I really don't know anything

The school season is approaching, and some people are happy while others are worried.

Jun Xijiu was only a little melancholy, and the moment he stepped into the campus, his mood returned to calm. He still likes the school's youthful atmosphere.

Although when they first entered school, there were still some remnants of learning weariness, but after a few classes, most of the students' mentality has also turned around.

at lunchtime.

Pang Hai took the prepared meal and walked to the old seat and sat down, pushed Jun Xijiu's share over, took a bite of the meal into his mouth, and then sighed: "Hey, I miss my mother."

I am used to the fucking craft, but suddenly I am not used to eating in the cafeteria.

He also expected this kind of situation in advance, what he bought just now was not a big pot of rice, but a separate small stir-fry, which still couldn't compare with the meticulous and meticulous cooking of his own family.

Jun Xijiu couldn't eat anymore.

In the past, except for some problems with his sense of taste, no matter what he ate, he basically had the same taste. At that time, he didn't feel any discomfort, he just wanted to be full.

The last time I received the power of the Nine Lives Cat Demon, the taste system was restored.When I was at home, I was spoiled by the top food, and it was a bit difficult to eat canteen food.

From frugality to luxury is easy, from luxury to frugality.

He is really corrupt.

But Jun Xijiu still endured and ate all the food. It's one thing to be picky about not liking it, but another thing to deliberately waste it because of liking.

Birds of a feather flock together.If Pang Hai didn't want to eat it before, he would just leave it. After being with Jun Xijiu for a long time, he has also developed a good habit of not wasting.

The food just now was stuffed in by force, and now my chest will feel a little congested, Jun Xijiu took a sip of tea and didn't suppress it, so she planned to take a walk on the campus boulevard to digest food.

Pang Hai was also a little supportive, and walked along behind his butt indifferently.

"What? You borrowed money on that platform, so hurry up and pay it back. I'll make it up for you first. A senior at the Polytechnic Institute committed suicide because of this."

"I, I don't think the interest rate is high?"

"If you don't have a high P, it's usury, let me tell you."

Walking on the public road, it is inevitable that you will hear some whispers from others who have not lowered their volume.Hearing that there are people who died because of this, Jun Xijiu's indifferent mood, which was automatically filtered out of his ears, became a little dignified.

Pang Hai also heard it, and he said with a regretful expression: "I've heard about this too." He was still in the same club as the senior who committed suicide.

"It's because I borrowed money on campus, and then I didn't pay the interest and committed suicide."

The name of the deceased was Zheng Nanfei. His family was neither poor nor rich. He could meet his basic needs, but he couldn't afford to buy some extra luxuries.

He has a brand-name watch he wants, which is not a necessity. It is difficult to open his mouth at home, and he does not want to increase the burden on the family, so he took a part-time job during the winter vacation.

During his part-time job, he and one of his colleagues became acquainted within a few days. During a break one day, his colleague suddenly had an urgent matter and had to go out for 5 minutes, so he gave Zheng Nanfei his mobile phone and asked him to help him play a game of mahjong.

Zheng Nanfei didn't take it seriously, he understood the rules of the game, so he helped to play without pressure. He was also lucky, and he won in the end.

At this time, the colleague also came back from the outside. He was very happy to see that he helped win the game, and immediately sent him a red envelope of 100 yuan as a thank you.

Zheng Nanfei was a little dazed, it was too embarrassing to give a 100 yuan red envelope just to play a game on behalf of him, and it was not easy for all of them to work, so he wanted to refuse to return it.

Immediately after hearing the explanation from my colleagues, I realized that my colleagues were not simply playing games, but gambling.The mahjong game is not a small casual game, but a privately operated platform for gambling by playing mahjong.

Of course, it does not support cash transactions on the surface, but first uses cash to buy virtual currencies as gambling funds, and those virtual currencies can be withdrawn afterwards.

As for the game that Zheng Nanfei played on behalf of Zheng Nanfei just now, because he was lucky enough to mess up a big one, the bet doubled, and afterwards he won more than 200 yuan for his colleagues, so the colleagues generously gave him a 100 yuan red envelope do thanks.

Later, after the rest time, Zheng Nanfei was a little distracted when doing things, especially when he heard his colleagues chatting with him and said that he would use the money he just won to buy something that he had long dreamed of. Itchy.

It took only a few minutes to easily enter 1000 yuan into the account. You must know that he worked hard for a month in this part-time job, and his salary was only more than 2000 yuan.

This money is like a pie in the sky!

Pang Hai shrugged his shoulders, and his tone was a little indifferent: "Once you get stuck in gambling, it's not so easy to get out."

Once you have tasted the sweetness of getting a large amount of money by "getting something for nothing", you will not be firm in your mind, and you will easily degenerate in your thinking, thinking that working hard is too hard.

After working for a month, regardless of fatigue, the boss will scold me for making a small mistake. In the end, the salary is only two thousand, but if I take time out to play games, I can earn three or two thousand.

Zheng Nanfei couldn't hold back the temptation.

In the beginning, he was lucky enough to win a few games in a row, and easily earned thousands of dollars. This made him more addicted to this way of making money, and he turned around and resigned.

After using the money he won from gambling to buy something he loved, Zheng Nanfei's desire also began to swell invisible.Just like women are never satisfied with a lipstick and an accessory, Zheng Nanfei is no longer satisfied with a brand-name watch.

He wants more.

"However, how can gambling continue to win? If you win, you lose."

When Zheng Nanfei lost money for the first time, he also felt very distressed. He was afraid of losing money again, so he temporarily stopped gambling. It's just that it's so easy to get out of this kind of thing.Afterwards, he suddenly thought that the money he lost was not his in the first place, but was won for nothing.

