In my days as a farmer

It turns out that using the composter as a calibration point for navigation is very effective.

More than half an hour later, a young man wearing a full suit and a backpack stood at the door of the small brick house. Uh, although it looked hard to wear such a suit on a hot day, let alone, this outfit stood still. When he came out, everyone knew his industry at a glance.

"Hello, Mr. Xia, I am an insurer of the insurance company that buys the indemnity insurance company. My name is Zhao Rui." The young man handed the business card to Xia Dongli with both hands. To the air-conditioned room.

Xia Dongli looked at the business card to check the information while walking, and he was not surprised when he saw the title of a certain manager on it. Nine out of ten people in the insurance business these days are business managers. Instead, he was shocked by Song Rui's age one time,.

Zhao Rui, who looks like a college graduate, is actually 32 years old this year!

"I have a baby face, and I look small." Zhao Rui is obviously used to the surprise of his employers, and he can even take this as a joke: "Compared to Mr. Xia who is so young and promising, I am the real one." How old are you?"

"No, no," Xia Dongli quickly waved his hands: "I'm just lucky, not to mention young and promising, Mr. Zhao, please be polite." The two sides sat down while exchanging greetings. I poured a glass of lemonade and sat down in front of him.

Just as he poured the water, Zhao Rui had already taken out a thick stack of documents, and on top of the documents was a bound product catalogue.

He took two sips of the lemonade handed over by Xia Dongli with both hands, put it on the side of the table and entered the professional mode: "Mr. Xia, you have purchased many types of insurance from our insurance company, and they are divided into policy and non-policy. Yes, so if you don't mind, let's confirm one by one, okay?"

Xia Dongli naturally doesn't mind. In fact, this is his second policy with this insurance company, and he already has experience!

The last time he insured the grass. Since the grass is not supported by the province, he bought commercial insurance last time. What he bought was weather index insurance. This kind of insurance is a bit like buying a lottery. The entire review process is relatively simple, so after he submitted it online, he was successfully released.

But this time, it may be because the amount of his insurance product is relatively large and the type of insurance is relatively complicated. After submitting online, the insurance company directly provided door-to-door service.

This time, Xia Dongli insured his pigs, sheep, composter and small brick house at one time. Among them, the pigs and houses belong to the policy insurance of the state, and the state will bear nearly two-thirds of the insurance premium, but the compost machine Not so lucky with the flock.

Although the composter is agricultural machinery, it is not included in the list of national policy insurance support, so Xia Dongli can only invest in commercial insurance for it.

As for sheep, although they are also livestock, they are not within the scope of political protection stipulated by the state. This belongs to the name that each province increases or decreases according to its own situation. However, the province where Xia Dongli is located does not regard sheep raising as a pillar industry, so meat sheep Breeding is not included in their list, and the twenty little black faces can only be covered by commercial insurance.

However, commercial insurance also has the benefits of commercial insurance, paying more means paying more.

The policy insurance given by the state can only be said to be a bottom line, while commercial insurance can basically make up for losses.

For example, Xia Dongli's piglets are raised ecologically, and the breed is still a slow-growing black pig, but if something happens to it, the compensation that the owner can get is calculated according to the price of ordinary pigs, and It is very unfavorable to him to pay compensation according to the weight range of live pigs set by the national standard.

This value may be able to make up for [-]% of the loss for ordinary farmers, but for Xia Dongli, the difference is relatively large.

For commercial insurance, the compensation is paid according to the level of insurance he has purchased. Under the same circumstances, the compensation he can get is twice that of the policy insurance. Of course, the premium is also very considerable.

However, it must be taken into account that commercial insurance and policy insurance can only settle one claim, and policy insurance is mandatory to purchase, so if the two are purchased together, the cost will undoubtedly be higher.

Seeing the hesitant look on the client's face, Zhao Rui pushed the glasses on the bridge of his nose, and immediately increased the size of his company, "Mr. Xia, our company's live pig commercial insurance also offers accident insurance as a gift. I just observed your pigs. Quan, if my judgment is not wrong, the fifteen piglets in your family are planning to carry out semi-free range ecological breeding, right?"

