Reborn as the richest man in India

"A student from India?" Hu Lin was a little surprised after hearing the news.

He is the counselor of the Embassy in India and the person in charge of this official business delegation.

Said to be a business group, there were actually three other people besides him.

There is no way, there are really not many people doing business between China and India in this era.

"What's so good about a student?"

"We still have to find officials from the Mumbai government, otherwise we may have to go back empty-handed this time."

The three people sitting next to them were businessmen engaged in foreign trade. They were all brought by Hu Lin from China and wanted to enhance exchanges and cooperation with India in foreign trade.

"Anyway, I have nothing to do now. It doesn't matter if I meet you." Hu Lin smiled and said, "It's very courageous for a high school student to come for an interview. Maybe after it is published in the newspaper, it will be a good talk, and it may be able to change the current situation. Let's There’s no need to say no.”

After hearing what Hu Lin said, the three people beside them nodded.

Qiao Ge came in excitedly, and it really worked.

But getting an interview opportunity is only the first step. Next, you have to convince them to do business with you.

Hu Lin and others were all looking at Qiao Ge, especially Hu Lin, who was no stranger to India. Looking at Qiao Ge's school uniform, he knew that he was a student in a private school. These students were all fluent in English.

So he prepared to communicate with Qiaogo in English.

"Hello, gentlemen (fourth tone)." Qiao Ge took the initiative to greet everyone present. He tried his best to make his Chinese a little out of tune. After all, he was a foreigner now, and it would be inappropriate if his Mandarin was too authentic.

When he was at the door just now, he heard some words from the four people inside. Several of them did not speak Mandarin very well and had some local accents.

For example, one of them has a Cantonese accent and should be from Guangdong, while the other is obviously from Wenzhou.

In China at this time, Mandarin was actually not that popular. Older people basically couldn't speak it well, and even if they could speak it, they would have an accent.

Especially in some rural schools in the south, teachers teach in dialect, which is very normal.

"Haha, you speak Chinese very well." Hu Lin laughed and said in English.

The other three people also laughed. It was very kind to hear Chinese in a foreign country.

"Sir, I actually learned Chinese in school." Qiao Ge can speak fluent English, but this time he uses Chinese with stumbling pronunciation that is not very standard, which can shorten the distance between the two parties.

In addition to English, high schools in India also offer a second foreign language, and private schools have higher requirements.

However, Chinese is not actually among these foreign languages. It is only an elective foreign language and basically no one learns it.

Even in private schools, there is no teacher who understands Chinese. There are only some Chinese textbooks. If you really want to learn, you can only rely on yourself.

But just by reading the textbooks and without any guidance, how can we learn it?

But for Qiao Ge, this is just a rhetoric to the outside world, can genius be good?

Hu Lin was stunned for a moment by Qiao Ge's words. It was the first time he met an Indian who could speak Chinese in these days in Mumbai.

"Sir, please allow me to use Chinese for this interview. This is also an opportunity for me to learn Chinese." Qiao Ge continued.

"Okay, this way we can understand it, otherwise if you all speak English, wouldn't the three of us sit here and stare at each other?" The middle-aged man with a Cantonese accent said with a smile, "This Indian classmate, Do you understand what I say?"

"Old Zhao, you just speak with a Cantonese accent. It's strange that people can understand you." A person on the side said with a smile.

"If these gentlemen speak slower, I believe I can understand them all." Qiao Ge replied.

Hu Lin glanced at Qiao Ge in surprise and said, "It seems like your Chinese is really good. Okay, let's do the interview in Chinese."

Although Qiao Ge's Chinese is stumbling, and some of his pronunciations are obviously inaccurate, when combined with gestures and gestures, people can basically understand what he wants to express, which is very rare.

Qiao Ge took out a pen and notebook from his schoolbag, preparing to record the interview.

He introduced himself first, and of course Hu Lin also introduced the identities of the four of them.

The other three are Zhao Rui, Huang Delou and Zhou Fudi.

"I wonder what business the three bosses want to do when they come to India this time?" Qiao Ge already knew that Hu Lin was a diplomat and Zhao Rui and the other three were businessmen.

"Of course it's cotton, cotton cloth and other businesses. Mumbai is your largest cotton textile center in India." Zhao Rui said.

These words made Qiao Ge's eyes light up, but he actually guessed this.

As Zhao Rui said, Mumbai is the center of cotton textiles in India.

At present, domestic factories are constantly expanding, especially some clothing and other factories are constantly being built, and the demand for raw materials is still huge.

I heard that the prices in India are cheap, so I came to take a look. Unfortunately, this trip was not very smooth. The Indian government did not offer any help. I have been here for more than ten days and nothing has been accomplished.

