Riverside police

At 4:30 pm, Xu Mingyuan was listening to his subordinates' work reports in his office. Zhang Lan, who rarely came to the Anti-Smuggling Bureau, came unexpectedly.

Wang Changjiang, deputy director of the Anti-Smuggling Bureau, knew that the wife of the deputy director must have something to do. He packed up his notebook, said hello to the wife of the deputy director, and walked out of the director's office with a smile.

"What's wrong? Is there something wrong?" Xu Mingyuan stood up and asked.

Zhang Lan closed the door and said happily: "Mingyuan, Ningning bought a house!"

Buying a house is definitely a sad topic for Xu Mingyuan. He was stunned for a moment, and said with mixed feelings: "I know, what does her getting rich have to do with us?"

"I mean she bought another one, in Zhangjiang, in the same neighborhood as the house my master's wife just bought!"

"Another one, why did she buy so many houses?"

"Investment!"

"How did you know?"

"She called me and told me that she and my master's wife are still in Zhangjiang now."

"When did she buy it?"

"Just now." Zhang Lan missed two opportunities to get rich, and didn't want to miss the third time, so she said anxiously: "This time she bought a two-bedroom and two-living room house, but the area is not small, a total of 94 square meters, and the other party wanted 7,210 square meters. She bargained with them and finally got it down to 7,000."

The woman tasted the sweetness and couldn't stop!

Xu Mingyuan couldn't help asking, "How much did it cost in total?"

"It's said 7,000 per square meter, how much is the total price? You don't know how to calculate it!"

"How much is it? I'm too lazy to calculate it."

"The total price is 658,000, and the down payment is 20%, which is 131,600. She plans to borrow 520,000 from the bank and pay it off in 20 years, about 3,000 per month. In the past, the pressure of repaying the loan was a bit high, but now that wages have increased, her family's previous mortgage has been paid off, and the remaining one can be repaid with rent. There are four people in her family who earn money, and the income is very stable. It's easy for her family to pay 3,000 per month."

There are two civil servants in Xianyu's family, one is a director and the other is a deputy director. Although Han Gong and Director Xiang retired from public institutions, they were both military-to-civilian cadres before retirement, and Han Gong has a high title, so the old couple's retirement salary is not small.

For Xianyu's family, the pressure of repaying the loan is not great.

Xu Mingyuan was really envious. After a moment of silence, he asked, "Will her family buy a car?"

"No, Ningning said that buying a car costs money, but buying a house can make money. She plans to use the money from buying a car to pay the down payment for the house."

"Has the contract been signed?"

"The deposit has been paid!"

"She is so decisive that she can buy a house even if she goes to Dongdong's wedding."

"Mingyuan, let's buy one too. It's only 7,000 yuan per square meter. We can afford the down payment, and the pressure of repaying the loan is not too great!"

"What do you mean by only 7,000 yuan per square meter?" Xu Mingyuan pointed in the direction of Langshan and said, "You went to Boyuan Blue County to the east of Binjiang Park last time. The scenery is so good and the environment is so good. It's a row house. How much does it cost per square meter?"

Zhang Lan was anxious: "No matter how good the scenery and environment are, it's Binjiang. I mean to buy a house in Donghai. I would rather have a bed in Donghai than It makes sense to ask for a house in Binjiang. Donghai's housing prices have risen so much in recent years. Look at Binjiang. The price is still the same as it was five years ago!"

"I understand what you said, but the problem is that the house she bought this time is not in the urban area of ​​Donghai. I have been to Zhangjiang, and it is a big rural area. Uncle Ge and his wife went to Zhangjiang to buy a house in the first half of the year, and I wanted to persuade them not to buy it. It is better to buy it in Hengming Island, which is closer to home."

"Big rural area?"

"You can find a map to see that it is far from the city and there is nothing around!"

"Have you really been there?"

"I led a team to arrest someone when handling a case last year."

"Are you saying that the houses over there have little room for appreciation?"

"It is similar to Hengming over there. Even if the location is better than Hengming, it is not much better!"

Speaking of it, Hengming is also Donghai, but in fact, Hengming and Donghai are two different things. You can afford it, but why buy it if there is no room for appreciation?

Zhang Lan felt that her husband's words made sense, but after thinking about it, she said, "Ningning doesn't understand these things, but her mother and Zhang Erxiao should understand them. Both of them support her to buy the house, so there must be reasons for them to support her to buy it."

"When has she ever listened to her mother? She has always been the head of her family, okay? She bought it on impulse, and her mother can't say anything, and Zhang Erxiao can't say anything. As for Xianyu, he has no right to say anything at all!"

"Then we won't buy it?"

"Why buy it? It's not like we don't have a place to live. Besides, if we go to Donghai to buy a house now, we won't be able to transfer our household registration, so it doesn't make sense for us to buy a house."

