Reborn in Hong Kong: The Tycoon Grows Up

Latest website: As for Sister Zhao, she went straight to the bank; the merchants in Zhongguancun know each other very well! They all belong to the master who doesn't see rabbits and doesn't scatter eagles, and people with empty teeth and white teeth will not agree! Therefore, I want everyone to believe that money must be put in front of me; otherwise, no one will buy it. curium

Sister Zhao has never doubted her husband's judgment; although she may not be very good at doing business, she can't keep up with her style and vision. And he is very clear that even if Baozixuan does not come forward, Zhongguancun will have great development; the market size and sales cannot deceive anyone.

But it is doomed to disappoint her. The major banks don't recognize Sister Zhao's assets very much; even if they provide bank statements, they cannot impress her. I used to think that it would not be a problem to get a loan of 10 million from the bank, but the reality was that I was slapped in the face; the bank I often cooperate with was only willing to provide a loan of 5 million; only half of what I expected.

Before, in front of her husband, she had already boasted a lot; at the critical moment, she must not lose the chain. Although Sister Zhao is not well-educated, she is also a vigorous and decisive owner; since the cooperative bank cannot get approval, it is natural to find another way.

The project was developed by Baozixuan, and I heard that Heiyun Bank has a good reputation; it was just that there was no chance of cooperation before, or it was instinctively repulsive.

Private banks have never been so safe; you must know that the people suffered a lot from it before, if it weren't for being greedy for petty gains; the Zhao family's family business is definitely more than what it is now.

There is no other way at present, and Black Cloud Bank is Bao Zixuan's property; in the past, even if the bank had problems with the loan, the loss would not be too great. With the mentality of giving it a try, Sister Zhao came to the Kyoto Branch of Heiyun Bank.

As soon as I entered, I felt very comfortable; at least in terms of decoration style, Heiyun Bank is much better than any domestic bank. curium

There is a dedicated service person at the door, who said with a smile, "Hi, ma'am! Welcome to Heiyun Bank, it is a pleasure to serve you!"

The service attitude is impeccable; Yuan Tianfan is very concerned about customer experience, so the training and management of bank personnel is very strict.

The staff of Heiyun Bank want to be promoted; the premise is that there are no customer complaints. Of course, the unreasonable troubles of depositors will be investigated clearly; employees will never be asked to compromise and suffer the slightest harm.

Sister Zhao was also flattered, she didn't expect the service attitude of Heiyun Bank to be so good; it was simply beyond imagination. There is no harm without comparison. It seems that Bao Zixuan understands what customers need.

The more capable a person is, the more low-key he is; doing his best to serve customers may be the reason why he can become the richest man in the world.

It can only be said that Yuan Tianfan's credit has been obliterated; after all, many people don't know the president of Heiyun Bank, who made the boss so famous; completely covered up the edge of his subordinates!

Sister Zhao said with a smile, "Hi, little girl! I'm here to handle the loan business. I don't know what procedures are needed."

The staff was very surprised to hear that they came here to apply for a loan; after all, in this era, there are really not many people who come here to apply for a loan; it is even rarer to find Heiyun Bank.

Looking at the well-dressed and extraordinary temperament, he should not be the one who makes trouble for no reason.

The staff of Black Cloud Bank said with a smile: "Ma'am, if it is a loan, we need to evaluate your assets; and then make a comprehensive analysis of the use of funds to determine the final amount."

It is reasonable, after all, if you want to get a loan from the bank; people must know your situation and what it is for; they should also know.

Sister Zhao: "I have brought all the materials, how to deal with them."

It seems that the other party came prepared, and the staff directly took Sister Zhao to the asset appraisal room. Where there are the most professional analysts, they will conduct an overall assessment of Sister Zhao's assets. After the receptionist poured a cup of coffee for Ms. Zhao, and introduced the relevant situation, she left directly.

After reviewing the real estate and bank statements, the appraiser smiled and said, "Ms. Zhao; I would like to know what you will use for the loan."

The use of funds must be clear; in case of illegal and criminal activities, the bank must also bear the responsibility together.

Sister Zhao: "Yesterday staff from Kyoto City came over

The store asked for opinions, and Mr. Bao Zixuan of Heiyun Group wanted to carry out an overall renovation of Zhongguancun; he hoped to move them all out. Temporary stalls will be set up in the precision instrument factory for everyone to use. "

"The compensation plan is very good. Not only can it be replaced; you can also spend money to buy some shops. I want to expand the business of the store. Funds are urgently needed."

