Rebirth 1990: I have three golden fingers

Xinghai Group's 586 computer caught someone off guard and made him anxious and angry.

The domestic computer market has always been a niche area that no company dares to invade.

Why did Xinghai Group enter the computer market? !

What qualifications do they have?

"Fuck that bastard!"

Someone's voice was full of anger, his eyes were bloodshot as he stared at the newspaper, his teeth were gritted, and his muscles were tense.

Now, he felt as if his daughter had been raped over and over again, but he was helpless. This feeling was both angry and uncomfortable.

Suddenly, someone became angry and furious. The sudden attack by Xinghai Group made him overwhelmed and disrupted his plan.

Originally, he had already prepared to list the company on the Hong Kong Stock Exchange. He has now prepared a listing prospectus and is expected to ring the bell early next year.

According to institutional valuations, a certain idea may currently be worth 2 billion yuan. In fact, it does not have that much money, and it is very difficult to get even one-tenth of it.

In fact, some things have been messed up, especially internal matters.

If 586 Computer is announced, the market will get better and the valuation will definitely rise significantly. That is the best time to go public.

According to the historical trajectory, 1994 was a watershed year for XXXX: ten years ago, XXXX fell to the ground; ten years later, XXXX officially entered the global market and became a global brand.

The reason was the breakthrough of the 586 computer, coupled with the release of a low-end home version in 1994, with monthly sales reaching more than 5,000 units, and the company's turnover increased significantly.

In the process of the company's development step by step, someone played a major role and even became a successful representative of the reform of state-owned enterprises. He believed that he was indispensable.

Therefore, it is normal to take a little more.

Of course, as an employee of a state-owned enterprise and enjoying the treatment of a cadre, he cannot ask the state for equity, nor can he use public funds to purchase original shares for private individuals. He can only help foreign businessmen raise funds to purchase shares in the name of "private money."

The process of enterprise reform is a process of crossing the river by feeling the stones. In addition, our country's laws and regulations are gradually being improved. Many practices may seem problematic, but as long as they are not excessive, it is nothing.

As long as the company is successfully listed, it makes sense that the company will develop well.

At the same time, as long as the stock price rises, he will make a lot of money.

But if the stock price falls, he will lose money.

The more you take, the worse you lose.

Now, even if it goes public normally, the stock price will definitely take a serious hit.

Therefore, when someone thought about that young man Fang Bai, the more he thought about it, the more angry he became. He had admired this man before.

Now it seems that he is a formidable enemy.

It's a shit stick!

This kind of thing can only be cursed secretly, but cannot be said openly.

At three o'clock in the afternoon, someone held an emergency meeting in response to the 586 computer incident of Xinghai Group.

After everyone had arrived, someone with a stern look on his face slapped the report on Xinghai Group's announcement of the 586 computer on the conference table.

"A very unfortunate news, I guess you all know it, Xinghai Group took the lead in developing the 586 computer. Now, the company has a new enemy. I don't need to say more about Xinghai Group, you should know what kind of company it is.

Xinghai Group was established in 1984, and Xinghai Group was established in 1991. However, their monthly turnover has exceeded 2 billion yuan, and their profits are extremely high. They are extremely rich, and they are the largest private enterprise in China.

Now, people are eyeing the computer industry. "

Not to mention, some senior officials didn't know the news yet. When they took the newspaper and read it, their faces turned pale instantly after seeing the content clearly.

"How did they suddenly enter the computer field? There was no news before."

"How can someone announce what they want to do? If it were you, would you do it?"

Ni Lao sat opposite someone, thought for a while, and finally said something: "The company's performance is declining. In the final analysis, it still does not have a solid core technology, and it will eventually be surpassed by others. This is a matter of time. Now it is getting worse. We need to reflect on it." ah."

Someone frowned and glared at Ni Lao: "We are not discussing this issue now, but how to deal with competitors."

"Then I won't express my opinion. I stick to my point of view." Mr. Ni's face was indifferent, and he sighed in his heart, feeling powerless.

The main reason for the conflict between the two is the disagreement on the company's development route, which is the struggle between the two routes of technology, industry and trade and trade, industry and technology.

