After dressing as a villain, I'm with the paranoid male protagonist.

Qiao Annian drank the juice and walked back with He Nanlou, just in time to hear the old lady borrowing money from Zhang Qianrou.

The old lady is really embarrassed to mention it, so she doesn't mind borrowing money from her ex-daughter-in-law.

Does the Qiao family have no other relatives?In terms of law, Zhang Qianrou has nothing to do with the Qiao family. Well, I really have to talk about it.

Zhang Qianrou: "How much do you need?"

Zhu Yanan's eyes lit up when she heard it, and she knew that there must be something for her to borrow money from her sister-in-law!

The mother-in-law and daughter-in-law looked at each other, and Zhu Yanan said, "Not much, only 50. Sister-in-law, don't worry, we will return the money to you as soon as possible."

50?

Zhang Qianrou's eyes showed astonishment. Even though she hadn't done renovations for a long time, she didn't know the price of workers in the market now, but she generally knew how much it would cost to repair a flat behind the old house.

For materials and labor, [-] to [-] to [-] yuan should be enough, even if some soft decorations are added, it will not cost [-] yuan.

50... can even decorate an apartment, which is a better kind of decoration.

Did Yanan say an extra zero?

Seeing Zhang Qianrou's hesitation, Zhu Yanan had no choice but to change his words temporarily, "If there is no 50, then 35 is also acceptable. Sister-in-law, my mother is really in a hurry."

If it wasn't for the wrong occasion, Qiao Annian really wanted to laugh out loud.

It's the first time I heard that borrowing money is still negotiating, it's really enlightening.

"sister in law……"

"mom--"

Joannian made a sound at the right time.

It was only at this time that Zhang Qianrou noticed that the two children had returned, and she asked softly, "What's wrong?"

The conversation was interrupted, and a trace of disgust flashed in Zhu Yanan's eyes.

What's going on this year?Didn't you see their adults talking about things?

Qiao Annian caught the disgust in Zhu Yanan's eyes, and said in a more anxious tone: "Mom, Xiaolou said he wanted to go to the bathroom, but he couldn't help it. But I don't know where the bathroom is."

He Nanlou, who was drinking grapefruit juice, glanced at the boy.

Before Zhang Qianrou answered, she heard the old lady say to her grandson in a slightly reproachful tone: "Niannian, grandma is telling your mother something very important. If this child wants to go to the bathroom, you can just ask anyone and take him there." That's it. Besides, you are already this old, you don't need to find your mother for such a small matter as taking your brother to the toilet. "

Zhang Qianrou pursed her lips. It was the first time for Niannian to come back to this hospital. He was also a child himself, so he didn't take Niannian to the bathroom rashly. Instead, he came back first and told her, what's wrong?

Zhang Qianrou endured the dissatisfaction in her heart, she pushed away the chair and stood up: "Children can't hold back in the toilet, Mom, Yanan, let me show you Annian, I..."

"Mom, I suddenly want to go to the bathroom too! I'll go with you!"

"Are you going to the bathroom too? Then you and Xiaolou put the drinks on the table first, and I'll take you there together."

Qiao Annian then put his and He Nanlou's drinks on the table.

"Sister-in-law, otherwise, I'll take the two children to the bathroom."

"No, I'll go and be back soon."

Zhang Qianrou had already held the hands of Qiao Annian and He Nanlou to ask the clerk how to get to the hospital bathroom.

Zhu Yanan complained: "Mom, An Nian is too ignorant this year!"

"Is it possible for a child to pee? I can't help it again. By the way, Yanan, every year in the final exam, I got full marks in math and science, and over 90 in Chinese and English. Where's Zhuoxi?" How many points did Zhuo Xi score in the final exam this time? Where does he rank in the grade?"

Zhu Yanan: "..."

...

Zhang Qianrou took the hands of the two children, and hurriedly asked the staff in the store. After finding out the location of the bathroom, she hurriedly led the children there, fearing that the children would be too young to hold back.

At the bathroom door, Zhang Qianrou said to one student and one student: "Xiaolou, Niannian, you go in. I'll wait for you outside... Hey, Niannian, no, Xiaolou needs to go to the bathroom, where are you dragging your mother?" "

Qiao Annian: "Xiaolou didn't want to shush."

He Nanlou: "..."

Zhang Qianrou was stunned, "Then you..."

"I didn't have to go to the bathroom either."

He Nanlou: "..."

Qiao Annian dragged Zhang Qianrou through the bathroom corridor, down the stairs, and said to Xiaotuanzi who followed: "Xiaolou, you stay inside first, it's cold outside."

He Nanlou still went down the stairs.

Qiao Annian didn't know whether to laugh or cry, "Why did you still come here? Forget it, there's really nothing I can do about you."

