rebirth all over again

Chapter 31 Buying a House

Early the next morning, the whole Chen family got up early and had breakfast. Except for Grandma Chen who didn't go, the others, including three-year-old Chen Qing, went to the county town together.

A few years ago, the road was repaired, and some people in the team bought a car. Although it was a big truck, it was more convenient than people walking. The big truck went to the county town at 6:[-] every morning, so Chen Xiaoyun's family took this truck Going directly to the county seat does not require a special car on the street.

Going to the county seat, Chen Xiaoyun led the way in front. He had been here with Xi Mohan many times before, and he was more familiar with them than Grandpa Chen. Chen Xiaoyun went to the old city by comparing the memories of his previous life, and the house here is quite old now. , most of them are still one-story houses, but they are very wide. The front is the front house, and the back is the living place.

Chen Xiaoyun took Grandpa Chen and the others to find an old man who specialized in showing houses. After the old man asked them about their housing requirements, he took them to see four houses.

Two of the four houses are one-story houses, with people living behind the front façade, and two are small two-story buildings. The downstairs is a living room, but it can also be cleaned up and used as a façade, which can be used for dual purposes.

Next to the first bungalow is an elementary school, next to the second bungalow there is a supermarket and a hospital, the third building and the fourth building are connected together, and there is a school right next to it, ranging from kindergarten to high school.It will be very convenient for Chen Qing to go to school after buying this.

Both Chen Bing and Grandpa Chen liked the house here, and it was convenient for Chen Xiaoyun and Chen Qing to go to school.

However, each of these two houses is more than 123 square meters, and the price is more than 2. The old man who inspected the house said that if you give cash, you can still negotiate with the house owner.

The other house needs to be smaller, only more than 100 square meters, and the price is 1 yuan cheaper. It only needs cash and no bargaining.

In fact, Chen Xiaoyun is very satisfied with this house. His personal suggestion is to buy it all. The house price is really cheap now. In 2010, Chen Bing spent 28 yuan to buy a second-hand house in the city. It was still a loan Yes, he will be 60 years old after repaying the loan, and now he can buy such a big house for only tens of thousands, and it will be demolished in two years, and he can ask for a house or a housing subsidy for the demolition.

If Chen Bing bought this 123-square-meter house now, he would probably get a two-story building or a facade plus a house in two years.

Grandpa Chen and Chen Bing discussed that if they bought it with the money they had, they would still buy the 100-square-meter one.Chen Bing was about to confirm with the old man who was looking at the house. Chen Xiaoyun walked over and said to the old man, "Master, we have seen this house today. My grandma is still at home. We want to go home and talk to her first, and then we can confirm the house." Which one?"

"Hey, okay, but you have to hurry up, or you won't be able to blame me if you don't come to buy it." The old man didn't say anything, he thought that the whole family must discuss something as big as buying a house to be sure.

"Don't worry, we will come to you the day after tomorrow to make sure." Chen Bing and Grandpa Chen looked at Chen Xiaoyun and said nothing.

After the old man left, Chen Xiaoyun saw that it was already noon, so he said to find a restaurant to have dinner first, and after eating, he said, Grandpa Chen saw that it was getting late, so he agreed.

The family found a stir-fry restaurant, and Chen Xiaoyun asked for a private room. Grandpa Chen knew that he must have something to say, so he didn't refuse.

After entering the private room, everyone ordered the dishes and the waiter went out. Chen Xiaoyun closed the door and asked Chen Bing if he only planned to buy the small building.

"Your Aunt Yang and I don't have enough money right now. After we have enough money to keep your sister and your tuition fees, living expenses and some pocket money, it's only enough to buy this small one."

"You can get a loan"

"The loan is not good, after all, it is money owed to the country." Grandpa Chen and Chen Bing are both honest people. Grandpa Chen has planted the land all his life, and he has taken out loans before, not much, just over 100 yuan. Before repaying the money, the radio on the brigade was playing every day to urge them to pay back the money, so the first thing Grandpa Chen did after making money was to repay the loan on the brigade.

"Now the loan is different from before. If we sell the house to get a loan, we can go to the bank for a loan. You can choose a few years or more than ten years. After that, you will have no monthly installments. As long as you If you repay on time, the bank will not come to urge you to pay back the money.”

"Besides, I also said before that this place will be demolished next year. We can still share the new house and the demolition subsidy when we buy it now. Think about it, will the price still be the same when the new house is built in the future? A house of the same size can cost 2 yuan. Let you buy it, the price will be increased by more than half."

Grandpa Chen and Chen Bing didn't speak after hearing this, probably thinking that Yang Mei asked the waiter for a bowl of porridge when they were ordering, and started feeding Chen Qing porridge while Chen Xiaoyun was talking, and she didn't say anything.

"Dad, how much money do you have in total now?"

