Rebirth 1990: I have three golden fingers

The weather in Shanghai in July is hot and humid, and the sun shines strongly on the earth.

Daytime temperatures can reach 30 degrees Celsius or even higher, and bursts of heat waves can make people feel dreary.

On the campus of Jiaotong University, the sun shines through the gaps in the green trees, casting light spots on the work. Students who are afraid of the sun walk in the shade of the trees to avoid the bursting sunlight.

The good thing about a century-old campus is that there are many trees and lush branches and leaves.

Some students were carrying large and small bags. Most of them were graduates and they were about to report to their workplaces.

This is the season of farewell. They are nostalgic for the campus and full of expectations for their new unit, embarking on a new life journey.

In the 1990s, communication was inconvenient. Maybe after parting, we would never see each other again in this life.

"Brother, remember to write to me!"

This is their limited contact information. The phone bill is too expensive, and the conversation may be very long, so I don't want to call.

If they are a couple, if they do not work in the same city, this separation is likely to mean a real breakup.

Although the breakup was not explicitly stated, one party burst into tears and promised to wait for the other party.

In fact, they both know how difficult it is to be together.

Work assignments are not decided by them at all.

I say I can't let go, but in fact many people are reluctant to let go of my good workplace.

If you are really willing to give up, both parties will get a marriage certificate after graduation, and one party will still be able to be together if he chooses a worse workplace. It can be said that the love is not deep enough.

Some couples choose love over career, but most don't.

Although we have the helplessness of the times, it is still ourselves who make the choice.

Of course, some couples plan to work for a year or two first, and then find ways to find employment in the other person's city after they have work experience.

But long-distance relationships are not so easy to persevere. In the new unit, you may meet a better and more suitable person. After weighing all the considerations,

I think it might be better to find another partner in a new unit and then settle down.

Haha, the original promise was bullshit.

As promised, you can wait for me!

The reality made them helpless.

It’s not their fault. They can’t see the future and are confused.

Both Jiaotong University and University of Finance and Economics were on holiday. At ten o'clock in the morning, Fang Bai and Qin Shuyu walked around the Jiaotong University campus and saw scenes of couples leaving.

Qin Shuyu saw couples hugging each other and saying goodbye. She looked up thoughtfully and asked Fang Bai: "They are so pitiful and desperate. Maybe it will be very difficult to get back together after separation. Fortunately, my Fang Bai is great." .”

"Even if I can't make money, I won't give up my partner for work." Fang Bai replied seriously.

Qin Shuyu felt very happy when she heard this: "Well, it's great to have you. Anyway, I wouldn't be willing to work in another place just for work."

"Those who can go through hardships and eventually get married will be happy." Fang Bai has not experienced that kind of torture, but he can probably understand it.

In his previous life, when Qin Shuyu was studying, he didn't see Qin Shuyu for a long time and only saw her once during holidays or long vacations. This was because Qin Shuyu's family was rich and she could go home often.

And those students with poor economic conditions only go home once a year or two, or even never go home once in four years of college.

It is very difficult for them to return to their hometown. If their hometown is in a remote mountainous area with impassable roads, they may have to travel through mountains and rivers, and they can only walk. It will take many days to get back home, and the round trip will take more than ten days, which is expensive and troublesome. It would be better not to return, or not to return.

There are many such situations, and many students come from rural areas in remote mountainous areas.

Cui Xiaoqiang's home is in western Guangxi, which can be considered a remote mountainous area. It would take several days for him to return home.

Therefore, Fang Bai asked the whole class to participate in entrepreneurship, which directly changed the economic situation of Cui Xiaoqiang and other poor students. They were very grateful to Fang Bai and knew that they would never be able to repay this debt of gratitude in their lifetime.

Fang Bai checked the favorability of his roommates, and they were all above 90, which is at the level of admiration.

After a while, Fang Bai accompanied Qin Shuyu to sit on a wicker chair outside Jiaotong University's Hualian Supermarket.

As soon as the two sat down, the staff saw the boss coming and hurried over and greeted him respectfully: "Boss, would you like some drinks?"

