Rebirth of the Financial Overlord

For the next few days, Shen Jiannan stayed in Osaka and didn't go anywhere.

Hugging my son, spending time with women, I live a very leisurely life day after day.

There are many ports and wharves in Osaka. In the afternoon, I took a fishing rod to the beach to go fishing, sipped the tea made by Masako Shinkawa, played with Aso Zhigetsu’s delicate skin, and enjoyed the beautiful sunset. Can't help it.

When I got home at night, Michiko Yasuhui ran over with small steps and said, Akiyama-kun, welcome home, you must have had a hard day today!

Saying that, Michiko Yasuhui squatted down, helped Shen Jiannan unlace his shoes, and put on slippers.

Shen Jiannan felt both funny and funny.

To be honest, he has been staying in Japan recently, and he likes living here a little bit.

Although sometimes, I feel that I can't take care of myself a bit.

However, this feeling is occasionally fresh for a while, which is really not bad.

Countless confused thoughts flashed through.

If those female boxers come to Japan, will it be very educational?

Suddenly, Shen Jiannan felt something was wrong.

Michiko looked at herself with wide eyes, as if waiting for something.

Shen Jiannan put away all kinds of inexplicable thoughts in his heart, looked into those dark eyes, held that somewhat baby-fat face, and kissed it lightly.

Recently, An Huihao went to work abroad. An Huimei was worried about her daughter taking care of the child at first, so she came to help her take care of her.

At this time, she came out of the kitchen and saw the two of them being intimate, and asked with a smile, Mr. Qiushan, can we have dinner?

in Japan.

Man is heaven.

If a man has not traveled far, he must not eat until the man arrives home.

Because a day's food is hard earned by men, and a man must take the first bite of food.

Hearing An Huimei's first greeting, Shen Jiannan washed up casually, sat down around the dining table, and signaled that dinner was ready.

An Huimei took off the heat preservation cover at the beginning, and then together with Michiko, she clasped her hands together and prayed for happiness: I'm going to start.

at this time.

However, Shen Jiannan had already picked up a piece of sushi with egg yolk and shrimp, and started to eat it.

The ceremony of opening a meal is a very important ceremony in Japan.

However, any ceremony is obviously more tolerant to men.

Neither mother nor daughter showed any dissatisfaction with Shen Jiannan's impoliteness. Seeing Shen Jiannan move his chopsticks, they moved them too.

Japanese food is generally light.

The taste is not very different from that in China, and it is closer to the taste of southern Fujian and Jiangsu and Zhejiang.

Shen Jiannan didn't like eating to some extent, but after a long time, he could accept it.

Sushi, beef, vegetables, fish.

An Huimei has lived at home for many years and is a very competent housewife. She never hires outsiders and learns cooking by herself. She can cook well.

Shen Jiannan was eating, and was about to say a few compliments when An Huihaoer called.

The First Industry Co., Ltd.'s projects in southern Fujian and western Guangdong have already landed, with a total investment of 160 million US dollars, and they are now on the right track.

On the basis of the vehicle technology of the former Soviet Fiat automobile industry in southern Fujian, according to Shen Jiannan's suggestion, it adopts a refined and fuel-efficient strategy and abandons the anti-manufacturing route. Currently, it is still gradually undergoing technical improvement tests.

On the west side of Guangdong, mainly for the sake of Tang Dunhou, Zheng Zheng and others, it became a shipyard in Beihai, and some engineers from the Baltic Sea Shipyard were left there to transform into small bulk carriers and world-class high-end cruise ships.

Listening to An Huihaoer talking about the matter, Shen Jiannan said: An Huisang has worked hard. You can wait for the progress of western Guangdong. Recently, I discussed a cooperation project with Sumitomo, and their people will soon go to southern Fujian. , and you may need to discuss the details of the cooperation with them at that time.

Sumitomo?

Hearing these two words, An Huihaoji became excited.

After hearing about the great cooperation between First International Capital and Sumitomo, I couldn't be more excited.

Investing in hydraulic power, building heavy industrial trucks, and tire companies, this kind of big money is really suitable for the current Chinese market.

Nowadays, Huaxia's industrial buildings are springing up like bamboo shoots, and all places are investing in infrastructure and real estate projects. If they seize the opportunity, heavy industry will soon be able to develop rapidly.

The next few days.

There have been mass banner protests in many places in Japan.

