Long drought meets rain
Chapter 25
Wu Lin has grown up so much, he has been struggling with poverty almost all the time. When he was a child, he had no money to buy teaching aids, and when he grew up, he had no money to pay tuition fees. However, all the poverty combined cannot compare with this time. Just a thin loan certificate is enough. Turn the years of struggle of their two brothers into ashes.
Wu Xiao analyzed the current situation and possible solutions to him one by one on the phone, but he almost didn't listen to anything, and his mind was full of what to do.The sum of all my savings is not enough for the number after the decimal point on the bill. With such a huge sum of money, what can the two brothers do to save the day?
During that time, Cheng Zhili was running around to make connections, and there were a wave of dinner appointments. The government officials said that it was almost time, but the compensation was always like the first prize of a sports lottery. You knew it was there, but you just didn’t know when it would come. Come.Wu Lin didn't dare to tell Xin Wangyun about this, because he was afraid that he would be worried, and also that he was going to help him.Since the Xin family is planning to launch a new product, which will go public in the next year or two, it will inevitably require a large amount of capital investment. If Xin Wangyun plans to help Wu Xiao pay off his debts, then all of Xin Yi's plans for the past few years may be shelved.Wu Lin himself is a professional in this field, and he knows how fast the digital product market is iterative. If Xin Yi slows down by this step, he is very likely to be caught up by other companies, and it will be even more difficult for him to go public in the future.
There was no progress on Cheng Zhili's side, and there was even no clue on Wu Xiao's side.The solution he mentioned before is actually borrowing money. Wu Xiao studied business administration. There are many students in the class who are in business at home. He originally thought that he could ask these students to borrow some money for emergencies, and then pay the interest of usury. return.But because of his cold temper, he is usually not very popular in school, and the students in the finance department are very good. After hearing the detailed situation, he quickly realized that this is a hot potato. The money that goes out is nothing but fetching water from a bamboo basket.So after working for a long time, he didn't borrow any money and received a lot of cold looks for nothing. Only then did Wu Xiao realize that things were far more difficult than he thought.
It took Xin Wangyun about three weeks to find out about the accident at Wu Lin's house. During this time, he was busy familiarizing himself with the company's business and worked overtime almost every day. When he returned, Wu Lin had already gone to bed.After finally freeing up a weekend, the two of them planned to go out to relax. As a result, Wu Lin answered Wu Xiao's seven or eight calls throughout the day. Every time he answered the phone, he had to avoid him, and when he asked what happened, he said yes. Discuss grandma's condition.But he obviously only called his grandma a few days ago, and grandma said that the finger exercises given to her by the hospital before worked well, and now she can try to eat with chopsticks by herself, which is not a situation that needs to be discussed.
Seeing that Wu Lin didn't want to say anything, Xin Wangyun was too embarrassed to ask, so he had to hang up He Zhilin, begging his mother to save his love.
"The situation is like this. I don't know if it's because I haven't spent enough time with him recently, and I'm having trouble with me." Xin Wangyun briefly told He Zhilin about the process of going out with Wu Lin that day, and reviewed his own mistakes. After guessing the general possibility, I waited for my mother to give me a simple analysis.
Before her son called, He Zhilin was reading a student's thesis. It was written in a mess and nonsense, as if she hadn't studied it at all. She was so angry that her blood pressure soared. After listening to her son's question, she immediately felt that the student should save her. If you can see it, this son might as well send it to a waste disposal station!
"I said Xin Wangyun, are you in love or am I in love? You have to ask this and that, do you want me to do it for you when you get married and have children?!"
"You calm down, calm down," when He Zhilin's temper came up, a hundred Xinbo Yujia Xin Wangyun couldn't control it, so the father and son had already established a unified standard for dealing with family issues-no matter what happened, as long as what happened Ms. Zhilin can solve everything if she maintains a stable mood, "Oh, I am inexperienced. Please give me some tips and train me systematically. I will definitely be able to graduate!"
"What a fucking trick," He Zhilin was annoyed when she saw her son looking like a mangy dog, not to mention just calling to avoid him, she wouldn't be surprised if Wu Lin avoided Xin Wangyun one day, "Can you Can't you be a little bit more concerned? Don't you know that something happened to Wu Lin's family recently? It's been rumored all over the world, and you, the person next to my pillow, even came to my place to inquire about news? Are you ashamed, Xin Wangyun?!"
