Born with rich bones

The black Santana was parked at the intersection of traffic lights in the city center, facing an old-fashioned old building outside the car window.

The old building is a Romanesque building with mottled walls.Inside is a clothing wholesale market, with countless small tricycles and trucks parked at the door, noisy and lively.

Anyone who comes and goes now would never have imagined that in five years, this piece of land will be purchased, this old Roman-style building will become ruins, and a new and magnificent skyscraper will rise from the ground to become the financial center of Changjing City.

The daily flow of people is hundreds of thousands, and countless people get rich or have nothing here.

There are piles of gold and jade here, as well as piles of white bones.

Brilliant and downcast, the transformation of identity can be realized overnight.

The rising financial building will make the Li family secure its position as the richest man in Nanyue Province. Its completion marks the establishment of the Li family's business empire.

In 0, the financial center of Changjing survived the global financial tsunami crisis unharmed, and the name of the Li family business empire was deeply rooted in the hearts of the people.

Li Huaili, the president of the Li family, has become a pillar in the hearts of Huaguo stockholders and is called a god.

In 13 years, only five years later, the business empire of the Li family that had been undefeated for decades collapsed like a tall building.

Li Yan lowered his eyes, put his finger on the car window, and drew a circle on the location of the Romanesque building.

He hooked his lips into a smile, looking extremely morbidly happy.

Li Huaili believes in the way of raising Gu, raising sons is the same as raising Gu, let them fight, and the one who survives can inherit his business kingdom.

He raised seven|eight sons outside, and when they were 15 years old, they began to put them in the urn and fight.

In the previous life, Li Yan won and became the president of the Li family.

Then it took five years to destroy the entire Li Clan Kingdom, countless people lost their jobs, countless stockholders held signs and blocked the entrance of the financial building, and even threatened suicide by jumping off the building.

However, no one can stop the decline of the Li family.

Li Huaili was pissed to death, Li Yan disappeared, and the Li family declared bankruptcy.

The once invincible myth has been wiped out in an instant, which is embarrassing.

Fu Zhensheng said in a deep voice: "Xiao Yan, your grandmother misses you very much. Her old man has always wanted to take you to the capital. It's just that we disagree, and we are afraid that she will be stimulated. I hope you can understand."

Li Yan turned around, looked at him, nodded softly: "I know."

Fu Zhensheng asked: "Then why don't you agree to see her old man?"

Li Yan: "I still have something to do."

Fu Zhensheng choked, and couldn't help frowning, feeling a sense of irritability and helplessness in his heart.

He has been trying to persuade Li Yan to go back to the capital to meet his family for the past few days, but Li Yan replied that he had something to do and refused.

At first, Fu Zhensheng thought that the boy Li Yan had resentment towards them, and he deliberately prevaricated, but later he realized that he really had no resentment.

But not having a grudge was far more tricky than having a grudge, which meant he had no feelings for them.

Li Yan has a high IQ, but is cold and indifferent.

Fu Zhensheng stared at him, and the image of his sister couldn't help but appear in his mind.

My younger sister is ten years younger than myself, and she is the mother's late-comer. In the Fu family, she is the oldest and the youngest, so she is deeply loved.

She is not as gentle and beautiful as other juniors of the Fu family, but she is extremely beautiful and aggressive, but she is precocious and intelligent, with a domineering and paranoid personality.

This kind of person is proud and conceited, easy to fall into the magic barrier.

So she would rather sever ties with her family and elope to Changjing City with Li Huaili, even if she died of illness, she would not give in to her family.

Li Yan, who looks like a younger sister, has both his younger sister's pathological paranoia and his biological father's cold nature.

If you don't encounter heart catastrophe in your life, or you don't fall into the paranoid barrier, you can still live your life indifferently.

Fu Zhensheng sighed silently: "After finishing the work, at least go to the capital. Your grandma...may not be able to hold on anymore."

Li Yan: "Okay."

It's just a one-time meeting, but for Li Yan, it has no effect.

