Drunk Qingqiu
Chapter 22 The Pawnshop and Su Yang
The next day, Yinzhen simply skipped the afternoon riding and archery and martial arts practice on the grounds of feeling unwell.He took He Yuzhu straight to the outside of the palace, and a little maid from behind chased him out, staring at the light blue Panlong Suzhou embroidered gown in his hand in a daze, at noon, elder brother changed into casual clothes?
This is to go out?If the empress found out, the little maid suddenly trembled.
"Xiaoyun, let me teach you to be good, just don't worry about brother Jiu's affairs, and don't mention it to others." The little maid hurriedly turned around in fright, but Wang Shun stood behind her with a smile.
Chu Yun was assigned by Concubine Yi a month ago to Ninth Elder Brother Yinzhen's place. It turns out that Ding Lan is already 19 years old this year, and she is already an old lady here.She was supposed to be sent back home to marry, but Ding Lan said that she was an orphan and was willing to stay in the palace for the rest of her life.
Yinzhen loves Ding Lan's ability as a housekeeper, and is reluctant to let her go, but it is very inhumane to let a girl stay in the palace for a long time.Yinzhen thought about it for a while, and took her to Renhe's pawn shop.Let Ding Lan help in the backyard, Ding Lan is naturally willing.
Moreover, after getting along with each other, there is actually a secret affair with Youguan.Finally one day, when Yinzhen passed by, You Guanshi beat and bowed, and only asked Yinzhen to allow Ding Lan to marry him.Yinzhen and others have been aware of it for a long time, but deliberately did not mention it. Seeing that Guanshi You finally couldn't bear it, she secretly smiled and gave Ding Lan a dowry to marry them.Ding Lan's face was as red as an apple, and she secretly hated in her heart: how could a person who is usually very clever and cunning become an idiot at this time, even the master has long since acquiesced and can't tell.
Since Yinzhen learned how to ride a horse, she actually prefers to go out of the palace on horseback, but Yuzhu can't, so the master and servant still ride a horse-drawn carriage.
As soon as the carriage stopped, He Yuzhu opened a curtain to help Yinzhen get out of the carriage.
Yinzhen stood not far away, watching people coming and going in front of Renhe's pawnshop from time to time, the unwillingness and helplessness on people's faces was a little less than what they saw for the first time.
He Yuzhu dismissed the coachman and told the carriage to return directly to the palace without waiting for Brother Nine.Turning around, he saw his master walking into the restaurant opposite the pawn shop.
Sitting at the seat by the window, Yinzhen gave you a bowl of shredded chicken with bamboo shoots, a plate of fish-flavored eggplant, a plate of crispy ginger preserved eggs, two bowls of straw mushroom egg drop soup, and two bowls of rice.One meat, two vegetables and one soup, Yinzhen hesitated for a while, and ordered you another portion of preserved lotus seed paste as a sweet after meal.Xiaoer didn't expect that the young master, who is so outstanding in terms of clothing and personality, would just order such a few small dishes from you, and regretted bringing them to the position with the best view.
Yinzhen greeted He Yuzhu to sit opposite him. He Yuzhu had been with Yinzhen all the year round and was already familiar with his temperament. In private, the two of them didn't pay much attention to many etiquettes.
Before the food was served, two people walked over and bowed to Yinzhen and He Yuzhu, one old and one young, the old man took the erhu, and the girl took the peach blossom, but they were singing.When He Yuzhu saw it, he was afraid that Yinzhen would not like it, so he hurriedly got up and prepared to send him away.
Yinzhen waved his hand, turned around and looked at the two of them a few times, and then looked at the tables in the back where there were already people beaming with joy, wishing to grab people to their side immediately.After a pause, he said lightly, "Then you can sing well."
The two sat on a low stool beside them. The old man's erhu had obviously been used for a long time.The girl holding the peach blossoms cleared her throat and sang: "Changguanli, alone and alone, fighting like going to Yuanyuan, forming a pair every night. Save the god of suffering, and stay away from the other side. Let's sing in the dark, the jade man, Clouds and rain intersect."
A song that was obviously full of jokes made her sing sadly. Although the voice was only passable, the charm was full.
Yinzhen you head, looked at He Yuzhu, He Yuzhu understood, immediately took two taels of silver and stuffed it into the old man's hand, and the old man thanked him again.You know, at that time, two taels of silver were enough for the grandparents and grandchildren to live on for more than a month.
