My Life Can Hang

Xie Jingyu lowered his head, knowing that the boss was really angry, and took the order to leave.

Sitting in the back row of the Range Rover, Chen Dongcheng closed his eyes and thought.

If it hadn't happened today, he would have been quite willing to make friends with Han Enxi.

Even if the witch is a little bit, there is a background after all.

Sometimes, money is secondary and background is the most important.

"Damn, bad luck."

Chen Dongcheng remembered what happened at night, and couldn't help but scolded.

Packing up his mind, Chen Dongcheng heard the doorbell rang just after he got home and took a shower.

Looking at the surveillance camera, it was not Han Enxi who was standing outside the door.

Chen Dongcheng opened the door, frowned and asked, "Is something wrong?"

Han Enxi looked behind her head and asked with a smile, "Aren't you inviting me in?"

"It's inconvenient, my girlfriend is at home."

Chen Dongcheng refused without hesitation, the car repair thing had not passed in his mind, how could he have the heart to pay attention to her.

Seeing that Chen Dongcheng was about to close the door, Han Enxi threw out the trump card.

"I can arrange a loan for you, no less than a billion dollars, are you interested?"

Money is too vulgar, but President Chen is more hospitable. He smiled and got out of the way: "Please come in."

Han Enxi pouted, what a young talent, a typical mercenary!

Chapter 355. 354, Exchange of Interests (Third, please subscribe!)

Han Enxi entered the room, looked left and right, raised her eyebrows and smiled, "Mr. Chen's girlfriend must have some obsessive-compulsive disorder. Even the cups on the coffee table should be placed symmetrically."

"There are some, Miss Han, is what you said just now true or false?"

Chen Dongcheng is concerned about the loan mentioned by Han Enxi, and it is a loan of no less than one billion US dollars.

To be honest, Chen Dongcheng is really short of money now.

Regardless of Mr. Chen's good looks, he has the momentum to develop Cao Cao Group into a top domestic company.

But Nai He's foundation is weak, the stalls are spread out, and the funds of Shenhao Games alone can't keep up.

It was only a few years ago that the balance owed to SOHO Group was settled, and the Century Building was completely owned by Chen Dongcheng.

In addition to the previous purchase of planes and yachts, Baicaowei invested 16 billion to build 4 production bases, and the shareholders of Qingju Technology held equity.

It all means that a lot of money is constantly flowing out.

Recently, Cao Cao paid to sponsor the Spring Festival Gala, and one billion must be prepared first.

The [-] billion yuan for the acquisition of the Powerlong Building must also be paid to a British consortium in one lump sum.

To beat another competitor, Chen Dongcheng relies on the speed of remittance.

Like many foreign investors buying domestic office buildings, they are making short-term investments and making quick returns.

Chen Dongcheng, who has the same quotation and faster payment method, is naturally more competitive.

Steps: 1118 million

Property: 8978

Experience value: 129.13/1000 million

Loans: 42.8/50 billion

The 50 billion loan from the universe before has almost been spent.

The number of steps in the game is only enough to maintain the operation of the company under his name, walking on thin ice.

Its business lines are generally in the stage of burning money.

It's really hard to find a way to make money.

The only source of funds is the settlement of Tottenham each season, which can greatly quench Chen Dongcheng's thirst.

Han Enxi lay on the sofa carelessly, and found that Chen Dongcheng was looking at him, and deliberately licked his lower lip.

This girl has a big heart, and she has no idea how dangerous it is to come to a strange man's house and do this kind of hooking.

Chen Dongcheng didn't see it, and continued to ask: "Give me a nice word, is the loan thing true?"

"What attitude, I said there is a way, then there must be, get me a bottle of water first."

Han Enxi glared at Chen Dongcheng angrily, sat up straight on the sofa, and crossed her Erlang's legs.

Chen Dongcheng frowned and walked to the refrigerator, took a bottle of mineral water and threw it to her: "Drink it quickly, and answer the question after drinking it."

"Gudong, gudong."

Han Enxi drank small sips, raised her fair swan neck, and every move exuded great charm.