The cold wind poured into the cracks of the car, Li Yan couldn't hold back coughing twice, he immediately closed the window, and told the driver: "Go to the hospital."

The driver is obedient and diverts, as usual.

Seeing this, Fu Zhensheng said: "The root cause of the disease brought out by the mother's womb needs to be taken care of. When you go to the capital, I will introduce a few famous doctors from the country to help you take care of your body. Western medical techniques cannot cure the root cause of the disease, and Chinese medicine is needed."

Li Yan was born prematurely, and the root of the disease was carried in the mother's womb. In fact, she would be cured early in the day.

But the current Mrs. Li added something to the medicine he took all year round, so that his health could not recover and he could not die.

In the past and present life, Li Yan knew it all, but he was incapable of resisting.

Can you expect a child who is under ten years old and has no power to resist?

Li Huaili also knew about Mrs. Li's little tricks, but as long as the person didn't die, he wouldn't care.

In the previous life, Li Yan didn't show his terrifying business talent until he was 15 years old, and it was only then that Li Huaili stepped in to recuperate his body.

But at that time, Li Yan's body was already broken.At its worst, spent almost the entire year in bed, too weak to actively eat.

Of course, the heirs of the Li family must have a healthy body, so even though Li Huaili felt it was a pity, he did not include Li Yan in the list of heirs.

So in the end, everyone lost in a mess.

Li Yan responded lightly: "Yes."

Santana poured into the traffic, and the two landscapes flew by.The contrast between the glorious development of later generations and the humble architecture of today clearly emerges in my mind, and the memory has not faded in the past few decades.

Li Yan leaned back on the seat, closed his eyes, clasped his hands, and placed them squarely in front of his abdomen, with a calm posture.

Fu Zhensheng should not have been surprised to see the strategizing demeanor of the old man in front of this 13-year-old boy.

After all, the boy's mother was the only one who most resembled the old man among all the juniors in the Fu family back then.

It's just that the sophistication and deepness in him that doesn't match his age still makes him startled.

Fu Zhensheng only felt this palpitation when facing those old guys in the capital who had cultivated into demons.

What kind of experience did his nephew go through during the ten years in the Li family to become what he is now?

The motherless and serious young master of the Li family went to the hospital, and stimulated his half-brother, who was recovering from a broken leg, to the point where he almost jumped off the building and committed suicide for several days.

The second Mrs. Li was in a state of desperation. The hospital and Li's company went back and forth. Later, she caused an accident in public and was immediately dismissed from the company.

Many people in the circle took it as a joke, because Mrs. Li hooked up with Li Huaili by taking advantage of her position in the company when her predecessor Mrs. Li was pregnant, and later succeeded in taking the position.

People are willing to give her some face when she is in a good mood, but when she is frustrated, she will naturally trample her to death unceremoniously.

Human feelings are cold and warm, as they have been since ancient times.

One drink, one peck, retribution

When Luo Bai saw Mr. Luo at the Changjing State Guesthouse, he immediately took out two proposals and put them on the table.

One is the complete experimental conception of the ideal strain, and the other is the establishment of the experimental site of Xiling Village Cooperative in the rural reform.

Elder Luo hissed, and squinted at Luo Bai: "You are a thief!"

The 'thief' here means shrewd.

Luo Bai looked upright: "I work for the interests of the people, and I contribute to the reform of the country, and I do what I do."

Luo Lao laughed, shook his head helplessly, and looked at the two plans in his hand, which one was hot.

Well, of course they are all good things, but there are also many troubles.

Luo Lao: "I'm about to retire, and you still get these things, which makes me reluctant to retire."

Luo Bai: "You're young, you're just kidding me by saying you're retiring."

Luo Lao glanced at Luo Bai, and couldn't help laughing again.

The boy always made him laugh with a few words.

Mr. Luo really plans to retire this year, mainly to give up the position to others, and let others take the lead, so as not to be indifferent.

It's just that Luo Bai's two plans immediately aroused his interest, and he really couldn't put it down, and he was reluctant to give it up to others.

