Normally, the main business of the bank is to exchange gold and silver, but this is not the main source of profit. The real main source of profit is lending.

In this day and age, how much money the common people had, most of them would save a lifetime, but they might not be able to save a single bank note. If the bank depended on them for food, they might starve to death.

The real profit is placed on the merchants. Only merchants will frequently exchange gold and silver, need easy-to-carry silver notes, and only merchants can borrow money.

Boss Wan didn't believe that Xie Anlan was a bank, so he stopped lending money.

Lending requires a large amount of gold and silver as reserves, and he did not believe that Xie Anlan could afford so much gold and silver.

Sure enough, it didn't take long for the businessmen who entered the bank to take the initiative to ask about the loan.

The pawnshops outside the money shop all implement the nine-out and thirteen-return system. I don't know how the prince's new type of money house borrows money.

Of course, this cannot be avoided by running a bank. Xie Anlan had thought about it a long time ago, and had no idea of ​​making black-hearted money, and followed the normal way of lending money.

How much is borrowed, and the interest is calculated according to the amount and duration of the loan and the fluctuation of the market price.

When the businessman heard the news from the workers of the bank, his hands trembled slightly.

It’s so affordable, there is no compound interest, and there is no need to ruin the family and kill people. Even if it is not paid in a short period of time, there is still room for negotiation.

Some businessmen who are not well off just feel that they have found their gospel.

The bank made a lot of loans on the day it opened.

And as the news spread, more and more people came to the bank. From dawn to dusk every day, there were no fewer people.

One month later, not only did Xie Anlan's bank not have any problems with the lack of gold and silver, but it became more and more prosperous. Many people and merchants from other places even appealed to Prince Chen to open the bank to them.

The three bosses saw it in their eyes and were anxious in their hearts. Their business can be described as dismal in the first month of Xie Anlan's opening. Many businessmen even took the initiative to exchange silver notes for gold and silver, and deposited them in Xie Anlan's account. bank.

The banknotes issued by the King of Chen on the market have also officially become popular.

What's even more frightening is that Prince Chen's dividends this year were distributed directly with banknotes issued by his bank, and no one felt that there was anything wrong with it.

This is equivalent to not only the imperial capital, but the entire Yong Dynasty is beginning to accept the new bank model of King Chen.

This suppression of their bank is crushing.

The three bosses saw it in their eyes and were anxious in their hearts.

Their bank has been in existence for a hundred years, and it is less than a month since it opened. This makes them so convinced that they hope every day that the gold and silver reserves of King Chen will be exhausted soon.

However, this wish was destined to disappoint them. Not only did Xie Anlan's gold and silver not consume much, but they gradually increased.

At the beginning, a batch was indeed consumed, but with the continuous improvement of the bank's reputation, many ordinary people and nobles gradually recognized and accepted this model.

Try to put the copper coins and gold and silver stored at home into the bank. After all, gold and silver will be consumed after a long time, but if you put them in Xie Anlan's bank, you can make more profits after half a year or a year. for.

So amidst the anxiety of the three bosses, Xie Anlan had already started to build banks across the country on a large scale.

The imperial capital is just a trial camp for Xie Anlan, and its main purpose is to test the acceptability of the common people.

Facts have proved that their acceptance is very high, so there is no need to waste time, the bank will be built earlier, and the people of the Yong Dynasty will enjoy convenience one day earlier.

As soon as this news was announced, the people and merchants in other places were overjoyed, but the faces of the three bosses turned pale.

"he……"

Boss Wan covered his aching chest, and it took him a long time to straighten his tongue and said, "How much gold and silver does King Chen have to dare to open banks?"

Regarding his confusion, I am afraid that only Kan Ming can answer, because he is the only one who has seen Xie Anlan's treasury.

Xie Anlan's hoarding of gold and silver can no longer be described as incomparably rich. The entire Yong Dynasty may not have as much money as him, so there is no need to worry about this issue at all.

Xie Anlan couldn't understand the pain of the three bank bosses. He talked to them about the bank's business. At that time, he didn't have much money on hand. He thought that they were all from the Yong Dynasty. It would be better for everyone to have a single family. Earn money together.

As a result, the three bosses let him go for a long time without saying anything, and when he entered the door, he looked around and talked about other things, and even made up his mind in the end.

The clay figurine is still a bit fiery, no matter how good-tempered he is, Xie Anlan can't let others bully him to this extent.

