Rebirth of the Financial Overlord

Shen Jiannan was not happy about being scolded as a profiteer.

Xinyue, I think you are more powerful than exploiting and squeezing. I just exploit myself for a little money, but you can even squeeze orange juice for yourself.

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The Chinese culture is extensive and profound, and Lu Xinyue didn't understand what it meant for a while, but when she understood it, her face flushed instantly.

Surrounded by people, this bastard actually said that openly and let people live. Embarrassed and angry, Lu Xinyue's crescent moon formed almond eyes, and she couldn't help kicking people when she raised her foot, but unfortunately, Shen Jiannan was well prepared, grabbing a drink, laughing and running away.

Sister Xinyue. What did the master just say?

What else can he say with his bad mouth. Leave him alone, I'll take you around our school.

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Xuanwu Road is not far from Huahai University. The group of people divided into two ways and walked into the school campus respectively.

The luxuriant sycamores cover the sky and stand on both sides of the aisle, covering a large area of ​​shade in the hot summer. There are girls sitting on the bench under the shade with books in twos and threes reading, and some boys are wearing long hair. Fa hides in the shade holding a broken acoustic guitar, roaring self-indulgent music.

In a remote place, men and women who looked like couples leaned together, or lay on the bench, confided in each other or made some intimate movements, laughing and scolding made Shen Jiannan often feel unreal.

But after all, it is not what it used to be. Having participated in proms and experienced girls from other schools coming to the door in the middle of the night to send warmth, this guy has realized that in this era of barbaric growth and just invaded by Western culture, the extreme manifestation of polarization is the real reality. nineties.

Some people worship the West as if they believe in God. Whether it is good or bad, there is no mistake.

Later, many people would feel extremely disgusted by the sweetness of the American air, but in such an era, there are many foreign students who transmit some values ​​of the true fragrance of American spring water.

Sexual openness, openness of mind, impact of capital values ​​and universal values, under the impact of various Western cultures, make people lost and confused.

This is an era when dragons and snakes coexist. In this era, what he can do is really very limited.

Crossing the main road and bypassing several secluded corridors, Shen Jiannan walked unconsciously to the place where he used to attend classes.

Coincidentally.

Standing downstairs, you can see that there is a classroom of economics and finance, and a teacher is teaching something in the classroom. Looking from a distance, it seems to have a sense of familiarity.

With nothing else to do, Shen Jiannan stopped Tang Dunhou and his party who were following behind, and walked up to the teaching building alone.

The different changes in equilibrium price and equilibrium quantity caused by changes in demand and supply are called the theorem of supply and demand in economics, so in theory, the relationship between supply and demand determines price changes.

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The price is determined by the value. The value is the basis of the price, and the price is the monetary expression of the value. When other conditions remain unchanged, the price is directly proportional to the value.

For example, the price of currency is restricted by the amount of currency issued. If the amount of currency issued exceeds the amount of currency needed in circulation, it will cause paper money to depreciate and prices to rise, and vice versa.

On the podium, a young man who looked about 30 years old was holding a textbook and explaining the basic concepts of economy to the students.

That's right, around thirty years old.

Zhao Aihua, one of Shen Jiannan's former students, studied in high school for eight full years, and was twelve years behind the youngest student in the class. Because of his age, some classmates jokingly called him Uncle Zhao.

Thirty-year-old man has really matured, holding a textbook, wearing a neat Chinese tunic suit, with a 64-point hair, and wearing a pair of black-rimmed glasses. Not to mention, compared to Shen Jiannan, Zhao Aihua, who looks mature, is more like Shen Jiannan. is a teacher.

The same is true in commodity resources. For example, when a certain material is scarce in the market, its price will rise if factors such as policy interference are excluded. And vice versa, when a certain material is flooded in the market , its price will fall because supply exceeds demand.”

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The value of commodities is based on social productivity, cost,...

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Listening to Zhao Aihua talking to the students on the stage with the textbook, Shen Jiannan was both regretful and relieved.

