Perfumer of the Republic of China
Chapter 77
Qin Feixiang stared at Qin Feiran for a while, and finally reached out to take the documents.
Before the stock market crash, Dafeng had been carrying out its own expansion.According to the development concept of "financial department store", in the mind of the management, Tai Fung Bank should eventually become a "financial giant", with only businesses that the public can't think of, and there is no business that Tai Fung cannot do.
However, the turmoil in the stock market and the outbreak of the financial crisis made Qin Feiran realize that such a development strategy was no longer feasible.Qin Feixiang's review of the financial statements in recent years also shows that although Tai Fung Bank has fully blossomed in business, in addition to basic savings and loan businesses, investment, insurance and other businesses have also stepped in, but the operating conditions among various business segments In mutual influence, in the face of a crisis, the whole body is affected by a single hair.
Faced with such a situation, Qin Feiran applied to hold a general meeting of shareholders, and at the meeting proposed a plan of "suspension of business for rectification".Naturally, there was a lot of opposition.Perhaps in the minds of shareholders, suspension of business for rectification is just another way of saying bank failure.No one thinks about the problems existing in the bank, and no one intends to prevent them from happening. At this juncture, everyone is living day by day, so some people propose to vigorously repurchase the shares of Dafeng in the market, and to stimulate the market by operating their own securities. share price.
Qin Feiran looked indifferently at the shareholders in suits and leather collars in front of him, and said coldly: "You can try it, when the bills in your hands become a piece of waste paper, I will go back to manage Meng Sansheng, and you will continue to run Meng Sansheng." Hold the waste paper and cry bitterly."
Perhaps because his face was too serious, the shareholders were frightened.Qin Feiran leaned back on the big leather chair, slowly turning the tiger head ring in his hand.
Most of the shareholders are brothers or meritorious ministers who followed Zheng Pengcheng through life and death, and they understood everything when they saw the unique tiger head ring.Zheng Pengcheng also wears such a ring all year round. No one knows that this ring is actually a pair, let alone that it is a token of love between Zheng Pengcheng and Fan Meng. Since Qin Feiran was born, this ring I have been with him all the time.
A tiger head ring fully reflected Qin Feiran's status and identity, and the shareholders who originally had objections selectively shut their mouths.Qin Feiran tapped his hand on the table slowly: "If you sell the stocks in your hands now, and buy them back at a low price after a while, you might make a lot of money."
The shareholders looked at each other in blank dismay. After a while, someone finally couldn't help asking: "You said that the business was closed for rectification, but isn't that closed down? What exactly do you want to do?"
Qin Feiran glanced at the shareholder: "You are wrong. Suspending business for rectification does not mean shutting down the business. On the contrary, the rectification is to better deal with risks. Dafeng's current structure is too big, and it is easy to focus on one thing and lose another. It is better to separate the business. Could it be that after you have been pioneers for a long time, you will no longer be entrepreneurs?"
The shareholders wiped the sweat from their foreheads: "What... what do you mean?"
"In fact, the function of the earliest banks was a cash drawer, and savings was the basic business of the bank. In this case, commercial banks, investment banks, and insurance companies were simply separated, and various commercial organizations could not hold each other's shares, so as to avoid one of them When there is a problem with our business, it will not affect the foundation of Dafeng."
"Similarly, Dafeng cannot operate corporate bonds, but can only buy government bonds issued by the government. In this way, the risks faced by banks are minimized, and at the same time, Dafeng's credibility in the eyes of the public is improved. As long as If we can survive this wave, the follow-up benefits will be very considerable.”
As soon as this remark came out, the audience was in an uproar.The director of the securities department was the first to stand up and object: "I disagree. According to what you said, if one party has a problem, Dafeng will die?"
Qin Feiran asked back: "How to save? You don't really think that Dafeng alone can save the decline of the entire stock market. If you insist on going your own way, the Taihe Bank in front is an example. Qin Feihong He held most of the stocks in his hands, but what did he get in the end, now he is being chased by Ji Min all day long, living in hiding."
