Through Thick and Thin

In the sales center, Lu Chuiqing's family listened to the staff in the sales office making a simple introduction of the house type beside the real estate model, and asked a few questions from time to time, while Xiao Zhan was on the sidelines calling the daughter of the Mixiangshan boss. .

After listening to the sales staff's introduction, Lu Chuiqing wanted to see the model house. Just as he was about to call Xiao Zhan, another group of people walked into the sales center talking and laughing. Favor the family to meet face to face.

Lu Chuiqing looked up, and was surprised to find that they actually met their cousin's family just as their mother said.

The cousin took his daughter and son-in-law with him, and beside him was an elder whom Lu Chuiqing had never met, who was probably the cousin's mother-in-law.

When the family saw them, they were very surprised for a moment. They still owed money to Lu Chuiqing's family, but the uncle's family seemed to have completely forgotten about it. They didn't feel embarrassed at all when they were met to pay the house payment. They say hello to New Year.

Cousin: "Cousin and daughter-in-law, are you also coming to see the house?"

Mother Lu's expression was half-cold, and she replied with a smile: "Yes, cousin, just after Chui Qing came back, she wanted to change his father and me to a bigger house. I looked around here and found it more satisfactory, so come and have a look."

"Cousin, it's really good here, and the traffic is also convenient. The surrounding area will be gradually planned. We are here to pay the house payment today." Cousin and his daughter interjected, holding her husband's arm , "It's not cheap, but it will definitely appreciate in the future."

The two families exchanged a few words, and the uncle kept saying that he would spend a lot of money to renovate the house this time, and the decoration company was already looking for it, and he would wait for the first phase of the house to be handed over at the end of the year.

Cousin and his son-in-law are probably the ones who pay most of the house money, relying on this, they are very proud in front of the father-in-law and his wife, and the son-in-law's mother is even more arrogant, as if the in-laws and the whole family It's like having to provide for your own son.

Lu Chuiqing had an impression in his last life. The husband of his distant cousin loves to show off and be vain. Although it is true that he earns a lot of money, he really does not dare to compliment him.

Lu's mother smiled and said: "Yes, it is really not easy for young people to earn money these days. Money is a thing that needs to be carefully calculated. Where to spend it, or who to lend it to, you have to think carefully about it."

Hearing Mama Lu mentioning borrowing money openly and secretly, the cousin's family suddenly became a little embarrassed, and the cousin's husband at the side became a little bit eccentric: "Cousin, our family didn't say we won't pay you back. Family money, tens of thousands of yuan, can’t you get it out?”

The cousin muttered: "That's right, cousin, sister-in-law, we must be able to get it out, but you see, our family is going to buy a wedding house for our children soon, and after we buy it, we have to decorate it. Spending money? After waiting for a while, I will definitely return it to you..."

After all, they are relatives on their own side. No matter how uncomfortable Lu Chuiqing's father is, he can't say much, but Lu's mother doesn't have too many worries. Well! It’s only tens of thousands of dollars, of course it’s easy to say! I mean, now our family favors and earns money, the younger generation’s view of money is different from that of our older generation, 10,000+ is used as pocket money, tens of thousands of dollars What is money! Of course our older generation loves money, so I have to remind him."

Mother Lu not only did not tear her face in front of her relatives, but also reminded them to pay back the money again, and by the way, she beat up the cousin's son-in-law who didn't respect the elders. Don't think that earning a little money can be arrogant, he The little money he earned was not enough to look at in front of his son.

Sure enough, the faces of the cousin's family became even uglier.Lu Chuiqing worshiped her mother secretly in her heart. Both parents were teachers, and they had been dealing with these juniors for many years. Sure enough, Jiang was still old and spicy.

In order to ease the somewhat frozen atmosphere, my uncle sneered and changed the subject: "Are you also looking at high-rise bungalows? If you want me to say that the location of the 8th building is very good..."

