I'm working on infrastructure in Xihuan

Lucien wanted to work on the bank for a long time, even earlier than other projects he did in Velvet—when he was first shown by the royal housekeeper to the resettlement fee allocated to him, Mr. When there is a long queue of cars and cars heading towards Velvet.

Lucien had been in the palace before, and there was no opportunity for money to be handed over. The royal classroom that received the common sense education of this world would not specifically mention the content related to money storage, so Lucien did not wait until he was ready to take office. Realize that there is no institution in this world that specializes in money exchange transactions and reserves. The gold coins that only occupy one row in the resettlement fee list are actually boxes full of boxes in the caravan.

It's heavy and takes up space, so it's not safe to carry so much money. It was dragged from the imperial capital to Velvet, and there were more people protecting the gold coins than Lucien along the way, if it wasn't for the basil that Luthers sent The Si manor is well-equipped with a special warehouse for money storage, and he has to build a special warehouse to store the money.

This made mobile payment popular in his previous life, and Lucien, who hadn't even touched banknotes for a long time, was very uncomfortable. If he remembered correctly, he was obviously in a fantasy world with magic settings. It is only right that the Middle Ages of China should be a little more advanced. What the hell is this backward operation of money? Even the brat in Lucien's head expressed shock at this.

Since then, Lucien has wanted a money transfer institution that can store a large amount of money and carry out large transactions, which is the so-called "bank". Retail investors, mainly adventurers and mercenaries, lean towards large institutions such as chambers of commerce, county governments, and trade unions. With the increase in transaction amount, the demand for money security is also increasing.

Even during the period of external blockade, horse-drawn carriages transporting gold coins can be seen passing by from time to time on Velveer Road. Corresponding to this situation, there will be attempts to rob convoys or steal from time to time. security problems.

But if there is a bank, it will be different. Lucien does not need a modern bank with complex functions that can influence the direction of the economy to a certain extent. He only needs the bank to have the most basic savings and withdrawal functions, and the business scope only needs to cover the entire Weil. Vader will do.

In this way, after the customer opens an account in the bank, he can deposit a certain amount of money in advance under his own account. When conducting commodity transactions, he only needs to fill in the transaction amount on the withdrawal application form, and the transaction partner can take the withdrawal application form to any bank. Go to the branch to withdraw money - if this person also has an account in the bank, and the money is not in a hurry to withdraw cash, you can not withdraw the money, but only increase or decrease the number in the accounts of both parties.

In this way, the procedures for money flow within Velvet can be simplified to the greatest extent. A thin sheet of paper withdrawal application form is easier to keep than a large cart of gold coins. There are natural advantages in identification and identity verification. At the same time, the pressure of currency security and large-scale storage is transferred to the bank, which saves the cost of keeping money for various organizations. As long as the bank's reputation is sufficient, it will be beneficial to bank customers without any harm.

As long as the reputation is enough.

Yes, the core condition of a bank is reputation, more precisely, the reputation of the founder who will endorse the bank later. Every piece of money deposited in the bank means the customer's trust in the character of the founder, instead of In the final analysis, the withdrawal slips in currency circulation are just a piece of paper, and it is the popularity of the bank founders that give them the same value as money.

Only people who have enough reputation to make everyone trust their character can safely entrust the money to him without worrying about being embezzled by him, and at the same time, they are considered to be able to safely keep this immeasurably huge sum of money - or Only those who are willing to pay out of their own pockets to make up for the losses when things happen, can establish a bank that has customers willing to patronize and open accounts and can operate.

As an outsider of Velveter, Lucien also worked hard in Velvet for more than three years, and took advantage of the opportunity of the external blockade to squeeze out a group of local nobles who fought against him, and truly controlled Velvet. After holding it in hand, and in the past three years, he has brought everyone together to make money and get rich together. The public and private accounts are clearly distinguished, and the promotion and appointment of officials is also very fair. Only by setting up and carefully maintaining people who are principled and reasonable can they be regarded as saving enough for the bank to start. popularity basis.

Of course, other conditions besides popularity are also very important, such as a large amount of cash reserves that can be deposited and withdrawn, sufficient staff and strict work regulations, and the indispensable and necessary conditions for running a bank-sufficient Security facilities and powerful security personnel, plus the power and deterrence from the top of the empire.

After all, with so much money put there, there is no guarantee that some expert who happens to be short on cash will "borrow" a sum of money to use it, and treat the bank vault as his own pocketbook.

