Inheritance of Rebirth

163. Hands-on

The cursing male voice stopped abruptly.

Sure enough, my mother was sitting on the single sofa next to the bedroom, the makeup on her face was all crying.

Luo Chao took a closer look, and saw that his mother was even more haggard than when he saw her when he came back from Beijing.This will completely lose the usual aura of yelling at him. Seeing him enter the door, he rushes over as if seeing a relative, "Xiao Chao!"

Sitting in the middle of the three-seater sofa was a man in his thirties, with his arms folded over his chest, his legs crossed, and his toes still shaking.

He didn't get up when he entered the door, but said to his mother, "This is your son? A student, okay, you are illiterate and you don't understand. Now let your son tell you, see if you should pay back the money?" .”

My mother grabbed Luo Chao's arm with one hand and pointed at the sitting man, "Xiao Chao! I really didn't see a cent of this money, and the money wasn't transferred to my card at that time! Deng Jiang took it away!"

My mother grabbed his hand very hard and spoke quickly, "I asked them to go to Deng Jiang and ask him to force me to return it! Come every day! I'm going crazy!"

Luo Chao sighed inwardly, "Mom, sit down first."

The sofa in the room was one of one, two, and three. Luo Chao saw that there was no place to sit, so he put his schoolbag on the coffee table, came over and kicked the man's feet, "Go in."

The man with this attitude was a little surprised, he moved to the side of the sofa.

Luo Chao sat on the other side, "Show me the loan contract and receipt, as well as the repayment record."

The man didn't speak, he opened the briefcase beside him and took out a file bag.

This loan contract is mortgaged by his house in Lanxinyuan, and the loan is 5, with a one-year term and a 2017% interest rate, which is 8% per month.Interest is paid at the beginning of each month, and the date of signing the contract is August 2, [-].

Luo Chao felt strange, and looked back to find a copy of the real estate certificate. Sure enough, there was no mortgage record on it.

He sighed in his heart, if the procedures for borrowing the [-] yuan were completed at that time, his mother would not have paid for more than one house and sold it at a low price in the end.

The signature on the receipt is my mother, and the amount received is also [-], but the other party's transfer slip shows that the actual payment is [-].

Seeing Luo Chao staring at the two lists without speaking, the man explained, "Interest is paid at the beginning of the month, which is equivalent to the first interest."

Luo Chao didn't speak, and picked up the last piece of paper, which was the bank statement.There are four transfer income above, each [-], from September to December [-], a total of [-].

The man looked at Luo Chao, "According to the agreement, interest will be paid to this account on the second of every month, and your mother has been paying for four months."

As he said that, he glanced at his mother, "I haven't seen any money since January this year. I have come here several times and your mother either said she had no money or that she was cheated. Let us find her a man, and then she even married her." It's all gone, and that's how I found out she lives here."

Luo Chao looked at his mother, "Mom, tell me what happened back then."

Mom must have been terrified. Luo Chao said whatever he asked, without the usual cover-up.

Deng Jiang was about to sever ties with his mother after being violently beaten by Luo Chao. His mother wanted to save her, but Deng Jiang said he would test her.Then she did two things, one was to change the lock, and the other was to give him 5 yuan as mental damages.

This company was found by Deng Jiang. His mother didn't understand anything. Deng Jiang signed it when he asked, and pressed his fingerprint when he asked him to.

After getting the money, Deng Jiang returned to Lanxin Garden.The four-month interest is paid by my mother, and she has some savings in her hand.

Luo Chao understood.

Deng Jiang had already mortgaged the house for 20 yuan, but he still didn't want to let his mother go. After being beaten, he retreated, and his mother expressed her sincerity in borrowing money to please him, and he once again used the house as a mortgage to cash out.

Perhaps Deng Jiang chose this small loan company after careful consideration to borrow this amount, that is, to simplify the procedures and not file with the Housing Management Bureau, so that he can mortgage again.

