I messed with my ex-husband after amnesia

When it comes to loans, no one around Cong Xu has more experience than Lu Dada.

To use his bragging words: I have never seen the president or the leader of the credit department.

Cong Xu made a special phone call to ask for advice.

Although Lu Dada didn't know why Congxu suddenly wanted a loan, it didn't prevent him from imparting his experience——

"The first point, the most critical and essential point, is that banks like to lend money to rich people."

"It gives you a loan to let you pay back the money with interest, right? It's not for charity."

"He won't lend you if he has no money."

"So to ask a bank to borrow money, you have to be rich, or you have to look rich."

"Choose the most expensive car to drive. Is your 911 your most expensive car? Don't drive there. Drive whichever is the most expensive."

"And your outfit, clothes, shoes, bags, belts, let me tell you, don't wear any seasonal styles without logos that others can't see, no matter how expensive they are, it's useless How many people do you know? Just look for the kind of presbyopia and double G, and others will know it at a glance, yo LV, yo gucci."

"Watch, yes, watch."

"Without a Rolex, you are ashamed to say that you run a company."

"It doesn't need to be very expensive, hundreds of thousands are enough."

"There is also the most important point."

"Don't think that you are here to borrow money, all kinds of politeness and low profile. No! You are not!"

"You are God! They are holding money and begging you to quickly take the money away and give them a mortal who has created a good performance in the bank and got a lot of bonuses."

Cong Xu was stunned again.

Lu Shenfei also has relevant experience: Lucheng's loans are provided by several banks he is familiar with, and one of them, which Lu Shenfei has known for a long time, is also the one with the strongest ability to pay out of so many banks.

This bank also has something to do with Congxu - back then, Congxu went to sign the mortgage for the wedding house loan.

Lu Shenfei: "The loan evaluation process is really subjective."

"If you go together, holding hands is certainly more convincing than a divorce certificate."

Before deciding to take the loan, Lu Shenfei did the calculations for Congxu several times, and in the end, there was a huge funding gap.

In other words, money must be borrowed.

Lu Shenfei: "Of course, you don't have to borrow it."

They have enough real estate, and they can raise money while selling the house. Film and television dramas are just like this.

Dozens of houses, based on the average unit price in City A today, minus the high-end luxury houses that are difficult to sell, can add up to tens of millions one after another.

The problem is, no boss does business that way.

Cong Xu's first reaction was also: no.

Lu Shenfei: "Then take a loan."

Cong Xu felt a little strange, when encountering this kind of problem before, Lu Shenfei had already made a decision, but this time when returning to the company, Lu Shenfei left most of the decision-making power to him.

Lu Shenfei explained lightly: "I've said it all, I returned to the company because of you."

Congxu: "So in your heart, Lucheng is not your company anymore?" Didn't he not directly make big decisions?

Lu Shenfei also showed no mercy to the company he founded: "No."

Cong Xu raised his eyebrows: "Whoever Lu Cheng has tears in her eyes, after hearing what you said, she is going to cry now."

Lu Shenfei said calmly, "Cry, it's not my son."

"..."

So in the end, the decision was made by Congxu himself.

Before doing it, he also carefully considered and consulted many opinions, and discussed the risk issue with Lu Shenfei.

But as Lu Dada said, sometimes it’s not brain strength that matters in business, but luck and the word “courage”.

Lu Dada: "If you don't dare, you will definitely not be able to do it."

"If you dare, you have only taken the first step."

Cong Xu yelled at him: "You fart, I was your guarantor back then, of course you dared."

And Cong Xu himself has a "guarantor".

His "guarantor" is Lu Shenfei.

They don't even have to wait until they get a loan together, but now, they are already tied to a rope.

"What if we lose?" Cong Xu asked jokingly.

Lu Shenfei: "I will accompany you."

From the beginning, Cong Xu felt that he and Lu Shenfei had gradually reached the level of relationship that made him most comfortable: accompanying each other without the bond of personal affection.

"Loan it." Cong Xu didn't hesitate.

So the company began to prepare for the self-made "He Qing Haiyan", and the two were going to run to the bank.

Get your outfit ready before your first visit.

Clothes, shoes, belts, and watches are all simple, and you can buy them if you don’t have them. The trouble is the car.

Lu Shenfei's business is all about business, and he doesn't have an expensive car. The 911 that Cong Xu often drives is not worthy of the loan amount they want.

Lu Shenfei originally planned to contact the car dealer to borrow a luxury car temporarily, but when Yan Nuo heard about it, he said inexplicably: "Isn't there already, I bought it."

It was parked in the garage of a villa in the suburbs.

More than 500 million black Maybachs.

Cong Xu was shocked: "I bought it?"

What's wrong with him, BMW and 911 are not enough, and he bought another 500 million car?

Yan Nuo: "There was a Maybach event where you bought a car and got shopping coupons."

