The internship at the central bank lasts for two weeks, which is the longest of all summer internships.
These large-scale companies generally recruit fresh graduates with "comprehensive positions", and then adjust positions and departments according to the company's needs and employees' intentions. Therefore, students participating in the internship range from the Department of Commerce to the Department of Engineering, with a variety of majors.
But everyone, without exception, all came from prestigious schools.
Wearing a low-key and simple black formal suit, You sat in the corner of the meeting room, silently flipping through the introduction materials of the banking department.But even so, many people's eyes quietly fell on her.
"Well, can I sit next to you?"
A bold boy moved in her direction.
"No problem, please."
You smiled and moved the chair inward.
The boy didn't expect her attitude to be so good, he was a little flattered, hesitated for a while, and then took the initiative to talk to her: "My name is Eiji Nakanishi, Keio Department of Economics."
Yumoto wanted to imitate him and introduce herself, but Nakanishi didn't give her this opportunity: "There should be few people in school who don't know you, Manshima, right? After all, it's Miss Keio... I thought you would go to Japanese TV or NHK Woolen cloth."
If it was usually at school, You would never bother to talk to him.
But she came here to find a job. She heard from the senior Watanabe she met before that this internship needs to be done in groups as a unit for financing proposals. Maybe she will cooperate with this person later.
"How come, I'm not that material!"
She waved her hand modestly, and asked with a smile, "Is the bank the first choice of Mr. Zhongxi?"
Seeing the beautiful woman smiling, Zhongxi froze for a few seconds before responding in a low voice: "Ah... I haven't made up my mind yet, but I just saw that the bank's official website is recruiting interns, so I don't know what the corporate business is going to do?"
Although You did a lot of homework beforehand, she didn't plan to tell him in vain, she pretended to be stupid and said in a daze, "I don't know, someone from the bank should tell us later, right?"
"Too!"
The simple Zhongxi had long been fascinated by her, and offered to propose: "If we need to form a team later, would you like to come with me?"
It stands to reason that such a team is usually drawn by lottery, but she couldn't refuse him, so she accepted with a smirk.
After a while, the person in charge of the personnel department walked in.
It was a middle-aged man with a tall hairline, wearing glasses, deep nasolabial folds, and looked very mean.He proudly introduced himself, saying that he was the deputy director of the personnel department, and his name was Tadao Ogiso.
You felt that the name seemed familiar, but she couldn't remember where she had heard it, so she gave up after struggling for a while, and turned her attention back to the projection.
What Ogiso introduced was similar to what her seniors told her, and soon, the process came to the intern's self-introduction.When it was her turn to stand up, she clearly felt that the man's eyes were glued to her body, as if he was examining the valuation, and he was hiding some malicious intentions.
She frowned slightly, suppressing the unhappiness in her heart, said a few words briefly and then sat back in her seat.
Fortunately, Ogiso didn't do anything out of the ordinary, but that sticky gaze never left her.
Worry suddenly thought of Ando.
Every time he stood by his side, these guys who looked at her would always restrain themselves a lot.But no matter how much he protected her, he couldn't follow her here.
She lowered her eyes and sighed silently.
Just look at it, anyway, I won't lose a piece of meat.What's more, the other party still holds the power of life and death of their group, even if she can't afford it, she can always hide it.
……
The business case assigned to You's group comes from a trading company that mainly deals with rough processing of steel.
For the upstream raw material suppliers of steel plates, they need to pay in full for the purchase, while for the downstream large home appliance manufacturers, they need to sell the goods on credit.
Therefore, the larger the downstream orders received by the company, the more funds occupied by upstream and downstream, which will inevitably generate great financial pressure.
Moreover, this company is not large in scale, has no formal financial statements, the business premises and warehouses are leased, there is no fixed asset mortgage, and there is no guarantor. In theory, it is almost impossible for them to get a loan from a formal financial institution. matter.