"Well, let's have two glasses of freshly squeezed orange juice, with ice." Fang Bai nodded. The weather was too hot, so drink some to relieve the heat.

Hualian Supermarket has added freshly squeezed fruit business, which was very popular when it was first launched. The supermarket had to increase its manpower to specialize in this business.

Of course, freshly squeezed fruit and ice drinks are more expensive, and most students are reluctant to spend money on them, but there are so many students in a school, and there are many rich ones.

Two minutes later, the staff brought two glasses of freshly squeezed fruit and ice drinks.

Since the holidays, the business of freshly squeezed fruit drinks has slowed down a bit, but there are still many students buying them.

Before the holidays, this business was very popular. As long as it was not during school hours, there would be more than a dozen students queuing up to buy.

As soon as Fang Bai sat down for a while, the staff took out two more folding fans for him.

The weather is a little hot, so I can only use a fan to relieve my boredom.

There is no air conditioning installed in the supermarket yet, but when the supermarket was built, space for vertical air conditioning was left.

Nowadays, vertical air conditioners are relatively expensive. In a supermarket of 500 square meters, more than three of them are required to be effective. People are reluctant to spend this money, so they just install fans on the ceiling.

Fang Bai felt that it was still necessary to install an air conditioner, even one, as long as it could lower the indoor temperature.

After finishing his drink, Fang Bai went back to the counter to pay and returned the folding fan.

In the afternoon, Fang Bai and Qin Shuyu returned to the company and sat in the office blowing on the air conditioner.

The weather is too hot and I don’t want to go anywhere.

Qin Shuyu, wearing a full skirt, was sitting on the sofa reading accounting books. There were some bills from Xinghai Machinery Company on the tea table. She picked them up and looked at them from time to time.

Fang Bai sat on the boss's chair and read technical information. The company currently has three products: 45 kilowatt floor pumps, 60 kilowatt floor pumps and 35-meter pump trucks.

The market price of a 60-kilowatt floor pump is 700,000 yuan, which is 200,000 yuan more expensive than a 45-kilowatt floor pump. Of course, all domestic diesel engines are chosen.

At present, the company has deployed sales outlets in 8 provinces, and the original two sales teams have deployed sales outlets in the selected provinces.

Last month, we won orders for 30 floor pumps, and 45-kilowatt floor pumps accounted for most of them. They are the products that the company is currently promoting.

Just over halfway through July, it has already received orders for 20 ground pumps. It is expected that there will be about 40 orders this month, with monthly revenue of about 23 million yuan.

So far, the company has received orders for 131 ground pumps. According to the current sales situation, the annual target of 300 units is not a problem.

The domestic ground pump market is very large in scale and capacity. The company is still actively recruiting personnel and expanding sales outlets. It is also working hard to expand production capacity.

Now the number of employees in the machinery company has reached 150, and the development speed has exceeded Fang Bai's prediction.

The current leased site covers only more than ten acres and can accommodate up to 250 people for office and production. He plans to contract a nearby vacant factory and plans to negotiate in the next few days.

The pump truck is ready for mass production, but the workshop space is no longer sufficient.

The market size of pump trucks is also very large. These days, there are thousands of units a year.

If during the real estate boom period, the number of units nationwide exceeds 100,000 units, and based on the service life of the pump trucks, the annual sales volume will exceed 10,000 units.

The market price of the 35-meter pump truck is 2.8 million yuan, and the chassis bridge is 2 bridges.

Pump trucks are expensive, and the cost of the vehicle accounts for most of the cost. It costs half a million yuan to purchase just one vehicle, with an engine of 263 horsepower.

Currently, it costs hundreds of thousands of yuan to buy an imported car with two to three hundred horsepower, so it is normal for the chassis of such an engineering vehicle to cost hundreds of thousands of yuan.

In addition to the chassis, the manufacturing cost of other parts is also not low, with a total manufacturing cost of about 700,000 yuan.

