My name is Bai Xiaozi

After going through various events, I defaulted on a huge debt to the bank, which not only dragged myself down, but also dragged down my parents. ?I think they are the people I am most sorry for in my life. ?When I was young, they already suffered for me because of my illness, and now because of these things, they have to save money again.

But no matter what, life has to go on, and we still have to face the sun of tomorrow. ?They dare not meet their relatives again, and they dare not tell relatives and friends about these things, so they can only drop their teeth and swallow. ? Ten years, we're going to have a whole decade of high debt. ?The monthly repayment is more than three times my salary. ?Even with the parents' retirement salary, it's still a bit short,? Not to mention living and spending every month. ?We only eat the cheapest and simplest food, and we dare not cook even a bowl of dishes. ?Water is almost recycled, including washing clothes, brushing teeth, washing face, and washing rice, almost all of which are used to flush toilets. ?Taps are usually kept at the minimum open state at all times, storing a small amount of water while the water meter hardly moves. ?We dare not use too much electricity. We only watch TV for a while every night when we watch the news, and we hardly watch it at other times. ?The lights are only turned on after [-] pm, and the lights are basically turned off at [-] pm. ?In terms of mobile phones, my parents are still using the least monthly rental package, which is only [-] yuan a month. There are very few talk time and text messages, and I dare not even make calls.

This is already very economical.I can't think of any way to save more money than this, but even so, I still lose at least 2000 yuan a month.My loan left nearly 80 yuan, and the gym recovered 10,000+, and there is still about 40 yuan left. There is no news yet. My parents’ life savings have already bought me a house. There is no deposit in the past seven or eight years. 120, even if you count the money, it is still less than ten years, even if you can barely pay it back for ten years, you will have to pay back more than [-] million in the end. I don't know what to do, so I can only take a step forward.

They also calculated the accounts for me, and then told me that I don’t want to get married in this life, not to mention whether they are willing to bear this high debt with me, nor to talk about how much it will cost to get married Serve drinks, and don't think about whether our house needs to be refurbished.Even if I can barely get married, they are willing to repay the loan with me, and agree not to renovate for the time being, but there is a more realistic problem. After marriage, you may not even have children, right?And how much does it cost to raise a child?Can a family like ours afford it?In the end, you can only owe more and more money. Is such a life possible for people?

With that in mind, and knowing my parents were right, I decided to stop talking about girlfriends at least until the debt was paid off.Moreover, there is still a shadow of a girl in my heart that cannot be erased, and I am not looking for a new relationship so soon.But relatives and friends are very enthusiastic and want to introduce a girlfriend to me, and I don’t know how to reject them. Is it possible to deceive them that they have a girlfriend who is currently talking about?Of course, these are all caused by my own doings, and I can't blame others, so I can only find a way to settle it myself.

Thinking that the next ten years will be such painful days, I often shed tears of repentance, and I often think: What caused the situation today?Is it really as simple as being deceived?If it's just one thing or two things, you can say the same.But no, it's a lot of things, and each one seems to owe more money than the previous one. Wasn't I afraid?Or am I bewildered?I really don’t know. To be honest, it’s unbelievable that these things can happen to the same person, and it’s also a terrible thing to owe a debt of up to 240 million.

No matter what, things have already happened, and it’s useless to regret any more. We can only learn from the lessons of the past, and we can never step on the wrong path we walked before. In this way, these things can still serve as a wake-up call .The road ahead has to be done by myself, not by anyone else. As long as I don’t touch small loans, don’t get scammed by telecommunication scams, and discuss things with my parents more, I believe that in the future The day will always see the light.

Of course, in addition to these things I encountered, there are many fraudulent methods, and I hope you will not be deceived.Only I know of these fraudulent methods: online order swiping, online gambling, killing pigs (the marriage fraud I encountered is actually a form of killing pigs, of course there are other forms, I hope you pay more attention), Pretending to be acquaintances, online shopping refunds, etc.In a word: for all things that require your money, think about whether it is right, think about why, and verify more at the moment when the money is about to be sold, and you will reduce the possibility of being cheated a lot.

I have been cheated out of so much money. If my parents hadn’t found out and stopped me this time, I might have been cheated out of more money and owed more debts. By then, my family would be ruined and I would have nowhere to live.Now there is still a way to survive by reining in the horse from the cliff. If you don't rein in the horse, you may fall directly from the cliff.

I wrote so much, not to make any money, because my writing is not good, and I don’t know how to say anything. I often just say this sentence, and I don’t know where I said the next sentence. Will probably come back again.So everyone may feel tired reading what I wrote, but I still insist on writing all these things, just to allow one more person to see my story, so that one more person can go deeper after seeing these stories. If I think about it carefully, I can avoid the pits I have encountered, I can no longer be deceived by those tricks, and I can no longer be deceived by even one yuan more. As long as I can do one of them, I don’t think the things I wrote Write in vain.

The story is over here, but my life is not over yet, and life has to go on.Maybe one day you will meet me on the street. I don’t know if I will be different at that time, will I cherish life more or be more afraid of contact with strangers?Just like a sentence I read before: Life is easy, work is easy, and life is not easy.Even if I owe millions of dollars in debt, even if it is difficult to eat three meals a day, even if there is more suffering, I still want to live a good life. I hope that next time you see me, I will be a brand new me!