He began to indulge in it again.

I also drew a bottom line for myself in my heart, if I lose all the money I won, I will stop. Anyway, the money came for nothing, and I will not lose if I lose all of it.

However, things are not as simple as he thought. If you really lose everything, your psychology will only become more unbalanced, and the bottom line in your heart will be lowered invisibly.

Just take another gamble, what if the next one wins?

Zheng Nanfei's luck seemed to be exhausted, and he still lost. Before losing money, he could use the excuse that he had earned it for nothing as comfort. When he started losing his own money, his mental balance instantly became unbalanced.

One last gamble, the money he lost was hard earned, so he was naturally aggrieved to lose his money for nothing, at least he had to win back his own money.

"Senior Zheng lost his entire family in the end. He borrowed money from his classmates to gamble at first."It’s just that I haven’t returned it three or four times before, and no matter how good a friend is, I don’t want to borrow it endlessly.

Pang Hai searched for a piece of information and showed it to Jun Xijiu, explaining, "Then Senior Zheng came into contact with campus loans." He easily proposed a large sum of money.

"If he borrows less, it's okay to work hard and pay back."

The platform’s money is not printed by itself, and the borrowed money is not given for nothing. It just shifts the pressure of exchanging money to the next month.However, Zheng Nanfei is addicted to gambling and has no fixed source of income. Where can he get the money to repay the loan?

Besides, the so-called convenient campus loan, although it seems that the interest rate is not high on the surface, but with some handling fees and management fees, the deficit is getting bigger and bigger.

If you continue to borrow money through a platform to make up for previous arrears, handling fees, management fees, and interest will be incurred, and the debt hole will continue to grow.

Zheng Nanfei just fell into it.

The platforms stopped borrowing money when they saw that he was not online. Zheng Nanfei successively borrowed money on more than a dozen platforms, borrowing money from one company to another, but the more he borrowed, the higher the interest rate. The salary amount of the previous month.

He was overwhelmed by the huge debt.

then

"To get rid of it, I committed suicide."

This incident has also been reported locally, and it is used to warn some students who are unrestrained for their own selfish desires and cannot reasonably arrange loans.Although a pseudonym was used and the school was not mentioned, everyone around me knew who and what was going on.

Pang Hai didn't go too deep into other dirty things, for fear of dirtying Jun Xijiu's ears.Campus loans and other similar lending institutions also have naked loans for girls. As long as they are naked and take pictures with their ID cards, they can easily lend a large amount of cash.

Their motives for voluntary naked strips are very simple. Maybe they want to buy a bag, a beautiful dress, a set of cosmetics, or a high-end mobile phone.

When the interest is too high to pay back, some will send photos to their parents' mobile phones to collect debts, and some will directly spread the photos on certain networks to make profits, and even ask them to repay the debts.

When the bitter fruit is ripe, it is too late to repent.

It is difficult to count the number of people who die from campus loans every year, and most of them are adolescent girls with integrity.The cause of death is basically the same, starting from vanity.

Jun Xijiu sighed: "Desire devours people's hearts"

It was not obvious in middle and high school, the school management was strict, academics were heavy, and poor students could rely on grades to regain their self-esteem.University is equivalent to half-stepping into society. A small number of people have not learned other things, and they have learned comparison and vanity first.

Other things can be controlled, but people's hearts are unpredictable.

Jun Xijiu can't control people's hearts, so after thinking about it, he asked Ah Mo to collect a copy of various campus loan black materials, and to make a detailed science of the pros, cons and consequences, so that he can stop one and count as one.

If you know the consequences and still fall into it, if you don't save yourself, how can you save it.

This kind of person is hard to bless.

The topic of life was a bit heavy, Pang Hai mentioned it before diverting other light and interesting things: "By the way, Brother Nine, you can send some benefits to your fans, they all ran to me crying I'm starving to death, I need food"

Jun Xijiu nodded upon hearing this.

Well, school has started, and it's time for a wave of learning materials.It just so happened that during the few days when he was hiding in peach blossoms, he stocked up a lot of dry goods because of boredom, so let's post some of them tonight.

If those fans knew about Pang Hai's words, it would have the opposite effect, and they would have buried themselves in it instead. I don't know if they would regret it.

After the evening self-study was over, Jun Xijiu suddenly remembered on the way back that Xing Che said that he wanted the latest toy, so he took a detour to the mall.

While passing a commercial building, he happened to meet the protagonist who was still talking about at noon today, Zheng Nanfei.

He committed suicide by jumping off the building here.

Jun Xijiu saw that his obsession was a little deep, and he even showed signs of degenerating into an evil spirit. It would be bad if he hurt innocent people at that time, so he stepped forward and asked his wish, hoping to resolve it in advance.

Zheng Nanfei was originally on the verge of collapse, but he became calm when he found out that Jun Xijiu could see him. Although he was not in the same school or grade, he was in the same school, and he also knew Jun Xijiu.

He believed in the other party's promise.

"I am confused and embarrassed in my life today. I don't owe many people, but the debt is too heavy. I am willing to use all of me in exchange for their smooth and worry-free life."

Zheng Nanfei was born in a single-parent family. His father died young, and his mother raised him and his younger sister alone.He was addicted to gambling, owed a large amount of debt, committed suicide, but transferred the pressure to the two women.

It was him who was too much of an asshole.

Jun Xijiu explained the pros and cons calmly: "I can do it, but you will lose your soul completely and lose the chance of reincarnation."

Before Zheng Nanfei was addicted to gambling, he was also a good boy with integrity and good conduct.He accidentally rescued an elf with great merit before, and the other party thanked him and gave him part of the merit.

"I am willing."