"What happened? What happened?" Xin Wangyun was frightened by his mother's words. How big a thing can be spread all over the world?And the whole world knows about it, but you are the only one kept in the dark? !
"Hey, I'm really...!", not being angry, but not being able to call someone over the phone, He Zhilin could only take a deep breath, and said under control, "Didn't Cheng Zhili mess with them before?" I bought a piece of land, and the construction has already started, but the government said it would take it back. It said it would pay a high price for compensation, but you don’t know the speed of the government’s work. Spring and autumn may not be visible in many summers. Ying'er, even if the Cheng family has a big business, they can't afford to repay the loan like this without making a profit every month. I heard from your Aunt Lan that Cheng Zhili didn't know how many times he invited those people from the Xijiao New District to dinner recently. Well, the situation is probably not optimistic, Wu Lin always calls his brother, probably because of this."
"This...Wu Lin won't tell! Why didn't you tell me earlier?!" Xin Wangyun was full of lawsuits and had no place to fight. Everyone deliberately kept it from him. Even if he had all the skills, he would not know.
"Who knows that you don't know? Your father and I were discussing whether we should sell the villa in the suburbs first. Although it is not worth a lot of money, it can be of some help. In case Wu Lin really It’s just a little money.”
The villa in the suburbs was bought by He Zhilin a few years ago, just because of the natural lake in front of the villa. The real estate company boasted that the lake was amazing at the time. The water quality was at the level of drinking water, and it was rich in a variety of minerals that are useful to the human body. With the surrounding green plants created by world-class garden masters, you can enjoy the best natural scenery of Quanlin by sitting on the balcony at home.Whether the water can be drunk directly by He Zhilin has not been researched, but the subway was connected to that place last year, and it is also a transfer point between the two lines. The surrounding supporting facilities have developed at once, and now it is a bit inappropriate to say that it is a suburb Well, the house price has also tripled compared to when He Zhilin and the others first bought it. If it can be sold, it will cost as little as 3000 million.
"I really don't know. If you don't tell me, where can I go?" Hearing that his parents are going to sell the villa, Xin Wangyun has some ideas in his mind.Xin Yi's money can't be moved casually, after all, it's not their family's business, and the shareholders of the shareholders' meeting will definitely not want to show such limelight.Now that Xin Boyu and He Zhilin are willing to use their private property to help Wu Lin, it shows that their family still has some confidence and can help to some extent. When he goes back, he will ask Wu Lin to see how much gap Wu Xiao is missing. The family is also trying to find a way to raise money everywhere.
"Don't worry too much. If Linlin doesn't tell you, it means that the Cheng family is not an ordinary family. There must be more connections than we think. Let's observe first, and if it doesn't work, we'll put the house up for sale immediately. Well, your dad and I have some savings over the years, so of course it’s impossible to pay it all back, but it can help to some extent, and if they figure out a way to make up the rest, it shouldn’t be a big problem.”
Xin Wangyun took reassurance from her mother, and decided to ask Wu Lin next weekend. If Wu Lin didn't tell him, he would ask Wu Xiao. Anyway, sooner or later we are a family, and money matters don't have to be too clear.
But this is just wishful thinking of the Xin family, Wu Lin will not, and has never thought about it that way.Ever since he knew about it, there was only one voice in his heart: no matter how difficult it was for this money, he would never touch a single penny of the Xin family. pie.
"Aren't you going to tell Xin Wangyun? Even if you can hide this matter for a while, you can't hide it for a lifetime. Now, half of the business district in Quanlin is discussing it. Even if you don't tell it, Xin Wangyun will know about it sooner or later." Wu Xiao never thought of asking the Xin family for help. His younger brother was only in a relationship with Xin Wangyun innocently. Once there were financial entanglements, the relationship between the two would not be pure. It is not impossible to say that Wu Lin is controlled by others.But it's inappropriate not to ask for help, not to ask for help, and not to say much, but he persuaded Wu Lin for a long time, this person is a dead duck with a stubborn mouth, and he will not compromise anyway.