From an economic and financial point of view, classical economic theory has long since been eliminated and outdated, and it is no longer the relationship between supply and demand that dominates the prices of global bulk resources. Once, the international oil price soared from 70 US dollars to 140 US dollars, while oil production and consumption were basically flat, and there were even inventories.

At that time, the international community asked OPEC to increase production to curb the rise in oil prices, but OPEC said that it was not necessary.

Many people think that OPEC is unwilling to increase production for profit, but many people don’t know that OPEC is also helpless, because the pricing power of oil is actually not OPEC itself, but capital. In the later disaster, although the demand for oil was indeed greatly affected, the ability to kill the price of crude oil to the horizon and then to the 18th floor of hell has already surpassed the theory of classical economics.

But these, after all, are all later things.

Shen Jiannan sometimes thought about it, if the economic theory and logic he described on the spur of the moment affected the variable relationship of this era, God knows what kind of impact it would have.

Although, with the development of the capital market and the increase in the liquidity of the financial market, in the long-term market pricing and capital-driven monopoly, the influence of supply and demand on prices has become smaller and smaller. It has become rights pricing, capital pricing, and finally supply and demand pricing, but the economic theory that has surpassed the times for thirty years can easily become something like a monster when used in this era.

Just like talking about the equality of all people in socialism in the feudal era, it will not only be regarded as a different kind, but also be regarded as an enemy by all class levels.

Going beyond can be both progress and disaster.

On the podium, Zhao Aihua held the textbook in his hand and talked freely, with a refined demeanor and a relaxed expression on his face, he was quite a scholar, and it was completely impossible to tell that he was actually still in the internship period.

Soon, after finishing what was going to be said, Zhao Aihua closed the textbook and cleared his throat.

Although the relationship between supply and demand determines the value factor is a basic concept in economics, I think this set of theoretical logic is too rigid, and an important link is missing in the theorem.

Neon, I think everyone knows that because of the scarcity of land resources, wars were launched against our country. The big reason is that the land is barren and the stable environment is very precious. This logical relationship is also the biggest reason for the rise of Neon in the past ten years. But I think anyone who has known Neon knows that at the beginning of last year, rigid demand in the Japanese market suddenly collapsed, and real estate prices fell by 80% in four months after the banks stopped lending.”

Has anyone ever heard of this?

Mr. Zhao, I have heard that my cousin is doing business in Nagoya. He said that in the past two years, many former bosses have become homeless on the street, making a living by picking up garbage. One of his former big customers, at the beginning of the year At that time, he jumped off the building and died because of the sudden collapse of Nihong Real Estate, which owed a lot of money to the bank.

Dropped 80% in four months? Isn't that almost a drop? Japan hasn't fought a war in the past two years, and I haven't heard of earthquakes or anything? How did it fall so much?

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Amidst the discussions among the students, Zhao Aihua waved his hand to stop the commotion of the students.

It is certain that the land area of ​​Neon has not increased, and the population has not decreased due to wars and natural disasters, but in fact, Neon real estate has indeed fallen by 80% in four months.

The reason is actually bank capital. In the early 1980s, under the injection of bank capital, neon real estate experienced a rapid rise. Under the capital injection, monopoly appeared, and the price increased rapidly under the monopoly factor. The Ministry of Finance restricted loans. The scale prevented the continuous injection of bank capital, which led to the rapid collapse of Neon Real Estate within four months.

This is also the reason why more than 300 neon banking institutions have gone bankrupt in the past year or so, because the main factor driving the rise of bank real estate is the promotion of bank capital. Without continuous capital injection, demand will be lost, resulting in The collapse of real estate caused the capital invested by the banking industry to become non-performing assets, and the bad debt rate increased; in order to recover losses, banks could only deal with non-performing assets, causing housing prices to continue to fall. As a result, banking institutions have been bankrupted on a large scale.

So we can draw a conclusion.

After a pause, Zhao Aihua picked up the chalk, turned around, and wrote a line of big characters on the blackboard.

Capital determines prices, and prices determine supply and demand.