Lu's mother was still waiting to see the model house, so she didn't have the time to stand here and chat with this group of relatives, and replied with a smile: "No, we want to see the hardcover duplex. I just heard the introduction from the salesman. I think the B type is the best. Well, it’s spacious and big, and the apartment has an area of ​​220 square meters.”

The cousin was taken aback for a moment, and his eyes showed a bit of surprise: "Look at the double entry?"

The hardcover duplex of this real estate is basically considered the top of the mid-end real estate. The smallest apartment is twice as wide as the high-rise apartment. Basically, everything that cannot be moved is included in the delivery standard. The whole set does not have a basic 200 million It cannot be taken down.

The cousin's family also saw the duplex here at the beginning. The duplex hardcover standard is high and spacious. Of course, they were also moved.It's just that they really struggled with the price of 200 million, and finally chose a high-level set.

Now, when I heard that Lu Chuiqing's family actually planned to watch the duplex here, the uncle's family was a little surprised. Coupled with Lu's mother's remarks earlier, they immediately began to wonder, the cousin and the cousin's wife and the others When did my son save so much money?

The cousin on the side couldn't help but secretly looked at Lu Chuiqing. She didn't know what kind of job this cousin was, but she only heard that he was a researcher, but she always thought he was engaged in scientific research.

Cousin and Lu Chuiqing don't meet many times, and they meet every year during the Chinese New Year, but she can also clearly feel that after two years of work, Lu Chuiqing is obviously very different from before, in terms of energy and demeanor They are completely different from before.

But she couldn't say exactly where the changes were.

The cousin stared at Lu Chuiqing, and finally couldn't help asking: "Cousin, I remember that you are a researcher? What exactly do you do? How much is your annual salary?"

"It's just doing market research, nothing special." Lu Chuiqing replied modestly, "I made a little money in the market a while ago, so I plan to change the house for my parents as soon as possible. It's all luck, not as good as my cousin's husband."

As soon as the words finished, Xiao Zhan, who was on the sidelines, came over, and Lu Chuiqing took the initiative to introduce: "Cousin, this is my boyfriend."

Xiao Zhan also heard from Lu Chuiqing that his cousin's family owed money and did not pay back. Lu Chuiqing's family was not close to them, so he didn't need to express too much, he simply nodded and greeted.The uncle's family looked Xiao Zhan up and down, with a bit of surprise in their eyes.

It's not because they know about Xiao Zhan, it's just that Xiao Zhan's clothes and aura around him make them feel different from ordinary people.

Xiao Zhan no longer cared about his cousin's family, and turned to Lu Chuiqing, "Xiaoqing, I chatted with Mr. Lin, and she said that she really remembered you, and said that if you want to buy it here, the total price will be eight dollars for you. [-]% discount, and the property fee after moving in can also be discounted.”

"30% off?!" Lu Chuiqing said in surprise, "Wouldn't that be [-] million less? Also discount the property fee...wouldn't that be too good?"

"She thinks that I owe her a favor, so naturally I have to give you a little more discount." Xiao Zhan raised his hand and gently scratched Lu Chuiqing's cheek naturally, "It's only 30, it's nothing."

After careful thought, Lu Chuiqing figured it out. People in the business field cannot escape the establishment of personal connections.Boss Lin gave him a discount here, and Xiao Zhan must give her some rewards in other places. Those rewards are probably worth far more than a mere 30 yuan.

Listening to the conversation between Lu Chuiqing and his boyfriend, the uncle's family saw that their nephew's boyfriend gave such a big discount to the cousin's family to buy a house with just one phone call, they were immediately shocked, and their expressions couldn't hold back.

30 is not a small amount for an ordinary family. The cousin thought that since he is the cousin's boyfriend, and the two families are also relatives, maybe he can ask him for a discount?