Over there in the capital, it must be decentralization.

Furthermore, policy reforms, economic opening up, and agriculture will certainly be impacted, and the future is still uncertain.

The country has no experience, and mostly crosses the river by feeling the stones, trying everything.

Right now, this plan can give him a glimpse of the future, and he wants to give it a try.

In the end, Mr. Luo made up his mind: "Haishi was circled as an experimental site, and the result was good. Xiling Village was also an experimental site, and the result was still good. Now, it might as well be used as an experimental site and try again."

Turning the topic around, Luo Lao said: "However, the country won't give you much support, and you mainly rely on yourself. If you fail or succeed, you have to bear the risk yourself."

Luo Baixi smiled: "No problem."

What he wants is the attitude of the country, as long as he admits it, it is an affirmative attitude.

Any drastic reform requires at least the state's stance, so as to facilitate the opening of layers of joints.Otherwise, it is very likely that the application for the establishment of the cooperative will die when it is submitted.

Luo Bai: "I remember that the Nanyue Provincial Academy of Agricultural Sciences once mentioned building a key laboratory cultivation base, but the plan was stranded and has not been realized so far. How about re-proposing?"

Hearing this, Luo Lao glared at Luo Bai: "Did you plan everything?"

The Nanyue Provincial Academy of Agricultural Sciences did mention the establishment of a key laboratory cultivation base in 3, and Changjing University was included in the site selection.Now that Luobai is the ideal strain, as long as the proposal is re-proposed, Changjing University will definitely be designated as a cultivation base directly.

The agricultural reform of Xiling Village, which belongs to Changjing City, is naturally more unimpeded. In addition, if he is in charge, whether there is policy support or not, it will never hinder Xiling Village's agricultural reform.

This chain of calculations is too thief.

Luo Bai: "By the way, it is convenient and efficient. Besides, if the cooperative really develops and grows, it will definitely involve biological research. And the wide and concentrated channels are also conducive to the future development of the cultivation base? It serves multiple purposes. good thing."

Mr. Luo: "Tell me honestly, are you the one who proposed these calculations and the plan for the cooperative, or someone else?"

These two proposals, focusing on the future, can see at least 50 years later.

No matter how talented and intelligent Luo Bai is, this kind of vision and knowledge is not what he should have at his age.

Luo Bai hesitated for a moment, showing an expression of 'can't hide it': "You can still see that these are all thought up by my father and the others."

Silently assigned the pot to father Luo and the others in his heart.

Old Luo snorted, knowing that Luo Bai couldn't figure out these calculations, it must be a dirty mind of an adult.

Their intentions are good, but they shouldn't let a child come forward, let alone let Luo Bai get involved.

"Your father's name is...Luo Congshu? The head of Xiling Village, and others, right? Don't listen to them in the future. You are still a child and you should focus on your studies. You are about to take the high school entrance examination. Work hard and try to pass the exam." The champion of the city."

Luo Bai nodded, pure and innocent, very well-behaved.

Luo Lao: "Okay, I will bring it up later."

Luo Bai was grateful: "Thank you."

Luo Lao really felt sorry for Luo Bai, a junior, so he took the initiative to say: "Come with me for a meal, and introduce a few people to you."

Luo Bai slightly widened his eyes: "It's not suitable."

Luo Lao: "There's no such statement, it's just a meal. It's up to you whether you can seize the opportunity."

Luo Bai smiled and said, "Well, I will not disappoint your expectations."

The people Mr. Luo introduced to Luo Bai were mainly academic scholars, including the president of Changjing University.

The principal of Changjing University was once a student of Mr. Luo, so he has a good impression of his teacher's little friend.

In addition, Fang Changqing, secretary of the Changjing Municipal Party Committee, and Captain Han, captain of the Jingang District Criminal Investigation Brigade—these are acquaintances.

Fang Changqing was grateful to 'Brother Dabao' and always wanted to see him in person, but when he actually saw 'Brother Dabao', he couldn't laugh or cry: "...the children of today are very enlightened."

