded by the common people. All kinds of people kneel and cry in front of Miyagi, unable to leave.
This matter must be resolved quickly!Can't get any worse!
When the little eunuch next to him saw Xin Qiji's arrival, he hurriedly explained the ins and outs of the matter to him.
According to the speculation of the ministers in the palace, maybe they used the mountains and rivers as a dojo to make their Song Dynasty decline year after year, otherwise there would be such a strange thing!
After hearing the cause and effect, Xin Qiji had to come to the Ministry of Accounts to look through the various account books and understand a few issues with the prime minister. Then he saluted and bowed under everyone's gaze, and said in a deep voice: "To tell you the truth, this is not a problem. It's not about the magical technique, nor is it about Lin Guo's calculations."
The depreciation of currency can be explained by scientific laws.
Before the words fell, there was a sneering sound from the side.
"This Xin Chengxue has stayed in Jiangyin for a few months, and he has started to speak for Linguo."
"If I stay there for a few more years, I'm afraid a knife could stab the emperor in front of me!"
Song State is simply a wasteland of knowledge to Lin State.
The Finance Bureau was originally short-staffed. At first, it was only responsible for various economic affairs of a small town. Now it was suddenly promoted to participate in the finance of a country. Everyone was afraid of messing things up.
Even if you smash it, you won't be able to hit it anywhere.
The good news is that their opponent doesn't know what 'dumping' is or 'credit', and the management of foreign trade is completely in its infancy.
The bad news is that in fact, the Bureau of Finance was suddenly upgraded to the Institute of Finance, and they don't have much experience.
This is no less than suddenly pulling a small clerk at the bank counter to become the president of the four major banks. Even if the theoretical knowledge is good, he may not be qualified for this position.
Jiangyin has upgraded from a town to a city, and forcibly established a national system, which is not easy in itself.
In the past two years, the Senate has focused its energy on national defense and internal system construction, and has no spare energy to take care of other things. It can even be said that from the beginning, there was no diplomatic preparation.
They are also very passive on some levels.
Both the Ministry of National Defense and the army were pulled out by Qian Fan, ranging from the official rank and merit evaluation system, down to the army's food level and miscellaneous expenses regulations. It was formulated by a small official who had never seen the world.
As for the Finance Bureau, Luo Te did not have his courage and experience.
Qian Fan was able to stand alone because he was born and died in the special forces unit, and he knew the whole system very well.
But Luo Te has never even been in Shidu's central bank. He can only say that he reads books and holds meetings every day, constantly thinking about what to do with the entire monetary system.
This time, I really crossed the river by feeling the stones.
After the sudden change, Luo Tuo was the first to ask Liu Xi to resign, saying that he wanted to live for two more years, and he didn't want to take the blame or pay the debt.
Once the currency system and foreign trade are messed up, Luo Te will be a sinner through the ages, and the money wasted can be used to fill the entire Yangzhou River.
Liu Xi stared at his freshly burnt dreadlocks and asked meaningfully.
"How many people in this town do you think have studied finance and economics?"
A town in Jiangyin started off with tourism projects and private enterprises, and it was able to make money because the mayor, Liu Da, took his father as an endorsement and tried to find ways to get orders abroad and at home.
In a town of 6 to [-] people, there are only so many people who have received undergraduate education, and they may not necessarily stay in the town - they have all gone to university, and they are not rushing to first-, second-, and third-tier cities.
At that time, after the census was completed, the Finance Institute used all its efforts to recruit a group of undergraduates, but not many of them had actually practiced these things.
The first thing is to confirm the method of printing money and the anti-counterfeiting design.
——Thanks to Longmu Qingyu and Mayor Long, otherwise everyone would have a color printer, and the currency flow would be heavenly.
The second thing is to expand the gold and silver reserves, check the inventory of precious metals in the treasury, and maintain and adjust the security system of the treasury, so as not to lock all the money underground.
The matter of the treasury was confirmed from the beginning, but those precious metals were originally managed by the country for the time, and did not belong to them-now it can be regarded as an inheritance of a huge sum of money.
And because Liu Xi and Qian Fan thought of ways to do business with the nobles of Yangzhou, the officials of the Song Dynasty and even the emperor, not only a large amount of silver, gold, and gold ingots entered the treasury, but even the new coins they printed began to go to the treasury. Circulation abroad.
The banknotes of Linguo are designed with reference to the old coins, with beluga whales and butterfly corals printed on the front, and oceans and cliffs printed on the reverse. The design is also quite beautiful.