But for such trade financing, commodities can be used as collateral, and the central bank has proposed similar financial services.
Credit inspectors investigate the business scale and credit status of the enterprise in advance, estimate the order scale of the enterprise first, and provide a certain credit line for the enterprise. Within the specified amount, the enterprise can borrow and repay the loan at will, provided that the upstream supplier The purchased raw materials need to be regulated by the bank.
Although their internships simulate actual financing cases, the content and process of the operation are not simple.From the basic information of the company to its operating conditions, from the composition of shareholders to the number of employees, they have to understand everything clearly.
In simple and crude terms, there are only two cores in credit decision-making: I lend you money, what will you pay back?What should I do when you are not up yet?
This is almost the same as what she had heard and seen from Ando.
But Ando didn't learn these things systematically. He relied entirely on the experience accumulated through hard work and blood and tears.Apart from her admiration, she also feels distressed.
When I got home at night, I sat at my desk and flipped through the details of the case company's income and expenditure, but my thoughts had already drifted to other places.
Ando also noticed that she wasn't paying attention, so he simply said, "I've been watching it all day, aren't I afraid my brain will burn out?"
"No way, I'm not Sudou."
Worry decisively refuted.
"He has a rough nerve and is not afraid of burning." Ando replied with a smile.
The corner of Sudou's mouth twitched at the end of the table.
The two never forgot to attack him every time they flirted, and he felt that this job was impossible to do.
"Yes, yes, you are all smart, am I the one who is stupid?"
He pursed his lips in dissatisfaction, and gave a worried look: "You are so good, then you can do my work in the future."
"It's not impossible, but it depends on how much your boss can pay me." She smiled charmingly, and even winked at Ando: "Hey, isn't it? President Ando?"
Ando's heart was itchy because of the worried eyes. As for what she said, he didn't take it seriously.
Who would not be a full-time member of a big-handed company with a bright future and come to work for him as a loan shark?If she wants money, he can give it to her, but she must pay the price.
He raised his eyebrows with a sneer, and whispered to her: "I'm sorry?"
Worry flinched immediately.
Before her friends told her that men are lower body animals, she was skeptical.But since she and Ando had a physical relationship, no matter what the two of them did, they almost always ended up rolling in bed.
Obviously she just wanted to have a normal kiss, but the little loyal minister always stood up and couldn't wait to have a more intimate contact with her.
"Let's not tell you, I'm going to take a shower."
She smoothed her hair, used the ends of her hair to cover up the reddishness of her ears, and fled from the man's unscrupulous eyes.
Ando snorted lightly before looking away.
He felt that the woman didn't seem to understand that in the context just now, her words were almost equivalent to seduction, which translates to "clean up and wait for him".
He rubbed the small door key in his pocket, counted the time, got up with a pinch, and went to meet his rabbit that would only hit the door by itself.
……
You returned to the room with wet hair, and before she could turn on the light, the man folded her wrist above her head and pressed it against the door heavily, while the other hand slid into her nightgown with ease.
The summer night was cool, and Ando's hands were extremely hot.
You were taken aback, and struggled to push him away, but the difference in strength between the two was too great, she could only let the man flatten and round her, protesting softly: "Mr. Loyalty, not today..."
Ando ignored her and bit the back of her neck.
He was like an extremely aggressive beast, madly trying to possess her body.
Worried and suffering, he let out a "hiss".
Ando made a move.
She finally found a chance to escape from his confinement, but he picked her up again and threw her on the bed.
"Ando!" She was annoyed: "I have to get up early for work tomorrow!"
The man stopped undoing his tie.
"Don't want to do it?"
"In no mood!"
You casually picked up a pillow and threw it on Ando's head: "Is there nothing else on your mind besides doing?"
The pillow was very soft, and the strength was not heavy. Ando easily blocked her attack, looked down at her condescendingly, with deep eyes: "For example?"
