Back to 90s

Chapter 81 Borrowing Money

Of course, the mandarin duck bath was not completed in the end. The body of a young man is not easy to control. If one accidentally wipes a gun and accidentally misfires... Even if there is no substantial development, it should be fine for the body to keep stirring up lust but not venting it out. benefit.

After taking a shower, turning on the air conditioner and going to the computer to arrange some things, Zhu Yunxuan and Li Rui saw that it was getting late, and just went to bed. At the same time, the issue of the love letter also needed to be resolved.

"What are you going to do with that love letter?" Zhu Yunxuan turned on the TV, and after changing a few channels, he randomly chose a channel that was broadcasting news, but most of his attention was still on talking to Li. Sharp chat above.

Li Rui was lying on the bed with big characters, and he was wearing a pair of boxer pants. He developed early, and Li Yue himself is also a tall person. Now, if his face is not so immature, others would probably think he is an adult: " What else can I do? I'll give it back to her tomorrow, otherwise, it will be the same as what you did when you were in the third grade of junior high school, call her sister?" Thinking of this, Li Rui felt a little cold all over his body. The love letter, he didn't even plan to read it and disposed of it in a hurry.

"You still plan to call her sister?" Zhu Yunxuan stretched out his hand and pinched Li Rui who was beside him. When he thought of Li Rui calling Tian Lan's sister, he felt something was wrong.

"Of course not..." Li Rui is not Zhu Yunxuan, he would be willing to call someone younger than himself his sister: "I'd better return the love letter to her tomorrow, and I won't tear it apart."

"That's fine too," Zhu Yunxuan said, "Let's go to sleep!" Now they are all teenagers who need sleep most and can fall asleep with the pillows on them!

Now that a decision has been made, Zhu Yunxuan and Li Rui woke up early the next day. Zhu Yunxuan scrambled eggs and fried rice with eggs and the leftover shredded potatoes from last night, served with a box of milk, and the two of them finished eating After that, we walked towards the school together.

It was only 06:30 when they arrived at the school, but there were already a lot of people coming and going in the school—it was near the end of the term, and there were quite a few people who planned to cram and work hard.

When they arrived in their class, before Tian Lan came to the classroom, Li Rui took out a piece of writing paper, wrote down the words: "We must put our studies first", and put it together with the letter in his own language. In the book, after Tian Lan came to the classroom, he handed it to the other party.

Tian Lan took the book in a hurry, and not long after, she returned the book to Li Rui. This time, the note written by Li Rui and the letter were gone, but there was another note between her—"I did the same thing. I think so."

What do you mean you feel the same way?If you really put your studies first, you shouldn't have written a love letter to me at all, right?Li Rui was very helpless, but what did Tian Lan mean now, did he not plan to pester him anymore?Li Rui thought for a while, then rolled up the note and threw it into the trash can, then he didn't take it seriously, read the book seriously and started studying.

In the final exam of the first half of the semester, Zhu Yunxuan and Li Rui were tied for first place in the exam. This is quite pleasing. At most, Zhu Yunxuan feels a little bit about the fact that the ranking of students with the same grades depends on the initials of the names. Dissatisfied, because of this, Li Rui's name was still on top of him.

However, after returning home, he pressed on top of Li Rui and firmly helped Li Rui squeeze out the pimples that had grown on his forehead, squeezing Li Rui to beg for mercy.

"Why didn't I know that you still like acne so much?" Zhu Yunxuan stretched out his hand to squeeze a pimple on Li Rui's chin, sighing while squeezing.

Li Rui's genes are very good, and he has always been handsome. Even if he has a few pimples now, it doesn't affect him much, but those few pimples have been growing all the time, but they are still an eyesore. In the end, Zhu Yun Xuan still started to squeeze.

"Take it easy...have you squeezed it out? I guess I've gotten angry recently..." Li Rui was helpless. He used to think that it would take at least four or five years before he could get his wish, so he didn't pay attention to that matter all day long. But now all of a sudden, there is only one more year to wait...

His recent nights were full of discordant images in his dreams!Readers on the Internet have said that his recent updates are very YD!