Just as my cousin was about to speak, Mother Lu seemed to have a foresight, and said with a smile: "Xiao Xiao, I'm really bothering you for doing so much for our family. Cousin, it's time for us to see the model room. It's a little far away, so I won't bother you to pay the money, and we'll talk later when we have time."

Lu Chuiqing said goodbye to her cousin's family, and pulled Xiao Zhan away without hesitation. Her cousin's words were stuck in her throat, and her face turned blue for a while.

Lu Chuiqing's family followed the staff of the sales office to the duplex bungalow area, and finally Lu Chuiqing couldn't help laughing and said: "Mom, you are too good."

Lu's mother patted Lu Chuiqing's arm lightly: "Does this kind of thing happen to your mother and me?"

Lu Chuiqing looked up at Xiao Zhan again, and said, "Xiao Zhan, you and Mr. Lin have said that, so if we don't buy it here, wouldn't it be too embarrassing?"

"It's okay, it depends on whether uncles and aunts like it."

The family took a look at the model house and looked around. Lu Chuiqing was quite satisfied, seeing that his parents also liked it, so they thought it might be possible to settle down.However, he also prepared a few additional options, and he still had to check out the rest of the properties first.

In the next few days, Lu Chuiqing went to see several real estates in a row, and finally felt that the one he looked at first was the best. After he settled down, he quickly signed the purchase contract, paid the house payment, and waited for the house to be handed over by the end of this year. .

It was Lu Chuiqing and Xiao Zhan who went there on the day of payment of the house payment. When they went to the sales center for the second time, the staff who received them were obviously much more enthusiastic than the first time. The words of my friends came true.

After all the house purchase procedures were completed, Lu Chuiqing held the first house purchase contract in his life, and felt a little emotional for a moment, unexpectedly, he was already a person with a mortgage on his back.

It was almost two o'clock in the morning that night, Lu Chuiqing was still awake, and had been looking at various decoration samples on his mobile phone with great interest, and Xiao Zhan did not sleep either when he was awake, and watched it with him.

Lu Chuiqing looked at it, then remembered something, and asked curiously: "Xiao Zhan, how did you meet the daughter of the CEO of Xilin Real Estate?"

"Their group invested in a high-end office building project four years ago. Mr. Lin is in charge of it. It is planned to be in the core business district of City Z. I participated in that project. It will be completed in the middle of this year and will start renting to the market by the end of the year."

Lu Chuiqing was surprised and said, "You want to engage in real estate?"

"Let's take it one step at a time. If it goes well this time, we can develop this direction." Xiao Zhan smiled lightly, "People can't just rely on one method to make money, can they?"

What Xiao Zhan said is correct. After all, finance is not an industry, and there are risks of bubbles and hollowing out. Moreover, where the policy is, the money in the financial industry will eventually be tilted towards the industry.

Although real estate does not mean that there is no bubble at all, it is still much safer than the pure leverage cycle of the capital market. Xiao Zhan has gradually accumulated some contacts in the real estate industry, which is a more suitable direction for development.

Xiao Zhan and his family, including his uncle's family, are deeply rooted in the financial industry except for Xiao Zhan's mother. Xiao Zhan can have this plan, which can be regarded as a way to avoid risks. It really requires a lot of brains and vision.

Lu Chuiqing said with emotion: "Sure enough, I'm still far behind you, and I have to try my best to catch up with you."

However, up to now, he no longer feels inferior in his emotions. The foresight and wisdom and maturity in Xiao Zhan are exactly what he needs to improve himself.

Xiao Zhan raised his eyebrows: "I seem to be chasing you from the beginning to the end, right?"

"...You know I'm not talking about 'chasing'!"

The author says:

The hollowing of finance means that finance is becoming more and more divorced from industry, causing the entire national economy to be filled with bubbles. This kind of economic prosperity is fragile. Once the financial market is turbulent, the bubble will burst, followed by a financial crisis.Our Guo Jia is relatively stable in this regard, and in recent years has also emphasized the real economy.