Reborn in Hong Kong: The Tycoon Grows Up

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Knowing that things were beyond his ability, Zheng Ershao thought that he couldn't report to his father at the company. If he gets angry directly and affects his normal work, then his guilt will be even greater. But with so many brothers and sisters at home, he was the only one involved in the whole thing; if he got angry, he would definitely bear the brunt.

Under He Saiyun's persuasion, he decided to go home at night to report. After all, some things have to be faced sooner or later, and they will always be stabbed. It is better to clarify the problem early. And the sooner Dad understands the problem, the better the countermeasures can be found in advance.

In recent days, Zheng Yutong can be said to be in high spirits. He is the only one in the five tigers of Xiangjiang real estate and the jewelry tycoon. Now it has successfully acquired a bank, making it enter the financial field. In the future, there will be more financing channels for the Zheng family, and there is no need to worry about funding issues.

Seeing that the second child came home with a sad face, Zheng Yutong was angry and didn't fight. At this time, it should be a day to celebrate, not to let him cry for himself. The son looks like this, let outsiders see what they will think. It's just embarrassing for myself, could it be a conflict with my girlfriend. This kid has moved his true feelings, there is really such a possibility.

Zheng Yutong: "I don't want to make my family happy when I go home, right! A manly man was made like this by a woman; don't say it's my Zheng Yutong's son in the future, I can't afford to lose that person with you."

Hearing what Dad said, Zheng Ershao immediately reacted. I really thought what happened to me by a woman! How is it possible, who is he, he always dumps others; it's really not the girl's turn to dump him.

Zheng Ershao thought for a while and said, "Dad, we were deceived by Qiu Degen."

Hearing that his son was deceived by Qiu Degen, Zheng Yutong instinctively thought it was impossible. Being cornered by Bao Yugang, how could it be possible to deceive him in turn. Qiu Degen has always been responsible for doing business, and I have never heard that he has deceived anyone.

Zheng Yutong: "What do you think about every day! Do you feel that managing the bank is too stressful; if you are incapable, let your sister or elder brother manage it. Don't be suspicious all day long and embarrass your family."

I don't believe it, it seems that I can only speak with facts, otherwise my father will definitely be silent in his beautiful dream. For Zheng Yutong's thoughts, the family is clear. If you want to build the Zheng family into a family of jewelry, real estate, banking, mining, and high technology, there is only one imaginary enemy, and that is the Black Cloud Group.

Now, of course, he would not admit to being deceived; the acquisition of the bank was a major step for the Zheng family, and it was the time to promote the strength of the Zheng family to the people of Hong Kong. How could it be possible to be deceived.

Zheng Ershao said with a serious expression: "Qiu Degen has hollowed out Far East Bank, and 18 branches in Southeast Asia have been separated as early as two years ago. There is no affiliation with Heung Kong Far East Bank at all, and the two parties are at most partners."

"Far East Bank is known as Heung Kong Far East Bank in Hong Kong, but the company registered in Southeast Asia is called Nanyang Far East Bank. What we are acquiring now is Heung Kong Far East Bank, which does not include its business in Southeast Asia at all. In other words, Zheng's If a bank wants to enter the Southeast Asian market, it has to form a new branch, otherwise there is no other way.”

"And it is impossible to acquire those 18 branches now. Heiyun Bank has already taken a step forward. At present, Heiyun has sent managers to enter and start to connect with Heung Kong headquarters."

"At the same time, Nanyang Far East Bank said that it will not cooperate with Zheng's Bank. That is to say, we have lost the business of the entire Southeast Asian generation."

Hearing that Qiu Degen played this trick with him, Zheng Yutong was extremely angry. If you look for an opportunity, you must retaliate. The Zheng family has never suffered such a big loss.

Seeing that his son hesitated to speak, Zheng Yutong said in an atmosphere: "If there is any problem, I will say it at once. I am not that fragile yet, and the sky can't fall."

After all, he belongs to a tycoon-level character, and his ability to bear in his heart must be much stronger than others.

That's why Zheng Ershao dared to go home and report, because he believed that his father's psychological quality would definitely be able to withstand it.

Zheng Ershao: "The split of Far East Bank is only a small problem. As long as you are willing to spend money, you can still build a new generation of branches in Southeast Asia. After all, Far East Bank still retains the banking licenses of various countries in Nanyang, but it just takes some time and energy."

"But Heung Kong Far East Bank has a bigger problem, at least there are too many irregularities in terms of lending."

"Hong Kong Far East Bank has a total of 12 billion Hong Kong dollars in loans, and there may be 10 billion that cannot be recovered."