More than ten years later, many bosses bought this kind of truck to help construction companies work. A pump truck like this with a boom vertical height of 35 meters charged about 30 yuan per cubic meter of concrete. However, the competition in later generations was too fierce, and the price was only It was reduced to 20 yuan.

Of course, the higher the vertical height of the boom, the higher the labor cost.

The pump truck can transport about 70 cubic meters of concrete per hour. As long as the mixer truck and materials can keep up, this transport speed can be achieved. In actual construction, it is no problem to transport 60 cubic meters of concrete per hour.

Of course, you don’t have to work every day. Working 250 days a year is considered relatively busy, and the investment cost can be recovered in more than a year.

The wearing parts are the glasses rings of pipes and concrete pumps. Replacing a complete set costs tens of thousands of yuan, which is relatively less than the entire pump truck.

Generally, pump trucks with good quality can last for seven or eight years without any problem. In the years when real estate was booming, many bosses made a fortune by renting out pump trucks.

Two people operate a pump truck, and then find a few salesmen to find work.

Many engineering teams are reluctant to spend money to buy a pump truck, but without it, the construction will be too slow, the construction progress will be slow, and the requirements of Party A will not be met.

Of course, in this era, there are very few bosses who can spend two to three million yuan to invest in a pump truck. Usually, it is a partnership between several bosses or a large company purchases it.

Only those who are brave can apply for a loan from a bank or apply for installment payment from a pump truck manufacturer.

Fang Bai thought about it and felt that in this era of installment loans, there would probably be a lot of dead debts, and it would be too difficult to collect debts.

It’s hard to find anyone, and there will be a lot of lawsuits to collect debts.

But if you can come up with a down payment of one million, and then repay it quarterly and charge some interest, it's not impossible. If you can't repay it repeatedly, you can only take back the pump truck.

However, there is still a risk that the pump truck will not be recovered.

Of course, the company's current production capacity is limited and there are no market competitors. Fang Bai does not want to engage in this promotional plan.

He would only plan to implement this sales method if sales were poor.

He plans to sell some pump trucks to his construction company for his own use and also run a rental business.

Thinking of this, Fang Bai called the vice president of the construction company and decided to start a pump truck rental business and asked him to set up a department specifically to take over the business.

Xinghai Construction Company is currently developing well and has many projects.

The first big project is Xinghai Mall, a six million yuan contract, and the project has been completed;

The second major project is the Cuicanoujiangting real estate project, with a contract value of 16 million yuan.

The third project is the construction of Hualian Supermarket. This project is relatively small, each one costs only 20,000 to 30,000 yuan, but the quantity is large. A small team is responsible for building one and then building another.

There is currently another big contract, the second phase of Xinghai Mall, with a contract value of 40 million yuan. Construction of this project has already started.

Today, the total assets of the construction company have reached 20 million yuan. The scale is far smaller than that of state-owned enterprises, but it is larger than that of private construction companies.

Fang Bai plans to advance several pump trucks to the construction company to help the construction company develop rapidly.

Qin Shuyu saw that Fang Bai was busy. She had some tax issues and wanted to ask for leave as an accountant.

There are some differences between the theory and practice learned in school, especially since new tax policies and regulations are released every once in a while.

Walking out of the chairman's office, he went to the finance room and asked the accountant for practical experience in taxation.

The female accountant explained seriously: "Boss, it's hard to say what is reasonable taxation. What is considered reasonable and what is considered unreasonable? There is no specific definition.

What the boss means is that the taxes that should be paid must be paid, and tax evasion is not allowed. However, if some taxes can be avoided legally, they can also be avoided, such as the company's purchase of vehicles, communication expenses, etc., these can all be tax deducted. "

Qin Shuyu is now thinking about how to help Fang Bai avoid taxes reasonably and pay attention to some things when spending money.

The company belongs to the boss, but the company's money is not taken arbitrarily. If the boss takes money from the company in the wrong way, it may involve tax evasion and tax evasion, which may bring tax risks to the company. In serious cases, it may trigger criminal law.

Even if Fang Bai is the only shareholder, if the company's operating profits are distributed as dividends, according to current policies, the dividends will be subject to a 20% personal income tax.

