Reborn in Hong Kong: The Tycoon Grows Up

Zheng Yutong's actions made one person a little confused, that is Qiu Degen, the former owner of the bank. What's the situation? How can Shadantong team up with Shen Bi and Bao Yugang to issue bonds together. The hole in the Far East Bank is not small, and no one knows this better than the Qiu family. But think about it carefully; even if others don't know it, Shen Bi is absolutely clear. Because the Qiu family also exchanged loans with HSBC, but why did Shen Bi do this; it is really incomprehensible, there must be benefits here.

At this time, the Qiu family had already withdrawn from the banking industry. If they were making inappropriate remarks, it would be a bargain. And even if you speak out in the media, no one will believe it. The people of Xiangjiang will also laugh at the Qiu family's lack of ability. Then it will definitely become a laughing stock in the future, and even think that it is caused by the incompetence of the Qiu family.

When the holding family of Heung Kong Small and Medium Bank wanted to discuss with the Qiu family, Qiu Degen directly refused. This is the most basic business principle, and the Qiu family will never let anyone pick out any faults. Moreover, the Qiu family won't get any real benefits at all, and they will only be used as gunmen; Qiu Degen is not stupid, and he will not go into this muddy water at all.

Yongheng Bank, formerly known as Yongheng Yinhao, was founded by Feng Yaojing in Yangcheng in 1937 and initially operated gold and silver exchange business. After the Second World War, Yongheng Silver Co., Ltd. reorganized its business in Heung Kong, and initially had 19 employees. After a period of systematic development, Wing Hang Bank was granted a banking license by the Hong Kong government in 1960. In 1979, the head office was demolished and rebuilt into a twenty-storey head office building for expansion.

At present, Wing Hang Bank has more than 30 branches and representative offices in Hong Kong and Las Vegas. It can be said to be a large-scale private bank.

To say that the founder Feng Yaojing is also a legendary figure, his ancestral home is in Magang Mazhong Village, Ronggui, Shunde. Although he lived in the countryside since he was a child, and did not read much, he was intelligent by nature and had few ambitions. At the age of fourteen, in order to help his family solve life difficulties, he left his hometown and became an apprentice at the "Anfa Silver Number" in the thirteenth line of Yangcheng. Due to diligent study, he is not ashamed to ask questions; he is quickly familiar with the financial operation process; and he has a unique set of insights.

In order to better display his talents, at the age of twenty-nine, he and his friends founded "Yongheng Silver" in Yangcheng. Significant results were achieved very quickly. However, when the Anti-Japanese War broke out, he moved the silver number to Zhan City, and the business development basically came to a standstill.

After the war was basically over in 1945, he moved to Hong Kong, where he reorganized the "Yongheng Silver". Due to the skillful management and the gradual stabilization of the social environment, the business of Wing Lung Silver Number has developed rapidly, and a semicolon has been added in the casino. In 1960, "Wing Hang Silver" was registered as "Wing Hang Bank" Limited, and Mr. Feng was elected as the first chairman.

It can be said that Feng Yaojing has seen strong winds and waves, and he is an old man from the war years; many things have been taken lightly, at least they will not be affected by the outside world. But the current situation is a predicament that he has never encountered in the financial industry for decades; it can even be said that Wing Hang Bank has come to the brink of life and death.

Nanyang Commercial Bank was founded in Xiangjiang by Zhuang Shiping on December 15, 1949. The founder, Zhuang Shiping, is also a legend.

Zhuang Shiping, a native of Chaoshan, was born in 1911. He founded Nanyang Commercial Bank in Xiangjiang as early as 1949, and founded Nantong Bank in Las Vegas the following year.

Mr. Zhuang, in the economic society of Xiangjiang, gradually has a huge influence and cohesion. The capital strength of Nanyang Commercial Bank also jumped to the second place in the Hong Kong Huayin system in the 1970s; this shows its strength and influence.

As for the innovation bank established in 1948, it was already in charge of the second generation at this time.

Liao Liewen was born in 1930 and joined Chong Hing Bank in 1950. In 1961, Chong Hing Bank encountered a run, although HSBC and Standard Chartered Bank issued a joint announcement to publicly spread rumors for Chong Hing Bank. However, his father, Liao Baoshan, unfortunately died of a cerebral hemorrhage, and Liao Liewen was appointed to take over as managing director;

It can be said that the ability is no worse than that of the Chuang generation, and the people are younger, and they can definitely be regarded as young and strong.

