My Life Can Hang

"Okay, don't be too nervous, I'm not a star."

Chen Dongcheng didn't take it too seriously, patted Xie Jingyu and dragged Zhuang Manting away.

Xie Jingyu stayed where he was, and shook his head with a wry smile: "Boss, you are much more popular than celebrities."

After Chen Dongcheng left under the escort of two bodyguards, Xie Jingyu walked behind the female anchor.

I glanced at the bullet screen, and they were all asking if the one just now was Chen Dongcheng?

Xie Jingyu patted the girl's shoulder lightly, the girl turned her head, and her eyes were a little puzzled.

"This is more than 5000, your hush money."

Xie Jingyu took out more than 50 red notes, put them in the female anchor bag, and whispered to the girl.

Finding that the girl didn't respond, Xie Jingyu pointed to the barrage.

The girl finally recovered her senses, and spoke to the live broadcast room with a light cough.

"It wasn't President Chen just now. I deliberately leaned over to take a look. There was a rich second generation who looked a bit like President Chen picking up girls."

"real or fake?"

"Why do I feel like you're kidding me?"

"If you are kidnapped, anchor, just blink."

In the live broadcast room, there was a barrage of disbelief, and the girl's camera was always facing the crowd on the Bund.

"I didn't lie to you, you see, everyone has left."

The girl moved the camera around, and there was really nothing.

Many people have some regrets. If they had intercepted Mr. Chen's face just now, there would definitely be a wave of hot searches!

The girl touched the more than 5000 in her pocket, thinking that she might not be able to earn so much in a month just by tipping.

……

On the other side, Mr. Chen, as soon as he got back into the car, received a text message from Xie Jingyu: "Boss, it's done."

Chen Dongcheng threw his phone aside and said to Pang Zhengyang, "Go back to Tomson Yipin."

Zhuang Manting drank some wine, her face was a little rosy, and teased Chen Dongcheng.

"Now you're too popular. Everyone knows that you're worth a lot of money. Many girls dream of being your princess."

"It's not a good thing for people to be too famous. Before we went to the Bund, no one would recognize us."

Chen Dongcheng shook his head and sighed, and lowered the car window to let in the breeze.

If you shoot from the angle of the drone, the brightly lit magic city, on a wide avenue, the white Bentley Tim Yue is driving unhurriedly.

The Bund is not far from Tomson Yipin. When the car entered the community, the security guard at the door saluted.

"Look, how boring it is to be rich." Chen Dongcheng joked.

Zhuang Manting rolled her eyes at Chen Dongcheng: "You said that, how many people would like to beat you up."

"If we were really exposed just now, would you regret it?"

When Zhuang Manting was approaching the door of the elevator, she suddenly asked lightly.

Chen Dongcheng squinted his eyes and glanced at Zhuang Manting.

This is definitely a sending proposition!

Mr. Chen did not hesitate, and immediately said: "Of course not, what if our relationship is known to the outside world?"

"Count you through."

Zhuang Manting was really satisfied and gave Chen Dongcheng a light kiss on the lips as a reward.

"How is that enough?"

Chen Dongcheng picked up Zhuang Manting with a wicked smile.

As the elevator arrived, he quickly ran to the door and entered the palm print to open the door.

As the heavy copper door closed, only Pang Zhengyang, who bowed his head like Chen Dongcheng's shadow, was left outside the door.

……

The speed of Yinhai Jinhui is very fast, in order to prove their strength.

Cao Cao paid for the first ABS product and sold it within a day.

Yin Yanwu reported the good news to Chen Dongcheng: "Mr. Chen, fortunately not to be disgraced.

Your company's first ABS product is very popular in the market.

We have no trouble finding financial institutions willing to subscribe for you. "

Yinhai Jinhui is backed by its parent company, Yinhai Securities, and has no shortage of contacts and funds.

The interest rate Cao Cao paid for the first ABS product was very impressive, reaching 6%.

The issuance rate is higher than that of traditional banks, and there are Ant Financial's Huabei and JD.com's Baitiao as precedents.

