The book wearer pretended to be O and ran away
Chapter 23 Debt Collection
It is rare for the father and son to sit and eat together in such a good atmosphere. Bi Yin originally thought that they could finish the meal with peace of mind, but they couldn't even finish the meal with peace of mind.
Bi Yin was halfway through his meal when he suddenly received a communication. He glanced at it as an unfamiliar communication number.
Bi Nian looked up, "What?"
Bi Yin shook his head, "It's fine."
He pressed the answer button on the projection screen, and soon a voice came out, and he said politely: "Hello, I am Xiao Chen, an employee of Pulan Bank, and my job number is 277130. Is this Mr. Bi Yin? "
"Yes, I am." Hearing this, Bi Yin already had a bad premonition in his heart, and he asked the person on the phone, "What's the matter?"
"It's like this, you have borrowed a loan of 110 million in our bank. According to our research, our bank has made a decision to activate the third article No. 20 of the agreement from now on, that is, to terminate the loan agreement. You Need to pay off the remaining principal and interest within one month, totaling 86 yuan..."
The voice of the other party has always been gentle and polite. Bi Yin didn't realize the problem at first, and when he heard the other party say every word, his face became so ugly that it couldn't be more ugly, and he didn't even have time to stop it.
He quickly looked up to see his father's face on the opposite side.
Bi Nian stopped eating and was listening intently to the conversation in the communication.
This is bad.
Embarrassed and flustered, Bi Yin quickly said to the person opposite: "Sir, I'm sorry, I have something to do right now, I'll call you back later."
There was a pause over there, and politely replied: "Okay. I look forward to your communication with us..."
Bi Yin didn't have time to hear him finish, so he hung up quickly.
The communication was hung up, and the atmosphere at the dinner table was deathly silent.
Bi Yin put his eyes on the dishes on the dining table, and his palms were almost red.
Bi Nian said lightly, "What's going on?"
"That's right..." It was hard to tell the truth. After a while, Bi Yin lowered his head and said, "I owe some money to the bank, and I originally planned to pay it back slowly every month..."
Bi Yin couldn't say the following words at all.
If he repays it slowly every month, he can always scrape together some things. In the current situation, all banks add up to more than 400 million loans left, and he has no ability to repay at all.
Bi Nian didn't pursue further, just asked: "What are you going to do now?"
"I, I will find a way."
"What if there is no way?"
Bi Yin was silent for a long time, unable to answer this question, and after a while he said: "If there is no other way, I will file for bankruptcy."
The federal government has detailed personal bankruptcy laws, and Bi Yin thought about filing for bankruptcy when he knew that he had such a large debt.
Once he files for bankruptcy, he will live without a house, without a car, and cannot travel at his own expense. However, when he travels to another world, he works three jobs a day and sleeps in an 80-yuan bed every month. Bankruptcy is not a sad thing.
After a few years of bankruptcy, he can start over.
The only problem is that this method is too embarrassing, not only embarrassing him, but also embarrassing his family.
Bi Yin grew up with the young masters around him, even if he took drugs to the point of desperation, none of them ever applied for personal bankruptcy.
So humiliating.
Bi Yin knew that his father would be disappointed when he heard his words, so he lowered his head and dared not look at his father's face.
Bi Nian said slowly: "If you file for bankruptcy, you can't use the name of the Bi family when you walk outside."
"I know."
"My brother and I will not give you even a penny."
Bi Yin gritted his teeth and nodded, "I can live on."
Bi Nian didn't talk to him anymore, but grabbed his chopsticks and ate lunch again.
Bi Yin couldn't taste the food at the table, and mechanically accompanied his father to eat a few mouthfuls of food. His father put down his chopsticks, and he put down his chopsticks too.
"Let's go, let someone go with you to pay off the debt."
Bi Yin suddenly looked up at his father.
His father looked at him, "What? Do you really want to go bankrupt?"
Bi Yin quickly shook his head, not knowing what it was like in his heart.
Bi Nian sent an assistant to follow Bi Yin, and Lao Yu was also there.
In the afternoon, the assistant and Lao Yu followed Bi Yin to all the big and small banks in the city, and Bi Yin paid back all the money he borrowed.
Bi Yin called his father, and his father asked, "Have you paid off all your debts?"
"I paid off the loan from the bank."
"Besides the bank?"
"It's basically paid off." Bi Yin whispered, "There is only one person left, and I will pay it back right away."
"How much do you owe?"
"20."
