My Life Can Hang

As the second largest shareholder of Didi, Cheng Wei naturally needs to report these news to Chen Dongcheng.

Gu Shouyi's eyelids jumped: "Mr. Chen, there were rumors before that Didi's valuation after this round of investment will reach 500 billion US dollars, is it true or false?"

"Gu Xing and I are close friends. Naturally, I will not hide it from you. After this round of financing, Didi's valuation will indeed reach 500 billion US dollars."

Chen Dongcheng wiped the corner of his mouth with a napkin and said indifferently.

hiss!

Gu Shouyi was afraid that his expression management would fail, but the news was too exciting, and he really couldn't control it.

If Didi is really successful in this round of financing, it would be too scary!

As an unlisted company, its valuation has crushed countless established companies that have been listed for many years.

"Congratulations to Mr. Chen, Didi's successful round of financing, Mr. Chen's worth will also skyrocket."

Gu Shouyi's eyes were full of brilliance, but he heard that when Qingju Technology sold itself, Chen Dongcheng invested in other shareholders' stocks and took all the stocks issued by Didi.

Didi originally issued a 10% stake, plus Chen Dongcheng's previous stake that was diluted to about 2.5%.

Even if there are several investment institutions in the middle, it will not hinder Chen Dongcheng's harvest.

Even if this round is diluted by 10%, the Didi stock held by Chen Dongcheng is worth more than 55 billion US dollars.

Forbes announced that Chen Dongcheng's worth of 40 billion US dollars is pure nonsense.

The Didi stock held by Chen Dongcheng alone has exceeded this number.

Gu Shouyi quickly flashed through his mind and made a bold decision.

"Mr. Chen, since your personal assets are relatively high-quality, I suggest you make two loans.

One of them, ICBC, as the lead bank, contacted several domestic banks to grant a credit line of one billion US dollars to Cao Cao Group.

If the interest rate is based on the basis point of the shibor interest rate + 1.5%, what do you think? "

The shibor interest rate is the inter-bank lending rate in Modu.

Generally speaking, syndicated loans are based on the shibor interest rate plus different basis points.

A syndicated loan with a limit of one billion US dollars is really not something that ordinary companies can get.

Gu Shouyi went on to say: "According to the regulations of the industry, we take the cosmic line as the lead line.

The loan share shall not be less than 20%, and the share distributed to other banks shall not be less than 50%.

We are willing to take some risks, and if other banks are not interested enough, we will eat the rest. "

Chen Dongcheng's eyes narrowed, it seemed that Lao Gu was planning to gamble on his future.

You must know that the amount of the syndicated loan he requested is not a small amount. In order to avoid bad debts, all loan projects will be reviewed and approved again and again.

As the lead bank, as long as it takes 20% of the loan share, it has already met the regulations.

Gu Shouyi raised the upper limit of the loan of the universe to 50%, which undoubtedly took a great risk.

"No wonder Gu Xing can be promoted so fast, his courage is amazing!"

Chen Dongcheng sincerely praised that opportunities are always for those who dare to fight.

Changed to other stable and unwilling to take risks.

I will definitely choose to honestly eat 20% of the loan share.

Not to offend Chen Dongcheng, but also not to let himself bear great risks.

Gu Shouyi did this to a large extent to show his favor to Chen Dongcheng.

"In one's life, there are only so many opportunities. Since I have encountered it, I will never miss it Laogu."

Gu Shouyi smiled calmly: "If we increase the loan share to 50%, the risk will naturally decrease for other banks.

There are sure to be many banks interested, and a little risk is worth it compared to the benefits. "

"What about another loan?"

Gu Shouyi's eyes were hot: "If Didi can really complete the financing according to 500 billion US dollars, I can help President Chen to re-mortgage the stock and lend some funds, no less than 20 billion US dollars."

This time, it was Mr. Chen's turn to be shocked. Counting the previous loans, it was equivalent to the $35 billion approved for Mr. Chen by the Cosmic Xing family.

I have to say that Gu Shouyi's courage is really big enough.

If Didi's share price shrinks, his position is at risk.

Gu Shouyi is still very convinced of Didi's prospects. Looking at the domestic market, there is no rival, and a monopoly has already formed.