Cong Xu continued to be shocked: "I bought a car for shopping coupons?"

Yan Nuo thought for a while: "No way, I think you just think you have too much money and want to find an easier way to spend it."

Congxu: If he knew that he would have the loan today, he would not have bought such a car if he had bought it.

But it happened to be such a car, carrying the two pretending to be husband and wife and rushing to the bank.

Lu Shenfei guided the meeting process while driving: "Pretend, will you?"

Cong Xu asked, "Did anything change before marriage?"

He forgot after marriage, but he remembered clearly how to fall in love and how to get along before marriage.

If there is no change, just pretend according to the situation of love.

Lu Shenfei glanced at Cong Xu: "There is no change, and it cannot follow your understanding."

Because they have known each other for too long, from friends to lovers, the relationship transitions naturally, even in the period of passionate love, they do not have the sweetness and intensity of other couples.

Sometimes when they are together, they are obviously lovers or husband and wife, but because they get along too naturally, they seem more like friends.

Lu Shenfei instructed: "Now it's not about what we do, it's about showing others."

Cong Xu thought in his heart that it's not that he hasn't talked about it himself, and he has written so many emotional scenes, so he might not be able to handle this small case?

As a result, as soon as he got out of the car, there was still a sidewalk away from the entrance of the bank. Lu Shenfei reached out and put his arms around his waist, and directly hugged Congxu to his waist, bowed his head and leaned closer: "It should be like this."

"..." Cong Xu turned his head speechlessly, this is to go to the bank to discuss matters, not to show affection to the president, is this beyond the standard?

Lu Shenfei reminded: "Hot search."

There was a "ding" on Cong Xu's forehead, how could he forget this: the last time the unlucky hot search, the whole world knew that he and Lu Shenfei had separated.

Lu Shenfei continued to dial, and did not let go of the arms around the waist. The two stood at the end of the zebra crossing and waited for the red light: "Either act like the divorce is a petty affair and enjoy life, or make people think that the divorce is for buying a house."

Cong Xu posted and Lu Shenfei looked at each other with a smile: "I choose to buy a house."

Grinding his teeth, "Can you let go?"

Lu Shenfei: "Look across."

Cong Xu turned his gaze, and at the other end of the zebra crossing, a man and a woman in bank overalls were staring at the two of them intently. Seeing Cong Xu looking over, they all wore professional smiles.

Cong Xu also smiled, and while smiling, he stuck to Lu Shenfei, muttering: "It's okay."

Lu Shenfei let go of Congxu.

Just when the red light turned into a green light, Congxu was about to step up when Lu Shenfei took his hand directly. Congxu was stunned for a moment, very cooperative, and said as he walked, "Will I still sit on your lap when I enter the bank later?" superior?"

Lu Shenfei looked at the people in the bank and said in a low voice, "That won't work."

Ah.

Lu Shenfei: "Restrain yourself."

Congxu: "...?" How about irony, who wants to sit down?

Finally, the two parties met at one end of the zebra crossing, shook hands, greeted each other, and walked to the bank together.

The person in charge of the credit department looked at Cong Xu with a smile: "It's been many years since I saw you last time, and I've gained weight a few times, but you're still so handsome."

Congxu learned about this person in charge from Lu Shenfei in advance: In the early years, this person was responsible for the mortgage of the wedding house. He was also a college student who had just graduated not long ago. He was very enthusiastic and hardworking. In the past two years, he has been promoted to the credit department. director.

Fat also only gained weight in the past year, because he married a small wife who was in the catering business, and was fed every day.

Cong Xu smiled, and said warmly: "It's been a long time since I saw you, treat me as if I don't know? You are not fat, but happy."

The person in charge's smile changed from polite to happy: "Oh, don't mention it, there is no way, I married a wife who loves to cook."

Lu Shenfei put his arms around Congxu's shoulders, and said to him, "Director Jiang is showing us affection."

The person in charge's eyes slipped past Lu Shenfei's arm that was holding Congxu, and then looked at Congxu and Lu Shenfei, with observation in his eyes, and a very natural face: "No, no, how can I, I'll just say it casually."

Walking to the gate of the bank, he raised his hand and signaled, "Come, please."

The meeting that day was not considered formal. Lu Shenfei and Cong Xukong started the meeting, and the person in charge didn't arrange any documents. Everyone sat in the back office and chatted, chatting about gossip, projects, and loan intentions.

Halfway through the chat, the person in charge casually mentioned the previous hot search, clearly intending to ask about divorce, but said: "Sometimes the entertainment industry is such a trouble, even a little private matter has to be exposed."

Lu Shenfei deliberately said: "Probably because Congxu's pen name is too popular, and there are many people who are popular." Just like cars, watches, and famous brands, fame is also a way to raise your value.