His father paused for a moment, and said, "I've transferred the money to your account. I'll finish all the debts this afternoon. If there's any trouble, I'll ask Assistant Gong to help you."
"Thank you Dad. No need to give, I have money."
"Where did you get the money? Continue to sell cars?"
Bi Yin didn't expect that his father knew that he had put his idea in the car, so he didn't dare to speak out.
His father hung up the communication without saying anything to him after asking back.
Bi Yin opened the account and called Feng Yinjiang 20 yuan, and noted "repayment".
Assistant Gong and Lao Yu were watching him.
Assistant Gong asked, "Second Young Master, do you still owe money?"
"No... Wait, I'm not sure. Can you help me find out if there is any debt in my name? It's mainly... underground debts and the like."
The accounts of the major banks have been paid off, and all the accounts of the credit investigation at the meeting have been paid back. On the surface, there is no problem, but Bi Yinxin is not a traveler, and he is afraid that the traveler will borrow that kind of underground online loan.
Assistant Gong said, "Wait a minute."
As he spoke, he went to the side to dial the communication.
Bi Yin knew that he was causing trouble to others, so he waited quietly by the side.
After a while, Assistant Gong came over, "All the debts under your name have been paid off."
Bi Yin breathed a sigh of relief, and asked, "Are you sure?"
"Sure." Assistant Gong smiled, "Don't worry!"
After the debt was paid off, it was already past four o'clock in the afternoon.
Assistant Gong asked, "Should the second young master return to the company or go home?"
"I'm going home. How about you? You want to go back to the company?"
"Yes, it's not time to get off work yet."
Bi Yin nodded gratefully again, "Okay, thank you."
"It's okay, this is my job."
Assistant Gong drove away, and Lao Yu sent Bi Yin home.
It was not five o'clock when he got home, and none of the family members came back.
Seeing him coming back, Aunt Zhang hurriedly brought him a glass of water, "Why did Second Young Master come back so early today?"
"Just finished something."
"Are you hungry? Shall I bring you fruit refreshments?"
"It's okay, not too hungry." Bi Yin put down his things and looked into the kitchen, "Is dinner ready? I'm going to make some soup."
As Bi Yin said, he checked the bracelet casually, and when he opened it, he saw that his father had just transferred 100 million to him, and the note was pocket money.
He didn't expect that his father would give him pocket money after he got into such a big disaster, so he didn't know what to say.
"Second young master?" Seeing him in a daze, Aunt Zhang asked.
"It's okay." Bi Yin put down his things, closed his wristband, and went to the kitchen.
The chefs in the kitchen were busy and saw him busy making room for him.
Bi Yin had worked in a restaurant before, and his skills were not bad. He came here to make soup mainly because he wanted to secretly use some spiritual spring water for his family.
There is not enough time today, so Bi Yin took out the black-bone chicken prepared by the chefs, and planned to cook a black-bone chicken salvia soup.
Too many things happened today, and he was cooking with all kinds of things in his mind.
The soup quickly gurgled and gave off an aroma, and the aroma wafted all over the room.
Bi Wei came back first, so he went to the kitchen to take a look and saw that he was making soup, so he was not surprised, "What soup did you cook today? It smells delicious."
"Black-bone chicken soup, brother, you can drink two more bowls later."
"Okay." Bi Wei sat on the sofa, didn't mention anything outside, just talked about the family, "I can drink three bowls of your stewed soup."
The soup is gradually stewing, and the sky is gradually getting dark.
Bi Yin and Bi Wei were sitting on the sofa, watching papers on the screen.
As soon as Bi Xiao came back, he saw them and looked at them, "Dad is coming back for dinner on time today?"
"His assistant said it was on time." Bi Wei raised his eyes and asked, "Are you hungry?"
Bi Sha shook his head, "Not hungry."
The two brothers who read the paper became three brothers.
It was almost six o'clock, Bi Yin's communication notification sounded again, and Bi Wei Bi suddenly looked at him.
He has already received a psychological shadow when he received the communication, and when he saw the communication, he subconsciously wanted to press it.
He was a little embarrassed, glanced at it, but saw that there was a rare note on the communication number - monitor.
Bi Yin frowned, he had been back for so long, if it wasn't for this newsletter, he almost forgot that he was a student.
Seeing that he still didn't pick up, Bi Wei was surprised, "Why didn't you pick up?"
