My Life Can Hang

The registered capital is set at 60 billion. According to Shancheng's policy, a maximum of 138 billion can be loaned. "

This is not a secret, and Chen Dongcheng doesn't have to hide it from Guo Rongjun.

Guo Rongjun shook his head after hearing this: "Not enough, the amount paid by Cao Cao is not enough to fit between his teeth."

To give a simple example, even out of prudence, the per capita credit limit is only 5000.

This 138 billion can only grant credit to 276 million people.

Compared with the number of applicants of more than 3000 million, it is a drop in the bucket.

Chen Dongcheng smiled vaguely: "Policies are policies, and there will always be some delay in implementation."

"You mean..."

Guo Rongjun understood it. He was in the small loan business before, so he naturally understood the gameplay.

It's just that what they do is not as big as Ma Yun's.

Chen Dongcheng nodded with a smile: "Of course I have other countermeasures, such as cooperating with Weizhong Bank and adopting a joint loan model."

Guo Rongjun pondered for a moment and asked, "You mean joint investment and joint loan?"

"Yes, this is the way micro-heavy banks have been developing. If I can handle the cooperation of the universe, other banks will also be interested."

Guo Rongjun sighed: "The back waves are terrifying, I think your model is very reliable.

To put it bluntly, you are earning interest differentials. "

He understands the truth, but he can't do it at all because he doesn't have the capital.

If nothing else, how much does it cost just to sponsor a wave of the Spring Festival Gala?

At least one billion to start!

Not to mention that in order to retain these users, a series of subsidy programs have to be formulated.

That's all real gold and silver burning.

"I am back."

While Lao Guo was constantly sighing, Guo Jingxuan came back.

Lu Suzhen had been watching TV, and immediately greeted her: "Xuanxuan, who are you looking at?"

Guo Jingxuan followed the direction Lu Suzhen pointed, and saw Chen Dongcheng looking at her, her tone was somewhat resentful.

"Yo, isn't this President Chen? Why do you remember that my house is visiting?"

Guo Rongjun smiled wisely: "You guys talk first, I'll go buy some food with your aunt and eat at home at night."

After speaking, Guo Rongjun gave Lu Suzhen a wink, and the two left the space for them.

"Cough, it's not that I just got home and rested, so I wanted to visit Uncle Guo and Aunt Lu."

Chen Dongcheng knew that he would definitely be unable to escape, and asked, "How about I take you to my house tomorrow?"

"Go to your home?"

Guo Jingxuan said angrily, "Let me quarrel with Li Xingyao?"

Damn it, it was exposed.

Chen Dongcheng thought to himself and said, "It's my fault, or I'll make up for you later in the year?"

"How to compensate?"

Guo Jingxuan was a little moved, but she still had a cold look on her face, no matter how hard she could coax her.

"I think about it, I will go to the UK after the year to watch Tottenham's Champions League game, are you interested?"

Chen Dongcheng asked with a smile, knowing that Guo Jingxuan would definitely not refuse.

Guo Jingxuan snorted before saying, "It's a deal, you can't run away after the year."

"Don't worry, wait for my call." Chen Dongcheng vowed.

Then we talked about other things, and the atmosphere finally improved.

Guo Jingxuan was also forced to suffer by Chen Dongcheng's Spring Festival Gala, which made her laugh.

Lao Guo actually walked around the community with Lu Suzhen, and when he entered the house, he looked at his baby girl first.

The smile on his face, how could he still look unhappy before.

"Oh, sure enough, the bell has to be tied."

When Lao Guo saw Guo Jingxuan gloomy before, he felt that it must have something to do with Chen Dongcheng.

Looking at it now, I guess I was right.

"Dad, why didn't you buy anything?" Guo Jingxuan wondered.

"It's New Year's Eve, there's no place to sell anything. I've already bought it at home. I'll have a drink with Dongcheng in the evening. You and your mother will cook some dishes."

Guo Rongjun waved his hand and said casually.

Chen Dongcheng saw it in his eyes, and his heart was like a mirror.

"Aunt Lu's craftsmanship is so good, she must eat more bowls of rice in the evening."

"You kid, let's continue to chat, tell me how you plan to work next?"

Guo Rongjun first went under the TV cabinet and rummaged through the cabinets to find a box of treasured tea leaves, brewed the tea slowly, and poured Chen Dongcheng a cup.

Chen Dongcheng picked some less important ones to tell Guo Rongjun, which greatly touched Guo Rongjun.