The child had already come to the front, so Qiao Annian had no choice but to put on the little guy's hoodie, touched his face, and then touched the little guy's hands to make sure they were warm, so he was relieved.

"Niannian, what are you doing here with your mother? It's so cold."

Qiao Annian let go of Xiaotuanzi's hand, and he asked straight to the point: "Mom, did grandma and aunt bother you to borrow money just now?"

Zhang Qianrou looked astonished: "Why...you just overheard my conversation with your grandma and your aunt?"

"Do you need to eavesdrop? That coffee shop is only that big. Mom, I want to ask you, do you plan to borrow this money?"

Zhang Qianrou rubbed her head, "It's adults' business, children don't worry about it. Don't worry, mom will..."

Qiao Annian interrupted Zhang Qianrou's words, and said firmly, "Mom, I'm not young anymore. Let me tell you, you can't borrow this money."

Zhang Qianrou looked stunned, "Why? I thought... I thought you would approve of me lending money to your grandma."

Niannian was brought up by his grandparents when he was young, and because of this, he has a deep relationship with his grandparents.She thought...

"What do you think will happen if you hit a dog with a meat bun?"

"The meat bun hits the dog? Is it the dog? The meat bun hits the dog and never comes back. This mother still knows..."

Halfway through Zhang Qianrou's words, she suddenly realized that her eyes widened slightly: "Niannian...you, how can you say that your grandma is...is..."

"Mom. I told you. Legally, you have nothing to do with my grandma. Whether their family is short of money or owes usury, it has nothing to do with you. Besides, everything I started to borrow 50, but later I saw that you didn’t answer right away, but immediately changed your mind and said that you can borrow 35. It can be seen that the amount they actually need to borrow is probably far less than this amount, even if it is for flat decoration It's hard to say.

Another one, if you borrow the money and they don't return the money, is there any way for you to get it back?Yes, you can sue, enforce it through the courts, right?But you also know that if you can recover the lost money by suing, the word 'Lao Lai' does not exist in this world.If you really plan to borrow this money, then you have to be mentally prepared that the money will never come back. "

"You, what you said made my mother's heart skip a beat. Also, Xiaolou, how can you speak logically about these things as a child?"

"I saw it through the video. Many people lent money to the closest people and never came back. In the end, those who borrowed the money were blamed instead. The ending was terrible. Haven't you heard of it? The one who owes the money is the one uncle."

Now the short video does contain all kinds of information, and Zhang Qianrou has no doubt about it.

After hearing what his son said, Zhang Qianrou began to waver.It was the first time that the old lady asked her to borrow money. She thought at first that she might have really encountered difficulties.Whether it's 50 or 35, it's not a particularly large amount, and she can borrow it anyway.

She did save some money on hand, but that money was intended to be used to buy a house.

Weishen's property will only be a small building in the future. She has never thought about it. The houses in Jiangcheng are so expensive. Even if all her savings are added up now, it is not enough, and she has to save it slowly. for a while.

If the 35 cannot be brought back, it will not be a trivial matter.

Zhang Qianrou was caught in a dilemma: "But, this is the first time your grandma asked me to borrow money. If I refuse, will it be bad?"

Qiao Annian immediately said: "I have a solution once and for all. Not only can I make them give up borrowing money from you, but they will never ask you to borrow money again after they keep it."

Zhang Qianrou was skeptical, "You? You are a child..."

"Why don't you just listen to it first?"

...

"Mom, why do you think sister-in-law has been away for so long and hasn't come back? Could it be that sister-in-law...doesn't want to borrow money, so she deliberately delays time so that we can get out of trouble?"

Ten minutes had passed, and Zhang Qianrou hadn't come back with her two children. Zhu Yanan waited anxiously.

The old lady's tone was firm: "No. I understand Qianrou's character. She has soft ears and is easy to talk to. Besides, this is the first time I ask her for money, and she won't refuse. Maybe it's because I was caught by Niannian and that The child is stuck. You are not a person who has never taken care of a child. It is easy to cause problems if you take a child. "

Zhu Yanan felt uncomfortable when the old lady scolded her so eloquently.

If she hadn't expected the old lady to borrow money from her sister-in-law, how could she have let the old lady speak of her so insinuatingly.

"Look, Niannian and they, aren't they coming back?"

Ok?

are you back?

Zhu Yanan followed the old lady's line of sight, only seeing her nephew leading the He family's child and not coming back, not Zhang Qianrou.

"Mom, that's not right. Why are there only An Nian and Xiao Lou, sister-in-law?"

"Let me ask."

When Qiao Annian and He Nanlou approached, the old lady asked her grandson in bewilderment: "Niannian, why did you and Xiaolou come back? Where's your mother?"

"My mother is calling Uncle He."

When the old lady and Zhu Yanan heard the word "Uncle He", they both felt "thumping" in their hearts.