"I didn't say not to tell him all the time. Isn't Cheng Zhili paying it back for now? What if the government's compensation comes down soon? What if Cheng Zhili says he can't pay it? It's just a bluff to scare us?" Wu Lin knew this. It's just his own wishful thinking, but no matter how slim the hope is, he wants to delay it for a day.
"Wu Lin," Wu Xiao just raised his head, but as if he didn't know what to say, he sighed after a long time and said again, "It's not as simple as you think. I didn't explain it to you before. I'm afraid you're too stressed after hearing this, the money...it's not so simple..."
"What do you mean?"
"It's just..." Wu Xiao looked down at Wu Lin, raised his hand and gently brushed away the broken hair in front of his eyes, and said in a slow voice, "It's just that this place can't be regarded as a personal gift from Cheng Zhili to us. The company has a large scale, and there are several major shareholders. Although he owns the largest share of the company, he has the final say on everything. When he wanted to give us land in the name of the company, Several shareholders disagreed, saying that this would harm the interests of the company, so in the end he bought the land for us two through equity transfer. It is equivalent to turning us into shareholders of the company, and the land will be profitable in the future. The two of us share, and the company also shares, the shareholders just nodded."
"I don't understand. What does it have to do with us becoming shareholders of the company and paying back the money?" Wu Lin really doesn't understand these rules and regulations in business. If you ask him to create a mobile app in a few days, his eyebrows won't frown. For a while, these financial and legal matters are simply listening to the sky for him.
"It means that Cheng Zhili can't afford such a large piece of land privately, so he wants to use the company's money, but the company's shareholders who have the right to speak refuse to agree. He has no choice but to make both of us into the company's people. Turning this land into the company’s land will not affect other people’s interests. Among the piles of things we signed before, there is an equity transfer letter, so when the loan was first borrowed, the mortgage was For the part of the equity transferred to us, if the payment is not paid when it is due, the bank will deduct our equity.”
"Then isn't this great?!" Wu Xiao almost jumped up after hearing this, "This way we don't have to pay back the money! Who cares about Cheng Zhili's broken shares?!"
"Alas..." Realizing that my younger brother really didn't understand, Wu Xiao frowned even tighter, "We don't care, but Cheng Zhili does. The shares he gave us are not just a little bit. If we lose this share, He is no longer the largest shareholder of the company, isn't that tantamount to handing over the company to others?"
"Who cares..."
Before Wu Lin could finish speaking, he was interrupted by Wu Xiao with a wave of his hand, "Why don't you understand? I've said so much to tell you that it's not just for us to pay it back or say we won't pay it back, Cheng Zhili Never let this kind of thing happen! We are nothing to him, the company is his life, do you think he might care about us and not the company? "
"...But he can't help this matter. If he really can't pay it back, then the bank has to do whatever it is supposed to do?"
"The problem is that Cheng Zhili will try his best not to let this happen. Now he has found a usury company and plans to fight until the end before the government allocates funds. But I don't believe that the government's efficiency will be so fast. When the time comes, it will really happen." No, the bank is not the only one who comes to collect debts. You have heard of the usury style. All relatives, friends, neighbors and colleagues will not let go of any one they can find. Do you really hope that Xin Wangyun's family will be killed Did you know what happened after splashing red paint?!"
Wu Xiao unknowingly turned up the volume. Combined with what he said, Wu Lin was so frightened that he took several steps back. His big eyes were filled with disbelief. If you look closely, there seemed to be some tears.
"So you have to tell Xin Wangyun that this is such a big deal, he's the one who will hurt the least when he hears from you."
Knowing that Wu Lin might not be able to accept what he said for a while, Wu Xiao didn't force him, so he lit a cigarette and leaned on the railing of the park to smoke slowly.It was afternoon when the two of them came, and now the sun is about to set. They are so busy running around these days that they didn't notice that the pedestrians on the street have already changed into short sleeves. It will be in two weeks. It's my and Wu Lin's birthday, and I thought about taking my grandma out to celebrate together, but now it seems that the two of them are going to have the most unforgettable birthday in their life.
"What if...if...the loan sharks don't come to him?" Wu Lin couldn't tell how long it took before he finally spoke. He didn't look up, but Wu Xiao could tell that his voice had turned into tears.
