[Red Mansion] Young Master Lin Yan

In the palace, Situ Kun was listening to Situ Ling and Situ Yue talking about the interesting story about the Zhou banquet held by the Lin family yesterday.

"Father didn't see it, but it's so lively! A lot of officials, big and small, have gone, and those who I have seen and haven't seen are all there."

Situ Yue was talking excitedly, but was suddenly secretly kicked by Situ Ling.Suddenly woke up, the Lin family is so popular, the youngest son catches the Zhou banquet all by himself, the officials' accompanying gifts are probably enough for a year.

Although this is the current market situation, in the eyes of the emperor, it may not be a blessing or a curse.

Fortunately, Situ Kun didn't care at all, and laughed, "It's natural. Ru Hai has just been appointed, and Lin Yan is in the limelight, who doesn't want to give face."

As soon as he finished speaking, Dai Quan came in and reported, "Master Lin and Young Master Lin are asking to see you!"

Situ Kun stepped in with a smile, pointed at Lin Ruhai and said, "I really said that Cao Cao Cao Cao is here. I just mentioned your family's banquet yesterday! By the way, what is your youngest son's name?"

"Return to Your Majesty, the single name is one word!"

Situ Kun glanced at Lin Yan, chuckled and shook his head, "It can be seen that this kid didn't pay attention to the name. Why did you come here today?"

Lin Ruhai glanced at Situ Ling and Situ Yue.Situ Ling immediately understood, bowed and said, "Royal father, my son and my ninth younger brother are going to visit my mother and concubine."

"Lao Jiu, you stay!"

Situ Ling was taken aback for a moment, and agreed.Situ Yue was kicked out just like that, but he wasn't angry, he was happy.

Only then did Lin Ruhai hand over the brochure.Situ Kun looked more and more serious, handed it to Situ Ling, and asked, "What do you think?"

Situ Ling turned two pages and frowned, "Royal Bank?"

Lin Yan nodded, "Yes! Nowadays, all major banks' bank accounts only provide storage. Although they also provide lending services, there are not many of them, and the system is not perfect.

And savings banks charge interest.If we open another one based on the royal reputation of the imperial court, the depositors will be paid interest by the bank.

Set up a lending office again, improve the loan review system, and welcome businessmen who are difficult to turn around for a while to come to loan.These one-cent interest-earning deposits are loaned out at two or three cents.It is cheaper and more secure than borrowing from outside.In this way, the imperial court can collect the wealth of the world for emergency needs. "

Situ Ling shook his head again and again, "Although this is a good move, it is difficult to implement. Once the Royal Bank is opened, the people want to make a profit, so they will naturally withdraw their previous deposits at the bank, which may cause a run on the bank. And this matter will directly damage the Is it the interest of the ticket number or the long-term interest.

With the support of the imperial court, the Royal Bank can still maintain the model of depositing silver for interest and lending for interest.However, the ticket number and semicolon are limited, and there is no advantage of the royal family, so it is difficult to imitate the financial resources.In this way, it will not be long before they will all be replaced by Royal Bank.Will the major ticket numbers sit still?

As you know, the bank notes that are currently on the market are all presided over by the Ministry of Accounts and handed over to the [-]th National Bank for issuance.What will happen if the [-]th National Congress of the Communist Party of China votes against the water together? "

Lin Yan naturally thought of this, "So, the students gave me the second option. Jointly issue national bonds with the [-]th National Congress of the Communist Party of China."

Situ Kun frowned, "Be more specific!"

"National bonds are a kind of bills. Based on the credit of the court, the loan relationship is formed by raising funds from the society. The issuance of bills can be compared to the current bank bills. There are two copies. One is for the people to hold. One Save it. Compare it when you take it out.”

In this era, the anti-counterfeiting of bank notes is already very good.At least there has never been a large-scale "counterfeit banknote" incident on the market.Moreover, it is hosted by the Ministry of Household Affairs and the joint issuance model of the [-]th National Congress of the Communist Party of China is also relatively stable.Created good conditions for the issuance of national debt.Therefore, Lin Yan didn't need to worry about these anymore.

