Rebirth 1990: I have three golden fingers

The next morning, Fang Bai, Li Xiaolong and Wang Dakai informed that they would go to Shanghai on a business trip for about ten days in the afternoon and asked them to go home and prepare clothes.

Wang Dakai has finished learning to drive and officially joined Xinghai Electric Co., Ltd.

Currently, the company has a total of three drivers, namely Li Xiaolong and Wang Dakai, as well as a veteran named Wang Jian.

The company bought a new small truck. As long as it is a household appliance weighing more than 60 kilograms and the customer has a phone or BP machine at home, the company is responsible for door-to-door delivery in the urban area. Currently, Wang Jian is responsible for delivery and has two jobs. Personnel will follow and be responsible for moving the goods.

The door-to-door delivery service has helped Xinghai Shopping Mall gain a good reputation and boost business.

At noon, after dinner.

Fang Bai, Li Xiaolong and Wang Da drove off in a Zhejiang C brand Santana sedan with all their luggage piled in the trunk.

Li Xiaolong drove, Wang Dakai sat in the passenger seat, and Fang Bai sat alone in the back seat.

Wang Dakai was tall, so it was a bit awkward for him to sit in the passenger seat.

The Santana of the 1990s was really not aesthetically pleasing, and it was uncomfortable to sit in. It made a "dinosaur-like" noise when passing through bumpy roads. If you drove faster, your head would fly up and hit the roof of the car.

Even though passers-by looked at him with envy, Fang Bai didn't feel any sense of superiority and hoped to reach his destination as soon as possible.

But Wang Dakai, who was sitting in the passenger seat, was in high spirits, and Li Xiaolong was driving happily, and the two of them competed to drive.

"What's the point of driving this crappy car? You can change it after driving for two hours alone. Don't drive tiredly." Fang Bai sat in the back seat and complained.

Wang Dakai said happily: "Oh, my eldest young master, this car costs two hundred thousand, and it is full of treasures. You are not the only one who cares about it."

Brother Long, you drive for two hours first, and you have to let me drive later. "

"no problem."

Li Xiaolong laughed and said, he knew that the big man next to him was good friends with Fang, so he had to let him go.

Either Mr. Fang hadn't asked him to drive first, or it wouldn't have been his turn.

The distance from Wencheng to Shanghai is about 600 kilometers. It is faster to drive a private car, and it takes about 13 hours.

They took Provincial Highway 223. When they arrived at Nanxi River in the afternoon, they were surrounded by mountains and the road was winding. There was a section of the road blocked by bandits.

But the bandits saw that it was a local license plate and there were two well-armed and strong men sitting in the front seat of the car. They were shocked and let them go directly. They did not dare to ask for money. They also smiled and saluted to see them off, and explained that the road ahead was difficult. , blocking a car is just to remind the passing vehicles.

There are seven or eight of them, but they are not vegetarians. Soldiers, they may not be enough to fight.

Moreover, they mainly stop foreign vehicles and local vehicles, which is too risky.

"Damn, these bandits are so arrogant. I was ready to get out of the car and do it, but I gave up." Wang Dakai cursed, with a steel pipe placed next to the seat.

"Open wide, be steady, and don't cause trouble if you can. People are just asking for some money. But if it's really a robbery, just rush over. If that doesn't work, then let's just go ahead and do it." Fang Bai prepared in the car. Three steel pipes, three sets of stab-resistant suits and helmets are kept in the car for ready use.

Before setting off, Wang Dakai and Long Ge put on black stab-proof clothing and other protection. They knew that the road was not very safe and they had to be prepared for protection.

The rest of the journey was relatively smooth, and no bandits stopped us again.

We drove for a few hours in the evening, found a hotel to rest in the provincial capital, and set off the next morning.

Fang Bai was not in a hurry, the road was difficult to walk, and he was tired from the car ride. He slept in a hotel for one night and felt more energetic the next day.

At two o'clock that afternoon, Fang Bai and the others arrived near the University of Finance and Economics.

First find a hotel to stay near the school. After booking the room, Fang Bai made a call at the front desk of the hotel.

Only then did Wang Dakai and Li Xiaolong realize that Mr. Fang was here to find his girlfriend.

Especially Wang Dakai, who knew that Fang Bai had a girlfriend and that she was already in college. She had never heard of it before, so she kept it secret very well.

Study, career, love, everything is successful.

This is the winner in life!

Suddenly, Dakai felt that the classmate Xiao Ai in the front row was pretty good, and he missed it a little.

After the two sent Fang Bai to the northwest gate of the University of Finance and Economics, Fang Bai gave them a task to find a house near the school.

They had just walked around and found that there were many newly built communities, but they were all multi-story buildings without elevators, no more than nine floors.

Fang Bai plans to buy three properties here. The first one is near Qin Shuyu's school, which is convenient for Qin Shuyu to live on weekends and Fang Bai can also come and hang out on weekends;

The second place was near Jiaotong University (Xuhui campus). Fang Bai felt that it would not be a big problem for him to get admitted to Jiaotong University, so he just decided.

It is 12 kilometers away from the University of Finance and Economics in a straight line, 18 kilometers away, and takes nearly an hour to drive.

The third place is near the soon-to-be-established Shanghai Securities Trading Center, which is also a very critical place to live.

The Securities Trading Center is located at No. 15 Huangpu Road, HK District, north of Huangpu Park and next to Waibaidu Bridge.

In a few months, subscription certificates will be released.