When mentioning Taihe, everyone in Dafeng felt lingering fear.They may not disagree with Qin Feiran's statement in their hearts, but cutting the cake in such a drastic way, for them, they have lost a lot of opportunities to make money from the details.
For a while, the atmosphere in the arena was a little dignified.
Qin Feiran didn't care about this, he continued: "In addition to the division of business, I will arrange special personnel to conduct vocational training for Dafeng's employees during the period of business closure and rectification. Dafeng's employees have always had good professionalism and service levels. This The advantage must be maintained..." After a shareholders' meeting, those who had contempt for Qin Feiran became stupefied and did not dare to say anything.
Soon, Qin Feiran took over Dafeng Bank, and the news that the bank would enter a period of suspension for consolidation was released in the media.In order to avoid causing panic among depositors and investors, Dafeng's publicity department was very careful in wording, and announced a clear opening date.Because the relevant work is done very well, everything is going on in an orderly manner.
This night, Qin Feiran returned home at midnight, when he walked into the courtyard, he saw lights on inside the house.
When he opened the door, he saw that the floor lamp in the corner on the first floor was on.He walked up the stairs, and immediately saw Liu Yanhuan nestled on the sofa in the hall, sleeping soundly.
The whole second floor was brightly lit, Qin Feiran rolled up his sleeves, and when he got closer, he found Liu Yanhuan frowning slightly in his sleep.
He couldn't help stretching out his hand and hugged the person on the sofa.
It's just this hug, Liu Yanhuan seemed to feel something, and opened his eyes to take a look.
"Are you back?" Liu Yanhuan smiled at Qin Feiran in a daze.
"Well, why don't you go to sleep in your room?"
"I want to wait for you to come back, wait and wait, and then fall asleep."
Qin Feiran was filled with tenderness when he heard the words, and said in a deep voice, "Are you hungry? I'll make you a bowl of noodles."
Seeing Liu Yanhuan nodding, he put her on the bed: "Sleep for a while, and call you when I'm done."
Qin Feiran quickly cut up the minced meat, shredded cucumber and chopped green onion, drained the noodles with cold boiled water after cooking, then sprinkled the fried minced meat on the noodles, topped with sesame sauce, chopped green onion and shredded cucumber, served in a bowl The cold noodles are done.
Just as he was about to start the plate, he was suddenly hugged from the back.
Qin Feiran didn't look back, and directly held a chopstick of minced meat to Liu Yanhuan's mouth: "Taste it."
Liu Yanhuan took a sip, and the aroma of the minced meat whetted one's appetite. He narrowed his eyes blissfully, feeling a little dazed for a moment.
In his previous life, every time he came home from overtime work, and when Shen Hao was at home occasionally, he always opened his mouth to complain about why he came back so late, and the atmosphere became cold after complaining.Most of the time, when he came home from get off work, the house was empty. After finally waiting for Shen Hao to come home, he was basically reeking of alcohol, took off his coat and flicked his tie, and fell asleep.
Shen Hao always said that he loves him, but Liu Yanhuan is so ignorant, and even thinks that love is nothing more than that.
After meeting Qin Fei, he realized that true love does not need to talk about love.A person who really cares about you, he is reluctant for you to suffer a little bit, and even more reluctant for you to feel sad for him.
Liu Yanhuan embraced Qin Feiran's neck, and she was quite grateful in her words: "Fortunately, I met you."
Qin Feiran pulled a little distance away from him, looked straight into his eyes, and said with a smile, "Why are you so emotional all of a sudden?"
"I just feel that I like you more every day than in the past." Liu Yanhuan couldn't stand Qin Feiran's affectionate stare, his eyes were flying around, and he stretched out his hand to grab Qin Feiran's head as if he had discovered a new world. A white hair comes.
"Hey, you already have gray hair." After he finished speaking, he showed a trace of annoyance, "Oh, it can't be pulled out. It is said that the more you pull out, the more gray hair you will get."
Qin Feiran couldn't help laughing as he watched his expression change from moment to moment.