Chen Bing didn't speak, but looked up at Yangmei. After Yangmei was relieved to give the bowl, he raised his head and said, "We haven't spent much in the past few years. Your father saved more than 2 yuan for woodwork. If you add your father's share The [-] my family gave me adds up to [-]"

Chen Xiaoyun calculated his father's accounts for the past few years, and the money was almost as much.

Chen Xiaoyun opened her bag, and when she got out a passbook, she handed it to Chen Bing. Chen Bing opened it in puzzlement, and he was shocked ヾ(`Д′), he was so rich.There are a total of more than 7 in the passbook.

"You~ how do you have so much money?" Chen Bing was frightened.

"Of course it's the money I've sold flowers in the past few years."

Although Chen Bing and the others knew that Chen Xiaoyun had been running around the county with that boy Xi Mohan these past few years, and they also knew that he sold orchids, they all thought it was only a few thousand at most, but they didn't know so much.

"I have an idea"

"What idea is related to the money you took out?" Grandpa Chen asked holding the passbook.

"Well, I thought we could buy all of these houses. Don't listen to me. I have more than 7 here, but my father has 2. The total is 9. You also know that my family has more than 2 yuan. How can there be two pots of orchids? Which two pots of orchids are the best orchids I have cultivated in the past few years. Last time someone gave me 5 and I didn’t sell them. 3."

"Dad, I suggest you buy that 123-square-meter building. If you don't have enough money, I can give you some. The rest depends on whether you want to buy it. If you want to buy it, if you don't want a loan, I can lend it to you. If you don't want to buy it, I can give it to you." I want to buy it myself and use it as an investment.”

"invest"

"Yes, for investment, it can be rented out now. After the demolition, I want to build a new house with two facades and a one-story house."

"But how can you buy a house at such a young age?" Chen Bing asked.

"The house can be put on the grandfather's head first, and the name of my grandfather and me can be transferred on the real estate certificate." Chen Xiaoyun has thought about these questions before.

"Where..." Just as Chen Bing was about to say something, the outside waiter knocked on the door and came in, followed by several waiters who came in with food, and Chen Bing stopped talking.

"I won't talk about it for now, let's eat first, and then we'll talk after we're done," Grandpa Chen said as he watched the food arrive on the table.

After dinner, everyone was not interested in going shopping. They sat and rested in the private room for a while, and Grandpa Chen was about to go back and discuss it first.

"Let's buy it." Chen Bing said suddenly.

"?" Everyone looked at him together, and Chen Bing suddenly seemed to have made up his mind to "buy it, which one should we buy at 123 square meters?"

"husband..."

"I know what you're worried about. We won't have much money if we buy this house, but as Xiao Yunzi said, if we buy a bigger house, we will have to pay more for the demolition later. It must be more, it must be more than the [-] you have to send now, just to make you suffer, and I will have a hard time with me in the past two years." Chen Bing was actually not sure about paying attention at first, but he saw Thinking of Chen Xiaoyun thinking about buying a house for investment at such a young age, thinking that an adult is not as decisive as a child.And it's not a loss if you buy it now, it's just that it's a little bit harder now, but it's worth it, no matter how hard it is, it's not as hard as in previous years, and he still doesn't believe that he can't make money.

"It's okay, as long as our family is together, there is no need to suffer. If it doesn't work, I will find a job." Yang Mei thought that as long as she has her own house, no matter how hard it is, it will be worth it.

"Actually, Dad, it is very convenient for you to buy this house. There is a school next to it. Go to the left and you will find a supermarket. There are many people visiting. Aunt Yang can decorate the downstairs and sell vegetables, fruits and dry goods. It’s very convenient for Grandpa to get the goods here.”

"There is another one, Dad, you can sell furniture. You have to work hard during this time, make more furniture, and then you can print out the styles of these furniture and make them into booklets, so that people can customize the styles. This is your early stage. The investment is relatively large. For details, we can talk about it in detail when we get home at night, and it depends on your choice." Chen Xiaoyun gave Papa Chen and the others an idea.

"Okay, that's the decision, let's settle it now." After hearing this, Grandpa Chen decided that this method is good, so don't delay any longer, just go and buy it.

Everyone went to the old man who was looking at the house and told him directly that they bought the 123-square-meter building that Chen Bing bought, and asked the old man to contact the landlord. The landlord came within 10 minutes after the old man made a phone call. Chen's father and Grandpa Chen told the landlord to let him make it cheaper. It is best for the landlord to give the price 18000, but he needs cash, and he does not cover the transfer. Chen Bing needs to go to the transfer. Chen Bing saw that he saved [-]. He was very happy and went to transfer the transfer by himself. It was just a little delay, and I agreed.

The landlord followed Chen Bing and Grandpa Chen to the Postal Savings Bank next door to transfer money. Yang Mei hugged Chen Qing and Chen Xiaoyun looked at the house together. Yang Mei looked up and down. From now on, the house would be her own, and she was very happy. Incredible.

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