This song is sad, but it makes people around talk about the latest news.It is said that the shopkeeper of Renhe pawnshop, which has become more and more popular in recent years, and the always gentle and elegant shopkeeper Su turned out to be a person with a bad heart. He not only abandoned the marriage made when he was poor, but also tried to kill people. Fortunately, he was caught on the spot.
The corner of Yinzhen's mouth twitched, asking He Yuzhu to pay the bill.
People from a few tables in the back saw the singing woman and the old man who had been lingering and refusing to pass, a young man in a brocade silk shirt couldn't help coming over angrily to pull them away.
"What are you waiting for? Hurry up to the table on the east side. If you sing well, the master will reward you a lot. If you meet someone who is happy, Baobuqi will take you to buy these flowers. It's not like those poor people—" He said He held the girl's hand holding Peach Blossom with one hand, but his eyes slanted to Yinzhen's side, and he was stunned immediately when he saw it, feeling that Peach Blossom was not worthy of the appearance of the person in front of him.
Yinzhen watched He Yuzhu finish paying the bill, but without even looking at the dude, he flung his sleeves and left.
Walking into the Renhe pawn shop, the inside has become more and more spacious. There are several high-bar counters lined up in a row, and there is also a guy in plain yellow clothes standing outside, cleaning the rosin tables and chairs with a rag.When she looked up and saw Yinzhen, she immediately came over to salute, "Master Jiu, you're here."
Yinzhen slapped your head, and the clerk opened the door leading to the inner room with a happy expression on his face.
As soon as Yinzhen walked into the backyard, Ding Lan greeted her with a smile, and she was blessed: "My maidservant has seen Master Jiu, and it is not easy for you to come this time. Why didn't you send a letter earlier, and my maidservant should be ready." These masters love to eat your heart."
Yinzhen smiled and shook her head: "Ding Lan has the personality of a housekeeper everywhere."
You Guanshi also raised the curtain and came out of the second east room, and Ding Lan followed Yinzhen into the opposite main room.This Renhe pawnshop originally had a small backyard, but later the business of the pawnshop was good, so Yinzhen simply bought or rented the small shops on the left and right, and the backyard was connected to the three yards.The front is the counter, the second main room is for clearing your bills, and the east and west rooms are where the guys live.
There are four main rooms in the last row of houses, one is where Ding Lan and You Guanshi live, the two have married a month ago, one is for Su Yang, and the other two are vacant, but they are also clean. As for the bed, Ding Lan said that it was prepared and might be used in the future.
Manager Xu doesn't usually live here, he has to go back to his home every day.
All the East and West Wings in this yard are used as warehouses to store the things that are pawned.
At the end of the first year of opening the pawnshop, Su Yang was still the deputy manager, Yinzhen was seven years old, and the half-year income of Renhe pawnshop was 300 taels, which was only the amount he had taken over for half a year.Including the wages of the buddies and stewards, the total expenditure is 220 taels.Year-end dividends, Yinqi 200 taels, Qingyu 100 taels, Jiayu 50 taels, Yinzhen did not take it.
Half of the remaining money was used to expand the scale, and the general simply rented a small shop on another street.Opened a strange goods store, specializing in goods from the north and the south, elegant antiques, precious medicinal materials, exquisite jewelry, and even books, which were classified and placed in various counters in the store.The price is cheap and the goods are quite exquisite.
Of course, these are the things that are used to pawn. The used things collected by the pawnshop only give 1% to 2% of the original price, and the new ones give 3% to 5%.Some are dead or expired for more than 2 months, Yinzhen will ask someone to clean them up and sell them.Besides, there is no distinction between old and new antiques, Su Yang's jewelry with a slightly older color was sent to a jewelry craftsman to have it remade, and it still looks exquisite and elegant.
Some of the things collected by other pawnshops will be sold to the store, but the price will undoubtedly be lowered by a layer.If you open a store directly, you will earn more.4% of the new things sold here are 6% or 7% of the original price, and new things are 8% or [-]% of the original price.
In addition to gold, silver, pearls, jade and money, those pawned things sometimes even include slaves, cows and horses.After Yinzhen knew about it, he was helpless for a while, and finally gave instructions not to accept the living.
Yinzhen didn't think he could save the whole country, the whole feudal society, he didn't even think about it, he could only try to influence this society while adapting to this cruel society.Just as if he was that Brazilian butterfly flapping his wings, hoping to make a slight change in the future, but not deviate from the big historical direction.
So Yinzhen knew that pawnshops often made huge profits through exploitation, but he did not raise the prices of purchased items.If he really does that, even if he is an elder brother, it will be difficult for his shop to continue to operate.