Profit is a matter of time. After listing, it will definitely lock in the top ten positions in the domestic Internet list.

President Chen pondered for a while, deliberately appearing less urgent.

"Didi financing is still two months away. Another loan is not urgent. Guxing will arrange it."

"Then I will tell President Chen the interest rate of the syndicated loan first."

Gu Shouyi took a mouthful of Maotai and moistened his throat: "Usually what we use in China is the shibor interest rate, plus an indeterminate basis point.

The latest shibor rate, one-year, is 4.04%.

Since Cao Cao Group is temporarily unable to make a profit and its business line is in a loss-making stage, the attitude of other banks will definitely be very cautious.

I think 150 basis points is a reasonable number. "

"5.54% interest rate?"

Mr. Chen thought about it, compared to the interest rate of Ali and the others in the overseas joint loan market, it must be more expensive.

However, when the Cao Cao Group went abroad, it must have encountered a cold ending.

"I'm fine, the rate is reasonable."

Mr. Chen thought for a while, and then happily agreed.

Gu Shouyi said sincerely: "Mr. Chen, it stands to reason that it is difficult for your company to obtain a syndicated loan.

Especially with a figure as high as a billion dollars.

This interest rate is already the limit I can fight for you. "

If the amount is lower, the cosmology can be digested by itself.

A billion-dollar loan is too risky for any bank to take it alone.

Chen Dongcheng understands very well that as long as he can get a loan, it is a trivial matter.

"Then it's hard work, I look forward to your good news." Chen Dongcheng raised his glass and smiled.

Gu Shouyi was relieved and replied with a smile: "It should be, just wait for the good news, Mr. Chen."

The sound of glasses colliding is crisp and pleasant.

Gu Shouyi knew very well that the more loans he helped Chen Dongcheng get, the deeper the friendship between the two would be.

As for whether Chen is always short of money, that doesn't matter at all.

Anyway, Gu Shouyi's task is to lend money, and he is not from the FBI, so how can he have so much thought to investigate Mr. Chen's roots.

chapter 357. 356

Gu Shouyi opened up the relationship between all parties in just three days.

"Mr. Chen, fortunately not to be disgraced, the syndicated loan for Cao Cao Group has been formally negotiated.

Our cosmic line alone eats 40% of the loan share.

The rest will be divided between China Everbright and China Merchants Bank.

The interest rate is just as I told you, a bullet loan with a one-time principal payment after three years.

As collaterals are Cao Cao Century Building and Baolong Building, as well as half of the shares controlled by Cao. Is there any problem with Mr. Chen? "

Gu Shouyi looked a little tired, and he has been busy with this matter these days.

Fortunately, the Century Building and Baolong Building under Chen Dongcheng's reputation are very clean property rights and have no mortgage history.

For this group of consortia, it is also a very good collateral.

The market value of Guang Century Building and Powerlong Building reached 42 billion.

In addition to Cao's half of the equity, the combined value must exceed the amount of their loan.

This means that the risk of lending to Chen Dongcheng will not be great.

What's more, the interest rate of this syndicated loan is very impressive.

Compared with the LIBOR rate, the comprehensive income can reach 380 basis points.

After reading the loan agreement, Chen Dongcheng was very satisfied: "I have no problem."

Once the billion dollars are in the account, Chen Dongcheng can do more things.

Gu Shouyi reminded: "Mr. Chen, the foreign exchange control has been strengthened recently.

This loan is best for you to invest in the country, or use it to develop your company's business.

It must not be used to invest in real estate overseas or to acquire foreign companies. "

Afraid that these wealthy people will transfer assets one after another, they have specially issued instructions to the banks of the universe to supervise the flow of loans.

"I understand that the money is not going abroad."

Chen Dongcheng readily promised that if he wanted to invest abroad, he would simply settle with Tottenham.

It is impossible to use this loan and take such a big risk.

"That's good."

Gu Shouyi was also relieved, if Chen Dongcheng really took the money to invest overseas, he would also have to take responsibility.

Chen Dongcheng handed over the loan agreement to Li Changqing and the others for review. After confirming that there was no problem, he signed the agreement.

Gu Shouyi shook hands with Chen Dongcheng and went back to report.