"Then let me make something for you to eat, how about bitter gourd?" Zhu Yunxuan suddenly became interested, he wanted to eat bitter gourd, but Li Rui didn't like it...too lazy to make an extra dish for himself, He hasn't eaten bitter melon for a long time!

"It must be cut thinner, soaked in water before frying, how about scrambled eggs? Put more eggs!" Li Rui said, and then, in the end, he ate all the eggs on the plate, and the bitter gourd was eaten by Zhu Yunxuan. People are wiped out.

As for the pimples...it's someone who has been there, anyway, it will be gone in a few years, Li Rui quickly put it aside.

Ever since they were reborn, Zhu Yunxuan and Li Rui haven't had a comfortable summer vacation. Of course, they are very busy this summer vacation.

Li Rui spent one-third of his time on the Internet, one-third of his time on his own food factory, and the other third of his time on sleeping.

Zhu Yunxuan was a little better. He went back to Wende Town and went to see the textile factory run by his parents. After rectifying the factory, he found that there seemed to be more and more people in the village buying a few small machines to weave at home. There are more, and it is also a business opportunity, so he asked Zhu Chengcai to connect all these people, buy their cloth, and then supply domestic companies while taking some foreign orders for foreign trade.

Today is still the golden age of foreign trade, and Zhu Chengcai has a lot of goods, even if the other party asks for "high-quality goods", it is no problem, and naturally he makes a lot of money.

"Mom and Dad, how much money do you have now? Use it to buy storefronts and shops." After showing his parents the way, Zhu Yunxuan spoke again. Over the years, he has let Zhu Chengcai and his wife buy a lot of storefronts and shops. The store is gone, and this kind of investment is also the most acceptable to Zhu Chengcai and his wife--Zhu Chengcai is determined not to touch stocks or the like.

"Okay! Yunxuan, do you need money in Hangzhou?" Jiang Yuexiu asked. With money, her whole person feels different. Over the years, she should be getting older every year. But in fact, just looking at her appearance, she seems to be younger than a few years ago.

Skin care products and cosmetics are indeed the things that women can best hide their age.

"Lack!" Zhu Yunxuan laughed, their website.The funding gap has always been huge!

"Mom and Dad are rich now, you can take some, don't be reluctant to spend money." Jiang Yuexiu immediately spoke when she heard Zhu Yunxuan say this.

Both she and Zhu Chengcai dote on children. They had no money in their previous life, so Zhu Yunxuan was not in the habit of spending money recklessly, but now that they have money, they can just stuff Zhu Yunxuan with money like this. Now that Zhu Yunxuan is studying in Hangzhou, they will give him three thousand living expenses every month.

Zhu Yunxuan said it just as a joke before, but he didn't think that Jiang Yuexiu would really plan to give him more money - originally he thought Jiang Yuexiu would reprimand him for spending money recklessly!But for him now, even more living expenses are not enough to repay more and more loans in the bank. However, his parents did not dare to give him too much money because of his young age, but now, is he Can you borrow some money from your parents for the company's turnover?

"Mom, Li Rui and I started a small company. We plan to do it ourselves without relying on adults. But since you have money, Mom, you can lend us some. I'll give you an IOU!"

"How can I have to borrow money for my son? How much do you want?" Jiang Yuexiu asked with a smile. Nowadays, many young people want to start a business. There are many people in their village who graduated from college and returned to start a business. Since my son has this idea, She was of course very supportive.Moreover, if a child starts a business, he will need 20 to [-] yuan, and it is okay to lose money.

"Mom, do you have 200 million?" Zhu Yunxuan thought for a while and asked, it was really too much.It is estimated that Jiang Yuexiu must disagree.

Jiang Yuexiu was stunned for a moment. When she was Zhu Yunxuan's age, two yuan of lucky money would be beautiful, 200 million... "I'll ask your dad."

In the end, Zhu Yunxuan borrowed more from Zhu Chengcai than expected.

After Zhu Chengcai asked them about their situation in detail, and knew that his son had tens of millions of loans in the bank, he couldn't sit still.