Facts have proved that it is good for his own family to dominate, and his plan can be better developed without anyone pointing fingers.

It is not a trivial matter to build a bank in the whole country. Fortunately, with the template of the imperial capital, other places only need to follow the example of the gourd, and the speed of implementation is quite fast.

Unexpectedly, before banks have been promoted nationwide, glass is the first to become popular.

The bank's idea of ​​using glass as a counter as a door has completely amazed the bosses of major shops.

Although many people don't think that they have the wealth and wealth of Xie Anlan to use glass as a door, but maybe it is still feasible to make a smaller glass box or glass cabinet.

But there is no place to sell glass in the market, so if you want to buy glass, you have to go to Chenwang.

This day, Xie Anlan invited someone to talk about things at Donglai Restaurant, and before he got to the box, he was surrounded by several bosses.

Xie Anlan had stayed in the imperial capital for a long time, and gradually contacted more and more businessmen. Among these few, there were one or two familiar faces, and they immediately raised their eyebrows.

"Don't blame the prince, don't blame the prince. The villains asked the prince to talk about something, and they sent invitations to the Prince Chen's mansion to no avail. That's why they made such a bad plan." A businessman who was still familiar with Xie Anlan stepped forward and pleaded guilty.

Xie Anlan walked towards their box, sat down, and was taken aback when she saw a plate of dried fruits on the table.

The businessman was very winking. Seeing Xie Anlan staring blankly at the dried fruit on the table, he hurriedly explained, "My lord, these are dried pineapple shipped from the south, you can try it."

Xie Anlan nodded, but she didn't intend to try it. The businessman was not annoyed, and instead smiled, "This dried pineapple is thanks to the prince's white sugar. This dried pineapple can't be stored for such a long time without sugar. Those people who grow pineapples for a living have a way out."

Flattering without any trace, Xie Anlan raised his eyebrows lightly, but he still didn't pierce it, so he just said in a low voice, "Oh, then I have to try it out."

After Gao De tried a piece or two to confirm that it was non-toxic, Xie Anlan picked up a small piece and twisted it in his hand, took a sip, felt that the taste was not bad, and relaxed his eyebrows.

Seeing that he likes it, the businessman said again, "If the prince likes it, I have some more here, and I will give it to the prince together."

"A gentleman doesn't take what others like." Xie Anlan shook her head after tasting a piece of dried pineapple.

"It's just some food. It's not a hobby. If the prince likes it, he can ask the villain to give it to him every day."

The corners of Xie Anlan's lips curled slightly, and she muttered, "That's fine."

The businessman was caught off guard by Xie Anlan and choked, but he didn't get angry. Knowing that the prince usually only treats those close to him like this, he hurriedly asked the servant to bring the remaining dried pineapples to the prince.

Gao De took the box of dried pineapples in his hand, sighed slightly, turned around and went downstairs to deliver the things to the post by himself.

The merchants didn't understand why, so Xie Anlan didn't explain, she sipped her tea softly, and asked, "Everyone is looking for this king for something."

After being reminded by Xie Anlan, everyone remembered what they were talking about looking for the prince, cleared their throats and said, "My lord, the villains are here to buy some glass from the lord."

"The prince also knows that we are all in the food business. If we do this kind of food, it is easy to get damp and dust when it is usually opened in the shop, and it is easy to get dust when it is placed in a cloth bag or box. Customers can't see it. It's convenient, it's much more convenient to have the glass of the prince."

Xie Anlan smiled, their brains reacted quite quickly, they were all doing business, and there was nothing they couldn't agree to, "There's nothing they can't do."

Seeing that the prince readily agreed, everyone was relieved, but at the same time they couldn't help feeling worried, "Only for this price..."

They do not earn much but they do not earn much. I wonder if the price of this glass is what they can afford.

"This price..." Xie Anlan smiled, and tapped lightly on the table with dried fruit, "Ten taels of silver is acceptable for a glass as big as the table."

"Twelve taels?" A group of businessmen gasped when they heard the price, not because it was expensive, but because it was too cheap, as cheap as cabbages in the field, as if they didn't need money.

"Is the prince's words serious?" Fortunately, the businessman was not dazzled by Xie Anlan's words, knowing that the prince would occasionally make some irrelevant jokes, and maybe this was the same, so he bit the tip of his tongue to wake himself up.