To say that under such a scene, if Chen Dongcheng has no other thoughts, it must be nonsense.

Lonely men and widows live in the same room, how can there be no ambiguity.

But thinking about Han Enxi's family background, Chen Dongcheng still firmly controls his bird.

What kind of girl can touch, what kind of girl even if you chop up Dior, you can't provoke it.

Han Enxi undoubtedly belongs to the latter kind of woman, who looks beautiful and hides murderous intentions.

Han Enxi looked a little disappointed, and played with the bottle in his hand.

If Chen Dongcheng did something to her just now, she only had to shout, and the bodyguards waiting outside would definitely teach him to be a man right away.

"My second uncle has business cooperation with many foreign banks, so it's not a problem to help you get a loan.

Generally, Internet companies like yours seeking bank loans overseas are based on the Libor interest rate plus about 100 basis points. "

Generally speaking, one basis point is equivalent to 0.01%, and 100 basis points is 1%.

The Libor rate, which refers to the London Interbank Offered Rate, is a measure.

Many domestic and foreign banks use this interest rate as a benchmark for loans, mortgages, and debt issuance.

Large groups like Ali, Tengxun, and Baidu all choose to seek bank loans overseas.

On the basis of the libor interest rate, different basis points are added to attract foreign banks to subscribe for loan quotas.

For banks, these large domestic groups are guaranteed to be profitable.

Even if the basis point was a little lower, at 90, they were willing to take it.

If it is some startups, there is no chance to meet them at all.

For a simpler example, referring to the latest one-year US dollar Libor, the average interest rate is 1.726%.

If Ali is willing to pay 95 basis points, the interest rate after the spread is 2.676%, which is much lower than the domestic ICBC loan interest rate of 4.75% (3-5 years).

For a large group like Ali, the amount of loan sought is not a small amount, usually starting at $20 billion.

2% less interest per year, that's $4000 million in savings.

The more you borrow, the more you save.

But this also involves a core issue. Different companies have different borrowing costs.

For example, Fujixun may only use Libor interest rate plus 90 basis points to get a loan of 20 billion US dollars.

If Chen Dongcheng wants to loan 20 billion US dollars, even if he adds 280 basis points, no bank will be interested.

Investing in unlisted companies is too risky, unless Chen Dongcheng's company is a well-deserved overlord in a field, or even a monopoly.

Such companies will make these overseas banks very interested.

Chen Dongcheng understands this, so he is very suspicious of Han Enxi.

He is not questioning Han Enxi's second uncle's ability, but he is very suspicious of Han Enxi's billion-dollar water.

Under the gaze of Chen Dongcheng, Han Enxi also told the truth.

"One billion dollars is definitely not realistic, your company can't meet this qualification.

The only domestic companies that can interest foreign banks are BAT, and at most Didi and JD.com. "

Chen Dongcheng nodded, walked to the door, opened the door, and made a gesture of please.

"What are you doing?" Han Enxi was a little surprised.

"You have also drank the water, and you have also rested for a while.

Please, Miss Han, go back to your own house first, I have a meeting tomorrow. "

Chen Dongcheng's tone was a little disdainful: "If you can't do it, don't open such a big seaport. Are you ashamed?"

"How dare you talk about me?!"

Han Enxi said angrily, "If I don't say I'll lend you $10 billion, can you let me in?"

"Uh...no."

Chen Dongcheng thought about it and replied honestly.

No way, Mr. Chen is so realistic.

If you are useless, pretend to be a lady with me.

Han Enxi laughed angrily: "Although I can't help you get $10 billion in financing, $3 million is still fine, do you want it?"

Chen Dongcheng thought about it, closed the door, went to the refrigerator to take out the fruit, washed it and handed it to Han Enxi: "Try the newly bought fruit."

The corner of Han Enxi's mouth twitched, looking at the already wilted apple, and said angrily, "Thank you, Mr. Chen, for your kindness. I'll leave this apple for you to eat by yourself."

"I heard that JD.com recently wanted to get involved in the overseas syndicated loan market, but only applied for a $5 million loan.

Can you help me get a $3 million loan? "