Great Zhou Empress

Chapter 95 Chapter 1 Bank

After many days of collation, Xue Zhijing roughly summed up several main directions discussed by the scholars.

The first is the ultra-conservative faction.

This school is very rigid in studying ancient classics. There is a beautiful world in fantasy, which must be called "Three Generations".

But in fact, they are also descendants of landlord families, and they may have never worked in the fields. They just want to keep the status quo and never change.

The second is the faction that advocates saving.

This school also draws strength from ancient classics, and believes that people should remain simple, thinking about money and making money is "profit making", if the court wants to increase financial resources, no matter what it does, it is "making money".

This faction believes that the country's finances are not enough, and the best way to do it is to save. The court should not have such a large expenditure, and saving is enough.

Still others think that chasing "profit" is just.

This faction will take out "Zhou Li" and put forward the content of "Zhou Li", and "financial management" accounts for more than half.They believe that the imperial court is like a big family. Wealth is the foundation of a reasonable family environment. How can it be possible to completely separate wealth from morality?

Because of the economic development of the Dacheng Dynasty for hundreds of years, some people still realized the importance of economic freedom.

But at the same time, more people also believe that the pursuit of wealth should be limited to "rituals", that is, "rules, morality, and morality", otherwise it will really be "accumulating money".

Xue Zhijing sighed, everyone is quite thoughtful, not only political and social majors, economics majors have always been thoughtful.

This is also the view of later generations on the economy.

The market has an "invisible hand" that can allocate a huge amount of resources to everyone's hands in the best way, but it cannot be completely left alone, otherwise there will always be those who occupy the resources with some crooked methods More interests are in their own name, so supervision is needed.

With such a debate, coupled with the guidance of the books printed by Lichunyuan, the national debt plan promoted by Xue Zhijing and Yuan Hanzhang can be slowly rolled out.

At the same time, after this debate, Shengfeng Bank has also completely come into everyone's sight. In addition, Shengfeng Bank can earn interest on deposits, which has attracted many big families to deposit gold and silver money in the bank. Arrived at Shengfeng Bank's bank notes.

The business operated by Shengfeng Bank is currently the only one in the entire Dacheng Dynasty, taking the lead, and because of the reputation provided by the imperial background, it quickly absorbed a large amount of funds, and this part of the funds was converted into loans or investments. It has invested in a very large amount of trade including overseas trade, domestic tea trade, porcelain trade, iron trade, etc.

Funds flowed quickly.

Because the printing factory of Lichunyuan prints all the year round, it has attracted almost half of the dynasty’s printing technicians. Under such long-term work, they also strive to improve the effectiveness of tools and develop lead alloys and oil-based inks that surpass the times. .

Movable type printing in this era mainly used wooden type and clay type, and the ink used was water ink, which had some limitations and could not be used for a long time.

The lead movable type made of this lead alloy has good ink holding performance, low melting point, easy casting, and is not easy to deform, and the printed characters are full and clear.

At the same time, oil-based inks made of some oils and carbon inks also significantly increase the printing effect.

In the era when Xue Zhijing came, lead alloy and oil-based ink appeared in Europe. This technology rapidly increased the overall cultural level of Europe and promoted the development of the entire Renaissance movement.

With such a high-tech addition, the banknotes that are printed extremely complicated will not be counterfeited for a long time.

Bank notes have the possibility of primary banknotes.

Soon, in the theater of Lichunyuan, in the published books, tabloids and brochures, various advertisements of Shengfeng Bank were everywhere, either to attract people to save, or to attract wealthy families to take out loans.

When the national debt is launched in the later period, it will also attract big families to buy national debt.

With a large amount of working capital, Shengfeng Bank expanded rapidly, and its outlets expanded from big cities to every prefecture and county below.

At the same time, Shengfeng Bank's bank coupons can be deposited and withdrawn at all outlets in various states and counties. If it exceeds 5000 taels of silver, an appointment is required.

The various outlets of Shengfeng Bank can settle their accounts every quarter, and transport the gold, silver and copper coins that are too much or too little to each other.To ensure that each outlet has enough gold, silver and copper coins that can be exchanged to maintain credibility.

Xue Zhijing had no choice but to quickly set up training courses for bank clerks in various cities, recruit clever children into the training classes, and then enter various banks as apprentices.

It's not that there are no counters to learn her methods, but even if they know her operation methods, they can't learn them basically.

Because those cabinets are too small for the current size of Shengfeng Bank.

Shengfeng Bank has outlets in every state and county. If a businessman wants to sell goods and goes from one place to another, he goes there with the bank coupons of Shengfeng Bank. When he arrives at the place, he can exchange it whenever he needs it. Gold, silver and copper coins.

If you want to change to another counter shop, you have to ask whether the other party has an outlet there, and whether you can send money, which is troublesome.

They also want to imitate Shengfeng Bank to print bank notes, but the printing technology is not enough, the font is not clear, and it is easy to be copied, so their reputation is lower than that of Shengfeng Bank.

So within a period of time, Shengfeng bank occupied the position of the first bank in the entire dynasty.