"Naturally," Xie Anlan rolled his eyes, "This king always speaks his words."

When the businessman heard Xie Anlan's words with absolute conviction, his legs felt a little weak.

Those of them who are businessmen don't know the preciousness of colored glaze, a piece of colored glaze the size of a palm costs thousands of taels, the prince's glass is even better than that colored glaze, no matter how cheap it is, it can't be much cheaper, unexpectedly it is so cheap.

Xie Anlan ignored their shock and got up on her own, "If there is nothing else, I have an appointment with someone, so I won't drink tea here for entertainment."

A group of businessmen laughed wryly when they heard the words. They thought it was a big thing, and they thought it over and over again. In the eyes of the prince, it was just a pastime.

Thinking about it, a piece of glass costs ten taels of silver, no matter how much they buy, it is only a sale of a thousand taels of silver, which is not as much as the prince would pay for a snack or tea.

Xie Anlan came out of the restaurant to talk about things, and met another group of businessmen who came to him to buy glass, she hooked her nose and frowned slightly.

For such a trivial matter, it was really unnecessary to waste his time. With a big wave of his hand, he found a shop and renovated it, and then directly changed it into a glass shop, so that those in need can go directly to the glass shop to buy glass.

Now that the merchants had a place to buy glass, they didn't bother Xie Anlan, and happily went to the glass shop to place orders.

The glass shop can not only buy glass, but also make the glass into the style they need, which may save him a lot of effort.

They even saw many gadgets made of glass in the glass shop, such as glass mirrors, glass windows, and glass ornaments, and the prices were not expensive.

A glass mirror taller than a person is only a hundred taels of silver, which is much more affordable than a bronze mirror, and there is no way for a bronze mirror to be as tall as a person.

Many businessmen have been thinking about it. The Nanyue Kingdom likes colored glaze, so will it be very popular to transport these glass that is better than colored glaze to Nanyue for sale?

The businessmen who had this idea gathered together and ordered a batch of glass products at the glass shop, ready to be shipped to South Vietnam.

The Nanyue Kingdom is also happy at the moment. After a year of hard work, they finally found a breakthrough in the glass mirror.

It turns out that the reason why a glass mirror can become a glass mirror is because mercury is added to the back of it. It is precisely because of this layer of mercury that glass can become a mirror.

And the firing of glass should only have a certain material more than colored glaze. As long as this material is found, mass production of glass in the future will not be a problem.

With this discovery, Boss Ma was overjoyed. He spent such a large price, almost worth their entire Ma family, for this moment.

"Then try all the materials that can be fired one by one, and it will always work out." So much money has been spent, and Boss Ma will not relax at the last critical moment.

As long as the glass is fired, not only can he earn back the gold he sent to Yongchao, but he can also pay back all the debts.

Yes, in Xie Anlan's mouth-opening again and again, Boss Ma not only equaled all his net worth, but also incurred a lot of additional debts.

But he thinks it's all worth it.

Because he has now become an imperial merchant in South Vietnam, and because of the glass, not only the nobles of the royal family treat him differently, but even some merchants who look down on their Ma family are also polite and respectful to them.

With power, can money go far?

Boss Ma thinks very long-term, the money in his hands will only become less and less, and if you spend part of it, you will only double the money you earn back.

After Nanyue made a major breakthrough, Liuli Kiln tried to burn glass every day, Huang Tian paid off his painstaking efforts, and finally asked them to try it out on a certain day.

Looking at the cooled crystal clear glass on the table, Boss Ma couldn't help but smile triumphantly.

Finally let him wait until today.

"Master, something is wrong." At this moment, Boss Ma's personal servant barged in.

"Why are you in such a hurry." Boss Ma was in high spirits, and he couldn't help feeling a little impatient when he saw the servant's frizzy look.

After being scolded by Boss Ma, the servant did not restrain himself, but instead said with a pale face, "Master, there are merchants...some merchants brought a large amount of glass to South Vietnam to sell."

"What?!" Boss Ma didn't believe it.

"It's true," the servant stared at Boss Ma's ferocious expression, swallowed, and continued, "And they sell it very cheaply, half a person's glass mirror only sells for 200 taels."

When Boss Ma heard the price, he couldn't sit still for a moment. He got up from the chair and got up with a grim expression on his face.

He was already thin, but with such a ferocious expression, he looked even more terrifying. It frightened all the servants around him so much that they didn't dare to breathe.