Nowadays, everyone is speculating on which Xinghai Group computers will be launched, how they will be priced, and how they will face competitors.

After the final discussion, there was no good response plan. After all, they just announced the news and had not started selling it yet, and a certain company was still developing the 586.

Xinghai Group is currently not ready for the launch of computers. Fang Bai means to continue to expand the computer research team, continue to develop laptops, research software and semiconductors, and lay the foundation for the future.

Regardless of whether he makes semiconductors in the future, he can cultivate talents for the country.

For the time being, he doesn't care about the profits of computers. He can only sell tens of thousands of units a year, with a gross profit of 100 or 200 million yuan. Excluding sales costs, he can't make much money. He just hopes to support employees and project expenses.

The domestic computer market is still in its infancy, and computers are mainly used by some enterprises, institutions and higher education institutions.

Some large enterprises and government departments have purchased some computer equipment in offices and laboratories for data processing, scientific research and office work.

The price of the 586 computer must exceed 10,000 yuan. Fang Bai and his team have discussed that the basic model is expected to be priced at 13,000 yuan, which is beyond the reach of ordinary families.

You will definitely still have to sell, but you won’t spend too much effort on selling. You can sell as much as you can, produce as many orders as there are, and shorten the inventory cycle.

Computers were updated too quickly. When Windows 95 was born, that is, launched in August 1995, this operating system provided a more friendly and intuitive user interface, providing users with a better user experience, and greatly promoted the popularity of personal computers.

In 1996, Intel introduced the Pentium processor, the first processor based on Intel's P6 microarchitecture.

The advent of the Pentium processor improved the performance and speed of computers and laid the foundation for subsequent multimedia applications and the popularization of the Internet.

It can be said that 1996 was an important turning point in the history of computer development.

In this year, the Internet began to spread around the world, and laptop computers became popular.

The price of computers has also dropped below 10,000 yuan, and more and more families have the money to afford home computers. In other words, Hualian Supermarket Company can start to operate Internet cafes this year, and Xinghai Group can start an Internet company.

The cost of Internet access at this time must be more than six yuan per hour, which is not affordable for ordinary people.

But in this era, people's income has definitely increased significantly compared to 1993, and the cost of Internet access is high, but many people can still afford it, and Xinghai Group has made money.

It can be said that the development of computers is a multi-industry technology development. It cannot rely solely on the efforts of Xinghai Group in one aspect, and Internet cafes should not be launched too early.

Now, Fang Bai can only wait.

The newly built Hualian Supermarket is now a two-story structure, with a supermarket on the first floor and a temporary warehouse on the second floor.

By 1995, we can start decorating the second floor to prepare for the layout of the Internet cafe.

After the Xinghai Group 586 computer was announced, many enterprises and institutions inquired about its performance and price.

The instructions given by Fang Bai are 50% deposit and the balance payment when you take delivery of the goods. No debt will be accepted. Do you want it or not?

Xinghai Group has the confidence to not ask for help.

Some enterprises and institutions just want to use it first and then apply for payment. Obviously the local finance is not very good, so they may not be approved.

A few days later, Xinghai Group made no movement at all in terms of computers. It seemed that they just stood up and shouted slogans, and then went into hiding.

However, I still found out about Xinghai Group's quotation, which was 13,000 yuan for the basic price.

The price is so low. I thought it was priced at 15,000 yuan, so this price is reasonable.

They plan to buy one or two and dismantle them to see how their computers are doing.

However, it will not be available until New Year's Day, 1994.

In the following period, Fang Bai devoted himself to the company's scientific research, and many scientific research projects finally came to fruition and bore fruit.

The small and medium-sized 60 kW twin-cylinder diesel engine was successfully developed, and the development of small and medium-sized 75 kW and 90 kW diesel engines began;

The 45-meter pump truck was successfully developed, with a basic model of 3.6 million yuan and an FOB price of US$850,000; the development of a 50-meter pump truck began;

Concrete mixer trucks and mixing stations have made great progress and are expected to be developed by the end of the year.

The Xiaowa XH45C was successfully developed, and the final price was 250,000 yuan, which was slightly higher than the predetermined price of 180,000 yuan. The development of the Xiaowa XH60C and Xiaowa XH75C began.

