Tang Lu watched her son run in like a gust of wind, took a file from the folder on the table, and left quickly without even saying hello.

Looking at the beaming face, is there something good?

In the study, Zong Jing sent a message to Zhang Taian, "Has the year-end bonus been settled? There should be dividends, give me the total."

There is basically no project in winter. Zhang Taian is at home in heavy snow. When he sees the news, he immediately calls, "What's the matter? Want to send charcoal in the snow and support the beauty and youth?"

"Why so much nonsense, tell me the number." Zong Jing waved at Liu Yutang who had already returned, signaling him to wait.

Liu Yutang held the folder and looked at him eagerly, like a puppy with fleshy bones.

Zhang Tai'an laughed a few times on the opposite side, "I'll open the email to show you, the audit form has been sent up, but I haven't signed it yet."

After about half a minute, Zhang Tai'an's voice was slightly lowered, "Hey, do you know that the studio's traditional business has shrunk this year?"

Zong Jing raised his eyebrows, "Don't you have any money?"

He and Zhang Tai'an got together to open a studio when they were in college. In the past few years, except for the first-tier cities, the real estate market has cooled, and the original business of the studio has shrunk. At the same time, the profit has been transferred to invest in new industries.

So he has a premonition that his income will decrease this year. If he has no money to send, he should consider pledging his store or cashing out fund stocks.

"Bah, bah, bah! How can you be so cowardly that you have no money for the New Year?" Zhang Tai'an sprayed him, "Brother is afraid that the money is not enough for your hero to save the beauty."

"So, how much is it? I'm waiting here." Zong Jing was watched expectantly by Liu Yutang, feeling a little stressed for no reason.

"More than 270 million," Zhang Tai'an dragged the summation item on the form, "My brother is slightly more than you, and for your life's event, I can consider turning it over to you."

Zong Jing couldn't help laughing, "Okay, I won't be polite to you, the interest will be calculated as a bank loan."

The two chattered a few more words and hung up the phone.

Liu Yutang hurriedly held the evaluation report in both hands, bowed 45 degrees and handed it to him, as if offering incense...

Zong Jing turned sideways unconsciously, and almost blurted out, "Excuse me, I can't stand it."

On the surface, he took the report calmly, first saw the official seal of the evaluation agency, which was a reputable company, and then looked at the inside page.

While resting at the toll station on the way, he checked the community of Liu Yutang’s house, and there were many opinions, including superstitious Feng Shui, scientific analysis of surrounding supporting facilities, professional construction materials used in the building structure, and almost nothing bad to say. .

It's not good at all, expensive!

The 670 million in the appraisal report is hundreds of thousands lower than the real estate agent's target price, which is very real.

In addition to the batch of goods in the warehouse, I only need to pay less than 400 million. It is very worthwhile to solve a life problem that has plagued me since adolescence.

Win or lose, it's time to place your bets.

Zong Jing made a decision and closed the report, "I have a proposal, do you think about whether it is appropriate?"

He felt that the calculation in his heart just now was a philistine, but this was the rationality that a mature social person should have.

It's not a child in adolescence, nor is it the protagonist in a love story. He won't do it for the time being because of a white moonlight that he hasn't had close contact with in seven years.

At the same time, because of his previous efforts, he now has the ability to live freely within a certain range, even if he finds that what he wants in his heart is far from the reality, he can still afford to lose.

Liu Yutang nodded hurriedly, "What do you think?"

"I signed a creditor's rights transfer agreement with the creditors downstairs in your house to take over all the debts. At the same time, I will give you all the valued things in your name, and finally you will sign a loan agreement with me."

Liu Yutang's surprised eyes darkened a bit, and the IQ that was lost when he was happy just now returned, "Old classmate, besides interior design, do you also work part-time as a loan shark?"

Zong Jing wanted to lift his head to see what was inside, "What usury?"

"You take over all the debts, and I'll write you an IOU. In addition to the house and goods, it will cost nearly 400 million." Liu Yutang stretched out a hand and spread his five fingers. Are you forty to fifty thousand? This is a relatively benevolent market."

Tsk, I thought it was a timely delivery of charcoal, but I didn't expect it to be the mosquito's legs that split the flesh!To add insult to injury?Do you know that the young master's family has fallen, and he is rushing to eat carrion and drink blood?

Are you much smarter than you just showed?

Zong Jing stared at him with interest for a second, turned into a mocking face, and spread his hands, "I don't have that kind of business, I just want to help you."

Liu Yutang sat down on the small sofa opposite him, and the young master put on a full face, "We met last time, let's take a photo after high school graduation? I've been in the same class for three years, and my grades seem to be good. Where are you from?" See that I'm going to be fooled?"

Faced with this kind of guy who comes to drink blood, he must be pushed away as quickly as the autumn wind sweeps away fallen leaves, and his words must be as cruel and ruthless as the cold winter outside the window at this moment.