At that time, Luo Te went to look for Liu Xun with the banknotes that were still warm from the oven. He was wearing a long-sleeved pullover sweater in summer, not at all like the leader of the Finance House, but some bastard in the back street who forgot to drink a cigarette.
Liu Xi took a look at his ruffian appearance, smiled and chatted with him about the future system construction.
For the time being, Linguo does not participate in the market exchanges, and only the government acts as an intermediary to negotiate foreign trade exchanges with other countries.
This is not only because the government needs to take a commission to determine the tax rate, but also because it is related to the circulation of civilization and technology.
For things like arms, it is natural that the official manufacturer decides which batch to sell, but the approval process for other goods also takes at least two months.
Until the time and space changes, that is, in 2030, there is no complete conclusion in the academic circle about the optimal currency and monetary system.
Once they established the Bretton Woods system, thinking that it was seamless, but within a few decades it fell apart and the order fell into chaos.
Then various countries began to compete for the top spot in the world currency, and almost started a war for this.
In this world, before the Lin Kingdom appeared, the leader of the entire continent was naturally the Song State.
Regardless of whether it is east, west, north or south, even in Mobei, where the snow and ice are interspersed, people still use silver ingots and Song coins in addition to bartering.
Even if the Kingdom of Jin and Mongolia had the ability to mint exclusive copper coins, they couldn't handle the dumping trade of the Kingdom of Song, and they couldn't even hold the right to control their own country's independent currency.
However, the appearance of Linguo not only disrupted this pattern, but also refreshed the cognition of these ancients.
They established a bank, set up a flow plan for the exchange rate, and recently opened a new bank in Lin'an, so that Lin'an merchants can exchange banknotes for silver ingots or the usual copper coins more quickly. Although the process is very serious, there is always a feeling The feeling of children playing house.
——It’s already 2030, who still spends a lot of money to go shopping.
Along with the establishment, there is also the right to speak and make rules in international trade.
This thing is really a bit of a bully.
Back then, when the three giants of the Kingdom of Jin, the Kingdom of Song, and the Kingdom of Ling were meeting to start friendly discussions on various transactions, Luo Te tapped on Erlang's legs and listened to their fierce disputes for four or five rounds. When the price was almost negotiated, he asked a question: " Who decides the sales contract and service contract?"
Li Shi and Zhao Gou froze for a moment, showing blank expressions.
Luo Te realized something, sat up straighter, and asked again: "Freight forwarder...is there still a discussion?"
There was an awkward silence.
"Then... cost plus shipping..."
Liu Zi glanced at him, indicating that you can shut up first.
Four-fifths of the entire venue are people from the Jin and Song Dynasties. The problem is... they obviously don't have this knowledge.
Some things can be ignored, but there is a price to pay for neglect.
Responsibility boundaries are not clearly defined, emergency plans are not set up in advance, and if there are mistakes in the handover method and verification links, etc., it will cause piles of troubles.
Luo Tuo originally thought that he was helping to do business for Linguo, just like he used to do business with Jiang Yin with Liu Xi.
But how do you feel now... I came here to teach them?
So the officials of the three countries had friendly exchanges for many days on various terms and conditions.
The communication was mainly explained by people from Linguo, and people from Jin and Song Dynasties listened.
——This matter is actually not pleasing to the three parties, but in order for the business to continue smoothly, the terms of the contract must be clearly negotiated, otherwise no one will be able to bear the burden.
On the side of the people of Linguo, they felt a terrible pain in the head.
People in these two countries don't understand the meaning of many words at all, and the more they talk, the more confused they become. Sometimes they start class again while talking about business.
The people of the Jin and Song Dynasties were not grateful or gratified at all for this opportunity to learn new knowledge.
Because they care more about face.
He Jin Guo beat Song Guo like his grandson back then, and even the emperor of Song Guo regarded himself as a minister.
In the Song Dynasty, he was unrivaled in terms of trade, and a series of goods were opened at the port to be exported overseas, so he was the overlord no matter what.
But there are various clauses in this contract, not to mention the emperor, even those important ministers who are well-informed and memorized, few of them can understand it?
Naturally, no one is willing to let Linguo decide. If Linguo decides on these rules and regulations, he may secretly seek many benefits for himself.
... But these financial terms are really confusing.
After Zhao Gou left the conference hall, he directly asked his subordinates with a dark face if it was okay not to sign the contract.
If you don't sign a contract, you won't be able to do business.
