The friendship points of the face.Naturally, I searched all the masterpieces of E Yu I could find.However, when I printed those documents into a book and was about to read them on my knees, I found something like "Mother-in-law hasn't raised a daughter-in-law for a day, why should I honor my mother-in-law?" ", "When the mother-in-law says she treats you as her own daughter".

My little crocodile is talented. Not only is his writing extremely good, but he also has an infinitely divergent imagination. He can substitute his imposing seven-foot man into the role of a little daughter-in-law who has been abused by a patriarchal society. What is it, will probably be incited by his words, and hold high the banner of women's rights!Who said my E Yuniang?He is not a mother at all, he is a man in my heart!

I arrived at the coffee shop on the quiet corner of the street on time, and saw E Yu sitting on the outdoor tables and chairs outside the shop. The shirt and suit pants look very clean.He was concentrating on typing on his laptop.This is the first time I saw him in a work scene, and it turns out that the man who works seriously is the most charming.

I took a picture of my specially made hairstyle through the screen of my mobile phone, wore my shirt, and kept this charming smile. This time I want to win his heart.

"Sorry, there's a bit of a traffic jam coming from the company, I've kept you waiting. I'm going to order coffee, what kind do you want?" I asked him in a gentlemanly manner.

He: "I didn't wait for you on purpose. I usually work in this store, and the company is above this building."

Me: "No wonder it's so close to the gym, it turns out it's close to your company."

Hearing me mention the gym, his face instantly turned black, and gradually turned into black and red, red black red black.

He: "Black coffee is fine, let me order some, I'll ask you to help me first."

Me: "It's okay, I'll come."

A cup of coffee is nothing, but if you bother me, I'll make you work hard elsewhere.

Me: "Luo Xuan said that you are going to write an article about campus loans. What can I do for you?"

He: "I just have some questions about how the campus loan platform cheats people. I don't quite understand the calculation of interest rates."

I asked him for a pen and paper, "To give a simple example, for example, if you borrowed a loan of 1200 yuan and repaid it in 1 installments per year, assuming that the annual interest rate is 12%, if you calculate it according to equal principal and interest, that is, you The principal remains unchanged. The monthly principal repayment is 10/1200=12, and the monthly interest is 100*1200%/10=12, so the total monthly repayment is 10 yuan. In fact, repaying the loan with equal principal and interest is very It’s ridiculous. Think about it, in the last month of loan repayment, you still calculate the interest based on the principal of 110 yuan. However, in the previous 1200 months, you have actually paid off the principal and interest of 11 yuan. Do you think it is a blood loss? Many online loans and private lending will adopt this method, and the borrower has not considered the real interest rate. Not to mention that the platform will charge additional fees."

"As for the calculation method of the real interest rate, IRR (internal rate of return) is used. This is troublesome, so I won't go into details. You can also use the empirical formula of the actual interest rate of equal loan = 1.8*nominal interest rate. Taking the above as an example, the actual monthly interest rate is approximately 10%*1.8=18%, which is much higher than the 10% they claimed..." We spent some time discussing some relevant online loan knowledge.

"Although, I still seem to have a little understanding, but thanks to your explanation, I have a little understanding of where the huge profits of online lending are." E Yu carefully took notes against my draft paper. He leaned very close, arms close together my arm.It was the most relaxed he'd ever been when he was this close to me.

He: "Unexpectedly, you know a lot."

Me: "What I'm telling you is just some professional foundation, and I don't dare to brag about myself. I'm far behind the powerful seniors in the company."

He: "Much better than me, I returned all the mathematics I have learned to the teacher."

Being praised by him, I feel secretly refreshed.My father didn't lie to me when he asked me to study hard, and finally tasted the "crushing" of my future daughter-in-law's IQ.

He: "I thought you only had well-developed limbs, but I didn't expect you to be good at calculating!"

I was proud in my heart, and kept my mouth humble: "You will know what scheming is if you have met my father!"

He: "Oh? Like father, like son? Then you won't use all your life's knowledge to plot against me?"

I:"..."

In his sneer, my hairs stood on end, hehehe, could it be that he saw it?But liking him should be different from calculating, right?

Probably because of my sudden stiff smile, E Yu chuckled, "But then again, you must be as smart as you when you give birth to a son."

Me: "Do you want to give birth to me?"

He: "Not serious, I don't have that function."

