I deliver food in the Southern Song Dynasty

"First, take the letter of introduction I wrote and go to Changhou Bank to borrow 500 million yuan."

"What! Before I start making money, you want me to be in debt?"

"Nonsense, no debt, what do you use to stock up?"

"I don't want it, I refuse. My father has taught me thousands of times that I must never owe others money, and I must never let others owe me money."

Wang Xingze shook his head: "This is the reason why many merchants in the goods port can't expand their business in their lifetime. Xiaobai, let me tell you, of all the big shops and big owners you see, almost few of them are not in debt. Yes. If you have the ability to borrow other people’s money for yourself to make a fortune, this is the real reason for getting rich. Do you think that I have such a big property at such a young age, and I really rely on it to accumulate day by day? I won’t be here today even if I have gray temples. In fact, it’s not because I’m particularly good at borrowing money.”

Bai Li picked his nose: "Couldn't you use your force to force others to lend you money?"

"I'll tell you about my family history in detail later. You listen to me first, and go to borrow money. Originally, a little girl like you who has nothing, can't borrow a copper coin from the bank, but with this letter from me , you go boldly."

Bai Li hesitated and hesitated, hesitated and hesitated again, but in the end, she still couldn't resist the temptation of the mysterious wealth, and took the letter.

Before entering the Changhou Bank, Bai Li borrowed a dress and hairpin ornaments from Xue Ling on purpose.

"Xiaobai, what are you going to do? Is there any famous banquet you want to attend?"

"No, Sister Xueling, I'm going to borrow money from the bank on behalf of that Wang Xingze. That Wang Xingze said that the more people who want to borrow a lot of money, the more they should dress up richly."

"Pfft, what the hell is that. Xiaobai, these people you met are really strange."

Thinking that Xue Ling and the others would not understand their radical approach, Bai Li didn't say any more.

After tidying up the makeup and serving pies, Bai Li led the group to the Changhou Bank.

Even if you borrow money, you have to wait in line.

Another hour in line.

"Yawn..." Tuan'er couldn't hold it anymore: "Sister Xiaobai, I'm so hungry. And I'm sleepy. I usually take a nap at this time."

"Hold on a little longer, we will be here soon. Now, take all these snacks and eat them."

"Sister Xiaobai, look at that person! Isn't that Sister Xin Yi!"

Bai Li looked in the direction Tuan'er pointed, and it turned out to be Xin Yi.But the other party is already a decent lady, surrounded by two maids wearing gold and silver.

It's only been a month since they separated, and Xin Yi's appearance is completely different.

Could this be the legendary power of money?

"Then thank you, shopkeeper Wang. Shopkeeper Wang is indeed the most reasonable. The interest rate in the past two months has risen to [-]%. My husband said that when the batch of goods in hand is out, I will immediately contact shopkeeper Wang. Settle accounts."

"No rush, no hurry, the lady is willing to accept [-]% interest, so it doesn't matter if you borrow it for a while longer."

Xin Yi left under the welcome of shopkeeper Wang, without paying attention to the white oak in the corner.

"A month's interest is thirteen percent. What kind of golden egg business does this Mr. Xin Yi's family run..."

"Little girl, what do you need?" Shopkeeper Wang came over to greet Bai Li in person again.

"Hi, shopkeeper Wang, I'm here to borrow money at the behest of Wang Xingze." He said and hurriedly handed over the letterhead.

Shopkeeper Wang glanced at the stamp on the letterhead, and asked suspiciously, "Who are you from Dadong Wang's family?"

Bai Li hesitated and said: "Uh, I am, I am his new maid."

"Maid? Then why did he say that the money was lent in your name?"

"This……"

"Five million yuan is not considered a lot. But, girl, are you sure you want to borrow this money at a price of 500% per month?"

"Nine percent?!" Bai Li's mind became flexible in an instant: "No problem, okay, nine percent is nine percent!"

"Although you have Dadong Wang's guarantee for you, there is really no need to worry. But, little girl, I still have to ask you one more question. What are you borrowing so much money for? Are you sure you can still pay?"

Faced with doubts, Bai Li smiled brightly: "Shopkeeper, you are willing to give me a price of [-]%. Even if I don't do any business, I can still get a piece of money if I lend it to the lady just now." A price difference of [-]%! Why would I still not pay? Such a good deal, the more the better.”

Shopkeeper Wang laughed loudly: "You girl, you are so courageous, you still want to learn from our bank to release money. For the sake of Wang Dadong's family, I will accept you as a new customer. It's just , don’t talk nonsense when you go out, such a small amount is still a new customer, we usually ask for more than [-] cents. Unless you borrow tens of millions, you can only have the [-] cents that lady just now.”

At this moment, Bai Li understood what Wang Xingze said about borrowing money.With this ability to borrow money at low interest rates, it is really possible to get rich while lying down.