Yinzhen just made a clever change. The guests came to pawn things and want to redeem them, but if they have no money for the time being, they can redeem them in installments, just like the bank's installment loans in the future.
On the basis of not raising interest rates, this undoubtedly solves the problems of many people.Therefore, compared with the others, the business of Renhe pawn shop is still good.
In the second year, Yinzhen's method of repaying debts by installments began to be implemented.In the second year, the total income was 600 taels, and the total expenditure was 920 taels.
Yinqi shares one thousand dividends, Qingyu three hundred and Jiayu one hundred.The three of them happily came and wandered around, and Qingyu used the body of one of the shareholders to inspect from time to time.
In the third year, Yinqi's principal has been fully recovered, and the extra dividends are 500 taels, Qingyu's extra dividends are 300 taels, and Jiayu's extra dividends are 200 taels.
In the second year of his arrival, Su Yang had already been promoted by Yinzhen to the position of shopkeeper. From Yinzhen's six to 13 years old, in the past seven years, the net profit of the pawn shop was 3000 taels.Su Yang can be said to be the number one hero of the pawnshop. Yinzhen took out 3000 taels and gave it to Su Yang.
For the first time, Su Yang broke the face that was always calm and self-sufficient, and smiled, his eyes bent into crescents.
Yinzhen once again found helplessly that a person like Su Yang is really not suitable to stay in a dark place like a shopping mall.
When meeting Su Yang for the first time, Yinzhen understood why those people would exclude him, it must be because of jealousy.At that time, Su Yang, who was only 15 years old, still had the slenderness of a teenager, dark eyes, and pale complexion. His small appearance was almost comparable to that of his starling.He is also knowledgeable and reasonable, with a gentle temper.
Such a person is too good, how can he be the present person to others?For a moment, Yinzhen felt that he had been wronged. Sure enough, the punishment of the Qing Dynasty would affect the innocent at every turn, which is really hateful.
But at that time, he had no place to place Su Yang at all, and it was not easy for the starling to build a mansion. He excitedly ran to Su Yang and said, if you want, you can be a housekeeper or a husband for the starling.
Su Yang just shook his head and smiled slightly.
Yinzhen looked up at the sky and thought: How could such a Su Yang be someone who attempted to kill someone who hates the poor and loves the rich?But don't worry, although I, Yinzhen, are still too weak, I will protect the people around me.
This is to go out?If the empress found out, the little maid suddenly trembled.
"Xiaoyun, let me teach you to be good, just don't worry about brother Jiu's affairs, and don't mention it to others." The little maid hurriedly turned around in fright, but Wang Shun stood behind her with a smile.
Chu Yun was assigned by Concubine Yi a month ago to Ninth Elder Brother Yinzhen's place. It turns out that Ding Lan is already 19 years old this year, and she is already an old lady here.She was supposed to be sent back home to marry, but Ding Lan said that she was an orphan and was willing to stay in the palace for the rest of her life.
Yinzhen loves Ding Lan's ability as a housekeeper, and is reluctant to let her go, but it is very inhumane to let a girl stay in the palace for a long time.Yinzhen thought about it for a while, and took her to Renhe's pawn shop.Let Ding Lan help in the backyard, Ding Lan is naturally willing.
Moreover, after getting along with each other, there is actually a secret affair with Youguan.Finally one day, when Yinzhen passed by, You Guanshi beat and bowed, and only asked Yinzhen to allow Ding Lan to marry him.Yinzhen and others have been aware of it for a long time, but deliberately did not mention it. Seeing that Guanshi You finally couldn't bear it, she secretly smiled and gave Ding Lan a dowry to marry them.Ding Lan's face was as red as an apple, and she secretly hated in her heart: how could a person who is usually very clever and cunning become an idiot at this time, even the master has long since acquiesced and can't tell.
Since Yinzhen learned how to ride a horse, she actually prefers to go out of the palace on horseback, but Yuzhu can't, so the master and servant still ride a horse-drawn carriage.
As soon as the carriage stopped, He Yuzhu opened a curtain to help Yinzhen get out of the carriage.
Yinzhen stood not far away, watching people coming and going in front of Renhe's pawnshop from time to time, the unwillingness and helplessness on people's faces was a little less than what they saw for the first time.
He Yuzhu dismissed the coachman and told the carriage to return directly to the palace without waiting for Brother Nine.Turning around, he saw his master walking into the restaurant opposite the pawn shop.
