Rebirth: The Financial Giant

In a sense, this giant anchor is also the boss of the platform, because Tiansheng Capital is the major shareholder of his old club.

In ByteDance's D round of financing, Tiansheng Capital spent US$1.25 billion to take 9% of the equity. The subsequent E round of financing also participated in the round, and packaged many video copyright resources from Jabs With an additional US$2 billion, we obtained 15% of the equity.

In other words, Tiansheng Capital currently holds 24% of the equity ratio of ByteDance and is a genuine major shareholder.

The superintendent had already reported the matter to his immediate superior, who was not senior enough to handle and respond to the matter. There was nothing he could do, and then the immediate superior also reported it to his immediate superior.

Anyway, this super manager can only burn incense and worship Buddha now, hoping that the boss will stop talking about it, but he does not dare to block the boss's live broadcast room.

With the previous stock king breaking through to record highs and the media sector plummeting, Lu Ming no longer easily talks about topics closely related to the stock market in the live broadcast room. If he stops chatting and gets excited, the village chief may have to call him.

Lu Ming looked at the number of people in the live broadcast room. The data showed that the number of viewers watching the live broadcast had exceeded the 500,000 mark.

The barrage comments at this moment are simply incomprehensible, and there are many melon-eating viewers who are constantly giving rewards and gifts. Lu Ming knows that these viewers are curious, and just because you are a famous celebrity and super rich, you will If I want to reward you, if I don't give it to someone who is generally unknown, not only do I have such an audience, but there are quite a few.

However, Lu Ming researched this live broadcast APP and finally found the function of turning off the ability for viewers to give gifts in the live broadcast room. The interface is much cleaner now, and the screen will not be wiped out every time you give a gift, which will affect your chat with everyone.

After turning off the reward function, Lu Ming looked at the audience's barrage comments again, and one of them caught his attention.

Audience: Brother Yi, I bought a house off-plan but the developer is about to fail. I have spent almost all my savings on this house. I have been so worried recently that I don’t know what to do. My wife said I want to check out and I am also debating whether to move out or not. Check out, Brother Yi, do you think this matter can be saved?

Audience: Brother Yi doesn't play with the house, old man, you have found the wrong person.

Audience: “Check out!”

When Lu Ming saw this request for help, he took a sip of water and said, I also know something about the property market. All the contract terms state that if the developer fails or this or that problem arises, you can check out. This friend If you buy a house off-plan and the developer really wants to unfinish it, my advice is not to check out even if you die.

The netizen who asked for help was originally very happy that Lu Ming mentioned his problem, but after hearing what he said, he was a little overwhelmed. He actually wanted to check out, and his wife insisted on checking out, but Lu Ming never expected But he told him not to retreat even if he was beaten to death, so he was a little confused.

Lu Ming said methodically:

Why do I say I won't give up even if I kill you? You have to look at what our current laws stipulate. If you buy a house and your house has been registered, even if the developer cannot afford the house, he will not be able to develop it. , but once it’s registered, the house will be yours.”

The key point is that the land price is the most important thing here. The house is yours, which means you have the first right to be reimbursed. You will have priority over banks and other creditors, so the loss will be minimal.

On the contrary, what if you choose to check out at this time and the developer doesn't have the money to refund you? At this time, you are considered a general debt, you know, because you checked out and didn't pay you back, and the money owed to you is not paid back, this is a general debt , then you have to wait until taxes, mortgage bank loans, or even ordinary bank loans, or even other workers’ salary settlements before it’s your turn to pay you back.”

Think about it, if the developer really still has the ability to pay you back at this time, then he will never be able to collapse the market, it will not be unfinished, and it will not be bankrupt, so many times the contract terms state that you can withdraw. Room, but in fact you will most likely lose everything if you check out.”

When the netizen who asked for help heard what Lu Ming said, he broke out in a cold sweat and was frightened for a while. Fortunately, he hadn't checked out yet, otherwise most of his life savings would have been lost.

Audience: Speaking of houses, I have been discussing with my family about buying a house recently. What suggestions does Brother 1 have?