"Issuance of government bonds can be divided into one-year, three-year, and five-year periods. The interest rate increases with the length of the period. For the common people, the accumulated money is stored at home for fear of being stolen, and deposits in the bank account require a storage fee. It's better to buy treasury bonds.

And the issuance of national bonds is handed over to the [-]th National Congress of the Communist Party of China, which can also guarantee that they will not oppose it.The specific details and implementation are written here by the students. "

Situ Kun looked at Situ Ling, and Situ Ling thought for a while, "It's possible. However, such things have never existed since ancient times. I'm afraid the common people will not try it lightly."

Lin Yan laughed, "In ancient times, there was a reform by Shang Yang, who erected pillars at the gate of the city. If the emperor thinks it is feasible, he can follow it and try to issue short-term national debt first to win the trust of the people.

With the help of literati's pen and ink, write a few passionate articles.Propagating the rise and fall of the world is everyone's responsibility, and you and I participate in the construction of the country.It ignites the patriotism of the people and makes them feel that this is doing their part for the country. "

Lin Yan only opened the door, but Situ Kun and Situ Ling would not fail to understand.If it works well, it is also a way to reflect the centripetal force and cohesion of the nation, and it is also a means for the royal family to gather people's hearts.

Situ Kun looked at Lin Yan, his expression made Lin Yan's alarm ring loudly, and as expected, he heard his father next to him say very straightforwardly: "Don't worry, Your Majesty, I will force this kid to write it myself!"

"what?"

Situ Kun chuckled, "You brought this up, and you know it best. What's more, when you were in the teahouse that day, you were so impassioned and eloquent. If it's not up to you, who is going to do it?"

Lin Yan's scalp was numb, he glanced at Lin Ruhai, lowered his head, "Yes!"

Situ Kun turned to look at Situ Ling again.Situ Ling bowed and nodded, "I feel that as long as the plan is right, there is nothing wrong with this move."

Situ Kun frowned, and looked at Lin Yan, "The interest rate you gave is not high, but it's not low either. One family is fine, ten is fine, and hundreds are fine. But you know, what will happen if there are tens of thousands of families? Once the period of obtaining the national debt comes, the interest rate that the imperial court needs to bear is not a small amount."

Lin Yan thought for a while, "Students understand! But according to the students' method, they only need to issue short-term bonds to gain the trust of the people and let the people accept national debts. Then, out of interest, most people will choose the five-year bond with higher interest rates and higher returns. tenure, at least three years.

Now that the south of the Yangtze River has been settled, it is a land of prosperity.Even in the past, the major taxes in each year were also among the best in the country.Now that the disadvantages have been eliminated, it will be improved to a higher level.After the three to five-year period, this part of the tax will be considerable enough, and there will be a steady stream of profits from the glass factory.It shouldn't matter if you think about it.

What's more, these three to five years are enough time to integrate the [-]th National Congress of the National Bank step by step and improve the Royal Bank's plan.As long as this is done, it will not be a problem to offset the profits of national debt and bank deposits with lending profits. "

Situ Kun was silent for a while, then waved his hand and said, "Let me think about it."

Lin Ruhai and Lin Yan should be, backed out.

On the carriage, Lin Ruhai stared at Lin Yan, "You have to hold back your words about borrowing taxes and loans to offset the interest rate of the national debt in three to five years' time!"

Lin Yan blinked, as expected of his father!Know him enough!Of course, there must be reservations, and the value of people must be cashed out a little bit.He did the math, based on the cost of the war, there would not be much silver in the national treasury, and after paying the interest rate on the national debt, there was not much left.Then his role will be even greater.A lot of things can be moved up one by one.

Lin Ruhai chuckled, "You know that it's good to leave yourself a step in everything."

Lin Yan looked at Lin Ruhai, "I originally wanted to hand over this method to my father, who will play it. Although my father is not in the job, but when a new official takes office, he has to show something, so that others dare not look down on you."

"What do you think about your things, how can I prevent the prelude?"