After working hard for so many years, he also has a net worth of tens of millions, but he is a cautious person, and he is never willing to borrow money from anyone, even the bank... Now, his son actually owes money So much money in the bank?Zhu Chengcai jumped up in fright: "Yunxuan, what did you say?"

"Dad, don't be too anxious. We used the food factory as collateral for the loan, and it's not all on my shoulders..." Zhu Yunxuan was glad that he didn't reveal the actual amount of the loan. Chengcai knew that the other party was probably going to faint.

"Then you have to pay back the money as soon as possible!" Zhu Chengcai calculated the liquid funds around him, and found that there were 600 million yuan, and then planned to sell the real estate he bought before, so as to pay off all the debts owed by his son. Also on...

"Dad, it's enough for me to borrow 500 million from you. That's not the money I owe, is it?" Zhu Yunxuan hurriedly stopped Zhu Chengcai's behavior, and suddenly remembered the things in his previous life.

In the countryside, most families dote on their only child very much, especially boys, who simply respond to their needs, but they don’t pay much attention to study. Therefore, most people enter the society after graduating from junior high school.

Children who entered the society after graduating from junior high school are the easiest to learn to be bad, especially when their parents are still pampering them unconditionally and don't know how to educate them. So at that time, Zhu Yunxuan would often hear that someone lost money by gambling. He spent hundreds of thousands of dollars and ran away, someone pawned the motorcycle his father bought him and spent all the money, someone stole his mother’s gold and sold it, and in the end, the son pawned it off. The father of the car will always spend money to redeem the car, and the debt owed by the son, the father's nightclub will help repay it so that the son will not be chased by the loan sharks...

Every time he heard such things in his previous life, Zhu Yunxuan would despise that "so-and-so" very much, thinking that if something happened, the parents' help in the aftermath would only harm the child, but Zhu Chengcai felt that as a parent, one should never let The child chased by the loan shark has a home and cannot return...

Now, in the eyes of Zhu Chengcai and Jiang Yuexiu, he is probably similar to those who borrowed usury because of gambling, right?Thinking of this, and seeing Zhu Chengcai going bankrupt and wanting to help him pay back the money, Zhu Yunxuan only felt warm in his heart.

Zhu Chengcai was anxious at first because of the large debt Zhu Yunxuan said, but now he calmed down and relaxed a lot.

That's right, Zhu Yunxuan and Li Rui borrowed money together, and banks are different from loan sharks. If they don't have anything, the bank will definitely not lend them casually, even if the bank lends money casually. After them, Li Rui's parents are much richer than them!

"That's true. I also know about loans. Nowadays, when young people come out to start a business, many people will choose loans. Even the money you borrowed is too much." Zhu Chengcai is not the one who has never seen the world before. The bank loan matter is naturally clear, but 1000 million... Even if he knows that his net worth has already exceeded this amount, he has never seen so much cash!

"Father, I'll write you an IOU. Don't worry, in a few years, I will definitely pay you back with interest." Zhu Yunxuan is still confident about this. Although they have spent a lot of money now, but He also got a lot of shares, and when he arrived, among other things, it was certain that he and Li Rui could make a lot of money.

"Why are you still paying interest? Isn't your father's money all yours in the future?" Zhu Chengcai said.

It was beyond Zhu Yunxuan's expectation to be able to borrow 500 million from Zhu Chengcai, and it was precisely this 500 million that solved his and Li Rui's urgent needs - the two of them planned to get involved in online shopping.

Nowadays, although the Internet has been popularized, the field of online shopping is still blank in China. As long as he thinks about the hot online shopping in the future, Zhu Yunxuan can't help but feel hot.

Just as people always spend more money unconsciously when they spend with shopping cards, shopping online is actually very similar.

This one is very cheap to buy, that one is very beautiful to buy, plus as many free shipping as you can get, you will get a small gift... People will always buy more without knowing it.And as long as this piece is done well, it will be a long-term business!