"How is it possible? The loan sharks must have checked us out long ago. How could Xin Wangyun, such a big target, not be discovered? Maybe they even point to the Xin family as being able to help you pay back the money."
"Then...then if Xin Wangyun and I break up, will they stop looking for him?"
Wu Xiao analyzed the current situation and possible solutions to him one by one on the phone, but he almost didn't listen to anything, and his mind was full of what to do.The sum of all my savings is not enough for the number after the decimal point on the bill. With such a huge sum of money, what can the two brothers do to save the day?
During that time, Cheng Zhili was running around to make connections, and there were a wave of dinner appointments. The government officials said that it was almost time, but the compensation was always like the first prize of a sports lottery. You knew it was there, but you just didn’t know when it would come. Come.Wu Lin didn't dare to tell Xin Wangyun about this, because he was afraid that he would be worried, and also that he was going to help him.Since the Xin family is planning to launch a new product, which will go public in the next year or two, it will inevitably require a large amount of capital investment. If Xin Wangyun plans to help Wu Xiao pay off his debts, then all of Xin Yi's plans for the past few years may be shelved.Wu Lin himself is a professional in this field, and he knows how fast the digital product market is iterative. If Xin Yi slows down by this step, he is very likely to be caught up by other companies, and it will be even more difficult for him to go public in the future.
There was no progress on Cheng Zhili's side, and there was even no clue on Wu Xiao's side.The solution he mentioned before is actually borrowing money. Wu Xiao studied business administration. There are many students in the class who are in business at home. He originally thought that he could ask these students to borrow some money for emergencies, and then pay the interest of usury. return.But because of his cold temper, he is usually not very popular in school, and the students in the finance department are very good. After hearing the detailed situation, he quickly realized that this is a hot potato. The money that goes out is nothing but fetching water from a bamboo basket.So after working for a long time, he didn't borrow any money and received a lot of cold looks for nothing. Only then did Wu Xiao realize that things were far more difficult than he thought.
It took Xin Wangyun about three weeks to find out about the accident at Wu Lin's house. During this time, he was busy familiarizing himself with the company's business and worked overtime almost every day. When he returned, Wu Lin had already gone to bed.After finally freeing up a weekend, the two of them planned to go out to relax. As a result, Wu Lin answered Wu Xiao's seven or eight calls throughout the day. Every time he answered the phone, he had to avoid him, and when he asked what happened, he said yes. Discuss grandma's condition.But he obviously only called his grandma a few days ago, and grandma said that the finger exercises given to her by the hospital before worked well, and now she can try to eat with chopsticks by herself, which is not a situation that needs to be discussed.
Seeing that Wu Lin didn't want to say anything, Xin Wangyun was too embarrassed to ask, so he had to hang up He Zhilin, begging his mother to save his love.
"The situation is like this. I don't know if it's because I haven't spent enough time with him recently, and I'm having trouble with me." Xin Wangyun briefly told He Zhilin about the process of going out with Wu Lin that day, and reviewed his own mistakes. After guessing the general possibility, I waited for my mother to give me a simple analysis.
Before her son called, He Zhilin was reading a student's thesis. It was written in a mess and nonsense, as if she hadn't studied it at all. She was so angry that her blood pressure soared. After listening to her son's question, she immediately felt that the student should save her. If you can see it, this son might as well send it to a waste disposal station!
"I said Xin Wangyun, are you in love or am I in love? You have to ask this and that, do you want me to do it for you when you get married and have children?!"
"You calm down, calm down," when He Zhilin's temper came up, a hundred Xinbo Yujia Xin Wangyun couldn't control it, so the father and son had already established a unified standard for dealing with family issues-no matter what happened, as long as what happened Ms. Zhilin can solve everything if she maintains a stable mood, "Oh, I am inexperienced. Please give me some tips and train me systematically. I will definitely be able to graduate!"
"What a fucking trick," He Zhilin was annoyed when she saw her son looking like a mangy dog, not to mention just calling to avoid him, she wouldn't be surprised if Wu Lin avoided Xin Wangyun one day, "Can you Can't you be a little bit more concerned? Don't you know that something happened to Wu Lin's family recently? It's been rumored all over the world, and you, the person next to my pillow, even came to my place to inquire about news? Are you ashamed, Xin Wangyun?!"