Lin Yan frowned, "I can first explain the details and key points to my father one by one. If my father understands it, it will naturally be no problem."

Lin Ruhai laughed, "Then have you ever thought about such a method, but I can think of it?"

Lin Yan was taken aback.

Lin Ruhai's expression flickered, "Do you still remember that when you were a child, you met an old man outside Gusu City? You and your mother went to live in Zhuangzi. Because of your love of play, you climbed out of the dog's hole alone and got lost in the mountains. Lu, met him. He also gave you a piece of candy and sent you back to Zhuang?"

Lin Yan tried hard to think back, it seems that there was such a thing, was it four or five years old, or five or six years old?

"Do you know that the old man is over a hundred years old, after the founding prime minister of the previous dynasty? His family assisted the former emperor/ancestor and disappeared after succeeding to the throne. The former emperor/ancestor praised him as Dongfang Hui. He also sent people to search for dozens of people. Year.

There are many legends about him among the people, and some even deify him.I'll gradually let the word out that you had the good fortune to have him teach you a thing or two as a child.Some of what you have learned and mastered comes from the Western teacher, and some comes from him. "

In the first half, Lin Yan was still confused, but the second half really made him shiver, his whole body was cold, and a cold sweat broke out on his back for no reason.

He thought that he would push everything to the Westerners. With people's smattering of knowledge about the Western world, there is a huge room for him to play freely, and no one will doubt him.But it turns out...it turns out...

Lin Yan's hands and feet began to tremble, and he hardly dared to look up at Lin Ruhai.How would he tell Lin Ruhai about such a mysterious matter in his past and present lives?Will Lin Ruhai think he is a monster?Will he deny his son?Would he even feel that he was not his son, but the one who killed his son?

Seeing his appearance, Lin Ruhai's heart softened a little.He stretched out his hand to hold Lin Yan's hand, only feeling the coldness.I couldn't help frowning, "I know you're afraid of heat, but you can't be greedy for coolness every summer. If you don't pay attention now, what will you do when you get old?"

Then he talked about the previous topic, "The old man passed away three years ago. There is no one in his family, and he has no heirs. He lives near Zhuangzi. Like Teacher Xiyang, he is real. That is Others have checked, and there are traces to follow. In addition, you did have a predestined relationship with him. "

The fate of one side is also fate.What's more, the ghost knows if they will be involved in the future.

Lin Yan looked up at Lin Ruhai in disbelief.He doesn't ask, he doesn't ask anything.Not only did he not ask, but he also tried his best to cover up for himself.

Lin Yan felt the temperature in his palm, and said in a hoarse voice, "Father..."

Lin Ruhai laughed, and patted his head, "What do you do with this appearance? I'm not too stupid to recognize my son!"

Just because he recognized it, he knew what was in front of him.Always.There is no package drop, no substitute.He was still the son who sometimes made him so angry that he wanted to beat him to death.But he is not a fool, he will not fail to see the changes in his son.

Glass, carriages, binoculars, and the kiddie gadgets of the Jinyu Pavilion can all be attributed to the Westerner back then, but what about the so-called state-owned enterprise operating model of the glass factory?What about RBC treasury issues today?

Lin Ruhai didn't know how these changes came about. He was entangled, confused, and even panicked.But when I turned around and thought about it, I was relieved.Whatever it is, what does it matter?He just needs to know it's his son.Are other important?

Perhaps it was true, as Master Mingyuan said back then, this son did not belong to this world, but was bestowed upon him by heaven.Then he has the right to regard this as a gift from God!

The more magnanimous Lin Ruhai was, the more uncomfortable Lin Yan felt.He turned around, hugged Lin Ruhai, and rubbed into his arms.

Lin Ruhai frowned, "Let go!"

"Don't let it go!"

"open!"

"Don't let it go!"

"How old is it, what does it look like!"

"Don't let it go, don't let it go, just don't let it go!"

This rambunctiousness is only his own son.Lin Ruhai was angry and laughed, but let him go, and continued: "In a few days, I will have someone collect the old man's information for you, and you will memorize it by heart, and keep it in mind. If someone really asks you in the future, you can There is a response."