This incident started in March last year, and left the impression of "Linguo people really worry about things and talk too much" to the other two countries.
And this stereotype, as the two countries began to discuss the joint construction of factories this year, is still deepening.
Investment promotion requires bidding, land planning, professional management system construction, cost budget reference, and environmental pollution assessment.
The people of Song Dynasty were quite stunned at the meeting: "What is this all about?"
The pseudo-big bosses in the business world who were planning to open up a new Red Sea market also looked stunned: "Don't you understand anything?"
Now this situation is chatting across servers...
People at level 99 want to form a team to play a dungeon, and novices are still familiar with the operation interface. How can they play together...
Song Guo wants to save face, so naturally he won't let the people of Linguo take full control over everything. If he doesn't understand, he either pretends to understand with a swollen face, or takes the minions to learn, and then come back to talk when he learns.
——How can you learn this in three or four years?
Unexpectedly, Yun Qi, who was mainly in charge of coming up with ideas, had already returned to China. Not only did he return to China, but he was also busy with various things by Wan Yanyong. He had no time to guide Emperor Zhao who suddenly began to doubt his national IQ.
Here's where things froze.
When Xin Qiji returned to Lin'an again, Lu You was in a panic. He had been pacing back and forth since the morning, waiting for You'an to come back by car.
He has been concerned about this matter since a long time ago, and even specially notified the emperor, but there is no way to solve it.
——Why, money is worthless? ?
This matter is simply incomprehensible.
You must know that the transactions between Song State and the other two countries are always coming and going, earning and gaining.
Although the weather has gotten colder in the past two years, the weather in the Huguang area has been smooth and there have never been any major problems. This year's harvest is also quite good, but food and meat are getting more and more expensive.
Is this unreasonable?
Food is not so expensive when there is a flood, so why can't you afford meat after two years of harvest?
Lu You was the first to discover the price changes. When he mentioned it, other ministers who were concerned about the country and the people naturally became vigilant, and then offered advice and suggestions, asking His Majesty to "govern with benevolence" and "reduce taxes".
The basic guiding ideology of all political opinions are ancient books such as "Book of Rites" and "Analects of Confucius".
The Four Books and Five Classics can't let them understand which link is wrong, and can't guide them how to solve the problem.
The problem is, even if Linguo bombarded two mountains with cannons one after another and was able to control the fire and water dragons, these people still hold on to Confucianism and refuse to accept these cutting-edge knowledge.
So after thinking about it this way, it must be Lin Guo acting as a demon.
If Linguo is not a monster, how could their prices rise so fast that money is worthless?
Zhao Gou watched his two sons grow up day by day, became more responsible and diligent, and asked the person in charge of minting to mint more coins, and loosened the management of Jiaozi, thinking of ways to alleviate the predicament.
But the more he gave these remedial orders, the worse it seemed.
——Absolutely, it is definitely the people of Linguo who are launching the sorcery! ! !
They flattened the mountains, which moved the wealth of the Song Kingdom! !
No, they flooded the mountains and filled the water just to build a grand avenue and curse them for the early death of the Song Dynasty! ! !
It's all Linguo's fault!The people of Linguo are all monsters!
When Xin Qiji got out of the carriage, he was pulled into another carriage by Lu You, and he didn't even have time to pack his luggage.
The carriage seemed to be unable to step on the brakes, and it ran directly into the palace city, where a hall of bachelors had long been filled, and each of them had a look of asking questions.
Nowadays, not only the price of grain and rice is rising, but even other daily necessities can no longer be afforded by the common people. All kinds of people kneel and cry in front of Miyagi, unable to leave.
This matter must be resolved quickly!Can't get any worse!
When the little eunuch next to him saw Xin Qiji's arrival, he hurriedly explained the ins and outs of the matter to him.
According to the speculation of the ministers in the palace, maybe they used the mountains and rivers as a dojo to make their Song Dynasty decline year after year, otherwise there would be such a strange thing!
After hearing the cause and effect, Xin Qiji had to come to the Ministry of Accounts to look through the various account books and understand a few issues with the prime minister. Then he saluted and bowed under everyone's gaze, and said in a deep voice: "To tell you the truth, this is not a problem. It's not about the magical technique, nor is it about Lin Guo's calculations."
The depreciation of currency can be explained by scientific laws.
Before the words fell, there was a sneering sound from the side.
"This Xin Chengxue has stayed in Jiangyin for a few months, and he has started to speak for Linguo."
"If I stay there for a few more years, I'm afraid a knife could stab the emperor in front of me!"
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