"So how much are you going to buy?" Qiao Ge asked again.

"Mainly cotton, we plan to buy 10,000 bales." Zhao Rui replied.

These were mainly business matters, so Hu Lin asked Zhao Rui and others to answer them.

"Qiao Ge, do you know the meaning of a pack?" Huang Delou asked.

These are some terms and measurement units for cotton foreign trade, and each country may be slightly different.

"I know." Qiao Ge said with a grin, "A bale of cotton here in India is 170 kilograms."

"You know a lot." Zhou Fudi said from the side.

"I also know that high-quality cotton here in Mumbai is now priced at US$170 per bale, which is US$1 per kilogram." Qiaogo added, "Internationally, cotton of the same standard is about US$1.3 per kilogram, so cotton in Mumbai has Great price advantage.”

"Qiao Ge, it seems that you have made a lot of preparations for this interview." Hu Lin said after hearing this.

A bale of cotton weighs 170 kilograms. If Qiao Ge knew it, he would not be too surprised.

After all, Mumbai mainly exports cotton. As a Mumbaikar, especially a student in an international school, it is impossible not to know this common sense.

Most people don't necessarily pay attention to the price per pack, as prices fluctuate.

"Actually, my father is exporting cotton and cotton textiles, so I am more sensitive to these prices." Qiao Ge explained.

These words made Zhao Rui and the three of them look at each other.

Hu Lin stared at Qiao Ge thoughtfully. This kid didn't seem that simple.

Qiao Ge noticed the changes in the eyes and faces of several people. He stopped pretending, closed his notebook and said, "If the bosses are in need, my father's company can provide goods."

Hu Lin suddenly burst out laughing: "You're not here for an interview, are you?"

"I can't hide anything from you." Qiaogo said humbly.

As he said that, he hurriedly took out the business card. Of course it was not his, but his father's, Gupta Import and Export Co., Ltd.

"Gupta Import and Export Company?" Hu Lin frowned. The name of the company seemed a bit familiar. He had never heard of it before. Suddenly he remembered what he had heard not long ago, "Has your father's company been..."

Qiao Ge knew that Hu Lin knew about his father's situation, so he admitted: "Yes, my father was deceived three months ago."

Hu Lin told Zhao Rui and the others about the situation, but Zhao Rui and the others did not know about it.

"So, you don't have the goods in hand, and you still owe a lot of money to the bank, but you actually want to use our deposit to purchase the goods?" Zhao Rui asked.

The expressions on Huang Delou and Zhou Fudi's faces were a bit unsightly. Aren't they empty-handed?

Although a lot of foreign trade is like this, you take the customer's deposit and then go to the factory to place an order, but the Gupta company is almost bankrupt. If the deposit from your side is transferred, if it is taken away by the bank, then Qiao How can Ge provide them with goods?

The safety of funds cannot be guaranteed and their risks are too great.

Qiao Ge's heart sank. It was normal for the other party to have such concerns. His father's company was almost bankrupt.

"Actually, when I came here before, I didn't expect the overdose to be so big." Qiao Ge explained, "Even if you give me all 10,000 bales of cotton, I can't provide it now. I can provide 200 bales first without any deposit. Cash on delivery.”

Qiao Ge said this through gritted teeth.

It is impossible to get the goods from the factory for 170 US dollars per pack. According to Qiao Ge's understanding, it is about 130 US dollars per pack. After all, part of the profit needs to be set aside for the foreign trade company.

200 packs is 26,000 US dollars, and 1 US dollar is exchanged for 12.6 rupees, which is 327,600 rupees.

Under normal circumstances, if you want to get goods from a factory, you have to pay a deposit of about 30% first, so the one hundred thousand rupees in your hand is almost enough.

For foreign trade exports, the same is true. Generally, deposits from customers are collected first, and 30% is definitely required.

This time, in order to gain the trust of Zhao Rui and the others, Qiao Ge could be said to have spent all his wealth on it.

If Zhao Rui and the others receive the goods without paying, then he is equivalent to being cheated and losing all his money.

But Qiao Ge felt that he could trust them. After all, those who came out at this time were almost representing the country, and it was impossible to do such a thing.

300,000 rupees is a lot of money for me, but in foreign trade transactions, it is really a very small amount. Even if I want to cheat, I won't cheat on such a small amount.

Qiao Ge's words surprised Hu Lin and the others. They admired Qiao Ge's courage.

Of course, another argument is that they are too reckless. They are not liars. What if they are liars?

Qiao Ge will be miserable if he does this.

"200 bags?" Hu Lin asked.

"This is the maximum amount I can provide now." Qiao Ge said with a bitter smile. The other party asked for 10,000 packages, and there was a huge difference between 200 and 10,000.

