Reading Agreement

"It's just a little special, but it's still within the range of cognition." Ms. Qian showed a meaningful smile: "Please imagine, a big lucky bag, twelve lucky lottery, helping life to a higher level, isn't it quite attractive? human?"

Shi Zhen raised his eyebrows, "improving the level of life" gave him a bad feeling, so he thought for a moment and said, "This is not some kind of investment and wealth management product for fooling people, right?"

Ms. Qian was taken aback for a moment, she didn't expect the other party to react so quickly, she laughed and said, "Almost, financial management plus insurance."

"I don't want to let go of these two pieces of meat." Shi Zhen asked sarcastically, "What's the specific content?"

"This lucky bag covers 3 insurances, plus 9 wealth management products. The type of insurance is dividend insurance. The difference between the 3 types of insurance is only the value of the investment. Based on a year, it is divided into three types: 5, 15, and 30 Quota. These three insurances all need to be insured for 3 years, and then dividends will be distributed according to the investment quota. They have a nice name called 'Nian Xi'."

Shi Zhenting didn't think this was a profitable opportunity, but felt like a well-designed pit, so he asked directly: "It sounds good, so how many years later can I get back the principal?"

"Have you ever bought this kind of dividend insurance?" Ms. Qian couldn't help asking, feeling that as long as she said half of it, Shi Zhen would know the other half. He asked him to investigate, just for fun, right?

Shi Zhen shook his head: "Not really."

"Then your vigilance is also very high." Ms. Qian said truthfully: "After buying for 3 years, dividends will start in the fourth year, and you can get back the principal after 55 years."

After saying the number 55 years, even Gao Yang, who was playing with the children beside him, couldn't help but look up with contempt on his face.

"The principal is almost useless." Shi Zhen said sarcastically: "The person who came up with this insurance is also wicked enough. Is this thing specially used to deceive elderly people? After the contract takes effect and one payment is made, then If you want to repent, more than half of the principal will have to be transferred to the insurance company, and the buyer will suffer heavy losses, and will have to continue to pay to stop the loss.”

"That's true," Ms. Qian didn't deny, and said directly: "If you break the contract halfway, you can only get back one-third of the principal."

"Unethical." Shi Zhen summed it up in two words, and then said: "There should be a lot of disputes about the 'Nian Xi' insurance, right? Most of them are elderly people."

Ms. Qian nodded: "There are a lot of them. I cheated a lot of elderly people. When handling business, the salesmen even coaxed and cheated, avoiding the important and neglecting the trivial. When signing the contract, many elderly customers did not carefully review the details, such as the number of years. , authority, detailed rules and so on, it is too late to find out that you have been "routine" when you are called for payment next time. At this time, you can only get back the principal after 55 years of continuous payment. If you don't pay the fee, you will lose most of your funds. Many people have been forced to go to arbitration or legal channels."

After listening, Shi Zhen said: "It's just that this lawsuit is not easy to fight. It takes time and effort, and it may not win."

Ms. Qian showed a helpless smile: "It's such a wicked thing, and it has been launched for two full years."

Shi Zhen frowned, and said coldly: "If you can survive for two years, it should be very profitable. Although there are constant disputes, it can make them a lot of money, and there is no reason to give up halfway. Anyway, the one who is wicked is also wicked. A bunch of immorality is also immoral, this kind of person only wants money, shameless, let alone conscience."

Ms. Feng said: "'Nian Xi' is only 3 products out of the 9, and there are [-] other products waiting to receive a leek."

Shi Zhen asked: "It's also an insurance policy."

"No," the woman shook her head: "The other 9 wealth management products are daily profit, monthly profit, yearly profit, 10-day bonus, 30-day bonus..."

Shi Zhen didn't wait for her to finish, and asked lightly, "Is there a thunderstorm?"

The woman was taken aback, and Shi Zhen got to the point again.She could only nod helplessly, and revealed the investigation data: "9 wealth management products were put on sale half a year after the launch of 'Nian Xi'. After selling for a year and a half, they suddenly exploded. It involved 75 billion, and many people lost everything and even lost their families. .”

"When did it happen? The name of the Thunderbolt company?" Shi Zhen circled a few names in his mind, silently waiting for the other party's answer.

The woman replied: "Tongying Insurance and Finance. It happened last year."

Shi Zhen sneered, raised his eyebrows and said, "I've heard about it a little bit. But last year, there were quite a few companies that exploded. I didn't pay much attention to it. I never thought that the amount involved in this company was 75 billion."

"Yes, the amount is extremely high, and there are countless victims." Ms. Qian pushed the USB flash drive in front of Shi Zhen: "Here are twelve various investigation reports. In addition, there are detailed introductions to the entire twelve product lines of Tongying Insurance , as well as some data of the victim, and... specific data on the loss of life and injury caused by the mine explosion."

"Got it." Shi Zhen nodded, took the USB flash drive, and put it in the briefcase on the side.

Seeing that he put away the USB flash drive, Ms. Qian continued: "This is all the information about the Twelve Branches that I can find. If you have other information about the Twelve Branches that needs to be investigated, you can give it to me, and I will follow the contract. Request, keep digging deeper."

"There is no other information about Twelve Branches at the moment." Shi Zhen smiled and said: "I will study the contents of the USB drive first, and I will contact you if I have any questions."