It is estimated that it will take quite a while.

After a long time, people who do business have the bank notes of Shengfeng Bank in their hands, and they don't bother to exchange them, so they just trade with the bank notes. Anyway, they can withdraw money in Shengfeng Bank.

Banknotes have really become banknotes.

Xue Zhijing trained a group of shopkeepers to help manage various outlets. The bank is a wolf. If it is not properly controlled, this wolf may eat up the whole world. She dare not let anyone take care of it like Lichunyuan.

But just busy.

The Shenji Battalion over there also started smoothly.

The location was in a camp of the Custodians outside the city, and about 3000 people were recruited.

The working capital is sufficient, and the sergeants of the Shenji Battalion wear the best clothes, live in the strongest barracks, use the best weapons, and even the horses are the top horses specially provided by the royal family.

A group of young men and women who were skinny a few months ago have grown stronger after eating meat for several months.

Most are boys, few are girls.

Xue Zhijing is working now, if he can recruit two genders, he will definitely recruit children of both genders equally.

However, Shengfeng Bank was in a hurry to expand before, so it hardly recruited a girl who was willing to be an apprentice, and they were all boys.

But for the recruitment of Shenji Camp, Xue Zhijing and Chen Tang went to the nursery and selected from the villages outside the city, so many girls were recruited.

Now it seems that they cherish this opportunity very much, and practice harder than boys.

Xue Zhijing discussed with Chen Tang, and she used some military training methods from later generations, while Chen Tang mainly taught them boxing kung fu and battlefield strategies.

No, a group of people are wearing neat gray military uniforms, standing in military posture.

This military uniform was reformed from the Hu suit. The length of the upper body reached the thigh, the lower body was trousers, and the sleeves were also very thin, tightening at the wrists. Under the trousers were boots that reached to the calf.

Handy for activities, horseback riding, archery.

At first, Chen Tang didn't quite understand why Xue Zhijing had such a request to stand in a military posture, and asked them to practice there for several hours every day.

Occasionally, I have to practice walking in unison, walking forward, standing at attention and taking a rest.

Xue Zhijing didn't say much, only said that she wanted a team where orders and orders were prohibited.

Chen Tang didn't think as much as Li Jing did, so she understood that maybe this is a way to make everyone obedient, but when she practiced the horse stance, she did it for several hours, and her thighs were trained very vigorously Boy, this military posture should also have this effect.

What Chen Tang didn't know was that this was actually a way to turn the soldiers into a collective.

At any time, the power of the collective is greater than the power of a single person.

After a few months, what Xue Zhijing saw was gray and a whole.

The imperial examination is about to enter the registration process, the state examination in autumn, the provincial examination in early spring next year, and then the palace examination.

Woke up this morning, when Yuan Hanzhang was going to court and Xue Zhijing was about to go out to visit the bank, he suddenly heard that Li Jing was kneeling at the gate of the palace.

Said that he wanted to sign up for the imperial examination.

In the past few months, because Li Jing was recuperating at home, Xue Zhijing didn't let her take care of Lichun Hospital's work, and didn't let her participate in the affairs of Shengfeng Bank and Shenji Camp.

Unexpectedly, when she came, she would become a big hit.

For a moment, Xue Zhijing didn't understand why Li Jing made such a request.

She kept thinking about this question when she went from her courtyard to the outside of the palace.

Because in the previous dynasty, General Hua Mulan disguised herself as a man to join the army in place of her father, so Yuan Jin was sent to the frontier army in various ways to serve as a commander in this dynasty.

However, from the last years of the former dynasty to the present, the imperial examinations have always been the monopoly of men, and no women have ever asked to take part.

Xue Zhijing has never thought of letting women take the scientific examination. Maybe she has considered it, but she also thought of taking it step by step. After her school is opened, at least ten years later, it may be more difficult to mention the matter of letting women take the scientific examination. better.

Compared with her little friends, she is still too conservative.

Could it be that Li Jing was at home recently, and she was angry with her family?Did her parents arrange another marriage for her?

She guessed right, Li Jing almost collapsed.

Her parents wanted her to marry the young prince of Wei Guogong's family as a concubine.

What is it all about.

But her parents can't do anything about it, his father is just a small middle-level military general, and he is a relative of the emperor.Ever since Li Jing offended the other party's little father-in-law last time, Wei Guogong always found fault with their family from time to time as if he was sick.

Who can bear it.

Their family thought of many ways, sent gifts, and came to apologize.

The other party always said hello and me, but it seems that there is still a lot of anger that has not dissipated. I don't know where so much anger comes from, is it a balloon?

In the end, someone in the middle mentioned that the little father-in-law didn't have any heirs yet, so asking Li Jing to marry him as a concubine to give their family an heir, wouldn't the grudge be resolved?

I don't know if the little father-in-law wanted to use this method to torture Li Jing. After entering their house, he has the final say on how to torture her.

Li Jing thought for a long time, but there was really no other way.

Thinking of the matter about Kai Enke provided by Xue Zhijing before, she decided to fight to the death.

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