Bi Yin took a deep breath and pressed the answer button. Before he had time to switch to the receiver mode, a loud voice floated out, "Bi Yin, where are you? Why haven't you come yet? The graduation dinner is about to begin!"
Bi Yin was halfway through his meal when he suddenly received a communication. He glanced at it as an unfamiliar communication number.
Bi Nian looked up, "What?"
Bi Yin shook his head, "It's fine."
He pressed the answer button on the projection screen, and soon a voice came out, and he said politely: "Hello, I am Xiao Chen, an employee of Pulan Bank, and my job number is 277130. Is this Mr. Bi Yin? "
"Yes, I am." Hearing this, Bi Yin already had a bad premonition in his heart, and he asked the person on the phone, "What's the matter?"
"It's like this, you have borrowed a loan of 110 million in our bank. According to our research, our bank has made a decision to activate the third article No. 20 of the agreement from now on, that is, to terminate the loan agreement. You Need to pay off the remaining principal and interest within one month, totaling 86 yuan..."
The voice of the other party has always been gentle and polite. Bi Yin didn't realize the problem at first, and when he heard the other party say every word, his face became so ugly that it couldn't be more ugly, and he didn't even have time to stop it.
He quickly looked up to see his father's face on the opposite side.
Bi Nian stopped eating and was listening intently to the conversation in the communication.
This is bad.
Embarrassed and flustered, Bi Yin quickly said to the person opposite: "Sir, I'm sorry, I have something to do right now, I'll call you back later."
There was a pause over there, and politely replied: "Okay. I look forward to your communication with us..."
Bi Yin didn't have time to hear him finish, so he hung up quickly.
The communication was hung up, and the atmosphere at the dinner table was deathly silent.
Bi Yin put his eyes on the dishes on the dining table, and his palms were almost red.
Bi Nian said lightly, "What's going on?"
"That's right..." It was hard to tell the truth. After a while, Bi Yin lowered his head and said, "I owe some money to the bank, and I originally planned to pay it back slowly every month..."
Bi Yin couldn't say the following words at all.
If he repays it slowly every month, he can always scrape together some things. In the current situation, all banks add up to more than 400 million loans left, and he has no ability to repay at all.
Bi Nian didn't pursue further, just asked: "What are you going to do now?"
"I, I will find a way."
"What if there is no way?"
Bi Yin was silent for a long time, unable to answer this question, and after a while he said: "If there is no other way, I will file for bankruptcy."
The federal government has detailed personal bankruptcy laws, and Bi Yin thought about filing for bankruptcy when he knew that he had such a large debt.
Once he files for bankruptcy, he will live without a house, without a car, and cannot travel at his own expense. However, when he travels to another world, he works three jobs a day and sleeps in an 80-yuan bed every month. Bankruptcy is not a sad thing.
After a few years of bankruptcy, he can start over.
The only problem is that this method is too embarrassing, not only embarrassing him, but also embarrassing his family.
Bi Yin grew up with the young masters around him, even if he took drugs to the point of desperation, none of them ever applied for personal bankruptcy.
So humiliating.
Bi Yin knew that his father would be disappointed when he heard his words, so he lowered his head and dared not look at his father's face.
Bi Nian said slowly: "If you file for bankruptcy, you can't use the name of the Bi family when you walk outside."
"I know."
"My brother and I will not give you even a penny."
Bi Yin gritted his teeth and nodded, "I can live on."
Bi Nian didn't talk to him anymore, but grabbed his chopsticks and ate lunch again.
Bi Yin couldn't taste the food at the table, and mechanically accompanied his father to eat a few mouthfuls of food. His father put down his chopsticks, and he put down his chopsticks too.
"Let's go, let someone go with you to pay off the debt."
Bi Yin suddenly looked up at his father.
His father looked at him, "What? Do you really want to go bankrupt?"
Bi Yin quickly shook his head, not knowing what it was like in his heart.
Bi Nian sent an assistant to follow Bi Yin, and Lao Yu was also there.
In the afternoon, the assistant and Lao Yu followed Bi Yin to all the big and small banks in the city, and Bi Yin paid back all the money he borrowed.
Bi Yin called his father, and his father asked, "Have you paid off all your debts?"
"I paid off the loan from the bank."
"Besides the bank?"
"It's basically paid off." Bi Yin whispered, "There is only one person left, and I will pay it back right away."
"How much do you owe?"
"20."
His father paused for a moment, and said, "I've transferred the money to your account. I'll finish all the debts this afternoon. If there's any trouble, I'll ask Assistant Gong to help you."
