Play Cards! in a Different World of Swords and Magic

Accompanied by a faint glow of magic power, the magic card [Letter Exchange] emerged from the "Catalogue of Spells", and really came to Aisha.

You Ling: "Okay, now that we have got the first magic card, we can challenge Kevin Set."

Ai Xia complained: "No matter how you think about it, it can't be done, Mr. You Ling!"

"Just kidding. Of course I know it can't be done. The most urgent thing is to find a way to get more spell points."

A clever woman can't cook without rice, even if you are Ling, if you don't have enough magic and trap cards to support it, if you use the deck with only miscellaneous fish, the ending will not be any different from Aisha's duel.

Observing calmly, scanning the page of "Catalogue of Mantras" through Ai Xia's shared gaze, You Ling suddenly found a piece of information that interested him very much in the lower right corner of the catalog.

【Current debt: 0】

"Aisha, what does this borrowing mean?"

"Oh, that." Aisha explained: "It's a way for everyone to overdraw part of the spell points in advance. But basically no one will use this, because the interest of 10% a day is too high. If you still fail to pass, you will be forced to deduct the credits you will get later. If you still fail to pass, you will continue to deduct it, which is very scary!"

"10% interest a day, this is too dark, the capitalists will cry when they hear it." You Ling sighed.

However, even if the 10% interest rate is very scary, the borrowing of spell points may already be Aisha's last hope.

"Let me just ask, how many spell points can you borrow, Aisha?"

"I can't say for sure. Before borrowing money, I have to go through the librarian to comprehensively evaluate the student's usual reputation and conduct before giving the specific loan amount. I remember that the librarian on duty today is Irena Senpai, right?"

After all, Aisha, who moved her eyes around to find the target, just met the eyes of Irena-senpai who was peeping at her.

Chapter 6: Spell Borrowing

"Ah, this, that..."

I suddenly found out that I was spying on Ai Xia. Senior Irena, who was facing Ai Xia's eyes, quickly squeezed out a smile to cover up her embarrassment.

"Good afternoon, classmate Aisha Youna. Is there any book you want to find, I can help you."

"Senior Irena!" Ai Xia walked quickly in front of Senior Irena, with a solemn tone.

"Yes!" Irena was a little surprised, obviously she had done nothing wrong, why did she answer with such honorifics as if she was being scolded by Aisha.

"Senior Irena, I have something to ask you."

"It's okay, Ai Xia. Do my best, as long as it's something I can do."

"I want... borrowing spell points."

"Huh? Debt spell points?"

Irena was surprised. Ever since she entered the second grade, she has been actively working as the librarian of Fusheng Academy since the beginning of the semester.

But half a semester has passed, and I have never heard of any student who will come to borrow debt spells to refine points.

The specific reason is also very simple.

10% interest per day is simply too high.

If it is not paid back in time, it will be delayed, and the interest rate will increase, which will be even more terrifying.

So much so that Irena firmly believes that the high-interest spell borrowing by the school is just to warn the students of Fusheng Academy to avoid excessive consumption such as loans during school.And like Aisha, if she is expelled from school after borrowing debts, or cannot afford to pay back the spell, the school will convert the points into money according to a very exaggerated ratio.Well, exaggerated proportions that even most nobles can't stand.

Irena confirmed: "Are you sure you want to borrow spell points, it may become unlucky, classmate Aisha."

"Yeah!" Nodding like a chicken pecking rice, Ai Xia's dumb hair shaking up and down expressed her determination.

"Okay, let me help you evaluate how many spell points you can borrow."

According to the regulations of Fusheng Academy, the librarian will give a specific debt amount based on the student's usual performance, character and reputation.

However, this evaluation result is actually very subjective.

Debt students have the most important impression score in the librarian's mind.

If you are not familiar with the librarian, the librarian will only look at your usual test scores and actual combat winning percentage, and then give a value based on your mood.

As for Aisha Youna Carlos, I have a strong impression in the heart of Irena-senpai.

To put it bluntly, no one has a better impression on Irena than Aisha.

Irena Cartel voluntarily applied to become the librarian of Fusheng Academy after entering the second grade because she likes to read books.

After all, Irena prefers to stay in the quiet library to acquire knowledge than to participate in dueling clubs of unknown significance after class.

It was the first day Irena was on duty in the library. She was a little nervous because of her lack of experience, but was healed by the first newborn girl who came to the library.

The moment the cute girl blinked her green eyes like emeralds, and tentatively called out 'Senior Sister' softly, Irena felt her heartstrings twitched rapidly.

It turns out that being a senior and being relied on by a cute junior is something that makes people so happy.

Although she gradually heard about Aisha Yuna Carlos's less glorious deeds from his mouth, Irena did not change her opinion of this lovely girl.