There are many institutions participating in the subscription, and the 20 billion quota was quickly divided up by many institutions.

"I have read the subscription book you sent.

I will let Zhu Zijing talk to you about the specific commission settlement. "

Yin Yanwu didn't care much about commissions, they were all small money.

"Mr. Chen, Cao Cao pays for the next ABS product, it's better to release it while it's hot, what do you think?"

There are many brokers who are staring at Cao Cao's payment.

As far as Yin Yanwu knows, there are several companies that are not weaker than Yinhai Securities.

This is almost the flesh of the mouth, and it can't be thrown away.

Chen Dongcheng has no intention of temporarily breaching the contract.

It is still necessary to have a good relationship with a brokerage.

When companies issue bonds, their various arrangements are indispensable.

"Yes, the follow-up 118 billion will be handed over to you."

Chen Dongcheng said very readily.

"Thank you so much, Mr. Chen. If you have the opportunity to come to the capital, I will definitely invite you to dinner."

Yin Yanwu was overjoyed and kept thanking Chen Dongcheng.

In this cooperation, Chen Dongcheng took the initiative.

Yinhai Jinhui previously issued a total of less than 20 billion ABS products.

Now Cao Cao paid a big list of 138 billion.

No matter how grateful Yin Yanwu is, it cannot be overstated.

And ABS, this thing can have unlimited leverage.

When Ant Financial's small loan company was at its peak, its leverage was far more than [-] times that of outside rumors.

As long as it is not punctured for a day, Ant Financial will be able to make money lying down.

Of course, in terms of earning power, Huabei is definitely better than borrowing.

However, the nature of these two products is different. Borrowing belongs to the classification of cash loans and will be regulated sooner or later.

The Huabei scene is controllable, and it can still continue to be issued, but the profit will be less than that of borrowing.

Pay at will and Huabei have the same nature. After the launch of this business, a large number of existing users have been stabilized.

Zhu Zijing is also working on building a credit system for Cao Cao's payment.

Regardless of Ant Credit or Fujixun Credit, the purpose of establishment is to reduce the proportion of bad debts.

Yin Yanwu mentioned Ant Financial's ABS products to Chen Dongcheng, and they were sold out in minutes as soon as they were launched.

Such a popular subscription is possible thanks to the Sesame Credit system created by Lao Ma.

Huabei and borrowing business can control bad debts to about 1%.

Since January 15, eight companies have been selected to try out personal credit information business.

Lao Ma started to build Sesame Credit, which has grown much faster than the other companies.

Up to now, two years of Sesame Credit have achieved remarkable results.

Getting the personal credit card issued above seems to be within reach.

Actually it is not.

Chen Dongcheng is sure that just relying on Ant Financial's repeated defaults, it is crazy leverage.

The above will definitely not approve the personal credit license to Ant Financial.

Such an important license is most likely to be established by the company itself, and multiple companies will participate in the cooperation.

However, it is not wrong to set out to create a set of its own credit system. Cao Cao Finance has established a new department within it, named the Credit Information Department.

The main business is to analyze the users paid by Cao Cao through big data, and control the bad debts to a minimum within a reasonable range.

For a time, Cao Cao Finance recruited troops, poached a lot of talents in the financial field, and improved the combat effectiveness of the senior management team.

With the current achievements of Cao Cao Finance, it is no problem to surpass JD Finance in valuation.

The investment institutions generally quoted are about 80 billion US dollars, and the institutions that want to subscribe are like crucian carp crossing the river.

Zhu Zijing has been very busy recently, and investment institutions at home and abroad have been chatting with him about valuation and prospects every three days.

It's just a matter of saying it directly, you can fill in the number at will, and we will see how much to vote.

Zhu Zijing knew very well the abacus of these institutions.

Throughout the country, the one with the most potential to challenge the status of WeChat Pay and Alipay is Cao Cao Pay.

The first two are behemoths. They invested in Cao Cao Finance at this time, and they won't lose money.

Zhu Zijing has been waiting, waiting for the sales of Yinhai Jinhui.