Sitting at the seat by the window, Yinzhen gave you a bowl of shredded chicken with bamboo shoots, a plate of fish-flavored eggplant, a plate of crispy ginger preserved eggs, two bowls of straw mushroom egg drop soup, and two bowls of rice.One meat, two vegetables and one soup, Yinzhen hesitated for a while, and ordered you another portion of preserved lotus seed paste as a sweet after meal.Xiaoer didn't expect that the young master, who is so outstanding in terms of clothing and personality, would just order such a few small dishes from you, and regretted bringing them to the position with the best view.
Yinzhen greeted He Yuzhu to sit opposite him. He Yuzhu had been with Yinzhen all the year round and was already familiar with his temperament. In private, the two of them didn't pay much attention to many etiquettes.
Before the food was served, two people walked over and bowed to Yinzhen and He Yuzhu, one old and one young, the old man took the erhu, and the girl took the peach blossom, but they were singing.When He Yuzhu saw it, he was afraid that Yinzhen would not like it, so he hurriedly got up and prepared to send him away.
Yinzhen waved his hand, turned around and looked at the two of them a few times, and then looked at the tables in the back where there were already people beaming with joy, wishing to grab people to their side immediately.After a pause, he said lightly, "Then you can sing well."
The two sat on a low stool beside them. The old man's erhu had obviously been used for a long time.The girl holding the peach blossoms cleared her throat and sang: "Changguanli, alone and alone, fighting like going to Yuanyuan, forming a pair every night. Save the god of suffering, and stay away from the other side. Let's sing in the dark, the jade man, Clouds and rain intersect."
A song that was obviously full of jokes made her sing sadly. Although the voice was only passable, the charm was full.
Yinzhen you head, looked at He Yuzhu, He Yuzhu understood, immediately took two taels of silver and stuffed it into the old man's hand, and the old man thanked him again.You know, at that time, two taels of silver were enough for the grandparents and grandchildren to live on for more than a month.
This song is sad, but it makes people around talk about the latest news.It is said that the shopkeeper of Renhe pawnshop, which has become more and more popular in recent years, and the always gentle and elegant shopkeeper Su turned out to be a person with a bad heart. He not only abandoned the marriage made when he was poor, but also tried to kill people. Fortunately, he was caught on the spot.
The corner of Yinzhen's mouth twitched, asking He Yuzhu to pay the bill.
People from a few tables in the back saw the singing woman and the old man who had been lingering and refusing to pass, a young man in a brocade silk shirt couldn't help coming over angrily to pull them away.
"What are you waiting for? Hurry up to the table on the east side. If you sing well, the master will reward you a lot. If you meet someone who is happy, Baobuqi will take you to buy these flowers. It's not like those poor people—" He said He held the girl's hand holding Peach Blossom with one hand, but his eyes slanted to Yinzhen's side, and he was stunned immediately when he saw it, feeling that Peach Blossom was not worthy of the appearance of the person in front of him.
Yinzhen watched He Yuzhu finish paying the bill, but without even looking at the dude, he flung his sleeves and left.
Walking into the Renhe pawn shop, the inside has become more and more spacious. There are several high-bar counters lined up in a row, and there is also a guy in plain yellow clothes standing outside, cleaning the rosin tables and chairs with a rag.When she looked up and saw Yinzhen, she immediately came over to salute, "Master Jiu, you're here."
Yinzhen slapped your head, and the clerk opened the door leading to the inner room with a happy expression on his face.
As soon as Yinzhen walked into the backyard, Ding Lan greeted her with a smile, and she was blessed: "My maidservant has seen Master Jiu, and it is not easy for you to come this time. Why didn't you send a letter earlier, and my maidservant should be ready." These masters love to eat your heart."
Yinzhen smiled and shook her head: "Ding Lan has the personality of a housekeeper everywhere."
You Guanshi also raised the curtain and came out of the second east room, and Ding Lan followed Yinzhen into the opposite main room.This Renhe pawnshop originally had a small backyard, but later the business of the pawnshop was good, so Yinzhen simply bought or rented the small shops on the left and right, and the backyard was connected to the three yards.The front is the counter, the second main room is for clearing your bills, and the east and west rooms are where the guys live.
There are four main rooms in the last row of houses, one is where Ding Lan and You Guanshi live, the two have married a month ago, one is for Su Yang, and the other two are vacant, but they are also clean. As for the bed, Ding Lan said that it was prepared and might be used in the future.