Maybe it's because Aisha doesn't have much talent for dueling, so she spends most of her spare time reading and studying in the library, so Irena, the librarian, has more opportunities to get in touch with her.

Aisha works harder than anyone else, she is kinder than anyone... most importantly, her smile heals people's hearts better than anyone else. .

This is the assessment given by librarian Irena.

"Well, if it's classmate Aisha, I can agree to lend 100 spell points."

"100 points?" Ai Xia opened his mouth slightly, and said in disbelief: "Can we really borrow so much?"

You must know that Aisha worked hard for half a semester before accumulating 10 pitiful spell points.

Now senior sister Irena actually gave her a debt limit of 100 spell points, which simply gave Aisha the illusion of getting rich overnight.

Of course, the 100-point debt limit must be repaid.

"That's right, 100 points." Irena affirmed: "I believe that I have made a correct assessment, and I also believe that Ai Xia, you have your own legitimate reasons, so you choose to borrow money from the library. "

The fact that Aisha Yuna Carlos's dropout battle was against Kevin Seth had spread throughout the Fusheng Academy in just one afternoon, and it naturally reached Irena's ears.

Like You Ling, Irena also had to consider the matter of borrowing spell points, whether this would be Aisha's last chance.

"Aisha, I can only help you so much." Irena secretly blessed in her heart.

"That, that, what should I do, Mr. You Ling? You can borrow a full 100 points!"

After learning about the debt amount, Ai Xia immediately communicated with You Ling in the Millennium Building Blocks with his thoughts.

"Do you still need to think about 'what to do'?" You Ling gave the answer directly, "Of course it is, Laman!"

"La, Laman?" Aisha couldn't help but panic.

If you borrow 100 spell points, the daily interest is 10 points.

The interest on the first day is all the credits that Ai Xia has accumulated through hard work in half a semester.

"If you just fill it up, what if you can't afford it?"

"You're already about to drop out of school, why do you still care about this? As long as you win tomorrow's duel, it's fine to repay the 110 spell points, right?"

According to the regulations of Fusheng Academy, students who win the practical test can get 30 basic credits as a reward, that is, 30 spell points.

Then according to the reward rules, those who win the duel will also get corresponding credits from the opponent according to the strength of the opponent.

For a rookie like Ai Xia with a 0 win rate, even if she beats her, the opponent will probably only get a few pitiful credits at most.

But Kevin Sater is different, he is a top player who has never lost a record since he entered school.

The benefits that can be obtained by defeating such elites are probably like opening the luxurious treasure chest that the evil dragon boss has accumulated for many years.

At that time, the spell points will be like gold coins in a treasure chest, pouring out like a wave.

"Break everything, put your life on the line and come back to life. Be bold and full, Aisha!"

"Okay, La Man!" Infected by You Ling, Ai Xia also exclaimed excitedly.

"Laman?" Irena was slightly stunned.

"Um, I mean. I want to borrow all 100 spell points, Irena-senpai."

"I see, please wait a moment, classmate Aisha."

The slender fingertips disturb the magic power. Irena, known as the Ash Witch, is not only a dueling monster, but also has very good attainments in magic.

Irena, who wrote complex spells on the contract paper with her fingertips, finally tapped the magic power on Aisha's fair forehead.

"It's done, Classmate Aisha."

——Ding, Alipay arrives, 100 spell points.

Chapter 7: Card Levels

"There are really 100 points! Thank you, Elena-senpai! I like you the most!"

I didn't expect that I could get so many spell points in my lifetime.Even if it was borrowed, Aisha couldn't restrain the excitement in her heart.

"Uh." Senior Irena felt as if her heart stopped beating.

"This child is so defenseless that he can say such devastating words."

Looking at the thin figure of Aisha walking towards the "Catalogue of Mantras", Irena's joyful mood was mixed with a little reluctance.

As a librarian, Irena would watch Aisha leave every time before closing the library.

But maybe today is the last time.

[Remaining spell points: 100]

"Mr. You Ling, what cards should I refine now?"

The magic and trap cards registered in the "Spell Catalog" are divided into 4 levels.

From low to high, they are D-level, C-level, B-level, and A-level.

For example, the "Letter Exchange" that Ai Xia just refined today is a level D magic card.

This kind of magic and trap cards generally do not have powerful functional effects, and can only barely provide a basic increase in attack and defense, or even if they have powerful effects, the cost is extremely high.

The lowest level of D-grade cards also consumes the least number of spell points to refine, only 10 points.

The higher-level C-level magic and trap cards have relatively stronger effects.

But even if it is stronger than a D-level card, if a C-level card really wants to be effective in a duel, the duelist must have a clear enough thinking.

C-level cards, if refined, need 30 spell points.