No matter what the person in charge cares about or what they are asking, Lu Shenfei and Cong Xu must create a quality of identity that is not bad for money, famous and profitable.

The person in charge immediately expressed doubts: "Shumu became famous very early, why haven't I heard of you before."

Cong Xu said modestly, "Low-key, low-key."

The person in charge blamed: "Then you are really too low-key, if it is not the hot search, I really don't know at all."

We talked back to the hot search again.

Since they were still on the trending searches, Cong Xu and Lu Shenfei simply chatted on the trending searches.

The two cooperated with each other, one asked the other: "What was the specific content of that hot search? I forgot."

Lu Shenfei replied to Cong Xu, as if talking about their own private words: "A few videos," whispered, "Kiss."

Cong Xu raised his eyebrows.

Lu Shenfei immediately admitted his mistake: "It's my fault, I didn't pay attention to the occasion."

Cong Xu pouts: "What's your fault? We're not celebrities. Who knew those people would shoot us when they're bored."

The person in charge sat opposite without saying a word, watching and listening silently.

After listening, he interrupted: "Did you spread the word about something else last time?"

Lu Shenfei and Cong Xu turned their heads.

Lu Shenfei had the look of being reminded and just remembered: "There is also a divorce rumor."

The person in charge immediately frowned: "Is it true?" Pretending to be puzzled, "Can you still spread it like this?"

Lu Shenfei said calmly: "It can't be said to be fake."

After speaking, he turned his head and looked at Congxu, then naturally reached out and shook Congxu's hand, "It is true that the divorce certificate has been issued."

The person in charge looked stunned, paused, and asked, "For buying a house?"

Without giving Congxu and Lu Shenfei a chance to nod, he smiled and showed shrewdness: "With your conditions, you don't need to divorce just to buy a house, right?"

Buying in the name of a company and holding it on behalf of others, there are far more ways than ordinary people to buy a house.

Lu Shenfei shook his head, no.

The person in charge pretended to be enlightened: "I really left? What happened?"

You have to admit it, that is, you have to get divorced completely, regardless of whether they are reunited now, the bank's own review mechanism will tend to think that they are only "fitting out" for the sake of funds.

In this way, it would be useless to show up together in the name of husband and wife, and it might even bring about negative effects.

Lu Shenfei said directly: "It's okay."

Cong Xu followed with a smile: "Didn't I write a book on remarriage before, "No Way Out"?"

The person in charge immediately turned his gaze to Cong Xu.

Congxu said calmly: "A book writer, no matter what he writes, has limited experience. Just like an actor filming a movie, it is definitely easier to shoot a story that he has experienced than one that he has not experienced, because it will have a sense of substitution."

"When I was writing "No Way Back", it was always difficult to integrate myself into the characters of the plot. I was not afraid that Director Jiang would laugh at you when I said it. Experiential."

"The character leaves, and I leave too. Let's experience what it's like to get divorced."

The person in charge was stunned: "So you left?"

Cong Xu smiled, and looked at Lu Shenfei, "Yes, we're leaving. What else should I do, the manuscript must be written down."

Instead, he shook Lu Shenfei's hand, "Fortunately, we are both creative, and we can understand each other."

Then he looked at the person in charge with firm eyes: "Actually, whether we are divorced or not has no effect on us. We met in high school, went to college together, got married after graduation, he made a film and television drama, I wrote a book, and now we are still doing dramas together. Is there such a thing?" Whether this certificate is a divorce certificate or a marriage certificate does not hinder us at all."

Joking tone: "One day when you are in a good mood, maybe you can get your certificate back."

The person in charge nodded while pondering: "Yes."

Thinking back to the past, "Back then you even mortgaged the wedding house, signed the contract with me, and joked that the house was gone and went to sleep on the main road together. The relationship is really good."

Cong Xu and Lu Shenfei didn't say a word this time, the person in charge thought that the phrase "sleeping on the main road" that he said was inappropriate, and changed the subject: "However, in terms of procedure, if you want to borrow together, you still have to have the certificate."

The person in charge: "Well, you go back today and prepare the materials that should be given to me. I will give you an assessment first to see if you can get a loan, and if so, how much you can get at most."

"Anyway, we'll see you later, and we'll talk about it later."

Coming out of the bank, Lu Shenfei stretched out his hand to Congxu again, facing the gazes watching them from behind.

The two held hands and waited for the red light with their backs to the bank gate.

Looking at the back, they are a perfect match, looking at the front, one is numb and the other is sullen.

Cong Xu's face was blank in disbelief, is he going to change his certificate now?

Lu Shenfei looked stiff from the impact of reality, wouldn't changing the certificate mean remarriage?

Red light jumps to green light.

Congxu left, Lu Shenfei left.

As they were walking, the little girl who was with the credit officer at the bank gate suddenly said, "Director, why are Mr. Lu on the same arm and foot?"