There was also Fu Zhensheng during the dinner, he had heard about Luo Bai a long time ago.

When I saw him today, he looked like a handsome young man with clear features and upright outlook.

On the other hand, my nephew, Li Yan, is gloomy, paranoid, and sophisticated, which makes people worry.

After meeting Mr. Luo and confirming that the cooperative and the ideal strain were correct, Luo Bai went to the trust center and met with the manager.

The manager's surname is Zheng, and he has several big clients in his hands, Luo Bai is one of them.

Due to Luo Bai's young age, and the fact that he borrowed 30 last time and came back with 50 in profit in less than two months, he was particularly impressed.

In the eyes of Manager Zheng, the young boy from the countryside in front of him is like the God of Wealth possessed.

He hurried back to receive him: "Why did you come here in person? Call the phone or bp machine, and I will be in front of you immediately."

Luo Bai smiled: "Manager Zheng is joking, you are busy with business, I have time, so I can use my legs to exercise."

Manager Zheng was stunned. He was so young that his words were impeccable, and it was comforting to hear them fall into his ears. He didn't know how the Luo family taught the children.

If you have time, you have to get a scripture, ask a question, and teach your own monkey later.

Manager Zheng followed with a haha ​​and asked, "Are you still wanting to withdraw money when you come here?"

Luo Bai: "I want to withdraw money, and I also want to do business with your bank."

Manager Zheng: "What business?"

Luo Bai: "Foreign exchange."

Manager Zheng said 'oh', poured him tea, and asked, "How much do you want to go in?"

Luo Bai took a sip and said lightly, "300 million."

He put down his teacup and added: "U.S. dollars."

goo-dong-

Manager Zheng swallowed, hesitated for a long time, and responded with difficulty: "I may not be able to... the amount is too large to guarantee a loss. At least I need time to estimate, and I can't make a decision alone. Even after the estimate, it is very likely that I will not approve."

Domestic finance is completely like a toddler, and not many people buy the securities issued by banks.

Foreign exchange was actually very hot at this time. The main reason why it is called a toddler is the lack of supervision, and the market is very chaotic.

At the end of the 80s, Xiangjiang people brought foreign exchange margin trading to the mainland, and leveraged investment, which is small and broad, quickly sprang up in the capital.

There is a short passage that clearly depicts the huge benefits of foreign exchange margin trading. It is about a person who just invested [-] US dollars in the morning market, and can get [-] to [-] US dollars when the market closes in the evening.

The joke is exaggerated, but it also shows the high interest rate of foreign exchange.

Any securities investment is not as fast as foreign exchange margin, with high returns. Generally, the interest rate of securities investment increases several times, while that of foreign exchange varies from hundreds to hundreds of times.

Of course, the floating rate of foreign exchange changes rapidly, and a net profit of hundreds of thousands of dollars in one moment can lose everything in the next second.

Previously, there were rich men in the capital who speculated in foreign exchange, earning hundreds of thousands of dollars a day. Tens of millions of dollars were invested in the foreign exchange warehouse, and all of them evaporated overnight.

Tens of millions of dollars, converted into RMB is hundreds of millions.

In the age when households with ten thousand yuan are published in newspapers, what is the concept of a net worth of hundreds of millions?

It is equivalent to the concept of bankruptcy of the father of the richest man in the country in later generations.

Because of the chaotic market and imperfect supervision, the state held a negative and aggressive attitude towards foreign exchange margin trading. In 94, it even directly issued policies to prohibit it.

However, nowadays, the department's attitude towards foreign exchange margin is relatively ambiguous.

Manager Zheng needs not only the approval of his superiors to transfer 300 million US dollars from the trust, but also his strong and adventurous heart.But obviously, he doesn't have these characteristics.