"The small loan market is not easy to do now. Everyone is dancing on the tip of the knife. I am also a little disheartened and plan to sell the company."

Lao Guo sighed, still a little unwilling, whoever missed a stable fortune would be like this.

Chen Dongcheng touched a teacup with Guo Rongjun, comforted Lao Guo, and then asked, "Uncle Guo, you should know a reliable brokerage, right?"

"Sure, if you want to find a securities company to cooperate, I can recommend you a few that I have cooperated with, and the reputation is still very good." Guo Rongjun said cheerfully.

"A securities company must be looking for it. It's best to find one with a good reputation. After all, it involves long-term cooperation." Chen Dongcheng said affirmatively.

"I think about it, Yinhai Securities is quite suitable for you. It has a good reputation and will not be too strong."

Lao Guo thought for a while, then suddenly asked.

Chen Dongcheng still trusts Lao Guo.

"That's okay, I'll have someone check it out later, and if there's no problem, I'll cooperate with them."

Guo Rongjun is not worried that Chen Dongcheng will suffer a loss. In order to win Chen Dongcheng's two big orders, Yinhai Securities will definitely give in.

"You have the traffic, they have the talent and experience, and if you work together, it will be no problem."

Just by looking at the cooperation between Ant Financial and Debon Securities, you can know a thing or two.

Debon Securities has grown so fast since it took hold of Ant Financial’s thigh, it ranks among the best among securities companies.

The vast majority of ABS securities in the two major businesses of Huabei and Jibei are handed over to Debon for issuance.

Now that Cao Cao Pay is launching a similar business, as long as the rumors are released, it is the major brokerages who should be vying for it.

chapter 360. 359 cute banknotes

Lu Suzhen's cooking skills are good, or top-notch ingredients, no matter how bad the cooking skills are, the taste will not be bad.

Lao Guo was a little greedy for alcohol, so he took advantage of Chen Dongcheng's arrival to drink two more glasses.

Lu Suzhen and Guo Jingxuan looked at each other, a little helpless.

This time, Lao Guo learned to cheat, knowing that he couldn't drink Chen Dongcheng, so he just ordered it when he was satisfied.

After dinner, Lu Suzhen and Guo Jingxuan were busy cleaning up.

Chen Dongcheng and Lao Guo play chess and drink tea.

It was not until eight o'clock in the evening that Chen Dongcheng said his farewell.

Lao Guo kindly retained: "It's so late, just stay here."

"No, there are friends at home, and there will be a chance to come over and disturb them for a few nights."

Chen Dongcheng didn't dare to look at Guo Jingxuan, he could feel that Guo Jingxuan must be sour.

Lao Guo noticed that Guo Jingxuan's eyes were a little red, and he muttered, "What's the matter, you were smiling so happily just now."

"Then Uncle Guo, Aunt Lu stay, and Jing Xuan, you should rest early. I'll pick you up in a few days."

Chen Dongcheng couldn't bear Guo Jingxuan's small eyes, and he was relieved until he got into the elevator.

Back in the Rose Garden, Li Xingyao didn't have to guess, she knew that Chen Dongcheng must have gone to Guo Jingxuan.

Chen Dongcheng would never have guessed that the two of them would still have WeChat.

Li Xingyao took a random photo of the yard, and Guo Jingxuan naturally knew that Li Xingyao was here.

Neither Guo Jingxuan nor Li Xingyao wanted to go too far, lest Chen Dongcheng be in a dilemma.

On the eighth day of the first lunar month, Chen Dongcheng accompanied Li Xingyao home to visit.

At Qingju Technology, Chen Dongcheng can solve it with just one phone call.

In addition to calling Chen Dongcheng to say New Year's greetings, Cheng Wei also told Chen Dongcheng one thing in advance.

"Recently, the magnesium group has launched an online car-hailing entrance in Jianye, and we need to be vigilant."

It's not a secret at all that Magnesium wants to do online car-hailing.

Wang Xing has always wanted to make the magnesium group become the third pole of the Internet, replacing the position of Baidu.

In order to realize his ambition, the magnesium group has always adopted a borderless style of play, fighting everywhere to expand its business lines.

There is only one purpose, to tell a bigger story to capital, to listen to investors, and to obtain their investment.

Therefore, it is a matter of time before the magnesium group enters the online car-hailing battlefield.

Chen Dongcheng replied: "The magnesium group is only initially opening the entrance. They won't make big moves until they get the car-hailing license."