Because TKB, jointly established by the Bank of Japan and several other private financial institutions, soon began to take over the debts of Tokyo Concorde and Security Finance. As a result, the depositors of these two banks avoided the fate of huge losses, and their deposits did not evaporate in accordance with the Banking Law. .

This means that the central bank has become the ultimate taker of bad debts. According to the basic principles of finance, the ultimate risk will be passed on to every ordinary person.

However, the problem with Tokyo Concorde and Ping An Finance lies in the fact that the banks themselves pursue profits, that they are financially leveraged, and that depositors raise funds and borrow money at any cost, but other innocent people have to bear the burden.

This means that when others make mistakes, they have to bear the responsibility themselves.

As a result, some media, industry insiders, and universities have begun to criticize the central bank's connivance with financial institutions.

Although the Bank of Japan immediately explained that the establishment of TKB was a reference to Article 25 of the Banking Law, no one expected that the reference to Article 25 of the Banking Law this time caused the economy to fall into a terrible vicious circle.

The problem with the performance of the Japanese economy is that when the interest rate has been adjusted from 2% to 3.25% for many years, and then raised to 4.25%, people suddenly feel confused and uneasy about the prospects of the Japanese economy.

One stone caused a thousand waves, people sold stocks frantically, the stock market plummeted, and the decline in the stock market caused a serious shrinkage in the market value of the bond and real estate markets.

Therefore, banks have become the ultimate creditors of these enterprises.

As creditors, in order to control risks, banks strongly require debtor companies and individual speculators to increase margins or pay off loans.

Debtors can only mortgage stocks and real estate to the bank as collateral to sell debts. However, due to increased sales, the securities assets, real estate assets or corporate assets of the collateral will depreciate sharply again, resulting in countless difficulties. Smooth out bad debts.

As a result, following the outbreak of the problems of Tokyo Concord and Ping An Credit Financial Credit Cooperative, more than 30 small and medium-sized banks were implicated by each other and fell into financial difficulties.

Osaka Prefecture Daiichi Industry Co., Ltd.

Shen Jiannan raised his eyebrows holding the bond information about First Quanye Bank.

The Daiichi Kogyo Bank is the largest commercial bank in Japan, formed in October 1971 by the merger of the First Bank and the Kogyo Bank of Japan.

The First Bank was established in 1873 according to the National Bank Regulations, and its main business is to issue banknotes and manage government funds. In 1896, it was renamed the First Bank Co., Ltd. and became an ordinary commercial bank. During World War I and the financial crisis in 1927, it annexed many small and medium-sized banks and became one of the nine major city banks in Japan.

In 1943, it merged with Mitsui Bank, renamed Imperial Bank, and separated in 1948.

Quanye Bank, established in 1897, is a semi-official bank that provides long-term low-interest loans to agriculture and industry and is strictly controlled by the Japanese government.

After the merger, Daiichi Quanye Bank was immediately promoted to the largest commercial bank in Japan, and was semi-supervised and controlled by the Ministry of Finance.

Now, First Quanye Bank and other small and medium-sized banks are also in trouble. This trouble is due to the chain reaction caused by the previous US$10 billion to Sumitomo Metal.

As Sumitomo Metal continued to lose money in the London market, the money it owed could not be exchanged for a while. In addition, the central bank has become more and more strict on financial monitoring, and money has been shrinking. The debt problem that First Quanye could have covered up has also been shared. to the face.

Liabilities of 1.8 trillion and net assets of 1 trillion.

In other words, First Quanye Bank is about to go bankrupt.

Of course, not many people know about this at present. Except for the Ministry of Finance, First Quanye and some financial groups, the outside world does not know about the crisis that First Quanye Bank has encountered.

It is conceivable that once a bank of this level goes bankrupt, the shock will be no less than a tsunami, landslides and ground cracks, and it can completely destroy Japan's financial system.

What concept?

Assuming that Bank of America goes bankrupt, what is the concept?

However, Shen Jiannan was not interested in the troubles that the bankruptcy of the First Quanye Bank would bring to Japan. When targeting Sumitomo, he knew that the First Quanye Bank would definitely be dragged into trouble.

The question is, how much is the value of First Quanye Bank now.

And this value is reflected in how many creditors First Quanye is.

Wako Precision, 72% of the shares, 30 billion yen.

Osaka Electric, 68% of the shares, 10 billion yen.

Kawasaki Heavy Industries, 18% of the shares, 160 billion yen.

Matsushita Electric, 21% of the shares, 72 billion yen.

Toshiba Electronics, 56% shares, 130 billion yen

After looking at the creditor's rights owned by First Quanye Bank, Shen Jiannan just wanted to say good guy.