But Liu Yanhuan suddenly said: "I know a kind of black hair sesame oil. It's better to hit the sun than to choose a day. After eating this bowl of noodles, I'll go get it and try it."
While Qin Feiran was packing up the tableware, Liu Yanhuan began to prepare the black hair sesame oil.
He picked a jujube branch from the garden, crushed it, and fried it with lotus leaves and sesame oil. After the sesame oil cooled and set, he added cloves, sandalwood and herbs, and stirred well.
Qin Feiran, who was tidying up, sometimes helped him, and sometimes quietly admired him.
In the early morning of the next day, the sesame oil had already formed.Coincidentally, the bank was closed for rectification, Qin Feiran stole half a day off from Fusheng, and Liu Yanhuan also took a day off.
The smell of the fried black hair oil is not unpleasant, and it has a sandalwood fragrance.Liu Yanhuan first carefully wet Qin Feiran's hair, rinsed it briefly, and then applied black hair oil.
He gently massaged Qin Feiran's scalp, and after three to five minutes, wrapped his head with a special leather sheath.If it is placed in modern times, electric heating caps are needed to heat it up a little. Nowadays, due to the limitation of conditions, it can only be wrapped for a period of time and then rinsed with water.
After this treatment, Qin Feiran's hair really became soft and shiny. Liu Yanhuan looked at his masterpiece with satisfaction, and said: "After a while, the result will be known."
I don't know if it was because the black hair oil had an effect, or because Qin Feiran suddenly calmed down and the pressure gradually eased, the white hair that had been protruding from his head really disappeared.On the eve of Qin Feiran's return to work, this well-cared-for black hair was quite different from before.Liu Yanhuan joked that if this black hair sesame oil was put into production one day, Qin Feiran would be invited to be a model.
It was originally an unintentional joke, but Qin Feiran listened to it in his heart.
He said with a smile: "Since the effect of this sesame oil is so remarkable, if it is made into a simple hair mask, it must be very popular with the high-pressure urban crowd."
Liu Yanhuan was overwhelmed by such a professional term, but he quickly realized that as an innovative product, if a similar hair mask can be put into production, the sales will definitely be very impressive.
Before the stock market crash, Dafeng had been carrying out its own expansion.According to the development concept of "financial department store", in the mind of the management, Tai Fung Bank should eventually become a "financial giant", with only businesses that the public can't think of, and there is no business that Tai Fung cannot do.
However, the turmoil in the stock market and the outbreak of the financial crisis made Qin Feiran realize that such a development strategy was no longer feasible.Qin Feixiang's review of the financial statements in recent years also shows that although Tai Fung Bank has fully blossomed in business, in addition to basic savings and loan businesses, investment, insurance and other businesses have also stepped in, but the operating conditions among various business segments In mutual influence, in the face of a crisis, the whole body is affected by a single hair.
Faced with such a situation, Qin Feiran applied to hold a general meeting of shareholders, and at the meeting proposed a plan of "suspension of business for rectification".Naturally, there was a lot of opposition.Perhaps in the minds of shareholders, suspension of business for rectification is just another way of saying bank failure.No one thinks about the problems existing in the bank, and no one intends to prevent them from happening. At this juncture, everyone is living day by day, so some people propose to vigorously repurchase the shares of Dafeng in the market, and to stimulate the market by operating their own securities. share price.
Qin Feiran looked indifferently at the shareholders in suits and leather collars in front of him, and said coldly: "You can try it, when the bills in your hands become a piece of waste paper, I will go back to manage Meng Sansheng, and you will continue to run Meng Sansheng." Hold the waste paper and cry bitterly."
Perhaps because his face was too serious, the shareholders were frightened.Qin Feiran leaned back on the big leather chair, slowly turning the tiger head ring in his hand.
Most of the shareholders are brothers or meritorious ministers who followed Zheng Pengcheng through life and death, and they understood everything when they saw the unique tiger head ring.Zheng Pengcheng also wears such a ring all year round. No one knows that this ring is actually a pair, let alone that it is a token of love between Zheng Pengcheng and Fan Meng. Since Qin Feiran was born, this ring I have been with him all the time.