In particular, the small digging was successfully developed and many old customers inquired as soon as it was launched on the market.

The pricing is not high and the demand is high.

At present, the equivalent price of Carter's small excavator with the same power is more than 400,000 yuan, and demand exceeds supply.

Xinghai Group's small diggers now use their own diesel engines, and their performance is no worse than Carter's. It is mainly more fuel-efficient. The price is slightly higher, but it is much lower than imported ones.

In the minds of the people, domestic machinery and equipment will never be as good as imported ones. Even after twenty years, most people still think so.

Fang Bai doesn't think that the release of his new product will change people's opinions at once. It is estimated that it will be extremely difficult to change within a few years.

This kind of small digger would be as cheap as only 150,000 to 60,000 yuan twenty years later. Of course, the diesel engine would be domestically produced.

Now the price is 250,000 yuan, which is quite appropriate. Please give me the quantity.

Fang Bai tried his own small digging operation and became proficient in it within an hour and could level the ground. The employees were surprised and asked him if he had done this before.

"The chairman is awesome!"

"God, this is talent, talent."

"I understood it, but I didn't dare to operate it. After I sat on it, I was immediately confused."

Generally speaking, if there is only a few months of operation, the ground will be flat.

If it is just a simple operation, you may be able to do it in a day or two, but if you want to be consistent, it is much more difficult than driving.

This thing is simple at first sight, but useless once you learn it. It requires the coordination of the left and right hands and legs to operate. There are mainly twelve commonly used movements. The right hand lowers and raises the arm, retracts the bucket inward and outward, and the left hand rotates left and right, retracts and extends. The forearms and legs walk forward and backward, and turn left and right.

This thing still requires professional training, otherwise you may not make any money, overturn the machine, and even become disabled.

Fang Bai had a lot of fun playing with the excavator and kept playing.

The president of the Shencheng branch of a state-owned bank came to his door. After waiting for an hour, he asked the personnel manager: "When will your chairman come back?"

"President Lu, you said you have to go to the scene. It will take about an hour. How about you come over another day?"

"I've been waiting for an hour, but no one answered the phone. I'll just go find him."

The HR manager said "hmm" and asked a new employee to take him there. The president of a big bank personally came to visit, and the HR manager did not dare to deal with it.

President Lu followed the employees around, and after listening to the new employee's questions, he found out that the chairman was at the testing site.

Xinghai Group is too big, and driving is not allowed in the workshop, so you can only walk.

After arriving at the test site, I saw a group of more than 20 people gathering around an excavator.

"Brother, where is your chairman?" President Lu glanced at Fang Bai and asked an employee gathered around him.

The new personnel officer looked at President Lu and asked, and explained to the people around him: "This is President Lu. I have something important to talk to the chairman of the board. He said it is here. Let's come and take a look."

"Oh, I'm playing with the excavator. I've been playing for two hours and it's almost time to get off work." An employee smiled and pointed at the person on the machine digging soil.

Manager Lu took a closer look and saw a young man in a suit and safety helmet skillfully operating an excavator. He was immediately stunned.

After finding the person, he was not in a hurry. He watched quietly and praised: "It seems that your chairman is very skilled at playing. He really knows how to play."

In fact, he didn't dare to rush Fang Bai, so he could only wait.

"Haha, I'm having a lot of fun, and I'm also looking for problems. We're learning." An employee from the scientific research department explained with a smile.

Another half hour later, when it was time to get off work in the afternoon, Fang Bai turned off the engine, jumped out of the excavator, and talked about a few issues: "The problem is not big, but there are still some small issues that need to be improved. The first is the visibility and safety issues. Replacing the entire vehicle with large glass would be a bit more expensive, but the structure of the cab must be reinforced to ensure the driver's safety after a rollover;

Foreigners' products are reasonable and save materials, but they are not durable.

Moreover, we do not have professional training institutions. After some investors bought it back, they were eager to make money and took over the job without being proficient in operation. Therefore, the operating system must be more humane.

The second point is the driving position. We Chinese are relatively small, unlike foreigners. When we designed, we borrowed things from foreigners, but did not take into account the usage habits of Chinese people..."

Fang Bai asked a lot of questions, and the employees in the scientific research department took out their pens and wrote them down carefully.

