Fu Zhifan didn't dare to come out when he saw Fu Qinghan was there, and Fu Qinghan didn't point out, and left with Shen Yu after the matter was settled.

Only then did Fu Zhifan timidly walk up to Fu Jingyuan: "Uncle..."

Fu Jingyuan sighed: "Did you hear that?" He just wanted to keep the loan agreement in his hand, but Fu Qinghan refused to agree.

Fu Zhifan nodded: "Well... Big brother won't really want to cooperate with them?"

Fu Jingyuan gave him a gouged look: "In business, some things can be touched, and some things must not be touched. Qinghan has other ideas, so don't worry about it."

Fu Zhifan actually didn't care about Fu Qinghan, but he was worried about his 500 million: "Then my debt, will my brother cancel it?"

Fu Jingyuan snorted coldly: "If he wants to cancel the agreement, he should destroy the agreement on the spot instead of transferring the debt to him. You should have come out when he and Shen Yu were there just now. With me here, what can he do to you? Hide What are you doing? You can hide from the first day of the junior high school, but you can also hide from the fifteenth day?"

Fu Zhifan murmured: "I'm just afraid..." He also had this idea when he came, but seeing Fu Qinghan's eyes that were more terrifying than Hades, he was scared again.

He tentatively said, "Elder brother is not short of this money..."

"He doesn't need it, but it doesn't mean he won't want it. What did you do with the 500 million?" Fu Jingyuan asked puzzled.

"invest……"

Fu Jingyuan stared at him suspiciously: "What is the investment? The hot pot restaurant you mentioned last time?"

Speaking of this, Fu Zhifan gained confidence: "Yeah, I'm looking for a decoration company recently. As long as the decoration is completed and a wave of advertisements are placed, the business can be officially opened. I plan to ask Shen Yu to speak for him. He is so popular now that he must advertise. The effect is also good."

Fu Jingyuan snorted: "Shen Yutong disagreed and said something, that kid is not a fuel-efficient lamp. Did you invest all 500 million?"

Fu Zhifan nodded.

Fu Jingyuan frowned.

Fu Zhifan knew he couldn't hide it from him, so he hurriedly added, "These are my budget, and I haven't spent all of them yet."

Only then did Fu Jingyuan's brows relax. Although he has never opened a restaurant, he also knows that a hot pot restaurant does not require so much initial investment.

Fu Zhifan was willing to tell him the truth, but he didn't pursue it: "Why didn't you pay back the interest?"

"Their interest rate is too high, it's usury." Fu Zhifan thought it was reasonable.

Unexpectedly, Fu Jingyuan slapped the table hard: "You know it's usury and you still borrow it! They wrote the name according to you? Then they held a gun to your head and asked you to accept the 500 million?"

Fu Zhifan was startled, he didn't expect him to be so angry, he lowered his head and dared not make a sound.

Fu Jingyuan was full of anger, and said coldly: "You are relying on yourself as the Fu family, so they dare not come to ask for the debt?"

Fu Zhifan didn't dare to speak out, cold sweat dripped down his back.He really thought so, if he was not afraid that they would not borrow money, he would have almost written the names of Fu Jingyuan and Fu Qinghan on it.

Fu Jingyuan was even more angry, and patted the table angrily: "What's the difference between you and grabbing?"

Fu Zhifan lowered his head and wished he could bury it in his collar.

Fu Jingyuan looked at him with a sullen face, and it took a long time before he let out a long sigh, and said earnestly: "Zhifan, uncle is old, and there will be a day when he will leave, and he will not be able to protect you for the rest of his life. You don't talk about self-reliance, you have to maintain a balance of income and expenditure, right? Those things you used to do Your brother and I don't care about wasting money anymore. You can't do that in the future. "

Fu Zhifan's voice was as thin as a mosquito: "I see..."

Fu Jingyuan pressed his aching temple: "It doesn't matter if the hot pot restaurant can be opened, it is still a business. As long as you are motivated and willing to work hard, your anger will pass for a while. But this time the 500 million You have to handle the loan properly, and let him see your determination to change your mind."

Fu Zhifan nodded, seeing that Fu Jingyuan was about to leave, he said in a low voice, "I feel like my elder brother has changed since I got Shen Yu."

Fu Jingyuan looked at him subconsciously.

Fu Zhifan looked up at him tentatively, "Does it mean that Shen Yu thinks that the elder brother's money belongs to him and won't let him help me?"

Fu Jingyuan frowned: "That kid Shen Yu thinks so, but Qinghan is not a person without his own opinions. Don't think it's someone else's problem when something happens, think about the stupid things you did before!"

Fu Zhifan was a little disappointed that he didn't get the answer he wanted.

After such a fuss, Fu Jingyuan felt a little out of spirit, so he went back to the room first.

After much deliberation, Fu Zhifan went to find Fu Qinghan.

In the Fu family villa, the two brothers were sitting on two sofas.

Fu Zhifan looked earnest: "Brother, can you return my loan agreement to me?"

Fu Qinghan agreed very readily: "Yes, the interest will be waived, and I will pay back the principal of 500 million."

Fu Zhifan's face changed slightly: "I didn't borrow this money from you."

"But now that the debt has been endorsed to me, I am your creditor."

"we are brothers!"

"It's because of my brother that I waived the interest. If you don't think it's okay, then continue to calculate at 36% annual interest."

"Brother, didn't you force me? You don't know how much money I have? How can I give you so much money?"