A tiger head ring fully reflected Qin Feiran's status and identity, and the shareholders who originally had objections selectively shut their mouths.Qin Feiran tapped his hand on the table slowly: "If you sell the stocks in your hands now, and buy them back at a low price after a while, you might make a lot of money."
The shareholders looked at each other in blank dismay. After a while, someone finally couldn't help asking: "You said that the business was closed for rectification, but isn't that closed down? What exactly do you want to do?"
Qin Feiran glanced at the shareholder: "You are wrong. Suspending business for rectification does not mean shutting down the business. On the contrary, the rectification is to better deal with risks. Dafeng's current structure is too big, and it is easy to focus on one thing and lose another. It is better to separate the business. Could it be that after you have been pioneers for a long time, you will no longer be entrepreneurs?"
The shareholders wiped the sweat from their foreheads: "What... what do you mean?"
"In fact, the function of the earliest banks was a cash drawer, and savings was the basic business of the bank. In this case, commercial banks, investment banks, and insurance companies were simply separated, and various commercial organizations could not hold each other's shares, so as to avoid one of them When there is a problem with our business, it will not affect the foundation of Dafeng."
"Similarly, Dafeng cannot operate corporate bonds, but can only buy government bonds issued by the government. In this way, the risks faced by banks are minimized, and at the same time, Dafeng's credibility in the eyes of the public is improved. As long as If we can survive this wave, the follow-up benefits will be very considerable.”
As soon as this remark came out, the audience was in an uproar.The director of the securities department was the first to stand up and object: "I disagree. According to what you said, if one party has a problem, Dafeng will die?"
Qin Feiran asked back: "How to save? You don't really think that Dafeng alone can save the decline of the entire stock market. If you insist on going your own way, the Taihe Bank in front is an example. Qin Feihong He held most of the stocks in his hands, but what did he get in the end, now he is being chased by Ji Min all day long, living in hiding."
When mentioning Taihe, everyone in Dafeng felt lingering fear.They may not disagree with Qin Feiran's statement in their hearts, but cutting the cake in such a drastic way, for them, they have lost a lot of opportunities to make money from the details.
For a while, the atmosphere in the arena was a little dignified.
Qin Feiran didn't care about this, he continued: "In addition to the division of business, I will arrange special personnel to conduct vocational training for Dafeng's employees during the period of business closure and rectification. Dafeng's employees have always had good professionalism and service levels. This The advantage must be maintained..." After a shareholders' meeting, those who had contempt for Qin Feiran became stupefied and did not dare to say anything.
Soon, Qin Feiran took over Dafeng Bank, and the news that the bank would enter a period of suspension for consolidation was released in the media.In order to avoid causing panic among depositors and investors, Dafeng's publicity department was very careful in wording, and announced a clear opening date.Because the relevant work is done very well, everything is going on in an orderly manner.
This night, Qin Feiran returned home at midnight, when he walked into the courtyard, he saw lights on inside the house.
When he opened the door, he saw that the floor lamp in the corner on the first floor was on.He walked up the stairs, and immediately saw Liu Yanhuan nestled on the sofa in the hall, sleeping soundly.
The whole second floor was brightly lit, Qin Feiran rolled up his sleeves, and when he got closer, he found Liu Yanhuan frowning slightly in his sleep.
He couldn't help stretching out his hand and hugged the person on the sofa.
It's just this hug, Liu Yanhuan seemed to feel something, and opened his eyes to take a look.
"Are you back?" Liu Yanhuan smiled at Qin Feiran in a daze.
"Well, why don't you go to sleep in your room?"
"I want to wait for you to come back, wait and wait, and then fall asleep."
Qin Feiran was filled with tenderness when he heard the words, and said in a deep voice, "Are you hungry? I'll make you a bowl of noodles."
Seeing Liu Yanhuan nodding, he put her on the bed: "Sleep for a while, and call you when I'm done."