Why did that Mr. He call at this time?

The old lady asked: "Niannian, what did your mother say to Uncle He on the phone?"

Qiao Annian and He Nanlou sat down at their seats, gave Xiao Tuanzi the bottle of grapefruit juice on the table, and drank the juice himself.

"It seems that Uncle He asked what Xiaolou is doing here, whether he is good or not."

"Then what did your mother say?"

"Then I didn't listen. My mother was walking while talking on the phone. She walked slowly, so Xiaolou and I came here first."

The old lady was anxious and complained: "You child...why don't you listen longer?"

Qiao Annian sucked the orange juice, "It's so boring to talk on the phone, why should I listen?"

The old lady choked and glared at her grandson, "I know how to talk back."

"Mom, sister-in-law is back."

Zhu Yanan said something in a low voice, which sounded a little strange.

The old lady didn't realize it. She turned her head happily. When she saw Zhang Qianrou's red eye circles, the old lady was slightly taken aback. She asked hesitantly, "Qianrou, what's wrong with you?"

Zhang Qianrou was taken aback at first, tears rolled in her eyes, and finally shook her head slowly.

After sitting down, she also seemed absent-minded, and her state was not right, as if she was about to cry at any time.

Zhu Yanan asked tentatively: "Sister-in-law, I just heard from Niannian that it was Mr. He who just called, right? Is it... Did he say something about you on the phone?"

Zhang Qianrou just shook her head and didn't speak, but her expression was obviously a little nervous, and the circles of her eyes were even redder.

The old lady was anxious: "Did you tell that Mr. He about Yong Yongjian? Qianrou, it wasn't your mother who told you about you, why did you tell Mr. He about this? Tell me, you are looking for something..."

Zhu Yanan quietly tugged on the old lady's arm. They still expected their sister-in-law to lend them money, but they must not offend anyone.

The old lady had no choice but to swallow the words back, "Mom didn't mean anything else. Then, what is Mr. He's attitude on the phone? Is he very angry? Did he say he was going to sue Yongjian? Did he mention it? Let us lose money?"

The more Zhang Qianrou listened, the more chilled she became.

It turned out to be given every year.

She was always hesitant to ask her not to lend money to the old lady and Yanan every year.After all, the old lady is Nian Nian's grandmother, and Nian Nian gave her a trick.

Nian Nian asked her not to say a word after she came back, just pretend to be sad.If the old lady and Yanan really cared about her, they would naturally ask what happened, and they would not mention borrowing money when she was sad, then this money can be considered.

However, if on the contrary, the old lady did not care about her, but asked her because of a guilty conscience if she told Weishen about Xiaolou and only cared about her son and the interests of the Qiao family, then the money cannot be borrowed, and it is not worth it. borrow.

As a result, the old lady not only didn't care about her at all, but instead accused her of telling Weishen about the matter.

Zhang Qianrou: "I didn't mention the small building to Weishen."

"then you……"

So why are you crying or not?

After all, there is something to ask for, the old lady took back the words that came to her lips, and asked: "Then you are... what's wrong? Did you quarrel with that Mr. He?"

Zhang Qianrou's eyes were red, but she still didn't speak.

The old lady was anxious, Zhu Yanan said: "Sister-in-law, if you encounter any difficulties, please tell me and my mother. My mother and I may not be able to help, but at least it will make you feel better if you say it."

If she had said this a few minutes ago, Zhang Qianrou might have believed it, but now she wouldn't believe a word of it.

"Yanan, aunt, you don't have to ask anything. I'm not feeling well today, I want to go back first. I'm sorry."

Zhang Qianrou stood up and said softly to the two children: "Niannian, Xiaolou, we are going back."

Joannian: "OK."

He Nanlou and He Nanlou then stood up.

"Hey, sister-in-law, sister-in-law."

Zhu Yanan also got up quickly, took Zhang Qianrou's hand, and said in a low voice: "Sister-in-law, what I told you about my mother..."

Weishen didn't call her at night, and she didn't argue with Weishen on the phone. Everything was an idea given every year.

But at this moment, Zhang Qianrou was really sad.

If she really had an argument with Weishen on the phone today, and then heard what the old lady said to Yanan, she would feel bad.

Zhang Qianrou: "Sorry, Yanan, I just found out today that Weishen owed several hundred million to the bank due to investment failure some time ago. His assets have been frozen, and the bank cards under my name are all his secondary cards... Now, not only do I have no money, but I also owe money to the bank. Because some of the loans were made with my ID card, so I just got a little emotional... sorry."

Zhu Yanan was stunned.

"Several hundred million? How come there are so many? Then the He family, won't the He family help him?"

Zhang Qianrou smiled wryly: "That's how they do business, it's like a big gamble. As for the He family...you should have read the news, Mr. He not only has one son, Weishen..."