"Okay, you do your thing, I'll go back first."

...

At the same time, the police officers of the Changhang Branch, who had just finished training and returned to the port area from the Municipal Police School, were also discussing the fact that Director Han's wife had bought another house in Donghai.

"Director Ding, Director Han has bought another house. Will your family buy one?"

"I don't have that much money. I can't afford it even if I want to."

"Director Ma of the Water Branch has decided to buy one. Guo Weitao of the Customs Anti-Smuggling Bureau is also going to buy one. Even Station Chief Li of the Border Inspection Station plans to go to Donghai to look at houses. Why don't you go?"

"If buying a house gives you a residence permit like before, I would take leave without saying a word. But now buying a house doesn't give you a residence permit. It's really meaningless to me."

The news of Han Xiangning buying a house spread quickly.

Ma Jintao, Guo Weitao, Li Jun and other old comrades and subordinates of Han Yu missed an opportunity before. They heard that his family had bought a house again and did not want to miss it a second time. According to Xiaoyu's incomplete statistics in the past half hour, twelve old comrades have decided to form a group to buy a house in Donghai. Even Shi Shengyong, deputy director of the Linghai Public Security Bureau, has joined. They have given Zhang Erxiao full authority to negotiate with the developer to see if they can Can't get the best deal!

In the past, when wages were low, it was normal for civil servants to engage in side jobs and investments.

It’s just that some made money and some lost money.

Wu Guoqun doesn't know how to do business or invest. The only thing he can do is submit articles to journals and magazines to earn some royalties. It's actually quite good not to do business or invest. Lao Qiu from the Publicity Department, whom he despises the most, has been doing a lot of things over the years. To be precise, Lao Qiu's wife has been doing a lot of things.

She has sold insurance and worked in Lean MLM. As for the subsequent 10,000-acre afforestation project and the Ant Power God, her wife was not left behind. After struggling for so many years, not only did she not make any money, but she lost hundreds of thousands.

Because of this, he often laughed at Lao Qiu when he was working in the Political Department. In fact, this was also the reason why Lao Qiu didn't like him.

But compared to the "Binjiang House Buying Group" that was established in less than an hour, the unremarkable "side businesses" that the Laoqiu family was tossing around were nothing. They invested dozens or even millions, and they also had to borrow money from banks. .

In the car, Wu Guoqun found it inconvenient to ask questions in front of so many police officers.

When he returned to the branch, he immediately invited Sheng Baocheng, director of the Political Department, into the office to ask for advice on the pros and cons of buying a house in Donghai.

"Political Commissar, in fact, it is not just Han Bureau who went to Donghai to buy a house and made a fortune. He just went to Donghai to buy a house and had to pay off the mortgage every month. His life was tight, so he could only live frugally, and even had to He demolished the east wall to repair the west wall, lived a life of poverty, and finally turned around. He always likes to show off, so that everyone knows that he has made a fortune by buying a house! "

"You mean there are still many people who make a fortune in silence?"

"too much."

"too much?"

Sheng Baocheng smiled and said: "You have seen Wang Wenhong, the former director of Shuishang Branch. Bureau Wang went to Donghai to buy a house at the same time as Bureau Han. The house he bought was just not as good as Bureau Han's house, but he bought it cheap at that time. It seems It was only more than 3,000 per square meter, and now it has increased to 20,000!”

Comrade Lao Wu exclaimed: "He made it known. In terms of return on investment, the return on investment for the house he bought was higher than the return on investment from the Korean Bureau!"

It's so rare and strange.

Sheng Baocheng felt like a country bumpkin. He thought about it and laughed: "Everyone thinks Han Ju is a millionaire now. In fact, compared with Chen Zikun, Han Ju is nothing."

Comrade Lao Wu asked in surprise: "Chen Zikun also bought a house in Donghai?"

"He didn't buy his house in Donghai with money. His father-in-law used to be a contractor and worked on projects in Donghai. In the past few years, people in Donghai were all waiting to be allocated a house. If the developer's house was not easy to sell, he would give up part of it. The lost house was given to the construction company as payment for the project. His father-in-law could only ask for a house if he could not get the project payment, and he asked for more than a dozen houses at once.”

"That belongs to his father-in-law, not him."

"His father-in-law only has a daughter, and his son-in-law is almost like a son. Aren't those dozen houses his?"

"Baocheng, I really didn't know if you didn't tell me. It turns out he is an invisible rich man!"

"When it comes to buying a house in the East China Sea, Xiaoyu also went to the East China Sea to buy a house. As long as they have the conditions, almost all the people in Linghai will go to the East China Sea to buy a house!"

"What does this have to do with being from Linghai?" Wu Guoqun asked puzzledly.