The three sentences are inseparable from that matter, and it really is hard to change one's nature.If I have a son, I hope he will be more serious than me.Since the image of me as a gentleman in his heart is hopeless, I just don't do anything.I got closer and closer, trying to sneak up on him while he was concentrating on taking notes.He was still in a relaxed state, but suddenly he turned into a frightened little animal, hiding himself behind the laptop vigilantly.

"Sorry, there was a problem with the coffee machine just now. Sir, all the coffee and meals you ordered have been delivered. Please use them slowly!" It turned out that the waiter from the coffee shop happened to deliver the meals.

I picked up my coffee and took a sip, "Actually, I don't sympathize with those students who have been cheated. Really, if you don't have the ability to repay the loan, you have to take risks. Apart from your vanity, your parents will definitely not sit idly by."

E Yu took off his glasses, and his expression became a little serious, "Isn't it you unscrupulous online lending platforms that are to blame? Seize the weakness of the student group's lack of social experience, and target the financial power of their parents behind them. Shouldn't supervision be strengthened? How? Can pass the buck to the victim!"

Me: "Wait, what we are doing is not a student online loan platform. Besides, even if you are told to do so, there will still be fools who will take the initiative to jump into the pit!"

He: "In my opinion, they are all harvesting leeks, and they are all unscrupulous platforms to play with capital."

Half teasing and half angry, I said, "I find that you are quite sympathetic! Moreover, you love to sell anxiety!"

"Have you read my article?" His face became hot, and he closed his mouth instantly.

But I refused to let it go lightly, "Aren't you very empathetic to girls? You also have a bit of feminism. Then you talk about a man who has a girlfriend and has sex with other men. What is this called?"

I couldn't hold back right now, my brain got hot, and I poured out all the words I was holding back in my heart. This scumbag actually walks between me and a woman. Is it possible that you still want to enjoy the blessings of equal people?

He was silent. Originally we were still ambiguously next to each other, but now he deliberately moved to the side, hiding far away.I made him blow up again because of my impulsiveness.If I annoy this little animal in a hurry, I have to stroke it by myself.

I reached out and hooked his neck and pulled him into my arms, "You misunderstood me. I want to say that the victims are pitiful, but blind sympathy sometimes doesn't help, so I would rather wake up the other party in advance than scold him." Those who wake up can only be angry. I'm sorry, I'm not as sensitive as you, so don't take it too seriously."

He didn't struggle anymore, like a cat that has lost its temper, and let me hold him in my arms.

"Where are you going now? Do you choose a place or should I choose a place?" He blushed and licked his slightly dry lips with his tongue when he spoke.

"You thought I came here just to do this with you?" I felt wronged, but I really wanted to help anyway, "Let's go have dinner together."

He glanced at me with a monster-like look, and quickly turned his face away. I breathed lightly towards the back of his neck, and the small piece of skin gradually turned bright red.

"Come to my house tonight. I moved out of her," he whispered.

"Who?" I didn't understand for a while.

He: "I said my girlfriend. I was busy moving a while ago."

He said he moved out from his girlfriend's house, does that mean breaking up?Why did you split up?Because he finally realized his conscience, he couldn't hurt an innocent girl?Or is it because they don't get along?Anyway, since we broke up, does that mean I can pursue him?

My expression should be awkward and funny, I wanted to pretend to be serious, but I couldn't hide my joy, so I could only comfort me in a suppressed way: "Don't be too sad. There are no fragrant grasses anywhere in the world."

"Then go to my house?" He and I repeatedly confirmed.

Me: "Do you really treat me like a beast?"

He: "We have met three times since we met, and today is the third time. But the first two times were mostly physical exchanges?"

So, today I have to hold back even more.Otherwise, I will really be regarded as a beast in clothes.

Me: "Forget about it today, my brother will take you to a newly opened restaurant, it's very good!"

I must not be led by the nose by him.

He: "Master Nan, is your company really near here? The last time we met, you said that it was for the convenience of getting off work and exercising. Your company is at least an hour away from this area by car? Or if there is no traffic jam. Still You said you didn't come to wait for me on purpose?"

I:"..."

"Going around, is it interesting? Didn't you say that the first time is not counted? Last time? If it is not counted, then we will end this matter today, so as not to bother you. Think about it every day, as if I owe you ’” He said it lightly, as if everything we had was just an exchange.

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