Boss Ma hasn't realized yet that he has been tricked, he is just an idiot.

"Hurry up, hurry up, go and intercept those merchants." Boss Ma was furious, not knowing that he had fallen into Xie Anlan's trick.

But now is not the time to be angry, he must stop these businessmen before they enter the capital of South Vietnam, and suppress the news.

Otherwise, the royal family will be furious.

"It's too late..." The servant knelt on the ground with an even paler face, "When the villains came, they had already entered the capital and sold them on the streets."

"What! Are you all pigs? You don't know what to do when you see this." Boss Ma roared angrily, and kicked the servant under the chin regardless of his image, until the servant's jaw was dislocated, and he fell to the ground without daring to cry out in pain.

"They came straight to Kyoto. When they arrived in Kyoto, they didn't talk to merchants about business. Instead, they sold them directly on the street. When we realized it, the common people were buying them madly."

The servant knelt on the ground, clutching his chin that was gradually red and swollen, and said quickly.

Boss Ma's back molars were bleeding from biting his teeth. After thinking about it for a while, he went back to the room without any delay to pack his things and prepare to run away.

Yet it was too late.

Although Boss Ma is an imperial businessman, he is only a businessman after all, and his eyeliner is definitely not as good as that of the imperial family.

As early as when merchants were selling glass on the street, some people bought glass and went to the palace to tell the king.

At this time, the King and the Queen were admiring the half-human mirror in the harem, when they saw a guard holding out another mirror that was exactly the same, they were startled, "Where did you get this mirror from?"

"Back to your lord, I bought it for 200 taels of silver on the streets of Kyoto."

The monarch of Nanyue was furious after hearing this, thinking that when Mrs. Ma brought the mirror into the palace to offer it, he said that this mirror is worth tens of millions of gold, and it is the only one in the world.

In the end, he regarded it as a treasure, but he was just a rotten street guy. What else did he not understand? He was being played by someone, and he became furious, smashed the mirror, and asked people to arrest Boss Ma.

After Boss Ma was arrested and entered the palace, he didn't dare to hide anything, and told all about how Xie Anlan plotted against him.

The monarch of Nanyue became even more furious. He was bullied to the door of his house. This tone cannot be tolerated.

The courtiers were summoned to write a letter of war to Yongchao.

When Xie Anlan planned Nanyue before, he had vented his anger on Xie Cangming, and it was expected that he would receive the letter of war from Nanyue.

The four big characters were answered, and if you want to fight, you can fight.

South Vietnam is not short of money, and it is no worse than other countries in terms of military reserves. Besides, the Yong Dynasty and the Grassland Department have been fighting each other for many years. Even if they have gunpowder, they may not have no chance of winning.

The tension between the two countries is tense, and the war is about to break out, but Lu Chengjiao's stay in Jianjia City is peaceful.

A year can be said to be fast or fast, and it is not fast at all.

Jianjia City was completely overthrown by him, and the Wang Mansion was also asked to be rebuilt by him, and he was finally able to move from the cramped post station to live in the Wang Mansion.

It's a little troublesome to pack it up, because the small station is full of things.

They were all sent by Xie Anlan this year.

There are his used handkerchiefs, worn clothes, covered quilts, drinking cups, each of which was sent from the imperial capital, and he piled them up in this small room one by one.

In this way, when you go to sleep at night, you won't miss someone until you go crazy.

In Lu Chuyi's words, his young master is in Xuwo.

"Young master, the prince sent it." Lu Chuyi came in from outside with a box in his hand, and put down the things to help Lu Chengjie tidy up.

Lu Chengjiao's icy face melted in an instant, and he turned to the table and opened the box expectantly. There was a small oil paper bag inside, and there were some golden dried pineapple lying inside the oil paper.

Lu Chengjie carefully took the oiled paper and went out to eat.

Lu Chuyi smacked his lips, "Why are the things my lord gave me more and more strange?"

At first, he could understand sending some underwear, after all, the young master must find some comfort here alone.

But now the things delivered are getting more and more abnormal, sometimes it is a piece of pastry with a bite, and it is so dry that it can kill people when it is delivered, and sometimes it is just a few pieces of candied fruit like today.

But no matter what it is, the young master treats it like a treasure.

As soon as Lu Chu couldn't figure it out, he didn't think about it. He packed everything in the house one by one, carefully piled it on the carriage and transported it back to the new palace.

