Xueba Fengyun

Liu Miao recalled that this time and space has not yet existed as a bank modeled on China Merchants Bank.Liu Miao couldn't help sighing, if I knew this, I would have been able to fix Qilin Bank long ago, why would I need to accept Zhang Xiaowei's favor and buy a Wells Fargo Bank?

"Since we target our core users at small businesses and individual users, it means that our profits will be very thin, so it is impractical to open large-scale physical outlets. We need to focus our outlets on online banking and ATM machines; the second is to sign POS machine consumption agreements with all mainstream consumption points."

In fact, China Merchants Bank has very few business outlets, perhaps only one or two in a city.In contrast, ICBC and CCB wish to open one in each community.But within a few years, ICBC, which is known as the world's largest bank, could not support such a huge network maintenance fee.As a result, the four major banks have reduced the number of outlets one after another, as agreed upon.

However, China Merchants Bank has been cultivating users' habits of using online banking and ATM machines, and the advantage of using self-service is that they don't have to be angry with the staff.Huaxia is not a country that is good at the service industry, especially in the service industry such as banking, the tellers are more or less wealthy.As a result, the business outlets built by the big four banks not only failed to serve users, but became the biggest complaint point of users, which made the four big banks very depressed.

"Secondly, for our savings users, we need to provide them with private investment services. Whether investing in futures, foreign exchange or the stock market, we can provide basic services; if value-added services are needed, we can charge appropriately."

Liu Miao's proposal made the bank executives also become more active.Why are you unwilling to do savings business for individual users?Because the money stored here is not in circulation, and compared to banknotes, non-circulation is a piece of waste paper, and the bank needs to pay interest.

But the actual situation is that ordinary people also want to invest, but they cannot find professional services.At this time, the bank can provide professional basic services, so ordinary people are naturally willing to invest through the bank, and the bank can get a commission here.And if ordinary people feel good and want better professional services, then the bank can still earn a value-added service fee.The money is guaranteed to be earned.

"As for our credit card users, ordinary card users should reduce their burden and make them willing to use us; and our gold card, platinum card and diamond card users, we must serve them like a royal family, so that we can You can charge their high annual fee with peace of mind. By the way, our diamond card must be an invitation system, and the number of people invited each year must be fixed at a very small number.

That's right, only the most elite users can become members of the Kirin Fuguo Credit Card Diamond Club.The VIP customer service staff of our credit cards must have taste, if they don't even know the latest clothes of the season, they don't have to come to work.Remember, our VIP customer service staff is the same as the British butler.Not only for the nobles, but also for the nouveau riche.Teach him to be as temperamental as three generations of nobles! "

Liu Miao's comments on the bank were approved by everyone, so everyone began to discuss how to make details.Naturally, it was not for Liu Miao and Liu's father to worry about these things, so Liu Miao slowly drank tea in Liu's father's office.

"The Xia family has already obtained a few pieces of land for compensation, and I have won a few good pieces of land here. Unfortunately, I don't know what project to develop. Also, what your grandfather means is that the grievances between us and Baoqing are also How many years have passed, and it should be resolved when it is time to resolve."

Father Liu suddenly said, "Do you have any good suggestions? I'm also very worried now."

The resentment in Liu Miao's heart for what Baoqing City did back then also disappeared.After all, if you get angry again, you will appear to be a little stingy.

Liu Miao thought for a while, "Dad, you should know the city of Oakland in the United States, right? It is one of the most famous tourist cities in the United States, but this city does not have any beautiful natural environment, nor does it have any historical and cultural environment. Even if there are a few good bay beaches in the United States, it is too common to see, but it is indeed one of the most famous tourist cities in the United States.

Originally, I wanted to replicate a Las Vegas in China, but an entertainment metropolis like Las Vegas needs the support of the gambling industry, and domestic laws do not allow it; so I always feel that replicating Oakland, a world-renowned theme City in the Park is pretty good too.Although the natural scenery of Baoqing City is not as good as that of other places, it still has a certain historical background and fairly good natural scenery. If we think about it and build a few theme parks?That's still a lot to do.

Moreover, the country is now advocating the tourism industry, and I think the government is also willing to give us preferential policies.As for the theme park to be built, didn't mom just complete the acquisition of MGM Pictures?Isn't the copyright hoarded by Nova Pictures and MGM Pictures not enough?

And Dad, do we still have land in Suzhou City?I want to build an e-sports stadium over there.Gusu has relatively strong support for the Internet, and has a good relationship with us. The most important thing is that it is not far from the three university clusters of Jinling, Dongfang and Lin'an.

And with the opening of the high-speed rail, it will not be too troublesome for students from colleges and universities in Beijing, Tianjin, Tangshan and Lianghu to come here in the future.Moreover, in the past two years, e-sports events have become popular, and we also need to have a dedicated competition venue. "

The mini Titan tablet and the ultra-thin Titan tablet were released at the Titan Developers Annual Conference as scheduled. Although the final sales date is still to be determined, the craze is definitely much more violent than the ipad a few months ago.With the release of these two tablets, several casual online mobile games began to be launched on the Play Store.

