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"Next, let's talk about Taobao. Amazon also has B[-]B, and even among the various online payments that we will have in the future, some measures about payment channels." It seems to be what Mishal imagined As we said, after summarizing some of the company's routine affairs that have remained unchanged for thousands of years, the company's chief executive said the highlight of the meeting.

Although on the surface, as most economists in the world say, Dream Technology has not introduced specific payment measures for online transactions such as Amazon, Taobao, and B[-]B.But who knows what people in the conference room are talking about now should be about the solutions to these things.

"We have now found a solution to payment." The general person in charge of the meeting said: "However, countries have relatively strict control over payment. After all, although the funds involved in our online shopping The flow is not that much. But this is also relative. So we still have to make great efforts to solve the payment.” After a pause, he continued: “Recently, we proposed a very big plan, And now with the resolution of various problems, this plan has reached the point of implementation.”

"What kind of plan?" Mishal said at this moment.After all, she is Taobao and Amazon.There is also the general person in charge of B[-]B, so although there are many people with higher positions than her in this meeting.But she is still very vocal.

As Mishal thought, no one else had any obvious reaction to her hasty question, and the general manager also explained: "The beginning of this plan is to use the dream technology The influence of the company on the Internet in the world has won the support of various governments."

'To be clear, it's a public relations plan. 'At this time Mishal thought in his heart.

This public relations refers to public relations with the government or with the country.This plan is also often used by large international companies.Because only in this way can the payment channels be completely opened up.Otherwise, it can be said that it is very easy for any country to restrict you on your channel.For example, the description will give you some tax benefits, but in other places, you don't want to get any benefits.In this way, it seems that you are very favorable, but in fact, you still lose money.

But after the general manager finished speaking, he went on to say: "Although this plan seems feasible, it can only be applied to a small number of countries. Countries like China and Singapore in Asia are basically useless." .Besides, this plan is too big, not to mention funds, even time will be exhausted. Basically, there is no way to solve the current situation..."

"Then you also said that this plan has reached the stage of implementation..."

"What I want to say is still in the next thing." Hearing Mishal's words, the chief person in charge said.

Because just like I said, the plan at the beginning was officially shelved due to various reasons.But then our BOSS proposed a very meaningful plan.That is to set up a third-party depository system and separate it into an online virtual account..."

When he heard this at this time, Mishal had already realized what a huge plan this was.

Although it is said that Mishal's working time in Dream Technology Company is still relatively short.But she is already the CEO of a branch company.It can be said that he is also a powerful master in this aspect of the Internet.

As an online shopping company, how to ensure the fairness of both parties in the transaction is their primary concern.

Their company has been acting as a notary public.The transaction between the buyer and the seller is completed under the notarization of the shopping platform.So if at this time, there is a third-party system on the Internet.Then the fairness of users can be guaranteed.

'However, how is such a thing to be done? 'At this time, Mishaer thought secretly in his heart.

While Mishal was thinking like this, the general manager also began to explain: "The important method of this plan is that all online shopping users, whether they are buyers or sellers, have a separate virtual account online. In this way, compared with the shopper, he can easily purchase all the products on our website. And the seller can also conveniently check his own items. Moreover, this account is connected with the bank, and the money can be converted. Just like the online account of the seller, We can also set up a separate online account for buyers."

"And then our task is to act as a cache. After the buyer buys a product, he can put the money into the depository system first, and the seller knows that the customer has paid the money, so, also Publish the product. Until the user receives the product, it will be confirmed in the third-party storage system and all transactions will be completed.”

After a pause, he continued: "Besides, for such an account, we can also set it to be like a penguin, with levels. For example, the more advanced the person, whether they are buyers or The discount that the seller can enjoy is absolute, which also increases consumption..."

"Okay!" Just after the chief executive finished the plan, Mishal couldn't help clapping his hands at this time.Because she has fully understood the meaning of the plan itself.

In fact, it is a third-party depository system.It's just that he wasn't completely independent for the purpose of trading.And if he is to be separated, he is a super large payment account.No matter what you buy online, you can use him.Both the buyer and the seller's money must be deposited in this system in advance.Such a situation...

"This is simply a bank!" Some people who also came to their senses exclaimed.Such a thing was too much of an impact on them.Although the current dream technology company can be said to have completely become the overlord of the Internet, they are still not qualified for many physical companies in reality.For example, in Wall Street, the world's financial center, there may be no less than ten companies with the same assets as them.

And the current plan may make their company jump several levels and become a giant that can truly shake the world.

"It's just... I want to ask, how many banks support our plan now?" A senior executive said at this time.

Although what the general manager said is good, it still requires the support of the bank.How can users transfer money to their virtual accounts without some more bank support?

So, this topic turned to the question of how to expand payment channels.

"This question is difficult to say, but simple to say, it couldn't be easier." Hearing such a question, the person in charge said with a smile at this time: "Our third-party system requires users to set up a virtual account. So don't Naturally, this account, whether it is a buyer or a seller, has become an online bank account under our settings. As for the money, we know that there are many users, and they will not withdraw it immediately That is to say, they will also deposit it in the virtual account, especially for the B[-]B business-to-business transaction model, the funds in it must be very large. Even Taobao and Amazon, although it seems that the funds are not large , but the sum of the funds of hundreds of millions of users around the world is definitely a terrifying amount of data. They all exist in it. Although there are outflows, they will also come in. So in many cases, there will be A considerable part of the funds. I think, no matter which bank it is for, they will all be attracted to it..."

After a pause, he continued, "What's more, didn't I say that this plan has reached a level where it can be implemented. So in other words, our cooperative bank has been found."

"So that's how it is." At this time, everyone in the room suddenly realized.

Yes, there is no bank, they will keep hundreds of billions of funds indifferent.At that time, Dream Technology Company will not ask them at all, they will come by themselves.Because, these funds, even if they are casually loaned to others, can also obtain a huge profit.In the meantime, which bank would not want to cooperate with an online trading company under Dream Technology.

"In this way, maybe next year's Nobel Prize in Economics will be won by us." Some people said with a smile.

"Hahahaha, yes."

And it is precisely amidst such laughter that 'Alipay', which has become a necessity of people's life in the future, will officially begin to face the public.Yi An's plan also began to unfold gradually...