Manager Zheng refused on the grounds of the ambiguous attitude of certain departments: "There are very few foreign exchange margin transactions in China. Two hundred, but there are still four hundred?! This is more terrifying than gambling. Besides, the capital is feasible, and Changjing City has not introduced foreign exchange margin trading. Do you want to go to the capital or New York, USA?"

This is the embarrassing situation of domestic foreign exchange margin trading today. Except for a few people who are involved in this field, most of the insiders, including banks and trusts, are also ignorant.

Coupled with the current ambiguous attitude of the country and the later denial, foreign exchange margin trading has been silent in China for 12 years.Even if the foreign exchange margin trading market is developed in later generations, its share is still occupied by foreign brokers for four-fifths.

Luo Bai quietly listened to Manager Zheng's analysis, and nodded in agreement: "One thing you said is right. This is gambling, which is more terrifying than ordinary gambling. It is a big gamble based on a small fortune. Do you know the daily foreign exchange trading volume in the world? Is it? About 700 billion US dollars, RMB 5600 billion.”

In later generations, the foreign exchange trading volume is nearly two trillion U.S. dollars per day.

This is a gambling game that is played all the time. The casinos are from all over the world, and the gamblers are not limited by race and nationality.

There is no foreign exchange margin trading in Huaguo, but Xiangjiang has a relatively mature foreign exchange margin trading system.

"As a free port, Hong Kong is one of the five largest foreign exchange exchanges in the world. The daily trading volume is a scary number. Of course, I am not talking empty words or talking on paper, but predicting that the foreign exchange rate system will change. A big turmoil will It will sweep across Asia, and even the world, or go bankrupt, or make a fortune."

Manager Zheng's nerves throbbed when he heard it, and he felt great panic, as well as a terrible, uncontrollable urge to move.

He licked his dry lips, poured down a large bowl of tea, and relaxed his attitude: "This is crazy, I'm not afraid of your jokes, I'll tell you the truth, I'm afraid, I'm really afraid."

He is a middle-aged man in his 50s and [-]s, and he is not as courageous as a minor.

It's a joke to say this.

If he hadn't witnessed Luo Bai's money-making ability with his own eyes, he probably wouldn't have listened to Luo Bai's guess.

Luo Bai smiled and calmed down: "The U.S. currency can no longer be exchanged for gold, and the exchange rates of various countries are free to float, the market and trade are more free, and the exchange rate is floating and rising day by day. Countries rebuild their currency systems, and now the yen The great powers interfered arbitrarily, greatly increased the value, and an economic bubble occurred. At the same time, international traders aggressively attacked small tropical countries in Asia, and the Thai baht depreciated..."

Subsequently, it caused a terrible depreciation effect among small countries, and the entire foreign exchange trading market almost collapsed.Including Xiangjiang Finance was also directly impacted. If it wasn't for the mainland's assistance, it might not be able to avoid it.Later, it turned to Russia, and the ruble depreciated, directly triggering the global financial turmoil.

Manager Zheng shook his head again and again, terrified.

Luo Bai had a deep meaning: "Has Manager Zheng thought about the future development of the trust in Huaguo? Have you considered the future path of Huajing Trust?"

Huajing Trust is the trust managed by Manager Zheng.

Originally a subsidiary business of Huazhong Bank, it was separated and reorganized and established as Huajing Trust, which is independent of Huazhong Bank.

To be honest, Manager Zheng himself was optimistic about Huajing Trust, but due to bad luck, he couldn't develop it no matter what, and was even on the verge of bankruptcy.

Manager Zheng: "I will report your request to my superiors. But, have you thought about how to get to Xiangjiang? How to participate in foreign exchange transactions?"

Luo Bai: "Manager Zheng is joking, you should know better than me how to find a relationship."

Manager Zheng: "What do you mean?"

Luo Bai: "Overseas brokerage firm."

An overseas brokerage firm specializes in helping people like him conduct foreign exchange transactions in Xiangjiang.

Manager Zheng sighed: "You have calculated it completely, just wait for me to nod and agree."

He shook his head, really didn't know how Luo Bai's head grew?