Hearing that the bank loan of 10 billion could not be recovered, not only Zheng Yutong, but the entire Zheng family couldn't sit still. What kind of concept is this, and it requires the Zheng family to put 10 billion Hong Kong dollars into it.

Zheng Yutong said nervously: "If this is the case, the Far East Bank has already closed down, and it can't survive now. And Qiu Degen's business has always been very stable, and there shouldn't be so many non-performing loans."

Actually, signing the contract without clear investigation has a lot to do with Qiu Degen's usual business strategy. Hong Kong has experienced rapid economic development in recent years, and many people have entered the real estate industry to make money. Qiu's family is only building some hotels and tourism projects, and does not touch real estate at all. It has not kept up with the opportunities, and the development is much behind other families.

You must know that 20 years ago, the Qiu family was much stronger than the real estate five tigers; the current situation has a lot to do with Qiu Degen's step-by-step strategy.

How could such a person not investigate clearly before taking a loan. The loan of 12 billion yuan and 10 billion yuan cannot be recovered. What kind of concept is this? If you open a bank like this, then the family business has long been lost.

Seeing that everyone in the family was looking at him, Zheng Ershao knew; he must make things clear, otherwise he won't stop tonight.

Zheng Ershao said in an atmosphere: "The problem is that Qiu Degen did this deliberately, just to set a trap for our Zheng family. He exchanged high-quality loans from Far East Bank for non-performing loans from other banks. And the dates were all the day before our family bought the bank."

"That is to say, before the negotiation with my father was completed, or before the negotiation was completed, the matter had already been dealt with. After all, the Qiu family has been running a bank for many years and must know the heads of the major banks in Hong Kong."

"Now that high-quality loans are exchanged for bad loans from other households, people will of course agree. They will even give high subsidies. After all, the loans exchanged out are basically unrecoverable; some of the lenders have even passed away. The loans exchanged back, All are reputable businesses and individuals.”

"Not only will it not be a burden, but it will also add a stable customer. In short, this time, the bank needs to invest at least 10 billion Hong Kong dollars if it wants to come back to life."

After speaking, he handed over the copy of the bank loan and the analysis report of each loan to Zheng Yutong.

At this time, Zheng Yutong didn't care about his demeanor, and immediately looked at it.

Fortunately, the bank loan contract is in a unified format, so you can just look at the specific amount. The main thing is to look at the analysis report. After all, he does not understand the specific situation, so he still has to look at the analysis of professionals.

He Saiyun's professional ability is definitely not bad; after all, she has a family background and graduated from a famous school. Therefore, the analysis of each loan is very in place, at least Shaqian can not pick out any faults.

I saw that some of the lenders were deceased and their family members had emigrated. How can such loans be recovered; some are serving time in prison without any relatives.

All indications are that this is a big pit. Qiu Degen wanted to pit him to death. Combined with the previous attitude of the other party, it turned out that the old boy had already figured it out.

Qiu Degen and Bao Yugang are from the same hometown. Could it be that there is also a charter king involved in it? They were acting for him before; But the price is too painful. The 10 billion Hong Kong dollar Zheng family can come up with, but it will affect many major projects. And no matter who it is, it will not be comfortable to be tricked by 10 billion Hong Kong dollars for no reason.

Seeing the professional analysis report on the loan, Zheng Yutong immediately thought of something, so he said, "Who made this report? It should be your new lawyer girlfriend!"

At this time, the family members, especially Mrs. Zheng, were also very curious. After all, the family knows what Zheng Ershao is like. I didn't expect to have a lawyer girlfriend quietly; it seems that I have grown up and know what kind of woman is more suitable for him.

Zheng Ershao didn't speak, just nodded lightly to give a positive answer.

Zheng Yutong: "What is her opinion?"

Zheng Ershao: "You can file a lawsuit against the Qiu family, but it is unlikely that the lawsuit will be won, but it is not that there is no hope at all. There is also a direct application for bank bankruptcy, and try to minimize the loss. Then there is the 12 billion Hong Kong dollars. Capital, revitalize the bank; and then actively develop a generation of business in Southeast Asia.”

"As an Asian financial center, Heung Kong has a strong ability to radiate to neighboring countries. We can fully utilize this advantage to develop and grow the bank."

"Currently, for European business, customers will first choose HSBC; for mainland China business, they will choose Heiyun; for American business, HSBC and Heiyun; for Japanese business, Sumitomo Bank and Heiyun Bank."

"Although Heiyun Bank successfully acquired Nanyang Far East Bank, it will take some time to digest it. Heung Kong Far East Bank still retains the first-generation banking license in Southeast Asia. Perhaps only in this way can there be a chance of survival."