Quick wear is not a cannon fodder

An Ran did not go to the capital before because her daughter did not have a house at the time. In order to save money, the house she rented only had a single room and it was not convenient for her to go there.

——In fact, this is also the reason why An Ran decided to buy a house in the capital. Because it is inconvenient for her daughter to rent a single room, but it is much more expensive to rent a one-bedroom apartment. It is not worthwhile to spend a lot of money on rent. After all, it is hard work. The hard-earned money turned into rent. Her daughter said she was reluctant to part with it, so An Ran decided to buy a house.

Now that my daughter has a house, she can go there naturally.

An Ran had been to the capital for less than two months. When she returned home to visit her parents, she heard about the property market in the provincial capital from her parents.

Tang's mother said: "I heard from my relatives that house prices in the provincial capital have dropped a lot now. I heard that the house bought by your brother-in-law's two grandsons has dropped a lot. What's going on? House prices in the provincial capital can also drop. How powerful?”

An Ran said: "Actually, I had a hunch before that except for the core areas of the provincial capital, housing prices may be able to sustain it, while housing prices in other places may fall. The reason is very simple if you think about it. It is impossible for housing prices in a place to keep rising. Once they rise, If it stops moving, it will trade sideways. If it trades sideways for three to five years, it may still be able to hold on, because some people may wonder whether it will rise in three to five years, and they will stay put and not plan to sell. But if it trades sideways for ten years, Can you still afford it? If you have more than two houses, why would you buy one in addition to living in it? Otherwise, why would you buy so many houses? When they get the money, they will definitely sell the house and make other investments. Once there are more people selling houses, housing prices will inevitably fall. Even if the local government buys them, they will use them as public rental housing in the future. They want to use this method. You can only support the market for a while. After a long time, there are too many houses for sale, and it still cannot be sustained. This can also be seen from the decline in housing prices in our city that year. And once it falls, let alone those things. People who own more than two houses, that is, people who only live in one house, see the continuous decline. They are afraid that their property will shrink and they will sell it. In this case, the house price will be even more unsustainable. Even if it does not plummet, it will It has been falling slowly, just like our market did at that time.”

After hearing this, Mrs. Tang couldn't help but said: "According to your theory, wouldn't it be possible that houses in any place would fall? After all, house prices in any place cannot keep rising. Once they stay sideways for a long time, there will be A lot of people are selling, and then it will fall.”

An Ran said: "Theoretically, it is like this. If it rises to a certain level, if it stops rising, it will inevitably fall, because once a thing stops rising, people won't want it. So don't worry, I bought a house in the capital, but in the future it will rise to At a certain point, I’m afraid there will be times when it drops, but for now, there’s no need to worry.”

Mother Tang nodded and said, "Yes, what we have to worry about now are our relatives who bought houses in the provincial capital. I heard that the price has dropped a lot, and many families are worried."

An Ran said: "There is nothing we can do about this kind of thing. After all, who knew that house prices in the provincial capital would drop so much, but they all only have one house to live in. Even if it drops a lot, they won't sell it anyway. They can live in it by themselves, at most. It’s a bit better to spend more money. The unlucky ones are those who have several sets and bought them just to make money. Now that the price has fallen, I’m afraid some people will not only make no money, but also lose money.”

Tang's mother shook her head and said, "Even if you only have one house, you will be unbearable if it falls. When I got together with those relatives that day, I heard them discussing this matter, saying that you and I bought a house in the provincial capital. My cousins ​​and nephews are all discussing whether to sell the house to avoid further losses, but they are afraid that the current decline is temporary and will rise again in the future, so they will suffer a loss if they sell now. "

An Ran said: "It is difficult for the provincial capital to rise. Logically speaking, it would be better for them to sell. But don't tell them this, lest I make a mistake and rise instead of falling. Then they listen to your words and put the Once the house is sold, you will be blamed for encouraging them to sell the house.”

Although they had made up their minds to sell it, given their personalities, if they found out that they had lost money, they would not admit that they had made a mistake in their decision-making, and would pass the blame to Tang's mother and then blame her.

Tang's mother said: "Of course I know this truth, and I won't talk nonsense."

Then he added: "Well, speaking of it, it was really the golden age in the past. Once you had money, you could make money by buying a house without thinking. Now that the property market is not good, many people have money and don't know where to invest."

"The stock market may be about to rise." An Ran said.

Although the stock market has gone up and down recently, it is generally on an upward trend. Obviously, when people have no place to put their money, they want to find a reservoir. So some people take the risk and turn their attention to the stock market. When they have funds, After entering the stock market, the stock market will gradually flourish. Enron predicts that after the property market becomes useless, the stock market may become the next reservoir.

Of course, in the past, everyone always thought that the property market would rise, so they dared to buy a house. But in the stock market, everyone knows that the stock market will not rise forever, so they will be very cautious about investing in the stock market.

But no matter how cautious you are, there will always be a group of people who will give it a try. When the stock market rises, an upward cycle is formed. Others think that the stock market keeps rising and they can make money, so more people will invest in it, and eventually the stock market will rise.

So Enron speculated that the stock market might rise. After all, money has to find a place to go.

Besides, the property market in those days is only an afterthought now, knowing that the property market will definitely rise, and thinking that people who did not buy a house back then were stupid. But at that time, not everyone had this confidence, and some people thought that the property market had reached its peak and would not rise again. , wait and see, waiting for a fall, but the result is that it does not fall, and rises higher and higher.

Since some people dare to bet on the property market, naturally some people also dare to bet on the stock market.

Tang's mother didn't understand the stock market, so she didn't continue to talk about the stock market with An Ran. She just said: "Fortunately, you sold the house in the provincial capital in time. Although the house in the core area fell less, it still fell, and it didn't fall." If there are more, we won’t be able to sell them at the moment because everyone is waiting and watching. In that case, we won’t know that we won’t be able to afford a house in the capital until the Year of the Monkey and the Horse. Moreover, by then, the prices will be much cheaper and housing prices in the capital will have risen. I don’t know how much I’m going to lose.”

An Ran said: "I just saw the houses in the provincial capital going sideways for a long time, and I was afraid of something happening, so I sold them. I didn't expect that the price would fall so fast."

However, although houses in the provincial capital are falling, just like the city where I was originally from, the plummeting is not instantaneous. Because there is an official market support, although it is falling, it is falling slowly.

Although the decline was slower, the original relatives thought of the performance of the property market in their hometown and naturally became worried. They were afraid that housing prices in the provincial capital would continue to fall like those in their hometown, so some people were afraid of shrinking their property and wanted to sell their houses. , which is also normal.