Suddenly there is a feeling that I have lived in vain, and the feeling is really complicated.

Luo Bai: "I happen to be a little concerned. Compared with you, I still have many shortcomings."

Everyone loves to hear good things, even if they are not true.

Manager Zheng laughed heartily and greeted Luo Bai for tea.

Luo Bai: "Manager Zheng resolutely resisted the important task of Huazhong Bank's development in Changjing City, and completed the target excellently. Later, Huazhong planned to close the trust, but with your iron and blood skills, you resolutely separated the relationship between Huajing and Huazhong and established a separate branch. If it was me , must not have your courage."

Manager Zheng was stunned: "You know?"

The glory and glory of the first half of his life, as early as when he decided to guard the dead Huajing, had become synonymous with Jiang Lang's exhaustion.

Luo Bai: "I trust you, so I know your past. Because I know you, I trust you even more."

He raised his tea cup: "This cup, I respect you, Mr. Zheng."

Mr. Zheng, I haven't heard such an honorific title for several years.

Nowadays, they are mostly Manager Zheng and Huajing Trust Manager, and they are mostly ridiculed.

Manager Zheng raised his glass and responded, "I've convinced you."

Between words and deeds, he actually treats Luo Bai as a peer

Manager Zheng is a capable person. When he is sure that the goal really wants to achieve something, he will definitely accomplish it.

So in just two days, he got approval from his superiors, received 300 million US dollars, and accompanied Luo Bai to Xiangjiang.

Moreover, he contacted an overseas brokerage firm in advance, preparing to open an account for Luo Bai there.

However, Manager Zheng made a small request to Luo Bai.

"Is buying [-] shares a small request?" Luo Bai stared.

Manager Zheng chuckled: "Old customers, please support us more, keep in touch frequently, and maintain a stable relationship."

Luo Bai: "Then let's break up our friendship."

Manager Zheng hissed, and persuaded Luo Bai: "There are indicators on the top, no one is optimistic about this stock, and it has been issued for half a year, and there are not many people who buy it. The time to go public is far away, and no one will buy it. go out."

The stock he mentioned was promoted by Huajing half a year ago, and basically no one was optimistic about it.The stocks that were issued later than this stock have already been listed, so they are even less optimistic.

Manager Zheng said: "It will definitely be listed, but the time is uncertain. I guess it will take a year or two. At that time, it will rise and make a lot of money. I don't have enough money and I can't afford to wait, otherwise I will buy it myself. "

Out of trust in Manager Zheng, Luo Bai also believed that the stock would go up, but he still said, "[-], I need money."

Manager Zheng took a step back: "Forty thousand."

Luo Bai: "Deal."

Manager Zheng: "... a thief!"

Luo Bai grinned and grinned.

The two waited in the waiting room. Manager Zheng went to buy water. Luo Bai lowered his head and took out a bp machine from his bag.

He was wearing a hat and a scarf, covering most of his face. He had an outstanding temperament, a little lazy, and somehow made people think of beauty.

There is no luggage next to it, it is probably checked, or it may be packed lightly.

He put one hand in his pocket, while the other hand rested on the armchair, hanging down, the cuff buttons on his wrist could vaguely see the Buddha conch bodhi wrapped several times, which looked very fashionable.

Familiar and unfamiliar people, I have met twice in the library, and now it is the third time.

It's quite a relationship.

Luo Bai rested his chin on one hand, and stared at the young man opposite him with some interest.

He still remembered Jing Yan who had a hasty glance at that time, it was a very beautiful face.

Beautiful without looking weak, the kind of beauty that will never be mistaken for a girl, and it is amazing at first sight.

In his mind, he imagined the appearance of teenagers when they grow up. Some people have amazing facial features when they are young, but when they grow up, they lose that sense of surprise and become ordinary.

Of course, there are also some people, from childhood to adulthood, who are the shining points in the crowd, and the longer they grow, the more evil they become.

The appearance of the boy in front of him when he grows up——

hiss!

dying!

It takes life!