Reboot your life

"So, now we can make a definition. That is 'Alipay', which has the power to increase the bank's storage capacity." At this time, the chairman's secretary suddenly said calmly.

However, it was such calm words that caused the entire conference hall to be filled with gloom for a while.A more silent atmosphere spread in the conference room than before.

At this time, a bad feeling gradually rose in the hearts of every board member.

'Perhaps, as we said, Alipay doesn't make much sense, so letting go of this decision will be the biggest mistake Citibank has ever made. 'Among the members here, many people think this way in their hearts.

But at this time, after seeing such an atmosphere, the chairman said at this time: "Everyone, whether you believe it or not, the current situation is like this."

Although the chairman of Citibank couldn't believe it when he got the news.However, how could such publicly released news be false.You know, this is the monthly report record of hundreds of small banks in the United States.

"Besides, this is not the most important thing." At this time, the chairman said again.Then he opened his mouth and explained the next situation in a flat tone.

It turns out that although it is said that because of Alipay, the performance of all large and small banks in the United States has begun to increase, which is an unbelievable thing.But what makes the chairman even more powerless is that in the past month, the savings rate of Citibank has not increased.It can even be said that, under the circumstances of ebb and flow, the savings rate of Citibank this month is equivalent to a drop of [-]%.

Don't underestimate the [-]%.Although [-]% seems to be very little, but [-]% of Citibank is extremely huge for all large, medium and small banks.

"In this way, has Alipay's influence on us reached such a level?" After listening to the chairman's words, the general manager of a business department said in surprise.

You know, most of the money of the citizens of the United States is stored in the bank.Moreover, the amount of dollars is also counted.Although, for a country like the United States, those big capitalists treat banknotes as if they are waste paper.But this idea is also to a certain extent.For a country, if the banknotes of the total capital increase by [-]%, it will cause economic turmoil.Therefore, if banks want to increase their savings, there is no other way than economic growth. They can only grab money from other banks and let users transfer money from one bank to another.

Therefore, the birth of Alipay caused some Citibank users to transfer their money to other banks. My muscles are shaking.

Moreover, such a situation is something that the chairman said with reservations because he doesn't want to hit the backbone of Citibank.Because he knows that Alipay's influence is not limited to this.Because of the B[-]B model, if this continues, Citibank's funds will drop even faster.

Because for those corporate users, their capital turnover is very fast.Usually, they transfer money within Citibank.No company has its own fixed bank.Although, because of the large-denomination transfer of funds within the bank, sometimes there will be some delays in the transfer of funds by the company.But there is no other way.But now, the emergence of Alipay has satisfied their increasingly frequent capital turnover.

So in the future, as long as they open Alipay, they can easily transfer money.No more hassle like making an appointment.It even said that there was still a lot of transfer fees left.

And such a situation is only a direct impact, and there are indirect ones.

Because the market economy has developed to such a degree, Citibank has reached a very high level.It can be said that it has reached a bottle shank, the pinnacle that a financial enterprise can develop to now.However, even so, Citibank's annual fund savings rate has a certain increase.After all, America's economy is growing.Therefore, savings will increase relatively, even if it is a very small growth rate, but this fact remains unchanged.

But I didn't expect that after the statistics of this month appeared, I suddenly found that the savings did not increase, but fell by [-]%.

"However..." At this time, the chairman changed the subject, and then said: "Although Citibank has suffered a little loss now, I believe we can regain our advantage again."

After all, facts are facts, no matter how unbelievable it is, the members of the board of directors must admit it.However, although it is said that Citibank's savings have dropped by [-]%, it has finally realized... Alipay's impact on the bank.But with the current ending, it is not enough for Citibank to collapse.

Moreover, the current situation has also made the people of Citibank realize one thing, that is, the leadership that will lead the world economy in the future and determine the direction of the world economy has gradually begun to change.If Citibank is still in such a laissez-faire manner, it is possible that Citibank's position as the world's economic hegemony will be handed over to others.Or, there is not much right to speak.

Yes, it is the overlord of the world economy.

Don't underestimate Citibank.Often in the world financial market, as long as Citibank's business changes, major changes will take place in the world financial market immediately.After all, banking is a thing that is closely related to everyone.Human beings are the basis of the entire social and economic system.

"Yes, we at Citibank have never been afraid of anything. Alipay this time will definitely become the cornerstone for our Citibank to reach another peak." After hearing the chairman's words, the entire meeting room People responded one after another.

It has to be said that it is not luck that Citibank has been able to survive for so long and become the largest bank in the United States.Because they all have the belief that they will not admit defeat.And it's not just that, under the condition of long-term economic dominance, the people of Citibank have a kind of self-confidence.

"Very well, I would like to see you have such determination." Seeing such a situation, the chairman was very happy.A company is not terrible when there is a crisis. After all, such a large company cannot be smooth sailing.At that time, if people in the enterprise did not have the confidence to fight hard during the crisis, that would be the most terrifying.

As the chairman of a group, he should have the ability to properly handle crises.Just like he is now, although at the beginning, because of the impact of Alipay, everyone present had a sense of absurd fear.But now, this feeling has all turned into fighting spirit.

"Ahem, well, since everyone is so confident. Now, let's talk about what we should do in the future." After seeing the performance of the people present, the chairman secretly nodded Nodding his head, he finally got to the point.

And Citibank really deserves to be one of the best financial and banking institutions in the world. It's just that the chairman just finished speaking, and at this time someone stood up and said.

"Since all the results now are brought about by Alipay issued by Dream Technology Company. Then, we will focus on Alipay. I think that we, Citibank, with our strength, can also launch an Internet first Three-party payment channel. And, in order to increase the influence of this channel, I suggest to cooperate with major banks in Europe and the United States to cooperate in this business." At this time, a director named Hawk suggested.

After all, the current Internet is still a new type of industry that no one knows about.So the law on this is also very unsound.Many things about the Internet, their binding force is very small.It seems that the United States is one of the countries with the most sound laws in the world.But their current attitude towards the Internet has not yet reacted.It's like a singer releasing an album.Now in the United States, as long as a singer releases an online album, there will be one on the Internet.Compared with buying albums, free songs on the Internet are even more attractive.Therefore, this is also the reason why entertainment companies often sue Internet companies in recent years.However, although it is such a situation, the final result often ends with the loss of the entertainment company.Because there is no law related to the Internet at all, which is why entertainment companies have no way to win the lawsuit.

And at this time, that's what Hawk meant.After all, there is no tort law for something like the Internet.Therefore, even if they launch something like Alipay now, there is no way for Dream Technology.What's more, Citibank has more advantages than Dream Technology Company. After all, Citibank is a payment channel.Although it is said that not all users around the world will use Citibank.But there is still a large area in use.Moreover, Citibank has close cooperation with banks in various countries and world-class large enterprises.Such a point is not available in Dream Technology.So at this time, as long as Citibank follows the gourd painting and launches something similar to Alipay, then it can sit back and enjoy the success.

Although such a cooperation may greatly weaken the influence of Citibank, after all, many cooperative companies will get a share of it.But the advantage is that it can dominate the Internet payment channels, so it seems that it is not bad.