This is some information obtained by Kevin Mitnick from hacking into the First Quanye Bank. The status of the company will definitely be the ultimate creditor of many companies.

But he did not expect that Daiichi Quanye Bank is actually a creditor of so many large Japanese pillar companies. Once Daiichi Quanye Bank goes bankrupt, it means that the entire Japanese economy will be destroyed in half.

This means that First Quanye Bank will never go bankrupt.

No wonder Sumitomo is so anxious to cooperate with me. I'm afraid these guys are paying the same attention.

Looking at the information, Shen Jiannan muttered in his heart.

Wako Precision is not a listed company, but it has always been in a leading position in Japan's precision technology field, which means that Wako Precision's technology is first-class in the world.

Just look at the partners of this company, Kawasaki, Sony, Toyota, Kawasaki.

All are world-class companies.

As for Kawasaki Heavy Industries, it is even more eye-catching.

Before World War II, this company was the base of Japanese military industry, and received the most advanced technical support from Germany at that time. At its peak, it was even better than the United States. The Soviet Union is strong.

If you can win this kind of company, you will really get rich.

However, it is definitely impossible.

Kawasaki is to Japan what GM is to the United States.

Money can buy a hundred apples, but a hundred apples can't buy this kind of company.

This is the foundation of the country, and no one will sell it for money.

But these creditor companies are still very valuable. Some electrical companies and electronic companies are things that money can hardly buy.

After studying the information at hand, Shen Jiannan walked to the window curtain wall and looked at the sea in the distance.

Before, he didn't understand why Sumitomo refused to eat such a large piece of meat from the First Quanye Bank, and instead asked him to cooperate.

It is a bit reluctant to say that I want to use my own hands to gain a firm foundation in China.

But at this moment, he didn't understand anything.

Later, Mitsui Bank and Sumitomo Bank merged into Sumitomo Mitsui Bank, and the reason for the merger was that the two banks were about to go bankrupt.

In other words, Sumitomo was fooled by himself this time, and he was unable to eat the first Quanye, and the Bank of Japan, facing the rotting roofs of the whole country, was powerless to rescue the first Quanye.

Under such circumstances, it is much better to cooperate with someone with a Chinese background than to cooperate with American capital.

at this time.

Bank of Japan.

Since more than 30 small and medium-sized banks went bankrupt in a row, Yasuno Mie had to hold an emergency meeting in person to discuss how to get through this crisis.

In addition to the senior officials of the central bank, officials from the Ministry of Finance of the Ministry of Finance, as well as the presidents of Mitsubishi, Mitsui, Sumitomo, Furong, Sanwa and Daiichi Bank were present.

Both surprising and reasonable.

Because in some respects, the six consortiums themselves are the embodiment of the will of the government.

Nanzhi Miyamoto, president of Quanyin Bank, explained the current situation of the First Quanye Bank. On the surface, the biggest problem of Quanye Bank at present is financial problems and lack of liquidity. If there is enough capital injection, it will be revived. Firstly, the problems Quanye has to face are not very big problems.

However, because the central bank has recently invested too much support in the 36 small and medium-sized banks that have failed, it is somewhat powerless. This meeting is to hope that several other banks can help the First Quanye Bank to tide over the difficulties.

Some aspects of the Japanese consortium are indeed admirable when dealing with the crisis.

People from the major consortiums present all came up with ways to help First Quanye Bank find a way, and were willing to contribute money to help First Quanye Bank get through the crisis.

But Mie Yasuno only frowned when he heard the amount of investment.

Mitsubishi invested 80 billion yen, and several other companies contributed a total of 120 billion yen. This money is simply a drop in the bucket to save the First Quanye Bank.

Seeing Yasuno Mie frowning, the people from the five major consortiums looked at each other with eyes and noses, and couldn't tell the pain in their hearts.

It's not that they don't want to help First Quanye Bank, but that several construction companies have invested a large proportion in the real estate market, and now they can't get it out at all. If they forcefully help First Quanye Bank, I'm afraid they will soon be banned dragged into the abyss.

Therefore, in the past year or so, each company has increased overseas investment in order to avoid getting deeper and deeper in domestic real estate.

There are only a few people who have grasped the truth. At this time, there is no need to hide it. Mie Yasuno frowned and said: Two hundred billion yen is just a drop in the bucket for the persuasion. I also know what consequences will be brought to the financial system if the persuasion bank collapses, I hope you can think of other ways.