Xia Dongli nodded when he heard the words, and Zhao Rui immediately opened the insurance clauses of the policy insurance and his own commercial insurance to highlight the key points for Xia Dongli: "Mr. Xia, look here, the scope of compensation for policy insurance is basically natural disasters. And there's a disclaimer clause—"

"The death of pigs caused by poor management will not be compensated, and your breeding method is semi-free range, and here is a mountainous area. There are many accidents that may occur during the process of free-range farming. These are all poor management. According to the regulations, no compensation will be given for the scope of the case.”

"The additional accident insurance provided by our company can pay 50% of the compensation if the pig dies accidentally. That is to say, if the pig accidentally stumbles on the mountain, or is attacked by a ferocious beast, or dies naturally after eating poisonous weeds, It is also payable.”

He wrote down the calculation formula on the paper while talking, with a sincere face: "Look at it, I use 100 kilograms of pigs as the calculation, the compensation you can get when you buy commercial insurance is this number, and accidental death is this, And the policy insurance is this amount—"

"Don't worry, both insurances are products of our company," he said with a sincere face, "I am a professional insurance salesperson, and I will not favor any of our products."

Xia Dongli was seriously shaken when he saw the big duck egg he wrote. He hesitated, hesitated, and while his mind was shaking, a hand dropped from his shoulder.

Xu Yibai, who put down his teacup, rolled up his sleeves little by little, and signaled Xia Dongli to step aside with his eyes: "Look at my performance!"

Xia Dongli quietly retreated to the second line, shrunk to Xun Ao's side and let out a little sigh of relief. He was just a little bit, just a little bit closer, and he was about to sign! "Fortunately, I brought Old Xu here."

Old Xu has been in the library all year round, and their school is mainly science majors, and they have to fight wits and bravery with their unscrupulous bosses. After a long period of training, his logical ability has steadily improved. As soon as he sat in the past, he began to grab the clauses one by one. After analysis, several hidden clauses were quickly uncovered.

Half an hour later, Lao Xu picked out the faults of several insurances recommended by the insurer, and then handed the newly printed insurance clauses to Xia Dongli: "It's cheaper to buy this two types of insurance, A+B. "

Xia Dongli was leaning on Xun Ao's body to pinch the dog's paws to play with. Seeing that he had done it without any hesitation and signed it directly, Zhao Rui felt a little ashamed to put away the document.

In the final analysis, insurance companies also want to make money. Different products will be calculated by actuaries. If it is not for branding, the main product will have the highest income. Of course, the commission that the insurer can get is also high.

The product he recommended to this Mr. Xia is like this. Although it is not a deceptive product, the guaranteed income ratio is actually not as good as another one with dismal sales.

It's just that most people will buy this model when they see that there is a free accident insurance, but today I met an expert.

But as an insurance salesman, there is nothing else, he is full of shame!After collecting this document, he immediately put on a smile and made persistent efforts to take out the second and third copies...

The latter are all property insurance, which need to be valued based on the information and real objects provided by Xia Dongli, so the group of people had to go to the small soil slope to take pictures of the composter after they finished the small brick house.

Chen Rui was carrying a bag and holding a camera. He was wearing a black suit that absorbed heat. He started to sweat profusely as soon as he walked out of the air-conditioned room.

Seeing this, Xia Dongli handed him a parasol, and suggested that he take off his suit and put it in the room, and pick it up when he came back, but Zhao Rui declined. They had to take care of their professional image when they were outside, no matter how hot it was. Drag off your favorite little suit.

Well... as long as you are happy.

Xia Dongli, who was dressed coolly, was about to turn around and tell Lao Xu and the others not to come out, when he saw a good friend blocking the door, blowing on the cool air while waving at him to signal him to leave quickly.Xia Dongli expected him not to come out. Don't look at Lao Xu like this. In fact, this girl is very delicate. In summer, her life depends on the air conditioner. It's almost impossible for him to come out.

But the question is why did he block Xiao Ling in it?

"I have something to tell him, don't worry, it's fine." Xu Yibai waved his hands at Xia Dongli repeatedly against Xia Dongli's vigilant eyes, not to mention how casual the gesture was. "You go, people are waiting for you, pick some tomatoes when you come back, I want to eat sugar tomatoes."