For example, if the company has a profit of 1 million, it needs to pay 25% corporate income tax, and then pay 20% personal tax. In the end, the boss only gets 600,000.

The tax burden on dividends is still relatively high. For example, Xinghai Machinery can now enjoy three years of full exemption and two years of half corporate income tax, which means that a profit of 1 million yuan does not need to pay 25% corporate income tax, but it still needs to pay 20% The dividend income tax was only 800,000 yuan.

If it is paid in the form of salary, personal income tax will be particularly high.

For example, some big stars have extremely high incomes and would certainly not be happy if they were asked to pay 45% tax.

Whatever companies and studios they open, many of them are actually doing it to avoid taxes.

In fact, Fang Bai still understood these basic knowledge, but Qin Shuyu thought that Fang Bai didn't understand.

When you get busy, the day goes by quickly.

When resting at night, Qin Shuyu talked to Fang Bai, who was sleeping on the pillow, about paying taxes and asked him to pay attention.

However, Fang Bai misunderstood and said with a smile: "Daughter-in-law, didn't I already pay the food tax last night?

I’ve been working on it for an hour or two, and now I’m thinking about it again? "

Strengthening his body made Fang Bai more energetic, and also increased Fang Bai's ability to cultivate land, which he did not expect.

Qin Shuyu probably doesn't know what one or two hours means, and how long does it take to be considered qualified.

Qin Shuyu was originally talking seriously to Fang Bai about tax matters, but she didn't expect Fang Bai to misunderstand her. After she understood, she felt shy and slapped Fang Bai on the chest: "I'm serious, it's true, it's just nonsense. "

Fang Bai was startled for a moment before he realized that he had misunderstood. However, looking at Qin Shuyu who was wearing thin pajamas and having a curvy figure, her charming eyes, and her long and shiny legs. Her whole person added a bit of charm, especially the half-hanging top on her body, which made a man's heart flutter.

He simply smiled and said, "What I said is serious."

Before she could react, she exclaimed and was immediately embraced by Fang Bai.

Another hour later,

Fang Bai was a little tired, lying on the bed like a "too" character.

Outside the window, the night was hazy, quiet, and a little sultry.

When the air conditioner in the house is turned on, it feels a little bit cool. The bad thing is that the current air conditioner is relatively noisy.

He really couldn't sleep, he had so many thoughts.

Fang Bai has been paying attention to the development of Lujiaozui. He wants to earn enough 60 to 70 million yuan to buy the 50 acres of land in the future Super Brand Plaza. This has always been his obsession. Regardless of whether he makes money or not, he wants to buy it.

In addition, he also wants to buy a piece of land as the headquarters building of Xinghai Group and own a skyscraper in the core of Lujiazui, so that he can sit in an office hundreds of meters high and overlook the beautiful scenery of Shanghai.

For Fang Bai, this plan is not only a commercial investment, but also the realization of a wish.

He hopes that such an office environment will demonstrate the strength and status of Xinghai Group, and for him personally, it will also be a reflection of his sense of accomplishment.

Thinking of this, Fang Baiyue felt that his wealth was too little, even if he wanted to buy two pieces of land.

"Hey, you still have to work hard to make money. If it's a few years later, there will be less and less land available for sale in the core area. If you spend more money to buy it, you may not be able to get a hundred acres of land even if you spend billions." Fang Bo thought to himself.

I thought that having a fortune of several hundred million would be a great sense of accomplishment, but when I thought about not having enough money to buy a piece of land of dozens of acres, I instantly felt poor.

It can also be said that as wealth continues to grow, people's desires become more and more abundant.

When Fang Bai was reborn, his first step was just to make eating meat no longer a problem for his family.

Then, after earning the first pot of gold, I want to buy a motorcycle or a car.

Now that cars have been realized, the wealth has reached two to three billion. In terms of assets, it can also be ranked among the top in the country.

People are like this. When they have money, they have higher-level value pursuits. Fang Bai is also a layman, at least for now. (End of chapter)