Rebirth of the Financial Overlord

What is the concept of a 4.5% interest rate difference?

Uh. It's really nothing, that is, it makes God crazy.

Later, when the bank's benchmark interest rate was at 4%, Shen Jiannan packaged and sold many wealth management product packages, and the 8% profit was a little 3% higher than the interest rate of commercial banks.

result?

Although every failed financial product package is always complained and abused, there is still an endless stream of people buying it.

Even, there is often a list of the same customers appearing in it.

In the era of the bank's benchmark interest rate of 2.0%, the interest rate of commercial banks has dropped to 2.8%. The wealth management product package launched by a well-known Internet platform can absorb hundreds of billions of funds at an expectation of 4.00%.

Risks are always equal to benefits. Except for state-owned fundamental banks, commercial banks may go bankrupt, not to mention Internet platforms, but with only a 2% interest rate difference, many people still yearn for it.

So what would happen if it was the minimum risk-return differential between Bank Negara and Bank Negara?

helsinki.

Minnie Litmanning put her arms around her lover's robust body, and told her husband's confession.

He said that depositing money in a German bank can earn more than 4% more than a Finnish bank every year.

Jesus. Is this true?

Well, that's right. The Bundesbank raised interest rates not long ago, and now the deposit interest rate has reached more than 5%. Some commercial banks will even raise the interest rate a little bit higher.

Damn it. Our deposit rate is only 1.5. No, I'm going to give her a call.

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The relationship between people is very complicated. According to the theory of six-dimensional space, if you know one person, you may know the whole world.

Of course, a theory is just a theory.

But if a person has a wife, a lover, a friend, and brothers and sisters, he will be like a virus, spreading the news to the whole world at an unimaginable speed.

Postal Savings Bank, one of the five largest commercial banks in Finland, announced a reorganization and split not long ago due to the outbreak of bad debts due to the downturn in the real estate market.

However, behind the Postal Savings Bank is the National Bank. With the injection of new assets, the Postal Savings Bank has regained its vitality.

Helsinki, Helis Street Business Center.

Early in the morning, Manning rushed to the bank to get ready to go to work on time. When he walked to the door of the bank, he was shocked by the situation at the door of the bank.

For some unknown reason, dozens of people lined up in a long line, holding deposits or bank cards in their hands, as if they were about to withdraw money.

Finns don't like to join in the fun. Usually, even at the bus station, it is difficult to see so many people.

Manning was a little confused by the inexplicable situation, but he didn't think much about it. Postal Savings Bank had just undergone a reorganization and split. It is normal for many residents to worry about the credibility of Postal Savings Bank.

Soon, the gate of the bank was opened on time by the security personnel.

When Manning walked from the backstage to the counter, he started his day's work with the most cordial smile on his face.

Hello. Help me take out all the money in the bank card.

Oh. No problem.

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Thirty thousand marks.

After the depositor entered the password, Manning skillfully operated the computer and took out the depositor's money and handed it to the customer.

One, two, three, four.

Gradually, Manning felt something was wrong. It seemed that today, there were many more customers withdrawing money than depositing money.

For ordinary Finnish people, many people don’t know the impact of interest rates on individuals, but knowing that they don’t have to do anything, they only need to get on a plane and travel around, and they can earn an objective income every year. People will be able to sit still.

It's just ordinary people, like muddy legs with muddy feet, they don't think about the emperor's dream, they only think about the gains and losses in the bowl, they can get more benefits, they are already satisfied, and they don't want extravagance What a fortune.

For professional speculators and professional financial practitioners, the heart is much more greedy.

To borrow the words of a well-known speculator, if you want to earn a million in your life, then work honestly, and you will definitely earn a million in your life. If you want to earn 10 million, then invest in securities. High-quality stocks can earn you tens of millions in your lifetime.

However, an investment with equal risks and returns is already a good investment. The higher the investment, the higher the risk.

Are professional speculators afraid of risks?

No, they are never afraid of risks, they are only afraid of no profit, and in order to obtain higher profits, they have to be more professional than many ordinary people.

London, Canary Wharf.

Zlatan Ibrahimovic is sitting in the office, holding a cup of coffee, and flipping through the newspapers he bought from the street. He is a professional stock trader, but in the past two years, the situation in the British stock market is not the same. Well, his job is getting a little boring.

The Sun is one of Ibrahimovic's favorite newspapers. Although it is ridiculed by many people as low-level, indecent, and vulgar, the modern three-point girl in the newspaper always makes people feel beautiful. pleasing to the eye.

Some are famous models.

Ibrahimovic doesn't care about the grandeur of those intellectuals and hypocrites. As far as he knows, even university professors read The Sun.

After taking a sip of coffee, Ibrahimovic flicked the newspaper, raised his legs, and habitually leaned back on the office chair, ready to admire the fiery figure of the three o'clock girl.

Be wary of the depreciation crisis of the Finnish mark.

Author, Shen Jiannan.

The front page cover, with an oriental face, attracted Ibrahimovic's attention. He glanced at it, and read the contents of the newspaper with a little curiosity. You know, it is almost impossible for an oriental person to be able to publish a newspaper in the UK. It's incredible.

The economic barometer of the stock market can be seen from HEX in Helsinki, Finland. Since June 1991, the stock market has fallen by 40% from its year-on-year high.

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The Bank of Finland has decided to cut the benchmark interest rate by 0.5 percent.

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Finland is approaching a tipping point of unsustainable economic growth.

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Not long ago, the German central bank raised the benchmark interest rate, the central bank's implementation rate reached 5.6%, and the commercial bank interest rate even reached 6.3%

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Unknowingly, Ibrahimovic's leisure and laziness turned into tension, and his body leaning on the office chair also collapsed.

The interest rate difference is more than four percent.

Oh, God!

How is this possible.

bang bang bang—

The keenness of the market made Zlatan Ibrahimovic feel that a huge wealth was beckoning to him. He hurriedly dropped the newspaper, picked up the phone and dialed a German number.

Soon, the phone was connected.

Hi. Hello, I'm Royce.

Royce. What is the current benchmark interest rate in Germany?

Zlatan? Why are you calling me at this time. Five point six percent, what's the problem?

what is the problem?

The problem is getting bigger.

Dude. Listen, I've found an opportunity to make a fortune. The base interest rate in Finland is only 1.5 percent. But the Finnish mark is pegged to the exchange rate system. I asked, and now Finnish banks are lending Interest rate, high-quality assets, the interest rate is only 4.5%. Think about it, if we borrow a large sum of money from Finland and deposit it in a German bank, how much money can we earn every year?

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In the early 1990s, when the Internet was still in its infancy, it was still a dream to spread information all over the world in a second and make it known to everyone. Therefore, there would be an information gap between different levels.

But what if this information gap is smoothed out and completely torn apart in front of everyone?

Finland exploded.

It was as if a super bomb had been thrown into the calm lake, and it detonated instantly.

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