In terms of this condition, Lucien's weight seems a bit insufficient. Although in the past few years he has successfully changed his image from a sick child to a young and promising lord, the Royal Duke is definitely the first class in terms of title. He is a high-ranking nobleman, but in this world, there are no talents who want to be a dwarf, and he doesn't have the strong background support from his mother's family...

Fortunately, he has a good father.

In name, he is no longer his father, but the relationship that Lucien has cultivated and maintained over the years is still enough, and the bank is a great weapon of centralization if it is done well. Lucien uses the system to exchange it and choose The excerpted introduction to the banking system and the cat and cat coquettishly written on three sheets of letter paper successfully hugged the thickest and most useful thigh of the empire.

No matter how much Luthers and Ruffal fight, it is still their father, His Majesty Will Rose, who is wearing the crown. Lucien visually judges that man's physical condition and talent cultivation, and it will not be a problem to last ten or twenty years. big.

Maybe Lucien, a waste who relies on the system to live well, has come to an end, and His Majesty the Emperor is still eagerly preparing to move towards the next level of strength improvement.

Lucien naturally followed this topic, and then calculated the life span gap between himself and the outstanding local talents. Naturally, he just casually mentioned it to him, and the next sentence returned to the question of the emperor's support attitude. The various benefits brought to the bank project, Dalton sat across from him and was overwhelmed by the details of the project. Even though Dalton has fully gotten used to Lucien's work rhythm over the years, it does not mean that he enjoys overtime and difficult projects. various challenges.

Dalton was silently complained by Lucien that the appearance of the little wolf dog route was honed by work, and his face and physique were still barely able to fight, but his hairline couldn't bear the erosion of staying up late and working overtime. As for the occasional occasion when he went to have afternoon tea with Xiu Seqi, that excellent mage who was still in his early twenties would secretly add youth potions to Doton's teacup.

Although the magic potion is not very useful for those without talent, but if it is more effective and consumed for a long time, it will be more or less effective...

Dalton deeply felt the unfriendliness of work for ordinary people like him in the receding of his hairline, so he glanced at Lucien's thick black curly hair while chatting with Lucien, and looked at Lucien again. Yixi, who was standing behind her, lingered for a few seconds.

Hall's subtle expression at this moment is very intriguing. Dalton focused on recalling what Lucien said just now, and combined with the relationship between Lucien and Issy, he easily deduced the key to the change in Issy's expression.

He couldn't help raising his eyebrows, and after the discussion ended, he took care of Lucien's health, seemingly casually mentioning that Lucien was ill last winter and had to stay in bed for more than half a month before he recovered.

To put it bluntly, in the past three years, Lucien's physical condition deteriorated to the point where he had to prepare for his funeral.

Lucien accepted Doton's greetings calmly, as if he didn't notice that Izzy's whole body stiffened suddenly, and his eyes were fixed on him with an unprecedented sense of presence.

Well, Izzy is timid, so don't tease him.

Lucien smiled at Dalton, and said again: "Speaking of which, you are in your 20s this year, and the girls around you should pay more attention to them. Viscount Norbert mentioned you to me a few years ago." Even if you are busy with work, don't delay the major events in your life, no matter how old you are, you will be despised by the girls as an old man, and you will not be able to get a good marriage."

As soon as he mentioned this, Dalton showed a helpless expression of headache, and said in a low voice: "My lord, please forgive me, if you really want to say that Lawrence and the others are still alone, staring at them is better than staring at them." I'm more anxious."

Dalton winked at Lucien while talking, and emphasized again that he didn't want to talk about marriage.

His attitude towards marriage and childbirth has always been extremely negative, considering the lack of talent

The probability of future generations having talents, Dalton gave up the idea of ​​having children a long time ago - if his children are not talented, they will inevitably struggle under social prejudice like him, and perhaps it is better not to be born at all.And if his child is talented, then there is a high probability that it will be the traditional mage talent of the East family.

And because they are connected by blood, they will get very close, so close that another possibility of that kind of life will be reflected on themselves.

In that case...

Dalton thought he would be jealous enough to strangle the kid.

So there's no need to challenge my own humanity, and besides, I can't be a good father with this personality.

Dalton decisively and Lucien gave Lawrence and William a few girls who seemed suitable, and led the trouble to his innocent colleagues who were not there. Lucien was not prepared to talk about this seriously with him, but it was Just find a topic that Dalton doesn't want to talk about and tell him not to talk too much in front of Issy.

The issue of longevity was indeed mentioned by Lucien himself first, but he was not prepared to let Izzy realize what this issue meant too quickly and deeply.

This kind of thing has to be done step by step, otherwise the prey that has just eaten in its mouth will be scared away.