"On the first day of the junior high school, go and contact the Grassland Lu family and let them find a way to come to Jianjia City to discuss important matters." At this time, Lu Chengjia finished eating secretly from somewhere, and returned to his normal appearance, looking for Lu Chuyi .

"What's the important thing?" Jianjia City is not far from the Grassland Department. This year, Lu Chengjia relied on his friendship with the Lu family businessman in the Grassland Department to secretly buy a lot of cattle and sheep for Jianjia City. The living people can have a meal of meat from time to time.

Lu Chuyi thought that the young master was making a big move this time, so the two carefully found a corner where no one was around, and discussed it.

"I want a horse." Lu Chengjia sighed.

Lu Chuyi's eyes widened, "The Grassland Department also has strict control over horses. I'm afraid it will not be an easy task. Young master, you don't want to buy horses for Yongchao to fight."

The news that South Vietnam and the Yong Dynasty were about to go to war had already spread throughout the Five Kingdoms. Now that Lu Chengjia was going to buy a horse, it was hard for Lu Chuyi not to be associated with the war.

"No," Lu Chengjie shook his head, "I think the delivery of goods at the post station is too slow, and it just so happens that His Royal Highness's carriage and horses are about to start preparations, so be prepared."

"It's difficult at this juncture." Lu Chuyi pondered for a while, not thinking that the young master could do it.

"Nothing is difficult in the world. I'm afraid that if you have someone with a heart in mind, contact them and we'll talk about whether it will work or not." Lu Chengjie patted Lu Chuyi on the shoulder with a normal tone.

After Lu Chu settled the affairs of the palace, he went out to find a way to contact Lu Shi.

Sure enough, Lu Shi sent someone here not long after.

Although Lu's business with Lu Chengke was tragically ransacked by the Khan of the Grassland Ministry before, they were not reconciled to being mediocre, and they joined Lu Chengke's line again. Over the past two years, they have started to grow one after another. Be more careful than ever.

"Boss Lu." Grassland Lu's disguised himself to sneak into Jianjia City, and met in an inconspicuous courtyard.

Speaking of their cooperation for so many years, this is the first time they have met except for the meeting in the grassland more than ten years ago.

Lu Chengjie turned around and saw that the male protagonist in front of him was somewhat familiar, he frowned and thought hard, "Lu Ge?"

"Exactly." Lu Ge nodded and smiled, "I didn't expect Boss Lu to remember me."

"Brother Lu's family's life-saving grace will never be forgotten." Lu Chengjie played Tai Chi with him.

Lu Ge forced a smile. Back then, he just picked someone up at random to repay his kindness.

"I don't know if Boss Lu has something important to discuss this time." Ever since their Lu family was ransacked by the Khan in the Grassland last time, they had to put their tails between their tails and behave as human beings. That kind of affection, and often helping each other in secret, has made their Lu family more active recently, but after all, it is not as good as the number one merchant in the grassland back then.

"Ma, can your Lu family do it?" Lu Chengke asked after a short pause.

Lu Ge raised his eyebrows and smiled wryly, "Boss Lu is just kidding me. Since we helped you buy leather goods last time, we have been targeted by Da Khan. Now you have to be careful when you trade some cattle and horses. Be careful, for fear of being caught with something."

"It's not that the grassland department is the only one on the grassland. I heard that there are several tribes in the depths of the grassland, which are stronger than the grassland department." Lu Chengjie didn't want Lu's idea to fight the grassland department.

"That's hard to do." Lu Ge shook his head again, and sighed, "The grassland department married a tribe deep in the grassland two years ago, and now the grassland department is enjoying the spring breeze. The life of our Lu family is particularly difficult. Easy to say, but this horse..."

Lu Chengjie raised his eyebrows, and said displeasedly, "Aren't you willing to live under others like this for the rest of your life, like a prairie mole, hiding in Tibet for the rest of your life, and carefully getting down with two horses?"

作者有话要说:感谢在2020-08-2223:57:17~2020-08-2323:58:18期间为我投出霸王票或灌溉营养液的小天使哦~

Thanks to the little angel who threw the mines: the dog stays away from 1;

Thanks to the little angel of the irrigation nutrient solution: Mo Ran 20 bottles; 92923095 bottles;

Thank you very much for your support, I will continue to work hard!

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