What's ridiculous is that my mother is usually reluctant to give him money as a meal card, but she can pay [-] interest for Deng Jiang's real money.

Now, maybe he still has to thank her for returning the 20 yuan when she sold the house.

No, the sale of the house was done by the first small loan company, and the money was deducted at that time, and according to my mother, Qiao Yi snatched the rest of the money, so she didn't pay back the [-].

Although my mother was vague about some key parts, the debt collection man understood, and he couldn't help but sneered, "You old woman is a bit interesting, that Deng Jiang, hehe"

Seeing Luo Chao's fierce eyes, the debt collector restrained his lewd expression, "How about it, now you understand, how do you say this?"

Luo Chao thought about it. My mother said just now that she had found a job as a hotel waiter, but after only a few days of working, the debt collector kept coming to make trouble. He was fired two days ago.

In the past few days, the debt collector has been following her every day, asking for money.She followed everywhere, but she was forced to fail, and tried several ways but failed to get any money.

In front of the debt collector, Luo Chao didn't comment on the good solutions she thought of, but seeing her crying face and obviously haggard, she finally made up her mind.

"Mom, let me ask you, if you pay back the money, will you be able to go to work?"

My mother started crying just now, and she is still wiping her tears now, "Why can't I go to work properly, I already go to work well, and others have to force me to not do it."

Luo Chao took a deep breath, "Alright then, remember what you said."

Mom cried and didn't respond.

Luo Chao turned to the debt collector, "My mother should pay this debt, but there is something wrong with your calculation."

The debt collector stood up abruptly, pointed at the documents on the coffee table with one hand, and pointed at Luo Chao with the other, "What's wrong with my algorithm! These are all black and white and red handprints, and your mother recognized them!"

Luo Chao also stood up, and vigorously swung the hand that was about to poke his face away.

His hand is strong, and it was another night of suppressing the fire. The back of the debt collector's hand hit the wall hard, causing him to bend down suddenly in pain, and he held it with the other hand, still yelling, "Look! fuck you"

Luo Chao stepped forward and pushed him, and smashed him against the armrest of the sofa. Before he could react, Luo Chao stepped forward to lock his throat with one hand, and at the same time raised his leg, pressing his knee against his stomach.

Pulling hard on his hands and knees at the same time, Luo Chao said coldly, "If you want to get an answer, just talk to a fucking human being."

The debt collector was not much shorter than Luo Chao, but he was half as wide as Luo Chao, so he wouldn't be subdued so easily.

But Luo Chao was born with great strength, coupled with the anger stagnated in his chest all night, he shot too fast, and he had no time to react.

"I,"

The debt collector's face was already flushed, he tried to move Luo Chao's arm away with his hands, and struggled with his legs trying to push Luo Chao down.

But his injured hand couldn't use his strength, but Luo Chao exerted strength on his hands and knees at the same time, and the severe pain came. He couldn't speak anymore, and immediately put down his leg and let go of his hands in a timely manner.

Luo Chao pulled back a little, and the debt collector immediately said with difficulty, "If you have something to say, say it well."

Luo Chao looked at him coldly, he strengthened and relaxed his hand for a while, but he never let go.The debt collector realized that he was restraining his hesitation, and wisely did not resist.

Finally, Luo Chao got up and took a step back, but his hands were fisted and his feet were standing one behind the other, very defensive.

The debt collector slowly sat up, "Young man is good at it, have you practiced it?"

Finding that Luo Chao just took a step back and was still very vigilant, the debt collector said, "Your mother must pay this debt, and don't think my words are harsh, it's because you haven't seen this old lady."

He looked at Luo Chao, "You didn't see your mother's strength, she insisted that she had no money and she was fooled, then you heard what she said just now, can you say that the money has nothing to do with her? Can she take it?"

Luo Chao still stared at him, not speaking.