Fu Qinghan is very generous: "It's okay if you don't pay for a while, I'll make an installment for you. Normally, your hot pot restaurant can pay back its capital in two years and start making profits. From now on, you will pay me back 10 per month, for a total of 50 months. That's more than four years."

Fu Zhifan was annoyed: "I paid you back all the money, won't I starve to death?"

"Just repay in installments, you still have money in your hand, which is enough for your investment and daily operation. And after opening, there will be daily operating income, which can offset a lot of costs." Fu Qinghan reminded.

Fu Zhifan was dissatisfied: "We brothers still have to be so understanding? The 500 million was returned by Lusen for free, and you didn't pay, so why should you ask me for debt?"

"But they paid 500 million in real money."

"I paid them back 30 yuan in cash when I got it!"

Fu Qinghan was as good as he said: "The deduction is fine, you still owe me 470 million yuan in principal."

Fu Zhifan took a mouthful of blood, feeling that it made no difference to him: "Brother, are you trying to force me to death? Or starve me to death?"

"Let me remind you that you still have 470 million yuan in your hand, as well as some luxuries such as houses, cars, yachts, and famous watches that my father and I gave you. The converted prices of these things are enough for an ordinary family of three to live well." Ten years, you won't die from starvation."

Fu Zhifan was annoyed: "Do you want to force me to sell it? Or return everything to you? You agreed when uncle gave me something. Do you regret it now?"

Fu Qinghan was displeased by his malicious speculation: "I want to make you sober up. This time you borrowed 500 million yuan, didn't you also mortgage the car I gave you? 470 million yuan, it's enough for you to open a hot pot restaurant .If you don’t have enough money, go to the bank to get a loan yourself.”

"Then the bank has to be willing to lend it to me!" Fu Zhifan was furious when he thought about it. He was blacklisted because he defaulted on his credit card earlier, and the bank doesn't want to see him now.

"It depends on your ability. People can't always have smooth sailing, you have to learn to overcome difficulties. Zhifan, your starting point is higher than 90.00% of the people in this world, don't ruin yourself."

Fu Zhifan was disdainful in his heart, but he didn't dare to refute, he lowered his head and said nothing.When he went out, he happened to meet Shen Yu and his son who were playing in the garden.

Fei Zai happened to be standing in the middle of the road, Shen Yu took his little hand and walked to the side to make way.

Fu Zhifan passed by the two, hesitated for a moment, stopped and asked Shen Yu: "Can you persuade my brother to write off the debt?"

Shen Yu picked up his son and smiled slightly: "You wrote my name, in addition to hoping to deter those loan sharks with the name of the Fu family, you actually want us to pay you back the money, right?"

Fu Zhifan's face turned blue: "No..."

Shen Yu didn't listen to his sophistry, and shook his head at him: "You are an adult, you should be responsible for your actions. You should pay back the money you borrowed."

Being exposed by Shen Yu, Fu Zhifan felt very humiliated: "Your brother borrowed so many usury loans, didn't you and your father repay him? I heard that your illegitimate son Gu Shen also repaid him a lot , why can't my brother pay me back the money?"

Shen Yu's expression turned cold: "My brother has the ability to prodigal and earn money, and Gu Shen's money is also sucked from my brother! If you really have half the skills of my brother, I will take care of Fu Qinghan and not scold you. , and be proud."

Shen Xing's excellence is obvious to all, Fu Zhifan was wronged, saw Feifei who was playing with Shen Yu's hair, and said again: "Then if your son does this, will you ignore it? Don't bully me as an outsider!"

Shen Yu gritted his teeth and sneered: "If you are an outsider, then Fu Qinghan will probably have no insider in his eyes. If Fei Zai dares to do such a thing, I will break his leg!"

In an instant, the little guy felt a chill in his back and sneezed hard.

Shen Yu wiped his nose, Fu Zhifan remembered Fu Qinghan's ruthlessness, dared not stop, and hurried away.

"Counsel." Shen Yu looked at his back, cursed in his heart, patted his son on the back and entered the room, "You have to fight hard. Even if you are worthless, you can't be an asshole. Otherwise, the old father will take turns Go into battle, beat you to the point where you can’t take care of yourself.”

Fei Zai thinks that today's father is terrible.

In order to hug Fu's thigh as soon as possible, Xue Zhi ordered people to work overtime to sort out the materials when he returned home.

As Shen Yu said, they usually wait for the interest to roll up, and then introduce another lender to borrow money after the borrower has not yet paid.

In this way, the borrowers will always be trapped, and they will be repaid continuously.

When one person owes a debt, the whole family pays back the money.Not only did he emptied his own net worth, but the money of relatives and friends also fell into the pockets of lenders.

People like Fu Zhifan who have borrowed a large amount of money at once usually repay the interest for several months first.Unexpectedly, Fu Zhifan didn't pay it back in the first month, and the Lvsen Microfinance Company was afraid that he would run away with the money, so they immediately came to ask for the debt.

Although the income of Green Forest is not bad, but who thinks there is too much money?Once Fu's investment, not to mention the expansion of the business scale, many bad debts that cannot be recovered may be recovered.

The more Xue Zhi thought about it, the happier he became, so he called Zhong Ze the next day and asked him to come to check and accept.

Zhong Ze responded with a smile, his eyes were exactly the same as Shen Yu's yesterday, as if he was looking at a fool.

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