"We need to discuss it." Hu Lin thought for a while and said.

Hearing this, Qiao Ge stood up and said, "Then I'll wait outside."

Qiao Ge really has no other choice now. It is too difficult to find trustworthy customers all at once.

And if it were anyone else, he wouldn't dare to pay cash on delivery.

If you really do this, you will definitely lose all your money.

Although I won’t charge a deposit this time, as long as this order is completed, I believe it will become much easier in the future. By then, I will definitely be able to repay the 100,000 rupees in the bank every month.

For example, if the order for 200 packs is completed, the miscellaneous expenses will be about 10 US dollars, and each pack will have a profit of 30 US dollars, which means that 200 packs can earn about 6,000 US dollars, which is 75,600 rupees.

The average shipping time from Mumbai to China is almost half a month. If there is a delay, it will usually not exceed a month. If you are lucky, you can ship twice a month. Even if it is cash on delivery, I believe it will be done soon. Pay off the bank debt.

After all, Zhao Rui and the others had to be allowed to do business with him, otherwise it would be all empty talk.

But then again, the risk is all on your own side, so there is no reason why Zhao Rui and the others would refuse.

Qiao Ge was looking forward to it outside the door.

Five minutes later, Qiao Ge was called in again by Hu Lin and the others.

"Qiao Ge, we feel your sincerity." Hu Lin said, "But the quantity of 200 packages at a time is a bit small."

Qiao Ge felt dark in his heart. Is this a disguised rejection?

"We have discussed it and are going to ask you to provide 1,000 packages. We can also place a 30% deposit first, but we have a concern." Hu Lin continued.

These words surprised Qiao Ge.

"Please speak."

"How to ensure that the deposit we paid will not be debited by the bank. If it is debited, you will not be able to supply us at all, and we will not be compensated for the loss." Hu Lin raised their concerns.

Qiao Ge wanted to say that he could just transfer the money directly to his own account, but this was a trade between companies. Even if he had a private account, he could not accept the payment directly, and there was no legal protection.

No matter what we do in this era, it is not as convenient as in the previous life. After all, various channels and networks are not as developed.

"Is the bank's certificate feasible?" Qiaogo asked.

"Can you get it?" Hu Lin smiled.

Although the conditions proposed by Qiaogo were very attractive and there was no risk to them at all, the amount Qiaogo could provide was too small. To a certain extent, they actually refused.

In their view, it was unlikely that Qiaogo could obtain a bank certificate.

"I'll go right away." Qiao Ge immediately stood up and said.

This matter must be left to Uncle Singh. Although he told himself that the bank would not withdraw funds from the Gupta company's account this month, it would be safest to have written proof.

The main reason is that he needs this proof to reassure Hu Lin and the others.

"Wait." Hu Lin called to Qiao Ge.

"Do you have anything else?"

"Qiao Ge, even with the bank's certificate, do you really think this matter is foolproof?" Hu Lin sighed.

He felt that Qiao Ge was still too young.

Qiao Ge only came back to his senses at this time. Yes, this is India, and it is India in 1986. The system is not that perfect. Even if the bank issues a certificate stating that the account is not debited, so what?

Qiaogo believes that as long as there are funds in the old Gupta company's account, the bank will definitely transfer them immediately.

What Singer said to him was not a complete lie to him. The one-month grace period for closing the house was definitely true, as was the subsequent monthly repayment of 100,000 yuan.

Singer said this to reassure himself.

He probably didn't expect that he would be able to deposit a large amount of money in the company account in a short period of time.

1,000 packages with a 30% deposit, which is US$51,000, converted into rupees of 642,600. If you add your own house, you can almost pay off the bank debt.

So will the bank keep its promise to Singer?

Obviously it's impossible. Isn't the installment payment agreed before just to get the entire loan back from Qiao Ge?

Now that we have this number, how can the bank wait any longer?

Stay safe.

As for what will happen to Qiao Ge after the funds in the account are transferred, the bank will not care at all.

If there were only tens of thousands, or even a hundred thousand rupees, in the account, the branch president would still give Singh some face and not withdraw it, but the funds were too large.

That said, it still doesn't work.

"There is another way." Hu Lin couldn't bear to see Qiao Ge's appearance and said, "You can open a foreign trade company by yourself and open another account. In this way, you will have nothing to do with your father."

There are many people in the country who have been deceived like the old Gupta. Hu Lin sympathizes, so he wants to give Qiao Ge a chance, and at the same time he also wants to break the status quo on his side.

After all, it has been more than ten days and I haven't done any business here.

Even if Qiao Ge's business is not big, it is at least a step forward, which is of great significance.