"Ok!"

"Also, in front of the emperor, I took over the matter of writing articles to stir up people's sentiments for you. Do you understand the meaning of this?"

Lin Yan came out of Lin Ruhai's arms and was sitting back, he understood.Lin Ruhai wanted to publicize his talent and reputation for him, and use his talent and fame to offset the so-called rumors of "uncanny skills and tricks to deceive the king's heart".

"I'm afraid I can't write well!"

Lin Ruhai said angrily: "How can the book be written so well? If you can't write one article well, you can write ten articles until you write it well!"

Lin Yan shrank back, and replied in a low voice: "Yes!"

Seeing his appearance, Lin Ruhai wanted to sigh, but in the end he slowed down his tone, "If you have any new things or new ideas in the future, please tell me first. Or you can hold it down for a while, and wait until you finish high school in Jinbang." Take it out again."

Lin Yan raised his eyes, "Then why is father so eager to hand in the things this time?"

Lin Ruhai looked at him, smiled and asked, "Then why did you make it out at this time?"

In fact, both father and son understood, but Situ Kun couldn't wait any longer.The binoculars have been shipped to the border, and the bows and crossbows are already being produced in batches, and there is also his passionate speech at Yipin Tea House.

Everything shows that Situ Kun has the heart to declare war.Otherwise, Situ Kun would never choose the way of borrowing from the people.The royal family has royal pride.

Knowing this, Lin Yan took the risk.Because if this opportunity is missed, Situ Kun's promise may be very low when everything is settled or the national treasury is rich.He didn't know whether the issuance of national debt would be able to catch up with this era again.

National debt may not be that important.However, due to the issuance of national debt, the operation of banks must keep up with the track, otherwise, national debt will become a big problem that cannot be eliminated.Once the banking and financial system is gradually formed, changes in the capital market will follow.

He has no intention of overthrowing the imperial power.With the current political system, it is impossible to subvert the imperial power.But he wants to improve people's livelihood and develop the economy.

Only when the economy is sufficiently developed can everything else be possible and further develop.A weak country has no diplomacy. This weak country is not only talking about politics, but also economics and even military affairs.

military?Lin Yan's eyes flickered, that's all.There is still one and a half years until the next Spring Festival.In time!Take it easy, don't worry!

Yan Binghuai said that he was afraid that he would be too glamorous and be blinded by the glitz.Lin Ruhai might have seen something of it.Otherwise, he wouldn't suddenly change his approach, turning stick education into earnest analysis and guidance.

Lin Yan was unwilling to admit it before.Because of his unique experience and the accumulation of his previous life, he has always had an indescribable superiority over himself.To put it nicely, it is pride, to put it badly, it is arrogance.

After discovering that the things he created could change some parts of this era, he suddenly realized that he had too many things to do, but he forgot that some things should never be rushed.

Lin Yan raised his head and said very solemnly: "Father, give me a month. I will arrange the follow-up of the glass factory and handle the affairs of Yipin Tea House properly, so I can study with peace of mind. I will definitely win the champion!"

Lin Ruhai froze for a moment, then smiled and said, "You said it yourself!"

Lin Yan gritted his teeth, "I said it myself!"

Lin Ruhai laughed again, "What if you can't win the number one prize?"

Lin Yan's face froze, and he hesitated and said: "Then you can't just stop letting me in, can you?"

Lin Ruhai nodded lightly, "That's a good idea. Let's do it this way. If you can't hold it, don't enter the house?"

"what?"

Lin Yan has a bitter face, can you take it back?Can you not take it seriously?

Lin Ruhai laughed loudly, and then sighed: "With the name of champion, your road ahead will be easier."

This is the truth!Lin Yan clenched his fist and slapped the seat board, "The champion is the champion! Whoever is afraid of whom!"

Lin Ruhai's eyes were full of smiles, this kid was very cautious about outsiders, and he was just putting a little bait on him, and he was immediately hooked.How can she be so cute!