Manager Xu doesn't usually live here, he has to go back to his home every day.
All the East and West Wings in this yard are used as warehouses to store the things that are pawned.
At the end of the first year of opening the pawnshop, Su Yang was still the deputy manager, Yinzhen was seven years old, and the half-year income of Renhe pawnshop was 300 taels, which was only the amount he had taken over for half a year.Including the wages of the buddies and stewards, the total expenditure is 220 taels.Year-end dividends, Yinqi 200 taels, Qingyu 100 taels, Jiayu 50 taels, Yinzhen did not take it.
Half of the remaining money was used to expand the scale, and the general simply rented a small shop on another street.Opened a strange goods store, specializing in goods from the north and the south, elegant antiques, precious medicinal materials, exquisite jewelry, and even books, which were classified and placed in various counters in the store.The price is cheap and the goods are quite exquisite.
Of course, these are the things that are used to pawn. The used things collected by the pawnshop only give 1% to 2% of the original price, and the new ones give 3% to 5%.Some are dead or expired for more than 2 months, Yinzhen will ask someone to clean them up and sell them.Besides, there is no distinction between old and new antiques, Su Yang's jewelry with a slightly older color was sent to a jewelry craftsman to have it remade, and it still looks exquisite and elegant.
Some of the things collected by other pawnshops will be sold to the store, but the price will undoubtedly be lowered by a layer.If you open a store directly, you will earn more.4% of the new things sold here are 6% or 7% of the original price, and new things are 8% or [-]% of the original price.
In addition to gold, silver, pearls, jade and money, those pawned things sometimes even include slaves, cows and horses.After Yinzhen knew about it, he was helpless for a while, and finally gave instructions not to accept the living.
Yinzhen didn't think he could save the whole country, the whole feudal society, he didn't even think about it, he could only try to influence this society while adapting to this cruel society.Just as if he was that Brazilian butterfly flapping his wings, hoping to make a slight change in the future, but not deviate from the big historical direction.
So Yinzhen knew that pawnshops often made huge profits through exploitation, but he did not raise the prices of purchased items.If he really does that, even if he is an elder brother, it will be difficult for his shop to continue to operate.
Yinzhen just made a clever change. The guests came to pawn things and want to redeem them, but if they have no money for the time being, they can redeem them in installments, just like the bank's installment loans in the future.
On the basis of not raising interest rates, this undoubtedly solves the problems of many people.Therefore, compared with the others, the business of Renhe pawn shop is still good.
In the second year, Yinzhen's method of repaying debts by installments began to be implemented.In the second year, the total income was 600 taels, and the total expenditure was 920 taels.
Yinqi shares one thousand dividends, Qingyu three hundred and Jiayu one hundred.The three of them happily came and wandered around, and Qingyu used the body of one of the shareholders to inspect from time to time.
In the third year, Yinqi's principal has been fully recovered, and the extra dividends are 500 taels, Qingyu's extra dividends are 300 taels, and Jiayu's extra dividends are 200 taels.
In the second year of his arrival, Su Yang had already been promoted by Yinzhen to the position of shopkeeper. From Yinzhen's six to 13 years old, in the past seven years, the net profit of the pawn shop was 3000 taels.Su Yang can be said to be the number one hero of the pawnshop. Yinzhen took out 3000 taels and gave it to Su Yang.
For the first time, Su Yang broke the face that was always calm and self-sufficient, and smiled, his eyes bent into crescents.
Yinzhen once again found helplessly that a person like Su Yang is really not suitable to stay in a dark place like a shopping mall.
When meeting Su Yang for the first time, Yinzhen understood why those people would exclude him, it must be because of jealousy.At that time, Su Yang, who was only 15 years old, still had the slenderness of a teenager, dark eyes, and pale complexion. His small appearance was almost comparable to that of his starling.He is also knowledgeable and reasonable, with a gentle temper.
Such a person is too good, how can he be the present person to others?For a moment, Yinzhen felt that he had been wronged. Sure enough, the punishment of the Qing Dynasty would affect the innocent at every turn, which is really hateful.
But at that time, he had no place to place Su Yang at all, and it was not easy for the starling to build a mansion. He excitedly ran to Su Yang and said, if you want, you can be a housekeeper or a husband for the starling.
Su Yang just shook his head and smiled slightly.
Yinzhen looked up at the sky and thought: How could such a Su Yang be someone who attempted to kill someone who hates the poor and loves the rich?But don't worry, although I, Yinzhen, are still too weak, I will protect the people around me.
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