Born with rich bones

In the evening, Luo Bai dialed Manager Zheng's private number and cut straight to the point: "Uncle Zheng, you have a big deal, do you want to do it?"

Manager Zheng was delighted when he heard that, and quickly smiled and said, "Luo Bai, that's interesting. There is a big deal and Uncle Zheng hasn't been left behind. Tell me, what kind of business is it?"

Luo Bai: "Have you heard of the fruit warehouse in Pinghan Province?"

Manager Zheng was stunned: "No."

It's normal that Manager Zheng, who is in the financial circle, doesn't pay attention to things in the bank.

However, he was watching the news, so he knew that the fruits in Pinghan Province were seriously unsalable.

"What do you mean, are you looking at the unsalable fruits in Pinghan Province? The transportation and logistics are not good, and it's a bit of a loss to do this."

"I'm sure I've found you." Luo Bai pondered for a while and said, "I want to invest, but I'm short of liquidity."

Manager Zheng understood, "Isn't it a loan, how much?"

Luo Bai: "Not much, small money, the total is only 3000 million."

The sound of a heavy object falling to the ground immediately came from the other end of the microphone, but there was no response for a long time. Luo Bai probed: "Uncle Zheng, are you all right?"

Manager Zheng: "...Luo Bai, I haven't seen you for a few days, you floated into the atmosphere."

3000? !

If you borrow 100 million, he has to report it layer by layer, let alone 3000 million? !

4000 million is Luo Bai's conservative estimate, borrow an additional 800 million, in order to have enough working capital to improve the processing plant and deal with subsequent distribution costs.

So he raised it from the original 2000 million to 3000 million.

Luo Bai: "So it's a big deal. You see, I'm not looking for a bank, I'm looking for you specifically, to show that I miss you and take care of you."

Manager Zheng: "I really hope you don't think of me. 3000 million... is too much, a huge sum of money. What are you doing?"

Luo Bai: "Buy something."

Manager Zheng: "What do you want to buy for 3000 million?"

Luo Bai: "Fruit."

Manager Zheng: "Did you buy the whole province's fruit?"

Luo Bai didn't answer but instead asked, "Uncle Zheng, do you believe me?"

Manager Zheng: "I believe you, but my immediate boss doesn't. I have to prepare a lot of information for 3000 million yuan. The most basic thing is that you must have something of corresponding value to mortgage or have a guarantor. The problem is your assets, trust It's clear that the co-op you're investing in is currently getting off the ground and trusts are having a hard time lending to you."

Luo Bai: "I have something of corresponding value, which can be used as collateral. Help me complete a series of loan procedures within 22 hours. We have cooperated before, and the original capital of 50 was returned to 4000 million. At least there is a basic trust for you before."

Of course Manager Zheng believed him, but he wasn't the main person talking, there were people above him.

Moreover, completing a series of loan procedures within 22 hours is completely a test of his ability to work for more than 20 or [-] years?

Just kill him.

Manager Zheng: "Collateral is not necessarily required. A guarantor is also fine, but a business license is required. The trust needs to ensure that you have the ability to repay the 4000 million debt. If you must complete the loan procedures within a short period of time, then you must cooperate I."

Luo Bai: "Okay, I will try my best to cooperate."

After finishing the call, Luo Bai immediately called Luo's father and Luo's mother to keep in touch with Manager Zheng instead.

Afterwards, he contacted Director Zhou of Xinjing Agricultural Machinery Factory, and after an explanation, he waited for news from Manager Zheng.

The value of the cooperative is not enough, at least there are shares in the most valuable Xinjing Agricultural Machinery Factory. With this, I believe Huajing Trust is willing to borrow money.

Borrowing RMB 3000 million from banks and trusts generally requires the preparation of a lot of materials. It takes at least a week from application to approval and final disbursement.

Now Luo Bai's requirement is 22 hours. Fortunately, the current trust system is immature in all aspects, and some rules can still be given the green light.

Manager Zheng at the other end gave up his sleep and put on his clothes to visit the chairman of Huajing Trust overnight.

After chatting for a long time, the chairman finally made a phone call to each department, and the general manager and above rushed to the trust headquarters for a meeting.

Father Luo and Zhou Yongli prepared the materials together, and rushed to Huajing Trust before the door opened at nine o'clock, and were received by Manager Zheng himself.

But at this time, the meeting has not yet discussed the results.

At ten o'clock, Director Zhou came to Huajing Trust with the operation situation and development plan of Xinjing Agricultural Machinery Factory, and stated that this was part of the shares owned by the cooperative.

The chairman of Huajing Trust and others who were in a meeting were alarmed and asked professionals to gather around to estimate the debt capacity of Xinjing Agricultural Machinery Factory, and then calculate the debt capacity of the cooperative before finally deciding whether to agree to the 3000 million loan.

At this time, there are still four hours before the auction starts.

Luo Bai was eating breakfast with Li Yan, both of them were calm and relaxed.

On the other hand, Dai Chengcai and the others, their eyes were blue and black, and they were obviously so worried that they didn't sleep all night.

Seeing the two children tasting delicious food heartlessly, they were jealous and envious.

Luo Bai greeted them: "Vice President Dai, the hotel's morning tea is very good."

Li Yan looked up, looked at the group of people who came in one after another, then cracked the eggs, slowly peeling the egg shells.

After peeling, put it in the bowl in front of Luo Bai, and the latter will pick it up and eat it naturally.

Dai Chengcai sat down and shook his head: "You guys eat."

He really has no appetite.

Luo Bai smiled: "Deputy Dai, a frowning face will make your luck worse. Eat enough, drink enough, and be in a good mood, maybe you will be very happy."

Dai Chengcai saw the food in front of him, and saw his smiling, happy and relaxed appearance, and suddenly felt that what he said made sense.

Instead of frowning, it is better to eat well.

Maybe it's really a good time, and something good happens?