Rebirth: The Financial Giant

In the afternoon, Brother 8000 came to a local financial institution and was greeted by a middle-aged man in a suit and leather shoes, dressed in the standard attire of a successful person.

The middle-aged man poured a glass of water for Brother 8000, then sat down in the opposite position, looking at the real estate certificate and related documents on the table, the middle-aged man crossed his legs and smiled: Gangzi, it's not good, right? Got the money, right? Just come to me with the money in a hurry.

Brother 8000 didn't beat around the bush, and said bluntly: Brother Cheng, I need money now, and I'm in a hurry. You are a good house player. You must help me get the money out as soon as possible.

The two have known each other for several years, but in business affairs, Brother Cheng said, Gangzi, you dumped the two houses under your name, I don't care what your house is, you are here to lend it now. Money, I want to control my leverage and funds, then my house is to increase credit, I will definitely not pay 30 to 50 million to you and put it there, it is not worth it for me to earn that little interest.

You are in urgent need of money, and the capital chain is broken, no matter what the reason is. You are in a hurry to sell your house now. The appraisal price I gave is the bank price. If I take over the house, I will give the company below me a credit line and take the house to do it. Mortgage and credit enhancement are given to the company as a guarantee and then the company will operate normally, and the money is still floating around here, but the house is already in my name, you must understand this.”

Brother 8000 said, Can you find an appraisal company to make the house higher?

Brother Cheng looked at his real estate information and said: You need money so urgently now, and you will get the money today, so how can you do this? Your two house banks have given 46 million credit lines. It's almost there. If it's not too high, I'll bid you 40 million.

Brother 8000 was a little anxious when he heard it: Brother Cheng, did you give me 6 million when you came up?

Brother Cheng said: Gangzi, my bottom line is not to say that when we talk about you, you will first ask for 100 million yuan, and I will counter-offer 80 million yuan. This is not the case. This number, you are not in a hurry to shoot, you can take it, if you don't take it, I will definitely not take it, in business, I can't give you more than the bank's credit limit, I want to control my leverage and funds.

After a while, Brother 8000 decided on the spot: Okay, the deal is done, but you want to give me the money today!

Brother Cheng said: There is no problem with money, but you have to understand this, it is impossible for me to transfer the money to your house. First, I must transfer the money through the bank's credit extension method, and then use other sources of funds to do so. Borrowing through the bridge means that I temporarily detach the money but I quickly make it up for him in the name of the company.”

Let's reach an agreement, 40 million, right, you take the money, I don't care what you do with the money, the bank has already gone through the procedures on the day we transfer the house, and the bank procedures will be completed as soon as the transfer is completed. , the house was already guaranteeing the company that day, and the money immediately came out of my financial system and handled it for you.

In this wave of operations, Brother Cheng did not pay a penny, the house is still held, and the company is still running normally.

And this money comes from the bank's credit enhancement. For Brother Cheng, the house can be sold slowly. Anyway, without paying a dime, the house is running normally, and the bank's credit has a cost, but it is very low.

The two sides signed the agreement soon after the agreement was reached. Once the agreement was signed, Brother Cheng immediately listed the two houses of Brother 8,000 for 55 million on the same day. Even if it could not be sold for ten years, it would not matter. Because there is no real estate tax, only the cost of property, transfer cost, credit cost, and no other costs, the holding cost is too low.

It can be seen that many valuable houses in first-tier cities are not houses but collaterals.

For Brother Cheng, it is to walk around in his financial system and wait for the next one to take the order. If the one who takes the order is bleached, take the opportunity to raise the price to 60 million, 80 million or something.

Snapped! Tens of millions of profits are in hand after the transaction is processed. As for the person who takes the order, is there any problem with his money? Is it tax evasion or something? Money also doesn't care, doesn't inquire, doesn't ask.

