Rebirth of the World’s Richest Man

   Chapter 2300 Debate

  I heard Jiang Xiaobai say that at that time it was the role of serving tea and pouring water, but Director Lin did not mean to underestimate it. Just kidding, that was in 1979 and 1980.

   Who are the characters mentioned by Song Hanbin and Jiang Xiaobai, Mr. Zhou, etc., they were all the top corporate figures of that era.

  Let's put it this way, Jiang Xiaobai is as good as he is now, then the boss of Zhou is as good as he is, and even more influential in terms of influence.

After all, the transition from a planned economy to a market economy was just beginning at that time. At that time, the price was still a two-track system. In this way, for the same meal of steel, if you can get it at the planned price, you can sell it at an unplanned price. go.

   That is definitely a business that makes money and can make money with soft hands. This is also the reason why there are so many second-hand dealers. There are so many people who have such "slips" in their hands.

   And Boss Zhou was the one who wrote the note at that time, plus the influence of Shougang, this position can be imagined.

  Jiang Xiaobai was a small factory director of a state-owned glass factory, and he was able to sneak into such a high-end bureau, and also let Boss Zhou speak in person, which in itself is a very worthy of boasting.

   It's like a person who has just started a business. He can participate in the high-end party organized by Jiang Xiaobai, and he is valued by Jiang Xiaobai at the party. He asked you to come and be my office director. The meaning of our work together is the same.

   This itself represents a certain meaning to a certain extent, that is, there are no people from the Oriental Association present today, otherwise, one person will definitely be thought of, and that is Teacher Ma.

  Mr. Ma is also favored by Jiang Xiaobai now, and it is often like a reincarnation.

   At the corporate gathering organized by Boss Zhou, Jiang Xiaobai was valued by Boss Zhou. Now 20 years later, Jiang Xiaobai has led Huaqing Holding Group and Huahua Bank to become the world's top 500 companies.

   And now Jiang Xiaobai values ​​Teacher Ma again. In the next 20 years, it will be another process of inheritance.

"Xiaobai at that time was favored by many people because of the reform of the Daxing Glass Factory. Many people thought that Xiaobai's idea was very interesting and had great potential, but no one thought of it. Now 20 years have passed, Xiaobai Now it has taken up the banner of domestic private enterprises, and now private enterprises account for such a large proportion of the domestic economy."

  Song Hanbin also felt a little emotional when he said that, private enterprises were developed from scratch and developed step by step. At first, they accounted for 1% to 2% of economic activities until 1985.

   State-owned enterprises and collective enterprises still occupy the majority, while private enterprises only account for about 3%.

   But today, the last year of this century, the proportion of the private economy has almost reached half.

   This growth rate is too scary. Song Hanbin can't imagine the development in the next 20 years.

   Director Lin nodded and said: "Actually, this is normal. Private enterprises can really play the role of price and competition mechanism and improve the efficiency of resource allocation due to their clear property rights and effective incentives and constraints.

  The transition from a planned economy to a market economy is a process of continuous improvement of total factor productivity. The development of this private enterprise has played a great impetus to economic development.

   This shows that openness is right…”

Jiang Xiaobai smiled and looked at Song Hanbin and said, "Look, Lao Song, look at the level of Director Lin, don't worry about eating radishes all day long, for fear that the private economy will steal the jobs of state-owned enterprises, and the country will retreat. It is a normal market development law, and private enterprises have more vitality, which has been proven by the market.”

   Song Hanbin listened to the black line on his face, he knew that Jiang Xiaobai was ordering himself, about Huahua Bank's entry into the mainland market.

But he still smiled and said: "I admit that private enterprises are more dynamic, but some of them are related to people's livelihood, and some enterprises that involve natural monopoly still have to be in the hands of state-owned enterprises. Especially banks, which are owned by the state Financial security issues, if this is mastered by private companies like you..."

"How could we have mastered it? It's just the introduction of a competition mechanism. I think this should be a good thing. It promotes the restructuring of state-owned banks, stabilizes the banking system, and presents a multi-faceted development of finance. Domestic Banks will have both the object of competition and the pressure of competition."

   "However, the entry of foreign banks lacks regulatory channels, so many of them will have a great impact on domestic banks, thus threatening the stability of the banking system..."

"The supervision in this regard can be strengthened to a certain extent, and the entry of foreign banks into the country will have an effect. In financial services, financial products, and the cultivation of technology and talents can all play an exemplary role for domestic banks. Banks have a wealth of experience in traditional banking that spills over through technology…”

  Jiang Xiaobai and Song Hanbin talked about foreign banks entering the country one by one, and the more they talked, the more pertinent the taste and anger.

  Because the views of both sides are very clear, one is absolutely in support, and the other is absolutely opposed.

   Director Lin was a little speechless when he saw the two of them. He invited guests to organize the game, and he hadn't said his own business yet. The two of them were quarreling.

   But at this level, seeing the two people debating with red cheeks, Director Lin couldn't help but feel agitated in his heart, and became excited too.

   himself also joined the battlefield.

   However, Director Lin did not have a clear point of view. He will support this and that.

   What Jiang Xiaobai said is right, it is beneficial for foreign banks to enter the country, which is conducive to the international operation of Chinese banks, and can also create conditions for Chinese banking institutions to expand overseas markets and implement international strategies.

Song Hanbin is right. There is indeed a risk for foreign banks to enter, and they may be imported into financial crises. When a banking crisis occurs in the country, foreign banks tend to shrink their business a lot, which will have a certain impact on the host country's finance and economy. Factors such as disputes and financial crises may lead to the freezing of assets of multinational banks...

   said that Jiang Xiaobai is good, this foreign bank can improve the supervision level of domestic banks, and foreign finance is good at making financial innovations by taking advantage of the vague regulations of supervision.

   said Song Hanbin is right. Foreign banks will have an impact on high-end customers and high-end businesses. In order to expand the number of peak loans, state-owned banks may generate non-performing loans...

   (end of this chapter)