Bearing a huge debt of 500 million, Bai Qu returned home happily, his face was full of spring breeze from the West Lake, and he even ate an extra bowl of rice.

Father Bai asked: "Li'er, tell me what happened to you today, what made you so happy?"

Bai Li had no choice but to pretend to be mysterious and fool the past. He couldn't tell his father that he was so happy because he owed a huge debt.At any rate, it was 500 million yuan. Although Papa Bai was already considered a well-to-do wealthy household in Wushanfang, his total property was only around [-] million yuan.

While old man Bai was asleep, Bai Li sneaked to Nangang again.

"The money has been successfully borrowed, and then?"

"You come with me."

Wang Xingze brought the white oak to a very dark but dry large warehouse.

"Here are the sulfur and saltpeter shipped from Fusang three months ago."

"Sulphur? Saltpeter! How can you hide such a thing! Don't you know that it will be seized by the government, and you will be finished?"

Wang Xingze said with a hippie smile: "Yes, I know, so I want to sell this batch of goods to you. Here is the bill of sale, take a look, the total value is about 580 million. I don't want a change, you just give me 500 million. alright."

The corners of Bai Li's mouth twitched slightly: "Wang... Xing... Ze... Did you come up with this kind of bad trick just because you hated me for rejecting you several times, in order to get back at me... I used my wealth and life to borrow 500 million yuan ! You actually asked me to use it to buy your batch of black mines! You want me to die without a place to bury me!"

"Just say you want to buy it or not?"

"I! No! Buy it! I'm going to return the money, goodbye!"

"Really not to buy?"

Bai Li picked up the tickets without looking back: "Wang Xingze, please remember, you will never want to eat outside from our Ruyi Building again!"

"Hahahahaha! Xiaobai, Xiaobai, why are you so cute? Is your way of getting revenge on me by not letting me eat your food?"

"It's more than that! I don't have your share of the wine and tea at my house!"

"Well, it's fine if you don't buy it, then I have to resell it to a foreign merchant in Ayub for 2000 million."

Bai Li's hand stopped in mid-air: "Two...Two taels 2000 million?!"

"Little Bai, do you know the Golden Horde?"

"I know this. It was established by Khan Batu of Mongolia after he conquered the western countries. It seems, I think, it seems to be five or six years ago. At that time, my father said that the Mongols went west so smoothly. Having occupied so much land and people, they probably won’t come to capture our Great Song Dynasty again.”

"Oh, maybe you people in Lin'an like to deceive yourself and others. The Mongols don't know how to stop when it's too late, and they won't be like us Song people. What they want is a wider land and people. Let me tell you, The current Mongolian Great Khan, Mengge, is preparing to let his brothers continue their expedition to the west."

"Are they going to march west?"

"After all, the Golden Horde does not belong to Meng Ge and his team. Several children of Tuo Lei also want to establish their own empire in the west. Maybe within three years, their Meng people will embark on the Western Expedition again. pace."

"Well... But this may also be a good thing, at least for us Da Song."

"A good thing? Oh, maybe. Because of the Mongolian expedition to the west, we can relax our vigilance, relax our guard, and reduce military investment. Xiaobai, you must not believe that this batch of high-quality sulfur and saltpetre is actually the real thing behind it." The buyer is our enemy, the Mongols!"

"What are you talking about! Selling to the Mongols?! Will the Mongols also use our firearms?"

"Do you think the Mongols are still the barbarians who killed the grasslands with two big knives decades ago? They have long learned our firearm tactics and have a formally organized artillery battalion. However, things like sulfur and saltpeter are still Fusang produces the best, and they can’t easily buy it, so they can only rely on Ayub’s foreign merchants to import it for them.”

Bai Li tremblingly said: "Wang Xingze...so you...sell such important military resources to our enemy, you really won't feel guilty! How is this different from collaborating with the enemy and traitorous country!"

"Do you think I don't want to sell us Da Song's own artillery battalion! If they want it, I am willing to continue to supply them even if I don't make money. But they... Lin'an Lin'an, we are in a corner. I have lived in peace for more than 120 years... You don't understand, and I don't understand. Why, the soldiers of our Song Dynasty who are counting on to protect their homes and defend the country, they would rather eat fragrant wine and hot dishes worth tens of thousands of dollars per table, rather than go to Buying hundreds of thousands of glazed decorations, I would rather buy countless gardens and houses for my dozen or so concubines than spend the money on what the country and its people really need."

"Wang Xingze..."

"I have stored this batch of goods here for more than three months, and everyone in the Artillery Battalion knows about it. If they needed my goods, they would have picked them up a long time ago. However, they haven't, and maybe they will never come... I think After a long time, the Tibetan merchants who sold to Ayub are not necessarily a bad thing. We can’t earn the heads of the Mongols, so let’s earn their money. Let them go to the west with confidence and boldly, and also for the survival of our Song Dynasty , buy some more time..."