"What happened? What happened?" Xin Wangyun was frightened by his mother's words. How big a thing can be spread all over the world?And the whole world knows about it, but you are the only one kept in the dark? !
"Hey, I'm really...!", not being angry, but not being able to call someone over the phone, He Zhilin could only take a deep breath, and said under control, "Didn't Cheng Zhili mess with them before?" I bought a piece of land, and the construction has already started, but the government said it would take it back. It said it would pay a high price for compensation, but you don’t know the speed of the government’s work. Spring and autumn may not be visible in many summers. Ying'er, even if the Cheng family has a big business, they can't afford to repay the loan like this without making a profit every month. I heard from your Aunt Lan that Cheng Zhili didn't know how many times he invited those people from the Xijiao New District to dinner recently. Well, the situation is probably not optimistic, Wu Lin always calls his brother, probably because of this."
"This...Wu Lin won't tell! Why didn't you tell me earlier?!" Xin Wangyun was full of lawsuits and had no place to fight. Everyone deliberately kept it from him. Even if he had all the skills, he would not know.
"Who knows that you don't know? Your father and I were discussing whether we should sell the villa in the suburbs first. Although it is not worth a lot of money, it can be of some help. In case Wu Lin really It’s just a little money.”
The villa in the suburbs was bought by He Zhilin a few years ago, just because of the natural lake in front of the villa. The real estate company boasted that the lake was amazing at the time. The water quality was at the level of drinking water, and it was rich in a variety of minerals that are useful to the human body. With the surrounding green plants created by world-class garden masters, you can enjoy the best natural scenery of Quanlin by sitting on the balcony at home.Whether the water can be drunk directly by He Zhilin has not been researched, but the subway was connected to that place last year, and it is also a transfer point between the two lines. The surrounding supporting facilities have developed at once, and now it is a bit inappropriate to say that it is a suburb Well, the house price has also tripled compared to when He Zhilin and the others first bought it. If it can be sold, it will cost as little as 3000 million.
"I really don't know. If you don't tell me, where can I go?" Hearing that his parents are going to sell the villa, Xin Wangyun has some ideas in his mind.Xin Yi's money can't be moved casually, after all, it's not their family's business, and the shareholders of the shareholders' meeting will definitely not want to show such limelight.Now that Xin Boyu and He Zhilin are willing to use their private property to help Wu Lin, it shows that their family still has some confidence and can help to some extent. When he goes back, he will ask Wu Lin to see how much gap Wu Xiao is missing. The family is also trying to find a way to raise money everywhere.
"Don't worry too much. If Linlin doesn't tell you, it means that the Cheng family is not an ordinary family. There must be more connections than we think. Let's observe first, and if it doesn't work, we'll put the house up for sale immediately. Well, your dad and I have some savings over the years, so of course it’s impossible to pay it all back, but it can help to some extent, and if they figure out a way to make up the rest, it shouldn’t be a big problem.”
Xin Wangyun took reassurance from her mother, and decided to ask Wu Lin next weekend. If Wu Lin didn't tell him, he would ask Wu Xiao. Anyway, sooner or later we are a family, and money matters don't have to be too clear.
But this is just wishful thinking of the Xin family, Wu Lin will not, and has never thought about it that way.Ever since he knew about it, there was only one voice in his heart: no matter how difficult it was for this money, he would never touch a single penny of the Xin family. pie.
"Aren't you going to tell Xin Wangyun? Even if you can hide this matter for a while, you can't hide it for a lifetime. Now, half of the business district in Quanlin is discussing it. Even if you don't tell it, Xin Wangyun will know about it sooner or later." Wu Xiao never thought of asking the Xin family for help. His younger brother was only in a relationship with Xin Wangyun innocently. Once there were financial entanglements, the relationship between the two would not be pure. It is not impossible to say that Wu Lin is controlled by others.But it's inappropriate not to ask for help, not to ask for help, and not to say much, but he persuaded Wu Lin for a long time, this person is a dead duck with a stubborn mouth, and he will not compromise anyway.
"I didn't say not to tell him all the time. Isn't Cheng Zhili paying it back for now? What if the government's compensation comes down soon? What if Cheng Zhili says he can't pay it? It's just a bluff to scare us?" Wu Lin knew this. It's just his own wishful thinking, but no matter how slim the hope is, he wants to delay it for a day.