"For example, in the future..." You frowned and stared at him with piercing eyes: "Are you going to do this for the rest of your life?"
Ando's expression suddenly sank.
What does she mean?Since she looked down on him, why did she come to provoke him in the first place?
He twitched the corner of his mouth mockingly: "What can I do if I don't do this? You?"
After finishing speaking, he leaned over again, suppressed her forcefully, and grabbed her lips roughly.
You widened your eyes in disbelief.
She didn't expect that Ando not only disdained her concern, but also turned his hands on her.Shamed and annoyed, she bit Ando's lips hard with her teeth.
The smell of iron quickly spread between the lips and teeth of the two.
Yu originally thought that Ando would stop, but he didn't seem to notice the wound at all, and he didn't intend to let go of her at all, and the hostility in his eyes was so thick and frightening that he almost swallowed her up.
Her pupils constricted instantly, and she instinctively felt scared.
Sensing the trembling of the person in his arms, Ando's movements stopped suddenly.After a long time, he finally raised his arms and said "sorry" to her in a muffled voice.
Only then did Worry come back to his senses.
The man drooped his head, his eyes were covered by messy bangs, and he looked extremely decadent, but at any rate he was no longer the scary look he was before.
"Crazy enough?" she asked tentatively.
Ando said nothing.
It's not that he didn't think about what she said.
But I have already stepped into the abyss, how can I climb up so easily?
But as soon as he thought of the possibility of her leaving him, the string called reason in his brain would quickly break.So he didn't dare to look into her eyes at all, for fear of seeing emotions called fear or disgust from inside.
He scratched his hair irritably, said "I'm going to smoke a cigarette", got up decisively, and left her bed.
Yumoto's hand that was about to reach the corner of his lips froze in the air.
The phrase "Does it hurt" also got stuck in my throat and I couldn't say it.
She lowered her eyes, looking sad and confused.
It is obvious that he is hurting her, why is it that he suffers more?
The author has something to say:
Both Nakanishi and Ogiso are characters in Naoki Hansawa
These large-scale companies generally recruit fresh graduates with "comprehensive positions", and then adjust positions and departments according to the company's needs and employees' intentions. Therefore, students participating in the internship range from the Department of Commerce to the Department of Engineering, with a variety of majors.
But everyone, without exception, all came from prestigious schools.
Wearing a low-key and simple black formal suit, You sat in the corner of the meeting room, silently flipping through the introduction materials of the banking department.But even so, many people's eyes quietly fell on her.
"Well, can I sit next to you?"
A bold boy moved in her direction.
"No problem, please."
You smiled and moved the chair inward.
The boy didn't expect her attitude to be so good, he was a little flattered, hesitated for a while, and then took the initiative to talk to her: "My name is Eiji Nakanishi, Keio Department of Economics."
Yumoto wanted to imitate him and introduce herself, but Nakanishi didn't give her this opportunity: "There should be few people in school who don't know you, Manshima, right? After all, it's Miss Keio... I thought you would go to Japanese TV or NHK Woolen cloth."
If it was usually at school, You would never bother to talk to him.
But she came here to find a job. She heard from the senior Watanabe she met before that this internship needs to be done in groups as a unit for financing proposals. Maybe she will cooperate with this person later.
"How come, I'm not that material!"
She waved her hand modestly, and asked with a smile, "Is the bank the first choice of Mr. Zhongxi?"
Seeing the beautiful woman smiling, Zhongxi froze for a few seconds before responding in a low voice: "Ah... I haven't made up my mind yet, but I just saw that the bank's official website is recruiting interns, so I don't know what the corporate business is going to do?"
Although You did a lot of homework beforehand, she didn't plan to tell him in vain, she pretended to be stupid and said in a daze, "I don't know, someone from the bank should tell us later, right?"
"Too!"
The simple Zhongxi had long been fascinated by her, and offered to propose: "If we need to form a team later, would you like to come with me?"