Fang Bai wanted to investigate the subscription warrant market and the stock market. In the end, when trading subscription warrants, the volume of cash transactions was large, and it was safer and more convenient to have a house near the securities center.

From now on, I’ll go shopping on the Bund and walk home when I’m tired.

However, in this era, real estate transactions in Shanghai are quite troublesome. The main problem is the property rights of the house. There are public rental housing, housing reform housing, public housing that can be sold, public housing that cannot be sold, corporate housing, commercial housing, export housing, land allocation housing, economical and applicable Housing, low-rent housing, right-of-use housing, small-property housing...

It's very confusing. Many locals can't figure out "public housing that is for sale but not for sale, and public housing that isn't for sale but is for sale." Of course, this also detours Fang Bai, a non-local.

It was not until the end of the 1990s that the ownership was confirmed. Except for the houses sold for export, the full name was "commercial housing".

Ordinary people can buy commercial housing, while foreigners can only buy export housing.

The price of "export housing" is very high, more than 2,000 US dollars per square meter, and must be traded in foreign currency.

Fang Bai thinks this measure is very good. It targets foreigners and also protects local real estate.

Real estate transactions in Shanghai are also taxed, with 5.55% business tax and 20% personal income tax required. By the end of the 1990s, these two taxes were exempted, so that real estate transactions only need to pay deed tax.

In terms of miscellaneous expenses, you have to pay "lawyer fees" and "notary fees", which are about 2% of the house price.

Therefore, for a house worth 100,000 yuan, you will have to spend nearly 30,000 yuan in taxes and miscellaneous fees alone, which sounds very deceptive.

Nowadays, a new house is about 2,000 yuan per square meter. If the old and small second-hand house is less than 1,000 yuan per square meter, in a remote location like the University of Finance and Economics, the new house is estimated to be more than 1,000 yuan per square meter.

The houses are relatively small in area, about 60 square meters, and there is no shared area.

Fang Bai has no interest in hoarding a house, he just needs to buy enough for use. If it is just for money, then he will just enclose more land, and why buy a house?

Shanghai University of Finance and Economics, dormitory 303, building 3, for girls.

The holiday was approaching, and Qin Shuyu had one more subject to take. She knew that Fang Bai was coming, so she was waiting in the dormitory today.

July is like a hot day, and she is wearing her favorite skirt with a large hem.

At about four o'clock, her BP machine rang, and her roommates in the dormitory all looked at her.

"Qin Shuyu, the BP machine is ringing, and my family is calling again."

"I bet it belongs to my boyfriend."

The roommates already knew that she had a boyfriend and that she was still studying in her hometown.

Now I ring at least twice a week, once from my family and once from my boyfriend, but more frequently from my boyfriend.

Qin Shuyu quickly picked it up and saw that it was Fang Bai's call signal. With a smile on her face, she quickly ran downstairs with her skirt in hand.

"Let me tell you, looking at Shu Yu's excited look, her skirt flying up as she ran, he must be her boyfriend!" said a roommate, quite envious.

Qin Shuyu went downstairs to the door of the dormitory. After waiting for a while, she saw Fang Bai walking over.

This was the agreement they made when they called each other. When they arrived, they would call her and meet outside the dormitory building.

ten minutes later,

Next to the lake, under the shade of the trees, Fang Bai and Qin Shuyu sat on chairs next to each other.

Qin Shuyu likes to be an audience, listening quietly to Fang Bai talking about recent events and his plans for the future.

"It's quite interesting to do business with your dad. He wanted to partner with me several times. He hesitated when talking, but he was too embarrassed to speak, haha."

"In order to please me, your father often invites me to drink. Now I don't dare to drink with your father. I'm afraid that I will get drunk and accidentally reveal you."

"I was thinking about what your dad would look like if he knew about our relationship, and whether he would call me brother."

"I guess your dad must have told you about me in front of your mom, but I don't know what he said and when he would give them a big surprise.

Hey, forget it, take your time, I'm really afraid of scaring them. "

"Shu Yu, you know, the graduates of your major are very good. Most of them are financial directors of various enterprises or companies. However, some people do not stick to the bottom line of accounting, so there are many people who are caught in Tilanqiao Prison and use sewing machines. We can hold an alumni meeting.

After completing the training, I was invited by major bosses with high salaries. I have to say that accountants who have not studied there are not good accountants.

Of course, I don’t want you to go in for further studies. You have to be careful when you go out to work on your own. "

When Qin Shuyu heard that it was funny, she hugged Fang Bai's arm and laughed, not showing the reserve of a girl at all.

The two chatted for a while and then went to the library to read together.

Qin Shuyu still had to prepare for the last exam, and Fang Bai didn't want to waste her too much time.

Fortunately, Fang Bai was not stopped by the staff when he entered the library, and he and Qin Shuyu found a corner to read together.

Fang Bai has never been to university, and this is his first time entering a university library. He likes this quiet atmosphere very much. There is no noisy sound, only the sound of turning books. He can freely find books he likes and read to his heart's content.

However, it is difficult to find mechanical-related books in finance and economics universities, but it is no problem to find information on advanced mathematics.

Qin Shuyu tilted her head, supported her chin with her hand, and looked at Fang Bai quietly for a while, looking lost in the book.

He really changed a lot. No wonder his grades improved so quickly. She didn't expect this.

Hehe, I have really good taste.

Qin Shuyu pursed her lips and smiled, then lowered her head to read.