"Thank you Dad. No need to give, I have money."
"Where did you get the money? Continue to sell cars?"
Bi Yin didn't expect that his father knew that he had put his idea in the car, so he didn't dare to speak out.
His father hung up the communication without saying anything to him after asking back.
Bi Yin opened the account and called Feng Yinjiang 20 yuan, and noted "repayment".
Assistant Gong and Lao Yu were watching him.
Assistant Gong asked, "Second Young Master, do you still owe money?"
"No... Wait, I'm not sure. Can you help me find out if there is any debt in my name? It's mainly... underground debts and the like."
The accounts of the major banks have been paid off, and all the accounts of the credit investigation at the meeting have been paid back. On the surface, there is no problem, but Bi Yinxin is not a traveler, and he is afraid that the traveler will borrow that kind of underground online loan.
Assistant Gong said, "Wait a minute."
As he spoke, he went to the side to dial the communication.
Bi Yin knew that he was causing trouble to others, so he waited quietly by the side.
After a while, Assistant Gong came over, "All the debts under your name have been paid off."
Bi Yin breathed a sigh of relief, and asked, "Are you sure?"
"Sure." Assistant Gong smiled, "Don't worry!"
After the debt was paid off, it was already past four o'clock in the afternoon.
Assistant Gong asked, "Should the second young master return to the company or go home?"
"I'm going home. How about you? You want to go back to the company?"
"Yes, it's not time to get off work yet."
Bi Yin nodded gratefully again, "Okay, thank you."
"It's okay, this is my job."
Assistant Gong drove away, and Lao Yu sent Bi Yin home.
It was not five o'clock when he got home, and none of the family members came back.
Seeing him coming back, Aunt Zhang hurriedly brought him a glass of water, "Why did Second Young Master come back so early today?"
"Just finished something."
"Are you hungry? Shall I bring you fruit refreshments?"
"It's okay, not too hungry." Bi Yin put down his things and looked into the kitchen, "Is dinner ready? I'm going to make some soup."
As Bi Yin said, he checked the bracelet casually, and when he opened it, he saw that his father had just transferred 100 million to him, and the note was pocket money.
He didn't expect that his father would give him pocket money after he got into such a big disaster, so he didn't know what to say.
"Second young master?" Seeing him in a daze, Aunt Zhang asked.
"It's okay." Bi Yin put down his things, closed his wristband, and went to the kitchen.
The chefs in the kitchen were busy and saw him busy making room for him.
Bi Yin had worked in a restaurant before, and his skills were not bad. He came here to make soup mainly because he wanted to secretly use some spiritual spring water for his family.
There is not enough time today, so Bi Yin took out the black-bone chicken prepared by the chefs, and planned to cook a black-bone chicken salvia soup.
Too many things happened today, and he was cooking with all kinds of things in his mind.
The soup quickly gurgled and gave off an aroma, and the aroma wafted all over the room.
Bi Wei came back first, so he went to the kitchen to take a look and saw that he was making soup, so he was not surprised, "What soup did you cook today? It smells delicious."
"Black-bone chicken soup, brother, you can drink two more bowls later."
"Okay." Bi Wei sat on the sofa, didn't mention anything outside, just talked about the family, "I can drink three bowls of your stewed soup."
The soup is gradually stewing, and the sky is gradually getting dark.
Bi Yin and Bi Wei were sitting on the sofa, watching papers on the screen.
As soon as Bi Xiao came back, he saw them and looked at them, "Dad is coming back for dinner on time today?"
"His assistant said it was on time." Bi Wei raised his eyes and asked, "Are you hungry?"
Bi Sha shook his head, "Not hungry."
The two brothers who read the paper became three brothers.
It was almost six o'clock, Bi Yin's communication notification sounded again, and Bi Wei Bi suddenly looked at him.
He has already received a psychological shadow when he received the communication, and when he saw the communication, he subconsciously wanted to press it.
He was a little embarrassed, glanced at it, but saw that there was a rare note on the communication number - monitor.
Bi Yin frowned, he had been back for so long, if it wasn't for this newsletter, he almost forgot that he was a student.
Seeing that he still didn't pick up, Bi Wei was surprised, "Why didn't you pick up?"
Bi Yin took a deep breath and pressed the answer button. Before he had time to switch to the receiver mode, a loud voice floated out, "Bi Yin, where are you? Why haven't you come yet? The graduation dinner is about to begin!"
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