The debt collector put the documents on the coffee table back into the bag, and stood up, "I said it all night, we are a serious company, since you don't pay back the money, then wait for the court summons."

My mother yelled sadly, "Xiao Chao!"

Luo Chao didn't make sure he wouldn't attack until he reached the door, "I said, the money should be paid back, but your calculation is wrong."

The debt collector turned around, "Then tell me."

"First, the loan principal of this money cannot be calculated as [-], but can only be calculated as the actual payment of [-] at that time. Second, I only recognize half interest, that is, the monthly interest is [-], not two Thousand five."

The debt collector's expression was not surprising, "That's not how our contract was written. It's written in black and white with red handprints. Someone didn't force your mother to sign it. It's not appropriate for you to do so."

Luo Chao was very indifferent, "If you want me to pay it back, it will be calculated according to this. If you disagree, you can sue, and the judgment and calculation will be up to the court. But you probably know that my mother has already sold this mortgage."

"I know your mother's house is sold, so she can only go to jail if she doesn't pay the money. You should think about it."

"She won't go to jail if she doesn't get on the list, but she will be on the blacklist, and life will not be easy, but this is all stipulated by national laws and has nothing to do with me."

The debt-collecting man laughed, "Young man is a bit interesting. Just now, he thought I scolded your mother and fought with me. Now, "it's all stipulated by national laws and has nothing to do with you." What do you mean?"

Luo Chao heard his mother shouting behind him, "Xiao Chao! Xiao Chao, you can't leave me alone! I'm your mother!"

Luo Chao didn't look at his mother, he was still staring at the debt collector defensively, but his voice was cold, "Of course I can leave you alone, I'm not yet an adult, you should support me, not me to pay you back, you Figure it out."

Mom choked.

Luo Chao didn't look back, "Mom, do you think I have this money? Or did you forget the principal?"

My mother squeaked, apparently Luo Chao hit the mark.

Luo Chao suppressed the anger and disappointment in his heart, "I have to borrow money to pay your bills, tens of thousands of dollars! I am a student! How do you want me to take care of you!"

The debt collector watched the good show for a long time, and when the mother and son were silent, he said, "I'll go back and report to the boss, how can I contact you."

"You can just contact my mother, but don't talk about conditions. For example, I won't accept three-point interest. If you agree to this condition, you can sue directly, and then you don't need to contact me."

The debt collector nodded, "OK."

Luo Chao added, "Just tomorrow. I'm very busy with school and I don't have the time to deal with these crap things every day. I won't care if you don't get results tomorrow."

The debt collector smiled, "Then I will have the result tomorrow. When will you be able to pay back the money?"

Luo Chao gritted his teeth, "Tomorrow."

The debt collector went out to leave, Luo Chao stepped forward and locked the anti-theft door, and then he let out a sigh of relief.

Just now he has been wary of the debt collector's violence. He is a half-black small loan company asking for debts. Can he suffer from him for nothing?

Luo Chao sat back on the three-person sofa, only to realize that his mother was still crying, louder, obviously very sad.

He felt very tired and didn't want to talk at all.

Mom finally stopped crying, and she started hiccupping, waking up her nose loudly.

Luo Chao endured the disgust in his heart, and waited for her to calm down before opening his mouth, "Do you still feel wronged? Could it be that I'm not telling the truth? Obviously you are a mother, I"

The mother didn't make a sound, and Luo Chao pressed for a long time before opening his mouth, "I've been wanting to ask you just now, when you borrowed this money, did you ever think about how to pay back the principal?"

Mom was silent.

"Could it be that you were only looking at the interest at that time, and didn't know that the principal would have to be repaid?"

Mom wiped her eyes again, "Deng Jiang said at the time that he was just testing me to see if I was sincere. He said he was not short of money at all, so he only took it for a few months and asked me to bleed for a long time before returning it to me." I."

Luo Chao couldn't believe his ears, "You just, believe it? What about the 20, have you forgotten too?"