It stands to reason that such a team is usually drawn by lottery, but she couldn't refuse him, so she accepted with a smirk.
After a while, the person in charge of the personnel department walked in.
It was a middle-aged man with a tall hairline, wearing glasses, deep nasolabial folds, and looked very mean.He proudly introduced himself, saying that he was the deputy director of the personnel department, and his name was Tadao Ogiso.
You felt that the name seemed familiar, but she couldn't remember where she had heard it, so she gave up after struggling for a while, and turned her attention back to the projection.
What Ogiso introduced was similar to what her seniors told her, and soon, the process came to the intern's self-introduction.When it was her turn to stand up, she clearly felt that the man's eyes were glued to her body, as if he was examining the valuation, and he was hiding some malicious intentions.
She frowned slightly, suppressing the unhappiness in her heart, said a few words briefly and then sat back in her seat.
Fortunately, Ogiso didn't do anything out of the ordinary, but that sticky gaze never left her.
Worry suddenly thought of Ando.
Every time he stood by his side, these guys who looked at her would always restrain themselves a lot.But no matter how much he protected her, he couldn't follow her here.
She lowered her eyes and sighed silently.
Just look at it, anyway, I won't lose a piece of meat.What's more, the other party still holds the power of life and death of their group, even if she can't afford it, she can always hide it.
……
The business case assigned to You's group comes from a trading company that mainly deals with rough processing of steel.
For the upstream raw material suppliers of steel plates, they need to pay in full for the purchase, while for the downstream large home appliance manufacturers, they need to sell the goods on credit.
Therefore, the larger the downstream orders received by the company, the more funds occupied by upstream and downstream, which will inevitably generate great financial pressure.
Moreover, this company is not large in scale, has no formal financial statements, the business premises and warehouses are leased, there is no fixed asset mortgage, and there is no guarantor. In theory, it is almost impossible for them to get a loan from a formal financial institution. matter.
But for such trade financing, commodities can be used as collateral, and the central bank has proposed similar financial services.
Credit inspectors investigate the business scale and credit status of the enterprise in advance, estimate the order scale of the enterprise first, and provide a certain credit line for the enterprise. Within the specified amount, the enterprise can borrow and repay the loan at will, provided that the upstream supplier The purchased raw materials need to be regulated by the bank.
Although their internships simulate actual financing cases, the content and process of the operation are not simple.From the basic information of the company to its operating conditions, from the composition of shareholders to the number of employees, they have to understand everything clearly.
In simple and crude terms, there are only two cores in credit decision-making: I lend you money, what will you pay back?What should I do when you are not up yet?
This is almost the same as what she had heard and seen from Ando.
But Ando didn't learn these things systematically. He relied entirely on the experience accumulated through hard work and blood and tears.Apart from her admiration, she also feels distressed.
When I got home at night, I sat at my desk and flipped through the details of the case company's income and expenditure, but my thoughts had already drifted to other places.
Ando also noticed that she wasn't paying attention, so he simply said, "I've been watching it all day, aren't I afraid my brain will burn out?"
"No way, I'm not Sudou."
Worry decisively refuted.
"He has a rough nerve and is not afraid of burning." Ando replied with a smile.
The corner of Sudou's mouth twitched at the end of the table.
The two never forgot to attack him every time they flirted, and he felt that this job was impossible to do.
"Yes, yes, you are all smart, am I the one who is stupid?"
He pursed his lips in dissatisfaction, and gave a worried look: "You are so good, then you can do my work in the future."
"It's not impossible, but it depends on how much your boss can pay me." She smiled charmingly, and even winked at Ando: "Hey, isn't it? President Ando?"
Ando's heart was itchy because of the worried eyes. As for what she said, he didn't take it seriously.
Who would not be a full-time member of a big-handed company with a bright future and come to work for him as a loan shark?If she wants money, he can give it to her, but she must pay the price.