Hearing this, Zhu Yanan understood completely. Anyway, sister-in-law not only has no money to lend them, but owes the bank an astronomical sum.

She has indeed heard about rich families going bankrupt overnight.

"Sister-in-law, my mother and I can't help you with this matter. In short, don't think too much about it. There is no unparalleled road, ah."

While speaking words of comfort, Zhang Qianrou's hand was loosened.

Different from the warmth that the mother-in-law and daughter-in-law accompanied down the stairs before, neither the old lady nor Zhu Yanan intended to send off Zhang Qianrou and the two children. The old lady only waved to Qiao Annian. He returned to his previous indifference, even colder than before.

...

The reactions of the old lady and Qiao Yanan were completely within Qiao Annian's expectations.

He understood the hearts of people like the old lady and Qiao Yanan too well.

It's nothing more than a good attitude when opening the mouth to borrow money.

He had just come out of the small town and had experienced it more than once when he was not deeply involved in the world.

At that time, he was young, thin-skinned, and not very defensive. When people asked him to borrow money and told him their difficulties, he would believe it. As long as he had money in his hand, he would lend it out.

As a result, the already tight life has become even more stretched.

When I borrowed money from him, I handed him cigarettes and bought wine, and said that I would pay it back soon. After he agreed to borrow money, he kept saying thank you.When he said that he had to pay utility bills and asked if he could pay back his wages, he would either delay it again and again, or ignore him, and some... would ask someone to beat him up.

Slowly, he also found out the experience.

As long as someone borrows money, it is the most effective way to cry poorly to the other party.

Tell the other party that you owe a lot of foreign debts and credit cards, or simply borrow money in reverse, and keep the other party who will never ask to borrow money for you.

Don't be afraid of hurting your feelings. If you turn against someone because you didn't borrow money from him, it's no pity to lose such a friend.

On the contrary, if he rejects you, you can still get along with him naturally, and if you find that the other party is someone you can make close friends with, he will be able to help as much as possible.

...

Naturally, Zhang Qianrou couldn't have felt the change in attitude between the old lady and Zhu Yanan.

She didn't feel too sad or disappointed in it.

It may be because she actually knew what kind of people the old lady and Yanan were before, but because the old lady is Nian Nian's grandmother after all, and Nian Nian still has contacts there, so she doesn't want to have anything to do with them. Made it so stiff.

I can only wrong myself and let myself not think too much.

Today's incident just made her see it more clearly.

What Nian Nian said was right, if the money was lent out, with the old lady's selfish character, she might really not repay her.

This time, she didn't lend money to the old lady, and let the old lady know that she owed a lot of money to the bank. With the character of the old lady, she probably wouldn't contact her again except for things related to Niannian.

fair enough.

All the way out of the coffee shop, Zhang Qianrou didn't speak. Qiao Annian thought for a while and said in a low voice, "Don't be too sad."

It's not worth it for the people of the Qiao family.

Zhang Qianrou smiled and touched his face: "Mom is not sad. This time it is thanks to Niannian. Is there any New Year's gift you want? Tell Mom, and Mom will buy it for you later. By the way, Xiaolou is also fine." Tell auntie what New Year's gift you want. Then auntie will prepare it for you together."

Qiao Annian said in surprise, "New Year's gift? Is the New Year coming soon?"

The days in the Zhang family passed too quickly.

As long as he wants, he can sleep until he wakes up naturally every day.When the weather is good, go out for a walk and gather wind. If the wind is too strong to go out, you can do your homework at home.

During this time, he really seemed like a real 12-year-old kid, living the most carefree life in his two lifetimes.

So much so that I didn't realize that it was so fast, and it was almost the New Year.

Zhang Qianrou nodded: "Yes. In about a week, it will be Chinese New Year. Have you thought about it? What birthday present do you want?"

Qiao Annian didn't want any birthday presents, what he cared more about...

"Then shall we go back soon?"

Zhang Qianrou was silent for a moment, "Well. In fact, your Uncle He called me yesterday and asked me when I would take you back. The He family has to watch the new year in the old house every year. We have to go back to Jiangcheng early and congratulate you when the time comes. Uncle, and Xiao Lou will go to the He family's old house to celebrate the New Year together."

He's old house?

Isn't that the house of the previous heads of the He family?

After Xiaotuanzi took over the He family, he also lived in the old house of the He family.

It's just that, now the head of the He family is... Lao Tuanzi's grandfather, He Duan.

The one who is obsessed with jade, buying a piece of high-quality old pit jadeite can spend a lot of money without blinking his eyes, the grandson is kidnapped, but he refuses to pay the kidnapper a ransom, the superb grandfather He Duan in the book.

time.

However, Yu Meixin has already been sent to a nursing home, so the story line should have changed.

Xiaotuanzi should not be kidnapped again.