However, Zhu Yunxuan and Li Rui didn't intend to do Taobao. At this time, Taobao didn't exist yet. He also planned to invest in shares when Taobao had it. Quality of online store.

At this time, logistics has not yet developed, so for the time being, he can mainly focus on Jiangsu, Zhejiang and Shanghai. The source of goods...Qian Botong opened a supermarket, and the supermarket basically sells everything, so there is no need to worry about the supply of goods, he can still Find a way to get some foreign products such as cosmetics...

But in this way, it's better to start the reputation of the physical store at the same time.Uh, when this matter is ready, you should still be able to take this to the bank for a loan, right?Zhu Yunxuan found out that he clearly had a bright future, but now he is absolutely poor and crazy!

After borrowing the money, Zhu Yunxuan still planned to stay in Wende Town for a while before returning to Hangzhou. After living there for a few days, he discovered a big problem——Zhu Yunjin really doesn't take money as money !

Zhu Yunxuan has been spending money like water all these years, but he has grown-up thinking after all. In fact, he did not spend money recklessly, but Zhu Yunjin is different. Zhu Chengcai and his wife also dote on this youngest son He was obedient and obedient to what he wanted to buy, and he didn't say anything, and he was given a lot of pocket money, which caused Zhu Yunjin's behavior of spending money indiscriminately.

Don’t throw away the snacks you bought and don’t eat them after you finish them. Buying a new red scarf if you don’t wear one when you go to school, so that there are dozens of red scarves at home. It’s a trivial matter. Zhu Yunjin is only seven years old, and he invites people to dinner from time to time. He can buy whatever he wants, Jiang Yuexiu gives him [-] every week, he doesn't think it's enough!

"Mom and Dad, Li Rui and I are in Hangzhou. Because we cook by ourselves, four or five hundred a month is enough. Yunjin is so small. Why do you pay so much?" Wende Town is not Hangzhou, and the prices here are cheap. , and Zhu Yunjin eats and lives at home, and Jiang Yuexiu also puts a lot of snacks at home. It stands to reason that he can live a good life without spending a penny!

"There is no shortage of this money at home... If he wants to spend it, let him spend it..." Jiang Yuexiu said, Zhu Yunjin has some habits that she can't understand, but it's useless, Zhu Yunjin asked her for money and she couldn't bear it Give……

"Thousands of gold are hard to buy for a poor young man. Parents, Yunjin spends it now, but some people have a month's salary!" Zhu Yunxuan said. You know, the monthly salary of the salespersons and street sweepers who only sit at the counter for six or seven hours a day is only five or six hundred.

"But Yunjin is used to spending money now, if I don't give it to him, he won't be able to hold his head up in front of the kids..." Jiang Yuexiu said helplessly.

"How can such a thing happen? Mom, if you can trust me, I'll find a place and let Yun Jin go to study for a year..." Zhu Yunxuan said, Zhu Yunjin is still young, and he can still change it, but if If you don't change and let him continue to develop like this, you don't know what it will look like in the end.

"What? How can this work?" Jiang Yuexiu said in surprise, "Yunxuan, you are no longer in front of your parents, if Yunjin is no longer here..."

"Otherwise, mom, you can just grit your teeth and not give him a penny. Also, this summer vacation, let him live with me in Hangzhou." Zhu Yunxuan once raised his younger brother like a son, so of course he couldn't just sit back and watch He watched his younger brother grow crookedly.

"Okay!" Regarding this point, Jiang Yuexiu readily agreed, her eldest son, she is the most trustworthy, if not for this son, how could they have the life they have now?

After all, Zhu Yunjin was still a child, and he was very happy to hear that he could go to Hangzhou to be with his favorite brother, but what he didn't know was that he might suffer when he went to Hangzhou. His parents will not give him a penny of pocket money on the grounds that their family owes a large amount of debt!

Of course, Zhu Yunjin is still a child, and at most it is a little extravagant, and it is good for education. For Zhu Yunxuan and Li Rui, the most troublesome things this summer vacation are shopping websites and physical supermarkets. For this matter, even Jiang Yong and Qian Botong and the two of them are almost overwhelmed!

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