Sheng Baocheng explained patiently: "Linghai and the East China Sea are separated by a strip of water. They are connected geographically, have close relationships with each other, have similar cultures, and have similar languages. The Linghai people have entered the East Coast very early. You must have heard of Zhang Jian, the number one scholar in the late Qing Dynasty. Zhang Jian is from Linghai. It can be said that our first modern city, Binjiang, was built by Zhang Jian. But before returning to Binjiang, Zhang Jian and his son were prosperous in the East China Sea.

The Shiliupu Wharf in the East China Sea and the former Bailong Port in Linghai have been the link connecting Linghai and the East China Sea for more than a hundred years, and the two places have been closely connected. Over the past 100 years, the number of Linghai people who have settled in the East China Sea is conservatively estimated to be no less than 400,000, and 90% of the Linghai people have relatives in the East China Sea.

After liberation, more Linghai people went to school and worked in Donghai, and many people became leaders and experts in various industries in Donghai. After the reform and opening up, many people from Donghai worked as "Sunday Engineers" in Linghai, providing advice to various enterprises in Linghai. Now more than half of the companies investing in Linghai are from Donghai!

Linghai has an enclave on Minming Island in the East China Sea, and that enclave is the size of a town. In short, Linghai has a natural affinity with Donghai, even the dialects and diets are similar. So much so that there is Linghai Road in the East China Sea, and there is also the Donghai Road in Linghai. Therefore, people from Linghai don’t like to come to Binjiang, and they even look down on Binjiang. They not only like Donghai, but even regard themselves as Donghai people. "

Comrade Lao Wu suddenly realized it, thought about it and asked again: "Where is Dong Qi?"

"Dongqi's situation is similar to Linghai's, or even worse."

"Can I make money by buying a house in Donghai?"

"I don't know if I buy it now, but everyone who bought it in the past has made a fortune."

"Have you ever gone to Donghai to buy a house?"

"My son is at Donghai University and will definitely stay and work in Donghai in the future. He has to buy a house, otherwise he won't even be able to find a wife."

Comrade Lao Wu asked: "When did you buy it?"

Sheng Baocheng chuckled and said: "I bought it late. I bought it the year before last. The location is not as good as the first one I bought from Han Bureau, but I finally caught the last train. My wife said that the housing prices in that community have also gone up a bit. "

"Besides you, Bureau Han, Bureau Chen and Xiaoyu in our branch, who else has a house in Donghai?"

"That's a lot, political commissar. The predecessor of our branch is the Binjiang Port Public Security Bureau. The predecessor of the Binjiang Port Public Security Bureau is the Binjiang Port Police Station under the jurisdiction of the Changhang Hangzhou Donghai Branch. Many of the old seniors are from Donghai."

Donghai is an international metropolis!

It may be impulsive for a person to go to Donghai to buy a house.

So many people want to go to Donghai to buy a house, which shows that there must be a "money prospect" in buying a house in Donghai!

Rather than making money by buying a house and waiting for its value to rise, Comrade Wu wanted to show off to his rivals in the Political Department. He took out his cell phone and quickly dialed Han Yu's number.

Han Yu received the call and subconsciously asked: "Political commissar, what's the matter?"

"Han Bureau, did your family buy another apartment in Donghai?"

"How did you know about this?" Han Yu was depressed and asked absently.

Wu Guoqun said happily: "Count me in, I'll buy one with a down payment of 130,000 yuan! Bureau Han, we are partners now. When we retire in the future, I will go to the East China Sea to be your neighbor!"

"Commissar, are you kidding?"

"No kidding, I'm going to call my wife right now. She will definitely be interested, and I have the final say on my family's affairs. I'll buy it when I say it. I promise I won't regret it!"

Han Yu felt it was a bit ridiculous and quickly said: "Political Commissar, I suggest you and your sister-in-law come and take a look first. Although the house we bought this time is cheap, the location is a bit remote, and now we are not allowed to settle in Donghai when buying a house."

"Han Bureau, I believe in your investment vision."

"No, no, you have to come and see it before making a decision. The cheapest two-bedroom apartment costs more than 600,000 yuan. You have to be cautious about such a big deal."

"Money is not an issue. The down payment is only 130,000. I went to France to travel... No, I spent more than 20,000 on a business trip with you to France. As for the location, I also know that the location in the main city is good, but the housing prices in the main city are It’s expensive. Buying a house is like raising pigs. You have to buy small, cheap pigs and fatten them before you can make money.”

"Political Commissar, you and your wife are here to take a look first. You should think about such a big matter first."

"I definitely want to go see it, but there are so many people going to buy it now. What if the cheaper apartment is bought by others? You can arrange a number for me first. I don't have time tomorrow. I'll ask my wife to go see it. ”

Is there any mistake, there are people rushing to buy such a remote house?

Han Yu suddenly discovered that his senior sister seemed to have opened a Pandora's box, spawning a powerful "Binjiang Real Estate Speculator Group"!