The signing of the agreement was completed on the same day. Brother 8000 was in a hurry to use the money, and the two sides were familiar with each other. Cheng Ge took care of him and used his personal network resources. While signing the agreement here, a phone call was made to say hello, and the bank also started to handle it simultaneously. The procedures are done, and the efficiency is not to be said.

The whole process takes two and a half hours...crack!

40 million transactions!

As for the house itself, Brother Cheng didn't look at it at all, and he wouldn't look at it at all. What he looked at was not going to live in, it was just a collateral, a financial tool.

Brother 8000's account has more than 40 million disposable liquid cash, because through Brother Cheng, he also sold the big Ben under his name, which is trivial to Brother Cheng.

After all the RVs were taken out, Brother 8000 has not stopped. This time he wants to make a big ticket, an oversized one, and it will be a wave.

Later, it was on the major Internet financial platforms such as Borrowing and Baitiao, and the formal and informal platforms had a total of more than 10 million.

What I have to say is that compared to most ordinary people, Brother 8000 is a properly successful person, and he is also a high-quality customer in the eyes of many financial platforms. After all, he has real assets. Two sets of central locations in first-tier cities are worth four. A fifty million house.

Moreover, 8000 brother has quite a lot of wild ways, he is very courageous, and there are many ways to make money. It is not difficult for him to get a considerable amount of money in a short period of time.

Today, the short position in the trading account was successfully closed out, because there were not many orders after the board was closed, and the order was queued up. The stock was bought back and returned to the brokerage, and the funds were released.

Now, the sum total is 15.3 million in the securities account + 12 million in the loan + 40.52 million in the RV + 7 million in cash in all bank cards, and the total amount of liquid cash has reached 74.82 million.

Then Brother 8000 came to an offline entity fundraising agency at around 18:00 that day, and said that it was going to make a big ticket. Can the off-site fundraising not keep up?

Coincidentally, the owner behind this asset management agency is Wanxiang Group. After the stock market crash that year, Pharaoh's Wanxiang Group also exploded its asset management platform, with non-performing assets as high as 200 yuan. 100 million, that is, a bad debt that cannot be recovered.

However, the configuration business is still being done indirectly, and P2P has been cut off. It is also possible to rely on Wanxiang Group's configuration platform to explode a thunderbolt. After all, the profit is huge.

At this moment, in a room inside the funding agency, the salesman who entertained Brother 8,000 repeatedly asked, Mr. Ye, are you sure you want to allocate 12 times leveraged funds?

The funding leverage of this funding agency can be up to 12 times, with a minimum allocation of 100 yuan and a maximum allocation of 50 million yuan. Anyway, the rumored advertisement is like this.

Brother 8000 nodded affirmatively: I'm sure, my request is only one, and I must be able to operate funds tomorrow.

The salesman replied: You don't have to worry about the funds. Wanxiang is our major shareholder. We have strong financial resources and the funds will be in place on time as soon as the agreement is signed. But Mr. Ye, as long as your account loses 6% as a whole and there is no timely margin call, we have The right to directly close all your positions, otherwise this cooperation will not be negotiated.

Brother 8000 nodded neatly: Of course I know that, no problem!

The salesman immediately said, How much does Mr. Ye plan to allocate?

Brother 8000: 74.82 million.

The salesman who received him gave a um, but he almost lost his seat the next moment. After reacting, he stared at Brother 8,000 in shock and said, What? More than 70 million? Are you sure you're not joking, Mr. Ye?

Brother 8000, who lost 50 to 60 million in a few days, was already in a bad mood. Hearing this, he said impatiently, You think I'm joking with you?

The salesman looked at Brother 8000, and he didn't expect to be a local tyrant. He was stunned for a while, and after reacting, he quickly said: Mr. Ye, please wait a moment, your quota is too large, I don't have the right to call the shots, I'll go to our general manager to talk to you right away.

Although Brother 8000 didn't show his capital account, the salesman was stunned by his momentum just now.

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