He raised his eyebrows with a sneer, and whispered to her: "I'm sorry?"
Worry flinched immediately.
Before her friends told her that men are lower body animals, she was skeptical.But since she and Ando had a physical relationship, no matter what the two of them did, they almost always ended up rolling in bed.
Obviously she just wanted to have a normal kiss, but the little loyal minister always stood up and couldn't wait to have a more intimate contact with her.
"Let's not tell you, I'm going to take a shower."
She smoothed her hair, used the ends of her hair to cover up the reddishness of her ears, and fled from the man's unscrupulous eyes.
Ando snorted lightly before looking away.
He felt that the woman didn't seem to understand that in the context just now, her words were almost equivalent to seduction, which translates to "clean up and wait for him".
He rubbed the small door key in his pocket, counted the time, got up with a pinch, and went to meet his rabbit that would only hit the door by itself.
……
You returned to the room with wet hair, and before she could turn on the light, the man folded her wrist above her head and pressed it against the door heavily, while the other hand slid into her nightgown with ease.
The summer night was cool, and Ando's hands were extremely hot.
You were taken aback, and struggled to push him away, but the difference in strength between the two was too great, she could only let the man flatten and round her, protesting softly: "Mr. Loyalty, not today..."
Ando ignored her and bit the back of her neck.
He was like an extremely aggressive beast, madly trying to possess her body.
Worried and suffering, he let out a "hiss".
Ando made a move.
She finally found a chance to escape from his confinement, but he picked her up again and threw her on the bed.
"Ando!" She was annoyed: "I have to get up early for work tomorrow!"
The man stopped undoing his tie.
"Don't want to do it?"
"In no mood!"
You casually picked up a pillow and threw it on Ando's head: "Is there nothing else on your mind besides doing?"
The pillow was very soft, and the strength was not heavy. Ando easily blocked her attack, looked down at her condescendingly, with deep eyes: "For example?"
"For example, in the future..." You frowned and stared at him with piercing eyes: "Are you going to do this for the rest of your life?"
Ando's expression suddenly sank.
What does she mean?Since she looked down on him, why did she come to provoke him in the first place?
He twitched the corner of his mouth mockingly: "What can I do if I don't do this? You?"
After finishing speaking, he leaned over again, suppressed her forcefully, and grabbed her lips roughly.
You widened your eyes in disbelief.
She didn't expect that Ando not only disdained her concern, but also turned his hands on her.Shamed and annoyed, she bit Ando's lips hard with her teeth.
The smell of iron quickly spread between the lips and teeth of the two.
Yu originally thought that Ando would stop, but he didn't seem to notice the wound at all, and he didn't intend to let go of her at all, and the hostility in his eyes was so thick and frightening that he almost swallowed her up.
Her pupils constricted instantly, and she instinctively felt scared.
Sensing the trembling of the person in his arms, Ando's movements stopped suddenly.After a long time, he finally raised his arms and said "sorry" to her in a muffled voice.
Only then did Worry come back to his senses.
The man drooped his head, his eyes were covered by messy bangs, and he looked extremely decadent, but at any rate he was no longer the scary look he was before.
"Crazy enough?" she asked tentatively.
Ando said nothing.
It's not that he didn't think about what she said.
But I have already stepped into the abyss, how can I climb up so easily?
But as soon as he thought of the possibility of her leaving him, the string called reason in his brain would quickly break.So he didn't dare to look into her eyes at all, for fear of seeing emotions called fear or disgust from inside.
He scratched his hair irritably, said "I'm going to smoke a cigarette", got up decisively, and left her bed.
Yumoto's hand that was about to reach the corner of his lips froze in the air.
The phrase "Does it hurt" also got stuck in my throat and I couldn't say it.
She lowered her eyes, looking sad and confused.
It is obvious that he is hurting her, why is it that he suffers more?
The author has something to say:
Both Nakanishi and Ogiso are characters in Naoki Hansawa
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