As for Wing Lung Bank, it opened on February 25, 1933 at No. 37 Wenxian East Street, Hong Kong, named Wing Lung Silver, with a capital of HK$44,500. The business of trading stocks, gold and domestic government bonds on behalf of customers has increased year by year.

In 1937, in order to expand the business, it moved to No. 112, Queen's Road Central, Hong Kong. In 1941, the Pacific War broke out and Xiangjiang fell. In order to settle down his colleagues, Wing Lung transferred to the casino to continue operating the banking business, and established the Wing Lung Gold number in Liucheng, Xiyue. And actively cleaned up old accounts in Las Vegas and Liucheng, which was highly praised by customers. Until 1945, when the war ended, he returned to Hong Kong to resume business.

The founder Wu Yisun was originally a child of a wealthy family, but his family was in a downturn when he was young; to be able to start a new career in Xiangjiang is definitely a person with super ability.

At this time, the heads of the four major private banks in Hong Kong, Feng Yaojing of Wing Hang Bank; Zhuang Shiping of Nanyang Commercial Bank; Liao Liewen of Chong Hing Bank; and Wu Yisun of Wing Lung Bank gathered together to discuss countermeasures.

According to the size of the bank and its influence in the industry; Feng Yaojing of Yongheng Bank is stronger than the others, at least with the largest number of branches. He should be the first to speak, and that applies everywhere and everywhere.

Feng Yaojing first said: "At present, the living environment of small banks in Heung Kong is getting more and more difficult, and there is basically no room for small banks like us. Zheng Yutong acquired Far East Bank in a high-profile manner and entered the banking field. I don’t want to take some countermeasures; our families may also follow the footsteps of Hang Lung’s bookmakers and Qiu’s family in the Far East.”

"Don't be afraid of your jokes. Today, in just one day, Wing Hang Bank has been withdrawn from more than 300 million Hong Kong dollars. That's still a large amount of money that needs to be reserved. If you don't come up with a countermeasure, the number may double tomorrow."

Several other people were not too surprised to hear that Wing Hang Bank was withdrawn in one day with 300 million Hong Kong dollars. They are both in similar situations, not even much better than each other. Not so much funds were withdrawn by customers, mainly because the scale is smaller than that of Yongheng, but it is the same in proportion.

Knowing that he had to express his opinion, Zhuang Shiping said, "The situation of Nanyang Commercial Bank is similar, or even worse. Now it is no longer the business of one bank, so it must be united."

"With the strong rise of Heiyun Bank, especially the ATM machines of the other party have spread all over the streets of Xiangjiang, our previous advantages have disappeared, and very few people have come to the bank to open an account in the past year. Fortunately, everyone has some The old customer base is not without food."

"But now Zheng Yutong has come out to disrupt the situation again. If you don't find a coping strategy, maybe everyone will really have nothing to eat~www.readwn.com~ Wu Sheng has a good relationship with Qiu Degen. I wonder if he has disclosed some information about Far East Bank to you. If you know yourself and your enemy, you will be able to fight a hundred battles without being imperiled.”

"Although we all know that Far East Bank; that is, Zheng's Bank now has a lot of non-performing loans. But what is the specific situation, there is definitely no detailed data on the Qiu family. Although this involves bank confidentiality, at this time the Qiu family has already cooperated with Far East. The bank has nothing to do with it. Don't you just watch us get unlucky; can't we read the past relationship and reveal a little useful information!"

Zhuang Shiping's so-called advantage is that these banks have branches in remote places, which can serve some markets that were previously disliked by big banks. Many of them are elderly people. If there is no accident, they basically do not open accounts in other banks, and their customers are still very stable.

But Heiyun Group doesn't need to open a branch at all, one ATM machine can solve all the problems. If that doesn't work, then two. As a result, the scale of depositors of these banks has grown very slowly, or has not even increased.

But after all, there are some foundations before, and if you serve existing customers well, it will not go bankrupt. But at present, Zheng Yutong's move is too ruthless. He wants to beat everyone to death with one stick, without leaving any way out.

As for the Qiu family, it is because Wu Yisun and Qiu Degen are inseparable; they often drink tea and chat together. If you want to inquire about the specific situation of Far East Bank through Wu Yisun, you must at least be aware of it.

But whoever came to think of it, Qiu Degen acted completely according to the rules, and he would not give any face to anyone. And made it clear that he is no longer involved in any matters in the field of Hong Kong Bank; his attitude is very firm!

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