After he finished speaking, the HR staff dared to look for him and said that President Lu was looking for him.

When Fang Bai heard this, he also saw the bald middle-aged man. The two had met many times and were already acquaintances. He smiled and said hello:

"Hey, President Lu, come over if you have time today."

"Yes, Mr. Fang, come here to drink tea and chat with you."

"Then let's go to my office." Fang Bai didn't ask in detail, and he could probably guess what was going on.

Ten minutes later, Fang Bai and President Lu returned to the chairman's office.

Fang Bai made tea himself, and the two sat down and chatted.

After three small cups of tea, Mr. Lu glanced at Fang Bai with a calm expression, as if he was in no hurry for anything.

He must have known why he came to see him, but he didn't ask, so he simply said: "Mr. Fang, it's like this, our bank still has some loan lines, and at the same time, there are still two or three months of new loans." The new year is here, and the loan quota for next year will be approved. Come and ask if your company has any new needs."

Fang Bai took a sip of tea and asked, "What is the current bank interest rate situation?"

President Lu said: "Demand deposits are 3.15%, time deposits...the one-year benchmark interest rate for commercial loans is 10.98%, and the three-year benchmark interest rate is 12.24%. This is a publicly announced situation. Xinghai Group has good benefits, and mortgage loans do not need to be so high. We have It’s preferential, and the interest rate is the same as the previous loan.”

Fang Bai nodded. The three billion yuan he borrowed was 10.8% for two years, which was extremely low. Moreover, this was a project directed by the government.

Generally, small business loans must be higher than the benchmark interest rate, which is fifteen or six points.

This is why it is easy to get a loan in this era, but not many people dare to get a loan. The bank loan interest rate is too high. Some companies want to borrow more, but there are limits.

Bank loan interest rates were not lowered until 1997, with the base interest rate below 10%.

Fang Bai continued to drink tea while remaining silent.

Xinghai Group is currently not short of money. It has sold one million VCD machines, with a revenue of more than 3 billion yuan and a profit of more than 2 billion yuan.

That's why banks came to visit.

Of course, if you hoard land, you will still be short of money.

If he wants to purchase residential land to build houses for his employees, he wants to purchase commercial land to continue developing Xinghai Plaza, and he wants to purchase residential land to engage in real estate, he will hoard it for five or six years first.

In addition to Shencheng, Fang Bai plans to hoard land in Guangdong and the imperial capital.

As for Shenzhen City, the current housing prices are not cheap. The average price in Luohu is six to seven thousand yuan, which is higher than that in Shanghai. The main reason is that an old man went there for a walk in 1992. The economy was booming and it was close to Hong Kong City. Until 1997 It was only during the financial crisis that the economy fell to the 5,000 era, and it did not improve until 2004.

It’s too late to develop in Shenzhen. It’s not as good as Guangdong next door. The current average price is not much different from Shanghai. For example, in Tianhe District, the land price is still quite cheap.

Of course, there are also many unfinished buildings.

The current security situation is worse than that in Shanghai. In urban villages, there are a lot of petty thefts from outside the city. There are many people climbing up buildings to steal things in broad daylight. This is why Fang Bai has not gone there to develop.

But the local people are hospitable and loyal. The bad thing is that there are too many habitual thieves among the migrant workers.

Let’s get the loan first and then decide whether to go there to hoard land.

Shanghai City will need a lot of money to hoard land and develop Xinghai Plaza. Fang Bai has arrangements for billions of dollars more.

“How many loans can I get now?”

"The credit limit will be 500 million, and it will be 3 billion after the year."

Fang Bai pouted: "I thought it was five to six billion yuan. Our company can currently get two billion yuan in one or two months."

Manager Lu wiped his sweat and had to admire Xinghai Group's speed in collecting money. VCD machines were selling so well, and now they are involved in computer projects. The media reported wildly that Xinghai Group had launched a new money-making weapon, a high-tech company.

Fang Bai sighed and said disapprovingly: "Okay, I want them all. The less meat is also meat."

President Lu smiled and nodded, stood up and shook hands with him.

Damn it, 3.5 billion is scum, I can’t stand it anymore. (End of chapter)