"Wu Lin," Wu Xiao just raised his head, but as if he didn't know what to say, he sighed after a long time and said again, "It's not as simple as you think. I didn't explain it to you before. I'm afraid you're too stressed after hearing this, the money...it's not so simple..."
"What do you mean?"
"It's just..." Wu Xiao looked down at Wu Lin, raised his hand and gently brushed away the broken hair in front of his eyes, and said in a slow voice, "It's just that this place can't be regarded as a personal gift from Cheng Zhili to us. The company has a large scale, and there are several major shareholders. Although he owns the largest share of the company, he has the final say on everything. When he wanted to give us land in the name of the company, Several shareholders disagreed, saying that this would harm the interests of the company, so in the end he bought the land for us two through equity transfer. It is equivalent to turning us into shareholders of the company, and the land will be profitable in the future. The two of us share, and the company also shares, the shareholders just nodded."
"I don't understand. What does it have to do with us becoming shareholders of the company and paying back the money?" Wu Lin really doesn't understand these rules and regulations in business. If you ask him to create a mobile app in a few days, his eyebrows won't frown. For a while, these financial and legal matters are simply listening to the sky for him.
"It means that Cheng Zhili can't afford such a large piece of land privately, so he wants to use the company's money, but the company's shareholders who have the right to speak refuse to agree. He has no choice but to make both of us into the company's people. Turning this land into the company’s land will not affect other people’s interests. Among the piles of things we signed before, there is an equity transfer letter, so when the loan was first borrowed, the mortgage was For the part of the equity transferred to us, if the payment is not paid when it is due, the bank will deduct our equity.”
"Then isn't this great?!" Wu Xiao almost jumped up after hearing this, "This way we don't have to pay back the money! Who cares about Cheng Zhili's broken shares?!"
"Alas..." Realizing that my younger brother really didn't understand, Wu Xiao frowned even tighter, "We don't care, but Cheng Zhili does. The shares he gave us are not just a little bit. If we lose this share, He is no longer the largest shareholder of the company, isn't that tantamount to handing over the company to others?"
"Who cares..."
Before Wu Lin could finish speaking, he was interrupted by Wu Xiao with a wave of his hand, "Why don't you understand? I've said so much to tell you that it's not just for us to pay it back or say we won't pay it back, Cheng Zhili Never let this kind of thing happen! We are nothing to him, the company is his life, do you think he might care about us and not the company? "
"...But he can't help this matter. If he really can't pay it back, then the bank has to do whatever it is supposed to do?"
"The problem is that Cheng Zhili will try his best not to let this happen. Now he has found a usury company and plans to fight until the end before the government allocates funds. But I don't believe that the government's efficiency will be so fast. When the time comes, it will really happen." No, the bank is not the only one who comes to collect debts. You have heard of the usury style. All relatives, friends, neighbors and colleagues will not let go of any one they can find. Do you really hope that Xin Wangyun's family will be killed Did you know what happened after splashing red paint?!"
Wu Xiao unknowingly turned up the volume. Combined with what he said, Wu Lin was so frightened that he took several steps back. His big eyes were filled with disbelief. If you look closely, there seemed to be some tears.
"So you have to tell Xin Wangyun that this is such a big deal, he's the one who will hurt the least when he hears from you."
Knowing that Wu Lin might not be able to accept what he said for a while, Wu Xiao didn't force him, so he lit a cigarette and leaned on the railing of the park to smoke slowly.It was afternoon when the two of them came, and now the sun is about to set. They are so busy running around these days that they didn't notice that the pedestrians on the street have already changed into short sleeves. It will be in two weeks. It's my and Wu Lin's birthday, and I thought about taking my grandma out to celebrate together, but now it seems that the two of them are going to have the most unforgettable birthday in their life.
"What if...if...the loan sharks don't come to him?" Wu Lin couldn't tell how long it took before he finally spoke. He didn't look up, but Wu Xiao could tell that his voice had turned into tears.
"How is it possible? The loan sharks must have checked us out long ago. How could Xin Wangyun, such a big target, not be discovered? Maybe they even point to the Xin family as being able to help you pay back the money."
"Then...then if Xin Wangyun and I break up, will they stop looking for him?"
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