Lin Yan didn't feel that he was in a trap at all, but he felt stuffy in the carriage, so he opened the window to breathe.Unexpectedly, I saw a figure.Busily yelling to stop the car, he jumped down, but stood motionless beside the carriage.

Lin Ruhai lifted the curtain and asked, "What's wrong?"

Lin Yan looked at Xiangsi Zhai not far away.The name is poetic, but it is a pastry shop.Lin Yan pouted her lips and said in a low voice, "Ye He!"

Lin Ruhai looked over, but didn't see anyone, presumably they had already entered.

"Is that the very uncommon Guozijian classmate you mentioned?"

Lin Yan nodded.

"sneaking?"

Lin Yan froze, "No, I went in openly!"

Lin Ruhai glared at him, "Then why are you in a hurry? Could it be that he can't buy pastries yet?"

Lin Yan rubbed over, "That's the eldest prince's shop."

"so what?"

Not so.Lin Yan curled her lips, "The shop of the eldest prince's house is good at sweets, and other things are not good, not as good as the one next door. I have never seen Ye He eat sweets. Ye He's family is simple, only one mother. But his mother's body Unwell, there are many diseases, one of which is diabetes."

Diabetes is what later generations call diabetes, which is a taboo for sweets.

Lin Ruhai chuckled, "Can't it be because he changed the flavor and wanted to try it, or bought it as a gift?"

Lin Yan was stunned, um, this is really possible!Well, it's him who's in a hurry.

He rolled his eyes, "Father, wait a minute, I'm also going to buy some pastries for my mother and sister!"

As he said that, he slipped into Xiangsi Zhai in a blink of an eye, and ordered a portion of Poria cocos cake, jujube paste cake, and mung bean cake.The eyeballs were rolling around, and Ye He and the shopkeeper bought an eight-treasure gift box. They met each other, greeted each other politely, chatted for a while, and left.

After getting into the car, Lin Ruhai sneered, "It took less than half a stick of incense time for him to go in and out, and he was also carrying a gift box, which shows that you are too nervous."

Lin Yan narrowed his eyes, "Father was wrong! He did everything very well. It's a pity that there is one thing wrong."

"what?"

"The shopkeeper treats him better than me, more polite and attentive."

Lin Ruhai grasped the key in an instant.No matter in terms of status, status, talent, or Sacred Heart, Lin Yan is more than one level above Ye He.Even if they are not those who follow others, they should be treated equally and not treated differently.

And since it is the eldest prince's shop, the person who can be appointed as the shopkeeper must be the eldest prince's person, and he will not fail to recognize Lin Yan.Lin Yan is considered a celebrity in Beijing, but what about Ye He?But in Guozijian, there are some small talent names.This attitude is obviously wrong.

After returning to the mansion, Lin Yan summoned Lin Huai and asked him about the situation of the two people who were let him go to Ye He's mansion last time.

"There is no news yet. There is a message saying that Ye He is very cautious in his work and they are not allowed to enter."

As expected, if there was any news, it should have been transmitted long ago.With Ye He's ability, Lin Yan felt that if it was so easy for him to find out, it would be a ghost.

"Don't worry, let them pay attention, don't rush in!"

Lin Huai agreed and withdrew, Lin Yan frowned and thought hard.But Lin Ruhai didn't seem to care much about this, and wrote vigorously from beginning to end without looking up.

"Father, what are you doing?"

"Write to your master, Yan Binghuai. Ask him to accept you as an apprentice."

Lin Yan's eyes widened!Studying in the Imperial College is different from being formally worshiped under the name of Yan Binghuai!A teacher for a day and a father for life.Once he became a teacher, Yan Binghuai would torment him however he wanted!

"father!"

Lin Ruhai remained indifferent, "If he agrees, I will personally bring you to the door after you have arranged everything outside."

"father!"

Still indifferent, "First, to apologize for your absurdity in the Imperial College, and second, to be a serious teacher."

"father!"

"Go down!"

All right!Useless!Lin Yan drooped his head and lowered his head, and replied helplessly: "Yes!"

The author has something to say: Brother Lin's dream is a bit big!

Please don't be serious.Have fun reading the text!