Hearing this, the appraiser immediately understood what it meant; it was no secret that the boss went to Zhongguancun yesterday.

Heiyun Group has been working for a long time, and the boss has no hobby of hanging out. Naturally, they are optimistic about the future development of Zhongguancun, which may also be an opportunity for Heiyun Bank.

Since entering the mainland, it has not been as good as expected; when they heard that it was a private bank, the public instinctively rejected it. With the help of Pudong development, Shanghai Branch has increased its business volume rapidly. The Jingdu branch can fully use the shareholder style of Zhongguancun development to make depositors have instinctive trust in the bank.

The asset appraiser said very seriously: "I'm very sorry to keep you waiting; according to the comprehensive evaluation, the maximum loan amount you can apply for in our bank is 10 million US dollars."

"In addition, we can also apply for a 100,000-dollar credit card for you. You can go to Xiangjiang or go abroad in the future; and you can use it wherever you can swipe the card."

When she heard that the price was 10 million US dollars, Ms. Zhao couldn't believe her ears.

Domestic banks are willing to lend up to 5 million Huaxia currency, and Heiyun Bank is actually 10 million U.S. dollars; the difference is a bit big, so you won’t encounter scammers!

But it didn't look like it, after all, the money was withdrawn from the bank; the loss would definitely not be her.

As for credit cards, I've heard of them before; but haven't used them. Most foreigners have a maximum limit of 10,000 U.S. dollars. Is 100,000 U.S. dollars too much?

Sister Zhao said a little excitedly: "You are not mistaken!"

According to Sister Zhao's current asset analysis, a loan of US$3 million is already the limit; but considering that the boss wants to develop Zhongguancun, even if the loan is US$10 million, the bank doesn't have to worry about not getting it back. The store is where it is, and it can be easily reached without private transactions by the Black Cloud Group. curium

In addition, it also means setting a benchmark. If you want to start a business quickly, you will naturally have to take some measures. The identity of the other party is very suitable, a merchant in Zhongguancun, and the bank statement is very good; in addition, there are several properties mortgaged. It’s another purchase of products developed by Heiyun Group, so don’t worry even if the amount is released in a large amount.

The appraiser said very seriously: "Ma'am; I am a bank employee, and I am talking to you on behalf of Heiyun Bank. Naturally, I will not joke about the bank's reputation. The amount of 10 million US dollars is a comprehensive consideration."

Hearing this, Sister Zhao was very embarrassed; she is such a big bank, and the service is very professional, how could she make fun of herself.

As for the bank interest, it was even more unexpected; the overall calculation is very suitable.

Sister Zhao: "When will the loan be released the soonest?"

The appraiser smiled and said, "Anytime, if you want."

"However, I advise you not to use up the quota all at once, otherwise you will have to pay a lot of interest."

"We will open a credit account for you with a total limit of 10 million U.S. dollars; then you can take a check book, and all payments that need to be made can be made through Black Cloud Bank."

"Anyone holding a check with an endorsement, the bank will release the money; guarantee that there will be no delay for a second. Interest will also be calculated according to the time of disbursement, which can save a lot of money."

For the sake of customers at all times, this is the service tenet of Heiyun Bank.

Sister Zhao thought for a while and said, "What if I want to transfer the loan to other bank accounts!"

The appraiser smiled and said, "This is your freedom. UU Kanshu www.uukanshu.com Bank's core principle is to serve customers well; besides, it has already earned interest, and it cannot actively interfere with any decision-making of customers."

Unexpectedly, there was such an operation, and Sister Zhao was very satisfied; she said with a smile, "Then what procedures do I need to go through?"

Appraiser: "Put the real estate certificate in the bank, and it is forbidden to sell it during the loan period; in addition, it is very simple to fill out a few forms."

Heiyun Bank will try its best to simplify the procedures, which can improve the working conditions to a certain extent.

work efficiency.

After Sister Zhao left Heiyun Bank, her head was still a little dizzy. If it weren't for the checkbook in hand, I would definitely think it was just a dream.

But the checkbook and the loan authorization contract are real; although I don't know why Heiyun Bank is so optimistic about her. With food in hand, don't panic; it can be implemented according to the original plan!

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