Quick wear is not a cannon fodder
Chapter 1662 Investing in Life 17
An Ran said: "It's okay. I have a loan limit of 200,000 yuan. I still have 100,000 yuan left for repayment. I will pay off the mortgage for my first house next year and only have the mortgage for one house." Just borrow it, I should be able to turn it around."
"No, even if you borrowed the money, you can repay it slowly by turning around hundreds of thousands, but you said you borrowed 700,000 for fifteen years. I did the math and you have to pay back at least 5,000 this month. How much does it cost? The mortgage you have is more than 5,000 yuan, which is more than 10,000 yuan. Plus your food and drink expenses, you must make at least 13,000 yuan steadily in a month to be enough. Then you can earn 13,000 yuan a month now?!"
Her salary has not increased much in the past few years. Up to now, the salary she received has only increased from 6,000 to 7,000. After all, the salary has skyrocketed in the past few years, and there will always be a time when the increase reaches the top, so these two There has not been much increase in the year, and if Sun Anran's monthly income can reach more than 13,000 yuan, it is almost twice her income. This is too scary. Is this world a fantasy, or is the money in the stock market so profitable? Already?
An Ran secretly thought that Sun Anle really cared about her. Every time she bought a house, she would help her pay the mortgage.
After listening to her words, he nodded and said: "I'm lucky for the time being. I can earn more than 10,000 yuan a month, which is almost enough to afford the supply. Otherwise, I wouldn't buy it if I didn't have the ability to repay."
Sun Anle couldn't help but couldn't accept it when she heard An Ran admit that she could really earn more than 10,000 yuan a month, which was almost twice as much as herself.
Even though she comforted herself that Enron had no husband or children, nor five insurances and one housing fund, her future would be miserable; and stock trading was unstable, and she might not be able to earn so much in the future, so she didn't need to be jealous, but she still couldn't control it. She couldn't accept it. After all, she was a loser and suddenly became famous. She couldn't accept it.
After asking this, Sun Anle said again: "Oh, by the way, you actually have two hundred thousand in hand?"
This also surprised her. She had never thought that the stock market had collapsed for such a long time. Enron had no income and relied solely on the money on hand to pay the mortgage. As a result, it had only been a short time since the economic crisis had passed, and she had already saved a lot of money. Two hundred thousand? Isn't she making money too fast? It's hard not to be surprised.
An Ran nodded and said, "I earned it in those years."
Seeing An Ran admit it, Sun Anle couldn't help but secretly thought, so she could earn more than 10,000 yuan a month before? That's right. If there wasn't so much, where did she get the money to repay the loan during the previous stock market turmoil and then save 200,000?
"What was your principal back then, and how could you make so much money?" Sun Anle asked curiously.
"Oh, I borrowed money from Jiebei to speculate in funds."
After hearing this, Sun Anle couldn't help but said: "You are so brave, you dare to borrow the borrowed money to speculate in funds! If this fails, where will you get the money to pay back!"
But the key point is that this woman is so lucky that she actually made money! It's so infuriating.
An Ran said: "I had no choice at that time. The capital was too small. If I didn't borrow some, I wouldn't be able to make much money."
Sun Anle was really angry after hearing this. She thought about how lucky Sun Anran was. He didn't let her lose the money. If she couldn't pay back the loan, her father would scold him to death if he found out. But she She succeeded. Seeing her father listening with a surprised look on her face, Sun Anle had no doubt. When his father heard that Sun Anran could earn more than 10,000 yuan a month, he would definitely go out and brag about it immediately. When he thought about how he used to brag about her, now he has become Sun Anle felt uncomfortable when he complained about Sun Anran.
Not wanting to hear Sun's father go out and brag, and then the villagers praise An Ran, Sun Anle went back after lunch on the grounds that his child was going to a hobby class.
It was right for Sun Anle to leave, because Sun's father did go for a walk in the village after Sun Anle left. No need to ask why, it must have been because he told people that Enron could earn more than 10,000 yuan a month by speculating in funds.
The reason why he knew this was not only because An Ran understood Sun's father's character, but also because someone came to the door and told him about it.
But he said that the villagers heard that Enron was making more and more money from fund speculation, and they all had money to buy a house in the provincial capital. Many people were talking about it, saying that this girl from the Sun family, it seems that she was good at studying in the past, it was not a lie, this brain is Better than others, because of family reasons, I only went to high school and was in decline for more than ten years. Now I can still get up, which is really amazing.
While they were discussing, some people began to look for her, wanting her to help teach them how to fry.
Can An Ran teach this? She herself can't guarantee that she won't lose money 100%. What if she loses money and says it was her teaching?
So An Ran refused them one by one and said: "I don't dare to recommend it. What should I do if I lose money? You also know about the financial crisis last year. I lost a lot at that time (actually she left early and didn't pay any compensation, but In order to dispel the thoughts of the villagers, I just say this), if something like that happens again and I recommend it to you, and you lose money in the end, wouldn’t you scold me to death? I don’t have that much ability. I guarantee that I can only make no more than Damn, if I had such great skills, I would have become the richest man long ago."
Those people still didn't give up and said: "Just tell us how you bought it, and we will buy it too. If you make money, we will make it, if you pay it, we will pay it. I will never blame you."
An Ran secretly thought, that's strange. When buying funds, they usually hold them for a long time. Sometimes they will encounter sharp declines. If the holding rate of return drops by more than 10%, she bets that not many people in this group can bear it. If you throw it away, you will definitely blame yourself if you lose money.
So these people are being clever, thinking that they can make money if they buy like her, but they may not succeed.
An Ran said: "This is absolutely not possible. I don't want any of you to suffer losses in the future and scold me like crazy."
Seeing that they still didn't give up, An Ran said: "Otherwise, if you can trust me, you can hand over the money to me. I can still guarantee a return of 5% a year. If you can't trust me, forget it."
An income of 5% a year is very impressive. You must know that the highest bank rate is currently only over 3%, and it will take three years to save. If you only save for one year, it will only be over 2%. She As long as you are not stupid, you will be willing to give 5% of the income, which is more than twice the income of the bank.
Sure enough, although many people are still envious of Enron's high income, they see that Enron is unwilling to teach them how to speculate in funds. They think this is a way for others to make money, and it is normal for them not to share it (they still do not believe that Enron is afraid of the future) They lost money and were scolded by them), it was good to give them a 5% return, and besides, the harvest was guaranteed due to droughts and floods, so they didn’t have to worry about it, so someone gave Enron money and asked Enron to help them invest.
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