Xia Dongli narrowed his eyes, looked at Xun Ao again, made a mouth shape that I will be back soon, and then took Zhao Rui away with some anxiety. In order to save time, he directly drove a small three-wheeler, composting with the distance As the composter got closer, Zhao Rui, who was sitting in the back compartment, had an increasingly weird expression until the two stood still in front of the composter.

"This...this is?"

"It's a composter," Xia Dongli paused, and added, "It's not a pagoda or a temple, it's really a composter."

... who are you kidding?

Zhao Rui specializes in the sale of agricultural insurance, and he has been to large farms. Although the compost machine is relatively unpopular at present, it is not unused, but other people's compost machines are not the same type as the one in front of them. —I don’t talk about its huge size, nor its exaggerated golden top, and I can even ignore the dragon statue on the body and the double dragon playing with beads pattern hollowed out on the top, but what happened to the coins on the ground?

"This, this is what Lao Xu dropped while working today!" Xia Dongli forced a smile.

Zhao Rui squinted his eyes, and showed his sharp eyes when he picked mistakes during the insurance payment (yes, Xiao Zhao is also responsible for walking the scene when paying the compensation!) Scanned around the composter, and then he pointed to the grass: "These are also work. When did it fall?"

Xia Dongli took a closer look, and immediately fell into a trough.

In a piece of grass that grows freely under the composter, there are many coins scattered here and there, ranging from one yuan to fifty cents, and even banknotes.

Depend on!who!Who ran to their Xiaotupo to engage in feudal superstition!When their composter is a wishing pool?And there are still people throwing game tokens, isn't it too dishonest?

In the end, Xia Dongli led people up to the upper level of the composter, and showed the operating components to prove its identity. In the end, when Zhao Rui left, his expression was very subtle. Xia Dongli felt that his expression was like He wanted to look like 818 on the Internet, but he himself knew that the shape of the composter was indeed exaggerated, and he could only swallow this bitterness.

Fortunately, he invested in the property insurance of commercial insurance. The characteristic of property insurance is that no matter how exaggerated or vain the thing is, as long as the price is written on the invoice, it will be compensated. Don’t get me wrong, this is not an insurance company doing charity business, just because the premium is based on The price is determined, and the higher the amount, the more the premium, so most people will not make false claims.

After Zhao Rui took the photo and kept it, Xia Dongli sent him to the bus station in the village, and waved goodbye to him.After he goes back, he will upload the left and right files to the system. If there is no problem with the review by the auditor, Xia Dongli's things will be released successfully.

"House and pigs will be slower. Commercial insurance can be issued within a week. After the insurance is issued, the livestock has a 15-day observation period. After the animal husbandry station has ear tagged the pigs, please give us the tag number." Zhao Rui told Xia Dongli in the car: "Also, please note that your insurance is purchased according to the quantity. If you expand the scale, please remember to purchase additionally, otherwise there may be disputes over compensation for insufficient insurance coverage. , it takes a long time to verify, that is more troublesome, it is better to avoid it as much as possible.”

"I see, thank you, Mr. Zhao." Xia Dongli shook hands with him, waited for the bus with him, and planned to go back after sending him away. He was stopped when he started the small three-wheeler.

"Xiao Xia? It's Xiao Xia!" The woman who just got off the bus waved at him, and Xia Dongli greeted him in a daze: "Aunt Liu, are you going home? I'll give you a ride in the bus. "

"Hey, then I'm welcome~ Next time you come to buy vegetables, I'll give you a [-]% discount." The woman patted him on the shoulder and said a joke.

Xia Dongli smiled and bargained with her: "Auntie, [-]% off is still expensive, you give me [-]% off, I will buy more."

"If you join our group, let alone a [-]% discount, I'll give you a [-]% discount." The woman narrowed her eyes with a smile, and she looked Xia Dongli's back up and down, her eyes becoming more meaningful.

Xia Dongli flinched when he heard the words, but didn't dare to answer.

Don't get me wrong, Aunt Liu's so-called group refers to the Xiaojin Village Yangko Team.Among the two big night groups in Xiaojin Village, the square dance team has assistant Xiao Li as the main support, while the Yangko team's pillar is the former village head.