Otherwise, they will think that once the leech sticks to it, it will take a few mouthfuls of blood from you when you pull it off!

In the past month since his father left, he has learned many lessons.

"I can sign a repayment agreement with you under the circumstantial evidence of the lawyer, and the interest rate will be calculated according to the bank's standard. Do you believe that?"

Zong Jing had never seen him open his teeth and claws like this, and wanted to take a few more glances to soothe his heart that had been stabbed continuously just now.

It's just that there are a group of creditors sitting downstairs, and the room is as cold as an icehouse, so it's not the right time.

With a lawyer here, it is obvious that you cannot sign a loan agreement that does not comply with the laws of the country. It is not a usury loan. What is this guy trying to do?

Realizing that he seemed to have blamed the wrong person just now, Liu Yutang became nervous again. Thinking about the two offensive words just now, he almost felt as guilty as he had treated the creditor, and his raised Erlang legs also let go.

He is now like a kitten that has been hungry for a long time. Someone pushed a big gift box in front of him that smelled like dried fish, but he didn't dare to open it anymore.

The eyes that were squinted during the taunting face were rounded again, the corners of the mouth were pressed down, uncertain, and Zong Jing was holding an unmoving face, almost laughing in his stomach.

Now that he came to his door to make a decision, he didn't intend to ask for the 400 million difference, he just offered his courtship for nothing, rape or theft, and if he said that the borrower didn't believe it, and that he gave it away for nothing, this guy would probably blow people up.

"The bank's basic loan interest rate?" Liu Yutang couldn't believe it. "The house is also given to you, but I don't have anything worth mortgaging? And I don't have a job yet, so I can't provide income to prove that I have the ability to repay the loan."

Oh, you are the collateral yourself.

Zong Jing calmly confirmed, "The bank's basic loan interest rate can even be floated down by [-] to [-] percentage point. No collateral is required. You can find a registered law firm to make a loan contract, and at the same time go to a notary office for notarization."

Impeccable!

It wasn't usury, Liu Yutang sat up straight like a primary school student, and said, "Ah, I'm so sorry, it's not that I don't believe in your kindness, it's just that there are too few good things like this in the world."

fart!The expression on your face is clearly, the huge [Do you si? 】【I can't believe that there are such fools in the world! 】

[Perhaps you have other bad ideas? 】

[I can't see if there is a conspiracy, what should I do, I want to ask someone for help]...

If there was a screen on Liu Yutang's face, it is estimated that the barrage of bullet screens would make it impossible to see his facial features.

Zong Jing was so annoyed that he didn't bother to talk to him anymore. Anyway, facts speak louder than words, and time will tell whether he is stupid or not!

"Bring the account number!"

Liu Yutang leaned forward, with sincere expectation on his face, "Will you transfer a few million to me now?"

Zong Jing wanted to hold down his face and rub it hard a few times, feeling that it would be great if millions of cash fell in front of him. If a sack fell in front of this guy with a bang, he would definitely collect unprecedented emoticons.

But he really didn't have that much cash, so he could only say aggrievedly, "I'll give you the money to turn on the heat!"

"Then don't need it?" Liu Yutang rubbed his fingertips unconsciously, "Anyway, Sanjiu will end soon, and it won't be cold for a few days. Every point saved is a point."

Zong Jing's face became serious again, and the boss mode was turned on, "If you don't bring it, all the money in the future will be gone."

Then he watched Liu Yutang's face flashing again.

[The classmate I haven't seen for a long time may be mentally ill. 】

【He may not be stupid, he may be crazy...】

[Ah, do you want to call the police station or psychiatric institution and ask if there are any missing patients. 】【This domineering president's style of painting, did it come from the set? 】……

OK, now I can confirm that if I can't get this person, I can definitely save my heart.

Or I really should go to a doctor for treatment. The other party obviously has a facial paralysis face, so why can I understand so many flaws?

And for sure!

In the end, Liu Yutang Dingge was here, well, there would be no loss if he gave him an account, as there was only a little food money in it.

He silently took out a pen and wrote the account number on the back of the stack of bills. Zong Jing took it, and half a minute later, the phone in his pocket buzzed and vibrated.

Turn on the screen, and it clearly says [XXXXXX transfers 1315 to your account ending in 100] yuan. 】 Tens of millions of tens of thousands...

Liu Yutang poked the screen and counted, feeling the urge to call 110, uncle policeman, there is a mental illness here.

Happiness came so suddenly that I couldn't believe it was real.

Zong Jing finished transferring the money, received the new expression satisfied, and raised his chin coldly, "Now, go down and talk to those people, and come to sign the contract tomorrow. The house is full of smog, what does it look like?"

Liu Yutang was holding the mobile phone with a dull expression, and he didn't come up like Zong Jing expected to take him down and sweep away the creditors.

He jumped up, "Wait a minute, I'll go ask my mother."

Ma Ma ~ There is a suspected mental illness here, let me identify it with your discerning eyes.

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