Lu Ming saw that everyone had changed the topic from the stock market to the property market, which was exactly what he wanted, and he immediately said:

If you want to buy a house, you must first get a loan of some amount. Even if you can pay the full amount for a house, it will be a certain amount. Once you get the loan, the bank will be there to help you. This is very important. In this way, you will lose all your own money. The risk is much smaller, the bank will hold it for you, and the bank will find a way to get the house for you so that you can repay its loan. Your personal power is definitely not as strong as the bank, it’s that simple.”

Audience: Didn't it mean that the bank took over your house and you still have to repay the bank loan?

Audience: Brother Yi just said about the priority of debts. As long as the house is yours, you have priority over the bank.

Lu Ming read the comments and then chatted in the live broadcast room:

Another point is that if the developer is about to collapse, what you have to do at this time is to close the house as quickly as possible. Don't be picky. If you don't like the quality of this, the quality of this is bad, hurry up first We’ll wait until we close the house and move in.”

As long as you live in it and you actually paid for it, no one can kick you out. This is very important. Even if your house is sold for two, even if you don't take advantage of it, As long as you actually occupy the house in advance and live in it, according to the current judicial procedures, you cannot be put on the street. Whoever lives in the house and enjoys it actually enjoys it.

Audience: Wow, my uncle is in such a miserable state. He was cheated by the one-bedroom apartment for two. As a result, another buyer occupied the property in advance. As a result, my uncle paid but couldn't move in. The developer also pushed and pulled all kinds of things.

Audience: Selling one house for two is really hateful!

Audience: There are too many minefields, and we are not professional. What kind of house should I buy when buying a house? Are there any tips to avoid some minefields?

Lu Ming saw it and said:

In terms of investing in real estate speculation, if you can still get a loan and you buy a house off-plan, then you must buy a first-phase house with a large enough project and a large enough plate. Everyone should know about larger projects. It’s divided into several phases.”

Why buy the first phase? Just understand that if all developers want to fail, it will only fail, not the beginning, so it cannot fail in the first phase, even if its capital chain is broken in the end Also, he may not be able to pay the house in the later phases because he has assets in the first phase, and if there is any problem, they will remortgage the land that can be used in the second phase, so he can pay the first phase no matter what.”

Furthermore, funds are tightest in the first phase, so they tend to keep house prices as low as possible. Developers should also consider a plan for appreciation of the property, and start by lowering prices to the lowest. What you buy is the cheapest, and then you have to Taking a loan will bring you more benefits than just solving your own financial problems, as I mentioned before.

Because when the developer is doing the first phase, he may not have completed the house procedures at this time. At this time, he will never be able to get a loan, including the sale of one house and two houses. If you get a loan, the bank will look at it for you. You know, banks are professional. You have to know that if the bank grants the loan without completing the procedures, the bank will also be responsible. The mortgage on the house is gone, right, and the repayment is not guaranteed.

If you have a problem in the future, or if there is a problem with your house, you will definitely not be able to repay the loan to the bank, and the house will not be equivalent to a mortgage. So you have to know the house and understand how much money it earns. You understand, it’s the first phase of the market. In most cases, after the third phase is completed, the value of your house will increase by more than 50%.”

How do real estate speculators speculate on this kind of house? He buys the first phase and then sells the first phase after the third phase and changes hands to earn more than 50%. As for the developer, he also knows that his housing prices must be based on Market sales go from low to high, and those who attract funds at the front must also withdraw funds.”

If you want to buy a house in a place, you still have to look at the development of this place in ten years, not what it is like now. For example, Ningzhou Huiyao District is growing very fast. Ten years ago, this place was still stagnant. place.

Audience: Brother Yi, are you sure you didn't secretly play with the house? How do you know so much?

Audience: What's all the fuss about? If you don't play, it doesn't mean you don't understand. This just shows that Brother Yi has a big picture.

Audience: Brother Yi teaches you how to speculate and buy a house online.

Audience: Come on, if I could afford a house, I would have bought a house with Tiansheng Holdings a long time ago. Although the house price is skyrocketing, it is not said to be 15 times in three years. The income of the stock king is explosive.

At this moment, there was a knock on the door of Lu Ming's office.

Come in.

Han Qiulin entered the office. Lu Ming was playing live broadcast on his mobile phone. The camera was facing him and the bookshelf behind him, so no one else could be seen in the camera angle.

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