But little old men are not as attractive as young people. In recent years, all the girls in the village have joined the square dance team. Few of them are willing to join the Yangko team, especially recently, a gentle young man has joined the square dance team. , Seeing that the popularity of the opponent is rising slowly, the uncles and aunts of the Yangko team are anxious, for fear that the successor will be weak.

The aunts have thought clearly, only the young are the ones who want to attract young people, and the first thing to attract the masses to join the Yangko team is to attract little girls, and if there are girls, boys will naturally join.

And what is the root of attracting the little girl?It's a handsome young man!

So Xia Dongli was targeted like this.

He has been invited since the first time he drove a tricycle to Aunt Liu's house to buy food.

Aunt Liu's family is a big vegetable grower in Xiaojin Village, and their family supports half the sky of the green leafy vegetable market in Xiaojin Village. Most of Xia Dongli's vegetables are pulled directly from their greenhouse.

Facing the invitation, Comrade Xiao Xia refused several times, even citing his lack of coordination of limbs as an excuse, but the uncles and aunts headed by Aunt Liu said that what we want is not your technology but your face. Comrade Xiaoxia was quite dumbfounded.

But Yangko is impossible to do Yangko, it's not that he looks down on this folk activity, it's really - the clothes of the Yangko team are really not very good-looking!

This is why researcher Chen Li chose square dancing as a night exercise.

Urban youths are all very concerned about appearance.

Seeing Xia Dongli shrinking her neck to express silent resistance to their Yangko team, Aunt Liu sighed quietly, "It's okay, this matter will last forever, and one day they will be able to infect Xiaoxia with the enthusiasm and passion of the Yangko team.

However, she just called someone to stop her and she still had something serious to do: "Xiao Xia, your silkworm chrysalis is almost cocooned, don't forget to sell it."

"It's over, all the silkworms in my family have cocooned." Speaking of this, Xia Dongli's smile hung on his face, "This time there are a few more colorful cocoons, I will pick them out and prepare them for incubation. "

"Are you lucky? The colored cocoon should be the breed of the old Song's family in the village. If you want to keep it, you can go to their house and ask for a moth to match it. This way the color will be more pure." Aunt Liu smiled and said: "Not happy If you go to ask for it, you can also make it yourself, maybe you can make a two-color cocoon, which is quite fun."

Xia Dongli was indeed planning to raise some colorful cocoons to play with, and he was immediately moved when he heard this.

The colorful silkworms in Xiaojin Village are not colored silkworms fed with artificial pigments, but natural colored silkworms bred through genetic recombination. Before spinning silk, they are all white and fat, but after spinning silk, they are pleasantly surprised It's time.

Especially for someone like him who doesn't know the breed at all, don't mention how excited he is when he raises an orange cocoon.

"Then I'll visit Master Song later. By the way, Aunt Liu, what should I do with those silkworm cocoons?"

"You send this to the town. There are stalls in these few days. Pick one with a good price and sell it. However, the quantity of your house probably won't sell for much. You should be mentally prepared."

As soon as Aunt Liu finished speaking, she saw that the young man's head drooped a little, and she quickly patted him on the shoulder: "I suggest you don't sell it. If you think it is meaningful, you can go to Lao Song with the silkworm cocoon. His daughter-in-law I have run a silk quilt factory in the town, and you can collect some cocoons and post some money, and have someone make a silk quilt for you, and then you can cover it yourself and give it away.”

Oh, this is good!

Xia Dongli's eyes lit up immediately, and when he stopped at the traffic light, he immediately took out his mobile phone: "Auntie, you see I have harvested so much, how many more cocoons do I have to buy?"

The phone photo is full of cocoons in a sack!

"Oh, you can take two or three times more. If it's a quilt for two people, buy five times." Seeing Xia Dongli's shocked face, Aunt Liu smiled proudly: "Silk quilts are not easy to make, five catties A cocoon is a catty of silk, and it will wear and tear if you pull it, but you will know it is good after you have slept in it!"

She whispered: "In my old hometown, there was no silk to be hired, and the daughter-in-law was not allowed to go to the kang."

Xia Dongli:! !