"Okay." Ms. Qian nodded and added: "In addition, the contract to investigate the twelve branches expires in one week. If you have any questions, please feel free to contact me. I will try my best to check; if you need to renew the contract, you only need two days in advance Hours' notice to renew."

"Okay, thank you." Shi Zhen nodded to express his gratitude.

"Then that's it for today." Ms. Qian said goodbye and left after finishing her errand.She summoned her son Xiaofeng, and the children were having fun, but they didn't dare to disobey their mother's wishes, so they turned around and said goodbye to Gao Yang reluctantly.

"Goodbye." Gao Yang smiled sunnyly and watched them go out.

"You guys are a good match." Shi Zhen said leisurely while sipping tea.

"I'm not in the second class of kindergarten." Gao Yang made a face at Shi Zhen, put a dried fruit into his mouth and chewed it, his cheeks were sticking out like an angry little frog.

Shi Zhen just laughed and didn't refute him.

"What does laughing mean?" Gao Yang refused to accept it, and leaned over to ask what happened.

Shi Zhen carelessly stretched out his thumb and index finger, pinched Gao Yang's chin, and kissed him not deep or shallow.

If you can't be kissed, you will lose your principle once you kiss.Gao Yang felt like cotton that had been exposed to the sun, fluffy, soft and powerless. When Shi Zhen blew it lightly, he would fly lightly into the air, transform into a white cloud, and get closer to the sun.

A "Bo" broke the silent air, and Shi Zhen licked his lips and said triumphantly, "Why so much?"

Gao Yang: "..." Who is teasing whom?

Shi Zhen continued to speak boldly: "Don't put on lip balm next time, it's sticky at the beginning, and it's a bit dry at the end, which affects friction."

Gao Yang was so angry that he couldn't help but talk back: "Your lips are dry, of course you need to wear lip balm."

"What's it like? I'll try it again." Shi Zhen just looked at Gao Yang and smiled, without waiting for an answer, he suddenly reached out, twisted the little fox's collar, brought him up in front of him again, and kissed him again without warning. go up.It's so easy to pry open the teeth with the tongue, Shi Zhen doesn't care whether the lip balm is original or watermelon, grape, or cantaloupe, he wants the little fox's lips and teeth to be full of happy honey.

Why come again!The little fox protested inwardly and was honest in body.Pushing Shizhen's shoulders is just for show, and wrapping around someone's neck is the ultimate intention. He sucks and he sucks, and he pushes him and pushes him. Once the rally starts, whoever stops first loses.

Excited?Shi Zhen was funny, he didn't kiss enough, so he hugged Gao Yang and sat on his lap, and continued to kiss.

Gao Yang only felt his body lighten, and he had already sat on Shi Zhen's lap, his back did not touch the edge of the table, but was separated by a palm, so he didn't feel the pain.He felt hot in his heart, and complained silently, why he was so thoughtful.

"Shi Zhen... Shi Zhen..." Gao Yang was so delirious that he was kissed, and babbled in a low voice, grabbing Shi Zhen's collar and refusing to let go.

"Huh?" Shi Zhen walked around his ears, his voice was rough, and he had to stop thinking about it, otherwise he would get out of hand...

"Calm down, this is the tea room!" Gao Yang reminded, seeking sobriety in the chaos.

"Cut." Shi Zhen stopped, feeling a little uncomfortable, exhaling hot air into Gao Yang's ear canal, itching.

Gao Yang blushed, jumped down, and hung his head, wondering why he wanted this man so much?Too fascinated, this man gets angry at the slightest bit, his spirit is completely uncontrollable, and he always wants to greet him.Gao Yang was really curious, very curious, how did they get along in the past?How did they meet?What interesting stories happened between them?Gao Yang wanted to know everything, very anxiously, very anxiously wanted to know, even if the memory was not there, the depths of his soul seemed to be entangled with him, inseparable.

"Tell me when you're doing it, I'll nourish you." Shi Zhen got up, saw the head hanging down, tall like a shrimp, couldn't help laughing and said: "Let's go, it's no fun just sitting."

"Cut." Gao Yang cursed, stood up reluctantly, glanced at the door and asked, "Should I go directly to your house?"

"It's only five o'clock now." Shi Zhen glanced at his watch, then at Gao Yang, with meaningful eyes.

"I didn't mean that." Gao Yang was speechless, he just asked a question.

"Hehe, I'm just joking." Shi Zhen smiled and rubbed the little fox's head: "Let's go, go back first, there are still materials to read. Can we order takeaway for dinner? Or let's find a place to settle dinner first, and then go back... …

"Let's go back, I want to eat Mala Tang, okay?" Gao Yang raised the condition, in fact, he was quite full from lunch and he wasn't hungry yet.

"You've even eaten barbecue at my house, and it's even worse than Malatang." Shi Zhen smiled, put on his coat, and walked towards the door.

"Barbecue?" Gao Yang bit his lip, he had no memory, and he couldn't say he had forgotten, so he said along the pole, "Can you?"

Shi Zhen smiled: "Yes, yes. Let's go."

"Okay." Gao Yang was suddenly very happy, and followed happily.He thought, regardless of whether he remembered the previous barbecue, he could write this barbecue into his memory.