In addition to "Plants vs. Zombies", "Temple Run" and "Angry Birds" still occupying the top three game download lists, the new games "Fishing Master" and "Fruit Fruit" released by the micro game studio under Mars Interactive Entertainment "Ninja" also entered the top ten in an instant.However, according to people familiar with the micro game studio, with the popularization and performance improvement of smart phones and tablet PCs, a new generation of mobile games in the future is already being produced.

At the Chinajoy exhibition that year, Blizzard Studio not only brought the annual masterpiece "World of Warcraft" to arouse the enthusiasm of the venue, but Mercury Studio under Mars Interactive Entertainment also presented the online version of "Swordsman Love [-]" jointly developed with Xishanju.This life's "Jian Wang III" has avoided many detours under Liu Miao's concern. Back then, "Jian Wang III" took to the stage under the name of the domestically produced "World of Warcraft", but the result was that the operation was too difficult and not easy. In line with the aesthetics of high-end players and almost defeated Waterloo.

But thanks to "Jian Wang III" itself's exquisite character design, coupled with the unique lightness skill system, as a result, this game did not become popular in the world of male players, but became the number one online game in the world of female players.According to people familiar with the matter, the highest proportion of online female players in "Jian Wang III" is as high as 70%. You must know that the average proportion of female players in Huaxia online games is generally only [-]%, and the proportion of female players in this heavy mmorpg game is as low as about [-]%. As a result, "Jian Wang III" created a rare miracle.

In addition to "World of Warcraft" and "Jian Wang III", micro game workers have come up with a real masterpiece of mobile games - "Clash of Clans".In addition, the tower defense category "Defend the Carrot", the match-[-] category "Smashed Cookies" and the dress-up category "Nuannuan Series" are also on the shelves one after another, and you can log in through WeChat to compete with your friends .

But the good times didn't last long. When Liu Miao was about to get his Ph.D., Titan Group was once again under "anti-monopoly investigation" in Europe, the United States and China.Fortunately, Huaxia's side is her natal family, so the investigation is just going through the motions, and finally nothing is done.In the US market, despite Apple's testimony, Titan Group still had to announce that it would allow third-party browsers and input methods to be connected to Titan phones and Titan tablets.

But in the European market, several negotiations ended without a problem, and the European Union continued to deal with Liu Miao with the idea of ​​imposing a fine of a sum of money.Fortunately, Liu Miao reached an agreement with Finland to acquire Nokia and become a mobile phone sub-brand of Titan Group.So with the mediation of the Nordic countries, they finally reconciled with the EU in the form of fines.

After escaping this antitrust lawsuit, Liu Miao chose to revive the Nokia brand again.However, Liu Miao does not intend to include Nokia in the ranks of smart phones. Although Nokia is the ancestor of all smart phones, it is a pity that this ancestor is really... Just like Kodak, the ancestor of digital cameras, he is clearly walking in the right direction. On the road, he fell to his death.

Smart phones have the advantages of smart phones, and non-smart phones have the advantages of non-smart phones, such as long standby time, high security, and strong damage resistance, which make many people willing to buy a non-smart phone as an emergency contact number.So Liu Miao worked hard on this aspect. After the launch of the new Nokia, although there is no chance to become the industry leader, profitability is not a problem.

At the same time, after five years of negotiations, Titan Group finally succeeded in acquiring Motorola.However, less than a year after the acquisition, Liu Miao split Motorola up for sale.Iridium Corporation was merged into Titan Communications Corporation, and the patent part was held by Motorola Communications Technology Co., Ltd. of Titan Group.

The remaining Motorola mobile phone production and sales departments were packaged and sold to Odin Mobile, which also made Odin one of the top ten mobile phone manufacturers in the world.However, because Motorola's main market is in the United States, Odin Enterprises had to acquire Alcatel mobile phones to supplement its right to speak in the European market.

In 2020, Greece failed to escape the financial crisis after all, so Liu Miao purchased many islands in Greece.On the one hand, they develop high-end residences, while on the other they build their own villas.For Liu Miao, who owns several private jets, he can appear in almost any corner of the earth at any time.

Of course, he is also investing in the aviation industry now, maybe in a few decades, he can appear in any corner of the solar system, right?It was Zhang Yao who accompanied Liu Miao to enjoy the sunset with him.He came out of the closet. Although Liu Miao did not walk with him, many people have always suspected the relationship between Liu Miao and Zhang Yao.

It's just that today, one is the world's richest man, and the other is the speaker of China's House of Representatives, so the gossip media have shut up and dare not say more.Liu Miao didn't mind Zhang Yao eating and drinking here, but Liu's father was worried about what would happen if Liu Miao was raped by Zhang Yao. In the end, Liu's mother was still angry, "First of all, Liu Yan has passed on the family line in our family. That kid Liu Miao loves men or women, it’s up to him! Secondly, Zhang Yao’s kid is almost as good as my son. Finally, if there is a problem between the two of them, it will be out early, so what are you worrying about?"

The whole book is finished.