Qin Feiran quickly cut up the minced meat, shredded cucumber and chopped green onion, drained the noodles with cold boiled water after cooking, then sprinkled the fried minced meat on the noodles, topped with sesame sauce, chopped green onion and shredded cucumber, served in a bowl The cold noodles are done.
Just as he was about to start the plate, he was suddenly hugged from the back.
Qin Feiran didn't look back, and directly held a chopstick of minced meat to Liu Yanhuan's mouth: "Taste it."
Liu Yanhuan took a sip, and the aroma of the minced meat whetted one's appetite. He narrowed his eyes blissfully, feeling a little dazed for a moment.
In his previous life, every time he came home from overtime work, and when Shen Hao was at home occasionally, he always opened his mouth to complain about why he came back so late, and the atmosphere became cold after complaining.Most of the time, when he came home from get off work, the house was empty. After finally waiting for Shen Hao to come home, he was basically reeking of alcohol, took off his coat and flicked his tie, and fell asleep.
Shen Hao always said that he loves him, but Liu Yanhuan is so ignorant, and even thinks that love is nothing more than that.
After meeting Qin Fei, he realized that true love does not need to talk about love.A person who really cares about you, he is reluctant for you to suffer a little bit, and even more reluctant for you to feel sad for him.
Liu Yanhuan embraced Qin Feiran's neck, and she was quite grateful in her words: "Fortunately, I met you."
Qin Feiran pulled a little distance away from him, looked straight into his eyes, and said with a smile, "Why are you so emotional all of a sudden?"
"I just feel that I like you more every day than in the past." Liu Yanhuan couldn't stand Qin Feiran's affectionate stare, his eyes were flying around, and he stretched out his hand to grab Qin Feiran's head as if he had discovered a new world. A white hair comes.
"Hey, you already have gray hair." After he finished speaking, he showed a trace of annoyance, "Oh, it can't be pulled out. It is said that the more you pull out, the more gray hair you will get."
Qin Feiran couldn't help laughing as he watched his expression change from moment to moment.
But Liu Yanhuan suddenly said: "I know a kind of black hair sesame oil. It's better to hit the sun than to choose a day. After eating this bowl of noodles, I'll go get it and try it."
While Qin Feiran was packing up the tableware, Liu Yanhuan began to prepare the black hair sesame oil.
He picked a jujube branch from the garden, crushed it, and fried it with lotus leaves and sesame oil. After the sesame oil cooled and set, he added cloves, sandalwood and herbs, and stirred well.
Qin Feiran, who was tidying up, sometimes helped him, and sometimes quietly admired him.
In the early morning of the next day, the sesame oil had already formed.Coincidentally, the bank was closed for rectification, Qin Feiran stole half a day off from Fusheng, and Liu Yanhuan also took a day off.
The smell of the fried black hair oil is not unpleasant, and it has a sandalwood fragrance.Liu Yanhuan first carefully wet Qin Feiran's hair, rinsed it briefly, and then applied black hair oil.
He gently massaged Qin Feiran's scalp, and after three to five minutes, wrapped his head with a special leather sheath.If it is placed in modern times, electric heating caps are needed to heat it up a little. Nowadays, due to the limitation of conditions, it can only be wrapped for a period of time and then rinsed with water.
After this treatment, Qin Feiran's hair really became soft and shiny. Liu Yanhuan looked at his masterpiece with satisfaction, and said: "After a while, the result will be known."
I don't know if it was because the black hair oil had an effect, or because Qin Feiran suddenly calmed down and the pressure gradually eased, the white hair that had been protruding from his head really disappeared.On the eve of Qin Feiran's return to work, this well-cared-for black hair was quite different from before.Liu Yanhuan joked that if this black hair sesame oil was put into production one day, Qin Feiran would be invited to be a model.
It was originally an unintentional joke, but Qin Feiran listened to it in his heart.
He said with a smile: "Since the effect of this sesame oil is so remarkable, if it is made into a simple hair mask, it must be very popular with the high-pressure urban crowd."
Liu Yanhuan was overwhelmed by such a professional term, but he quickly realized that as an innovative product, if a similar hair mask can be put into production, the sales will definitely be very impressive.
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